Chapter 1065 - Small and Big (II)

Zhao Fusheng is very happy now, especially happy.

After all, anyone is happy to hear that a large bank with assets of tens of billions of dollars is willing to work with them.

But he also knows that there is no hatred for no reason in this world, and there is no love for no reason, for no reason, just with his own collateral, it is not so easy to let the Chen family father and son take out the assets of Pangu Bank to help him.

A gentleman can deceive him, although the Chen family is a kind person, but if he really treats a kind person as a stupid, it would be too stupid.

"Mr. Chen, please speak. ”

Zhao Fusheng said respectfully to Chen Youhan.

In any case, this old man who has helped countless Chinese businessmen deserves his respect.

Compared with the so-called rich people in China who are bent on making the hard-earned money of the common people and even have to play some tricks when doing charity, the Chen family father and son are really good people.

"Mr. Zhao, I want to ask you, how much are you going to borrow from Pangu Group?" Chen Youhan looked at Zhao Fusheng and asked slowly.

Zhao Fusheng thought for a while, and finally raised a finger: "I need 100 million US dollars." ”

One hundred million?

Chen Youhan didn't speak, but Chen Zhishen glanced at Zhao Fusheng with some surprise, and he had a new understanding of this young man's appetite in his heart.

You must know that Zhao Fusheng and Pangu Group have not cooperated before, and now they dare to ask for 100 million US dollars when they open their mouths, which can be regarded as a lion's mouth.

"No problem. Surprisingly, Chen Youhan agreed very happily.

Zhao Fusheng was stunned for a moment, looking at the old man in surprise, and even Chen Zhishen looked at his father in surprise.

"Old man, don't you think about it?" After hesitating for a moment, Zhao Fusheng still said to Chen Youhan.

"What are you considering?" Chen Youhan glanced at Zhao Fusheng and said with a smile: "Do you think that our Pangu Bank can't afford to lose this money? Or do you think that my old man can't afford to lose this money?"

"No, no, no, I definitely didn't mean that. Zhao Fusheng waved his hand again and again.

Whether it is Chen Youhan's age or his own experience, it is enough for Zhao Fusheng to maintain enough respect for him.

"So be it. Chen Youhan said with a final word.

After a pause, he smiled and asked, "To be honest, is 100 million enough?"

hat?

As soon as this sentence came out, Zhao Fusheng and Chen Zhishen were a little dumbfounded.

Zhao Fusheng was surprised, Chen Zhishen was surprised, and the two looked at Chen Youhan dumbfounded.

If it weren't for the fact that his father had always been healthy and clean, and the age gap between him and Zhao Fusheng was too big, Chen Zhishen would even have to suspect that this kid would not be his cheap brother.

This treatment is simply too high!

In fact, even Zhao Fusheng himself is in a state of confusion at this moment.

You must know that at the beginning, Zhao Fusheng was still worried about whether Chen Youhan would feel that he would open his mouth and cut the figure of 100 million US dollars in half.

After all, in the case of loans, it is never possible for the product to be valued 100% according to the original price of the collateral.

To put it simply, a normal mortgage is generally around 70% of the valuation, and then discounted.

For example, if Zhao Fusheng has something worth 1 million in his hand and takes it to the bank for a mortgage, he will be valued at 700,000 at best, and then when he takes out a loan, he will only give about 70% of the funds.

In other words, if you take out a loan for a million things, you won't even get 500,000 yuan.

This is still in the case of acting in accordance with the rules and regulations, in case of offending someone, it is not impossible to take a loan of two or three hundred thousand yuan for one million things.

The reason why Zhao Fusheng let Chen Youhan read the information of future investment, future advertising and future film and television, and finally only asked for a loan of 100 million US dollars, is here.

You know, the cash in hand of future investment alone is already more than 100 million US dollars. The 2 million shares held by Wangyi have exceeded $100 million as each share of Wangyi rises to $600.

Coupled with the assets of Future Film and Television and Future Advertising, as well as the shares of Tengxun Technology and the Kaixin.com website in the hands of Future Investment, in fact, Zhao Fusheng's worth has exceeded 300 million US dollars.

