"Mr. Zhang, this student ran away 1-on-1, but my child hasn't even attended a day's class, can I not repay the loan owed to Yimin Loan?"

"Yes, they are all the richest men, how can they get involved with these scam companies?"

"Mr. Zhang, please give me an explanation!"

......

Zhang Yida's Weibo, which has not been used much since last year, suddenly appeared with a lot of comments, all pointing to the same problem "Xueba 1 to 1" ran away.

Weibo officials are also adding fuel to the fire, and all of a sudden the relevant news has been sent to the hot search.

Zhang Yida looked at Chen Shaojie, CEO of Yimin Loan, who was trembling in front of him, and said coldly: "Is the matter investigated clearly?"

Chen Shaojie sighed, "The investigation is clear, Xueba 1 to 1 was founded in 2015, the boss is a post-95 generation, and the sophomore took a break from Northeast Finance and Economics to found this company.

The boss's name is Qu Feixuan, who is born in 95 and a beautiful boss, and is very popular on the Internet. ”

Zhang Yida interrupted, "So you sign a contract with them, as I said before? I'd rather do less business than cooperate with these small and medium-sized educational institutions." ”

Chen Shaojie moved his lips and wanted to explain a few sentences, but in the end he turned into a helpless sigh.

Zhang Yida said these words, and he also transmitted them downward.

However, in the track of education staging, competitors are rushing forward, and there are no problems, so the scale of cooperation is slowly relaxed.

If he really wants to be held responsible, he will not escape the involvement.

But things have already happened, and it's useless to talk about it, so let's think of a solution first!

Chen Shaojie said: "At present, we have reported to the police, and Xueba has owed a total of 5 million wages to employees 1-to-1, and the tuition fee is about 20 million.

There are not many education installments through Yimin loans, only 4 million, about 300 people. ”

"300 people?"

Zhang Yida felt that something was wrong, it was only a battalion, how could he hit the firepower of a division under his Weibo?

Most of them are villains doing the trick!

Zhang Yida didn't continue to think about it, his first consideration now was to calm down the incident.

"Apart from calling the police, Yimin Loan has no other countermeasures?"

"Yes, yes," Chen Shaojie hurriedly said, "We have arranged for customer service to contact more than 300 educational installment users involved in this incident to negotiate and resolve the matter." ”

"It's not a big amount, it's just that it's too bad. ”

Zhang Yida gradually calmed down, and said lightly: "But now the users who seek justice have come to my Weibo." ”

Chen Shaojie also knows that the amount is not large, even if it is all bad debts, it will not be able to shake the foundation of today's Yimin loan.

It's just that this time Mr. Zhang was dragged into the water, and the richest man got involved in these things, which was too embarrassing.

Thinking of this, Chen Shaojie broke out in a cold sweat and asked tentatively: "Mr. Zhang, on the user's side, do we give interest reduction or loan extension at our discretion?"

In this case, there may be a little less pressure on public opinion.

In addition, we are as sincere as possible. It is equivalent to that this business is not profitable, and even loses money. ”

Zhang Yida nodded, "The interest can be reduced partially, but this is out of humanitarian concern."

As for the principal, it must be returned in a fraction. It doesn't matter how big the amount is, it's a matter of principle. ”

Zhang Yida's tone was a little heavy, and Chen Shaojie also understood the meaning.

This time I made a concession to the user, and the next time this kind of thing happens, will I give in or not?

Moreover, even if there is no Yimin loan, these parents still don't want to go to Xueba to pay tuition 1-to-1.

It was the parents who found the training institution first, and the loan was in the back, if you really want to say that the victim, Yimin Loan is also a victim, and it was deceived by the top student 1 to 1.

Zhang Yida looked down at the 1-to-1 information between Qu Feixuan and the head.

The girl is the same age as her, and her career is not small.

Xueba 1-to-1 brings together more than 2,000 Xueba, all of whom are from the top 10 schools such as Qingbei Fujiao, to teach students primary, junior and senior high school Chinese, mathematics, physics and other courses and test questions.

also received 20 million yuan in Series A financing, it stands to reason that it will not run away?

Zhang Yida raised his head, looked at Chen Shaojie, and said: "Arrange for the Ministry of Supervision to go to the magic capital to conduct a comprehensive investigation into the sales and risk control involved in the 1-to-1 cooperation contract of Xueba." ”

Chen Shaojie smelled a hint of something wrong, "Mr. Zhang, do you doubt it?"

