After hearing that Meifu filed for bankruptcy, Jing Jian curiously inquired about the bank's information. The specific situation is similar to what Cowell said, his assets are still relatively high-quality, and they will basically be acquired by other banks in the end. Therefore, it is basically impossible to get this bank without spending money.

However, for its Hong Kong subsidiary, Hong Kong American Foerster Bank, Jing Jian immediately became interested. The most important thing is that banking license. At present, the banking license in Hong Kong has not been fully liberalized, and Jing Jian has long wanted to acquire a local bank, but he has never found an opportunity. Otherwise, will it always be entangled with Nan Henglong?

It was a completely sky-high asking price for Colwill before. Sure enough, after making a few phone calls, he said to Jing Jian: "I can give it to you, but the cash of their Hong Kong subsidiary is only more than 12 million Hong Kong dollars, a Meifu building worth 240 million Hong Kong dollars, and more than 600 million yuan in loans receivable." There are still 3.2 billion Hong Kong dollars in deposits that have not been paid, and you will have to bear all of this. ”

For the soon-to-be-acquired First National Bank, there is little interest in the Hong Kong subsidiary itself, as the bank itself has a branch in Hong Kong. Moreover, they can strip off more than $300 million in non-performing assets at once, and their burden is much lighter all of a sudden. As for Morrison & Foerster, they are even more welcoming. If you reduce the debt ratio, you will definitely be able to sell it at a good price.

When Jing Jian heard this, he secretly shook his head in his heart, these Yankees are really ruthless, they actually siphoned off almost all the cash and high-quality investments, leaving only a mess for themselves.

And Hong Kong's depositors are really pitiful. Since American depositors have compensation protection of up to $100,000, and Americans generally do not have the habit of saving, they all go to multiple banks to deposit separately, and basically do not lose anything. Only Hong Kong depositors can only bear their own losses. Even if it is restructured in the future, I don't know if Ma Yue will be able to get back the principal of the deposit in the Year of the Monkey.

In fact, Jing Jian really needs a bank, and his huge industrial chain urgently needs such a lubricant. And compared with the value of debt, it is equivalent to buying the bank with about 2.3 billion Hong Kong dollars. One might wonder if it's worth it? Consider the collapse of the Bank of Baring, which lost £600 million and had a total capital of £350 million, which equates to a cost of about $400 million, or about HK$3 billion, before being bought by ING for £1. Therefore, it can only be determined whether it is needed, and the value of the debt is not strictly calculated.

In his heart, Jing Jian was ready to accept such conditions, but of course he had to bargain in his mouth: "Cowell, I am equivalent to spending more than 300 million US dollars to buy this Hong Kong branch, do you think I am such a stupid person?"

Cowell quickly explained: "Last year, Hong Kong's pre-tax profit reached $76 million. Of course, most of the money comes from headquarters, but on the other hand, what if you accept it, it might be better than the original Fortune? Well, so be it! The board of directors of the American Foerton and the First National Bank want to divest this non-performing asset, and if you want, they are willing to offer you a one-year, $150 million low-interest loan. What about 6% interest? Otherwise, there is really no way to talk about it. ”

"I inquired about the bankruptcy wave in Hong Kong last year, and there are still more than 300 million Hong Kong dollars worth of mortgage assets in the hands of Hong Kong Meifu that have not been disposed of, and these are all for me. ”

"That'...... I'll make another call. After a few minutes, Cowell smiled and sat down in front of Jing Jian, "Okay, they agreed." ”

......

At this time, the run on Hong Kong had slowly spread, and due to the rather sudden collapse of the Furison Bank, almost none of the depositors were able to withdraw their deposits. And for those bank customers, the biggest loss is not the deposit, but the VIP wealth management customers who believe in the strength and credibility of Anglo American Bank (which is why the pre-tax profit is so high, the main source of profit is not the deposit and loan business). And these people can only wait for the end of the long acquisition period and the litigation period, hoping to get back a little bit of capital!

The run across Hong Kong, coupled with the plunge in the stock market, has led to a wide range of mourning throughout Hong Kong. On the contrary, South Hang Lung has been shared by other banks, and the pressure has been lightened a lot. There is even some schadenfreude, anyway, if you are unlucky, you will be unlucky together!

However, there was still a long queue at the entrance of the bank, and the run for two consecutive days had made South Hang Lung's funds extremely tight, which caused the bank staff and the security guards at the door to look more and more panicked.

"Let Jean, please let go!" Suddenly, several bank staff members moved out several advertising boards, which immediately caused a commotion in the crowd. Many people are panicking, is Nan Henglong really unable to resist this run, and is it closed today?

The order was chaotic, and the crowd rushed to the door of the bank, and the police and security guards at the scene desperately resisted the crowd. Seeing that the situation was not good, a staff member next to the billboard immediately raised a loudspeaker: "Don't mess up, don't mess up." Let me tell you a good news, our bank's Jingsheng stock has risen sharply and has become the richest man in the world!"

"Smack!" saw a shoe smashed on the staff member's body, and an aunt shouted heartbreakingly, "Hit your lungs, care about your gold and silver, pay us back quickly!"

As if it were a signal, leather shoes, pens, and even messy things were thrown at those staff like raindrops, but fortunately, a group of riot police officers rushed out to save these staff members who "provoked public anger" from punching and kicking.

Seeing that order was finally restored, the inspector who led the team was angry and yelled at the staff member with a blue nose and swollen eyes: "What are you doing? Don't you want to die? Close the door when you close the door, are you a shrimp head and still advertise?"

The staff member was quite aggrieved: "Sir, we didn't close the door?"

As soon as I heard this, someone immediately asked from the periphery, "Then can I still withdraw money?"

"Of course you can!" the staff member touched the black blue on his face, "I'm here to tell you the good news!"

"Huh?" Hearing that they could still withdraw money, the crowd slowly regained their composure and began to gossip, "Pretty boy, what's the good news? What is your advertisement?"

The staff looked back, the advertising board had already been stepped on, and after trying to see that the tweeter could still be used, he simply raised the loudspeaker and shouted: "Have you read the news? Jing Shao has become the richest man in the world in the United States, and he is Feng Sheng, the boss of our Nanhenglong...... They're family!"

The staff really didn't know how to explain the relationship between Jing Jian and Feng Biaoting, so they simply shouted "family". The news slowly spread, and those who ran on it began to be suspicious. In the end, the news was finally confirmed, and at the end of the day, many depositors who had withdrawn money from other banks had begun to deposit money in South Hang Lung......