But he never expected that Chen Youhan would ask himself, is the loan of 100 million US dollars enough?

"If you are short of money, I think 100 million US dollars is a bit less, how about 300 million?" Chen Youhan smiled slightly and said to Zhao Fusheng.

Zhao Fusheng blinked, almost thinking that he was dreaming and hallucinating.

For the first time, he felt that he was too underestimating the heroes of the world.

Because he has been smooth sailing in China before, the so-called big man Zhao Fusheng has also seen a few, and he originally thought that those people were enough to surprise people.

But this time, Zhao Fusheng really saw what it means to swallow mountains and rivers.

If it weren't for the reputation of the Chen family, and Zhao Fusheng knew the development history of Pangu Bank, he would even think that the old man in front of him would have some conspiracy waiting for him.

"Forehead ......"

Zhao Fusheng hesitated and didn't say anything for a long time.

No way, this thing is really a bit beyond his expectations.

Chen Youhan chuckled when he saw Zhao Fusheng's reaction, to be honest, from the beginning, Zhao Fusheng's performance surprised him, calm and a little not like a young man of this age, but more like an old fritter.

But now, seeing him so hesitant, Chen Youhan feels more and more that his decision is not wrong.

"Of course, I'm not unconditional. Looking at Zhao Fusheng, Chen Youhan said slowly.

As soon as these words came out, Zhao Fusheng suddenly came to his senses.

Although he is very grateful to Chen Youhan for his boldness and generosity, to be honest, Zhao Fusheng always feels a little unreliable when people help him so plainly for no reason.

It's not that he doesn't trust Chen Youhan, it's really because of such favors, in Zhao Fusheng's view, it's actually the biggest constraint on businessmen.

Sometimes, it is difficult to repay the debt of favors, but it is not as simple as a clear transaction.

"My condition is very simple, that is, in the future, the capital flow of overseas industries under your name must go through our Pangu Bank, how about it?" Chen Youhan looked at Zhao Fusheng and said word by word.

Zhao Fusheng was stunned for a moment, a little strange, but then he understood what Chen Youhan meant.

In addition to the domestic part, there are also a lot of foreign assets, after all, people who invest in the Internet industry cannot always limit their vision to China.

In other words, Chen Youhan is betting that Zhao Fusheng will sooner or later focus his career abroad.

At that time, as his only collaborator, Bangkok Bank, will definitely be able to receive more rewards than what he has done now.

In all fairness, Zhao Fusheng really admires Chen Youhan's vision. It is no wonder that the Chen family and his son were able to become the richest man in Thailand and develop Pangu Bank into the largest bank in Thailand.

A real businessman has an eye on the future, not just on the immediate interests.

The people who are short-sighted will only care about the interests in front of them, while the really smart people look at the future.

Chen Youhan is naturally a real smart person.

What he values is the benefits that Zhao Fusheng can bring to Pangu Bank in the future, rather than the $300 million he pays now.

And Zhao Fusheng is also very aware of this, so he sincerely admires Chen Youhan. After all, the other party can see his potential, and he can be regarded as a masterpiece of a generation.

"I agreed to this condition. ”

After pondering for a moment, Zhao Fusheng nodded and said to Chen Youhan: "Old man, I hope we will cooperate happily in the future." ”

Chen Youhan narrowed his eyes and smiled: "Okay, happy cooperation." ”

The next thing is much simpler, Chen Zhishen called someone in, and ordered to go down, naturally there were clerks from Pangu Bank to contact Jerry and others about signing the contract, and after the contract was brought in, Zhao Fusheng and Chen Zhishen signed their names, and the business was completed.

"With all due respect, the old man is very curious, what is your goal?" When only Zhao Fusheng and the Chen family father and son were left in the office, Chen Youhan looked at Zhao Fusheng and asked with a smile: "You can also not say it, I am just more curious." ”

Zhao Fusheng shrugged: "It's nothing, I just think that whether it is the Internet industry or the real estate industry in the United States, there should be a hot period of two or three years, and I plan to make a little money." ”

Well?

Hearing this, the Chen family's father and son were all stunned.