"Yes, whether there is a problem or not, this procedure is going to go. ”

Zhang Yida pointed at Chen Shaojie, "And you, you have to bear some responsibility for poking such a big basket this time, and this year's options and bonuses will be halved." ”

When Chen Shaojie heard this, his face collapsed, but he still nodded, he also had to bear the responsibility.

"In addition, an audit will be arranged, and all educational institutions that do not meet the qualifications will be removed from the cooperation list. ”

Zhang Yida said in a serious tone, "I don't want to hear about this incident a second time." ”

Chen Shaojie also knew that it was amazing, and he finally knew why Mr. Zhang attached so much importance to the qualifications of cooperative enterprises.

If this kind of runaway happens a few more times, Yimin Loan is afraid that it will have to withdraw from the education installment market.

The public relations department of Yimin Loan quickly clarified, saying that it had reported the case to the public security organ and would consider giving users a partial interest reduction as appropriate.

It is really impossible to turn around at home, and the loan is extended, and you can borrow for a longer period of time.

There was no mention of principal reduction in the announcement, and some users were still dissatisfied and continued to slander Yimin Loan and Zhang Yida everywhere.

Yimin Loan is much stronger in the future, and the announcement indicates that Yimin Loan is normal in accordance with commercial procedures and laws, and all lending funds come from financial institutions such as banks and trusts.

If the user maliciously fails to repay the loan overdue, the credit report will be reported to the central bank, which will affect the children's schooling.

Now, the vast majority of users don't dare to make trouble, they are all parents, and their children are studying in elementary and junior high schools.

As for the handful of people who want to repay their debts, or want to try whether Yimin Loan really wants to be on the credit report, they are still making trouble on the Internet.

But how could netizens keep their attention on this, and soon ate a melon.

Of course, the public relations department also contributed a lot to this, and a lot of money was spent on deleting posts.

Gradually, things subsided.

Although public opinion on the Internet has been controlled, Yimin Loan is experiencing a major earthquake internally.

Chen Shaojie looked at the situation reported by the investigation teams sent to various branches, which was shocking.

Many educational institutions are not as good as school bully 1-to-1, and they still get 20 million venture capital.

Chen Shaojie did not dare to slack off, and quickly convened a meeting of the general managers of the branches in various places, with one purpose, to check the qualifications of the cooperative institutions.

Those who do not meet the conditions for signing cooperation contracts will be terminated.

As soon as this decision was announced, it attracted a lot of discussion among the general managers of the branch.

Each of their branches is carrying a performance task, if so many companies are terminated, can they still complete the task and get the performance?

Chen Shaojie also moved the real character this time, and whoever refused to carry it out would be withdrawn.

In addition, he felt that there were some deficiencies in the company's management system, and a new set of assessment mechanisms was formulated.

Performance and overdue rate are no longer the only criteria for assessment, and the probability of problems in cooperative institutions is also included.

The general manager of the magic capital became the first chicken to set an example for monkeys, and Xueba was in the magic capital 1 to 1, so he was punished by demotion and salary reduction.

This is still because the Ministry of Supervision did not find any problems after going to the magic capital, and if economic problems are really found, the punishment is not so easy.

Now, no one dares to object anymore. Although I think the headquarters is making a bit of a fuss, I also have my words in my stomach.

After the general managers returned to the branches, they began to remove the unqualified cooperative educational institutions in accordance with the requirements of the headquarters.

The cooperation agreements signed between Yimin Loan and these small and medium-sized educational institutions are relatively strong, and there are clauses for unilateral termination and exemption from liability.

So it's very neat to do these things.

It's just done once, but it offends primary and secondary educational institutions all over again.

There are even institutions that say that they will never cooperate with Yimin Loan again in this life.

Du Xiaoman Finance, a subsidiary of Qiandu, seized the opportunity and signed contracts with many education and training institutions that terminated contracts with Yimin Loan, increasing a lot of market share.

Hit by a series of events, Yimin Loan's stock price plummeted, and it has fallen below the issue price, with a market value of less than $3 billion.

In the United States, a group of leeks who feel cheated are preparing to launch a class action lawsuit against Yimin Loan.