"Mr. Wu, I know that you have the strength of Daniu.com, no, inviting you to the capital is to discuss how we can cooperate!

Tell me a little bit about the business of stock allocation!"

Liang Weimin smiled brightly, this is the God of Wealth who sent it to the door!

As an online stock allocation platform, Daniu.com has a very good reputation in the industry, and its operation is fierce, known as the price butcher, which is feared by peers and sought after by retail investors.

Wu Xiaolong, the CEO of Daniu.com, is also a legend even the black and thin man in front of him.

When he was a teenager, he dropped out of school and came out of his hometown to work, worked as an assembly line worker, and moved bricks on the construction site. Later, he entered the stock allocation industry, and because of his hard work, he was promoted from salesman to business director.

In the first half of last year, Wu Xiaolong pulled dozens of people from his old club to set up his own portal and created Daniu.com.

In just over a year, starting from scratch, the stock allocation business of Daniu.com has brought the scale of hundreds of millions of dollars in a single month.

A young man who is new to Chinese and has no background has to be amazed by his ability and wrist to get to this point.

Of course, the people who are amazed do not include Liang Weimin, as a child of a rich family, he looks down on these mud legs in his heart.

However, Wu Xiaolong can bring him benefits now, and he can barely afford to make a fool of himself.

"Isn't there a 10% limit on the rise and fall of A-share stock speculation? 10,000 yuan for stock speculation can lose up to 1,000 a day.

After adding 9 times leverage to the customer, the principal of 10,000 can become 100,000, and the upper limit deficit will reach 10,000 in one day.

We only need to set the liquidation line in advance according to the margin paid by the customer, and force the liquidation when the warning line is reached.

It's actually similar to the set of securities companies, but our threshold is much lower, and Xiaosan can also come over to allocate capital.

So, you can rest assured that your funds are safe.

Speaking of profits, our current fees are 15/10,000 ~ 20/10,000 per day and 1.5%-3% per month, and the interest rate fluctuates slightly according to the amount of funds required by customers.

At present, we have a monthly loan volume of hundreds of millions, and the gross profit is five or six million.

The current situation is that we need to expand the scale of operation and need wholesale funds.

Every day earns chooses to cooperate with our Daniu.com, which also has an additional channel for high-quality assets. ”

Speaking of this, Wu Xiaolong paused for a few seconds, looked at Liang Weimin with a smile, and said:

"Every day earns us funds, and I am willing to give a 2% interest rate return a month.

How's that? Mr. Liang. What do you think?"

Liang Weimin reclined on the leather seat, the corners of his mouth were slightly hooked, he didn't speak, he just looked at Wu Xiaolong like that, his eyes were playful, and he said slowly after a long time:

"Mr. Wu, this price is not very sincere!"

"Oh, then Mr. Liang, you can make a price?" Wu Xiaolong said in a calm tone.

"Fixed price, 36%, I will provide you with 1-200 million funds every month in the future. ”

Liang Weimin looked at Wu Xiaolong with a fearless look, waiting for his reply.

He has the money in his hands, and he has the confidence. What's the use of your Wu Xiaolong's stock allocation business, no matter how good it is? Without funds, you still can't make money.

Wu Xiaolong was not angry, and after thinking calmly for a long time, he replied:

"Okay, then it depends on Mr. Liang's meaning. However, 100 million yuan a month is only a lot, not too little! Otherwise, we will have to renegotiate the interest rate. ”

"Hey, don't worry. I said one or two hundred million is only a lot more. ”

Liang Weimin is very confident, and he earns the blessing of the halo of listed companies every day, and the current monthly transaction volume has already reached more than 100 million, and it is expected to exceed 200 million next month.

After negotiating this business, Liang Weimin was quite happy.

The 10 million yuan of entrepreneurial capital that his father supported him now has only one or two million left, and he was worried about how to raise funds next, so the God of Wealth sent it to the door.

I don't know how happy I would be if I let my father know that he was now out of business and had negotiated a business with a monthly profit of millions.

Maybe you will throw tens of millions more to yourself, and with this money, the business development that you earn every day can go to a higher level.

Maybe in two years, I can go to NASDAQ to ring the bell and become a youth entrepreneurial idol.

Liang Weimin began to think beautifully.

For Wu Xiaolong, Liang Weimin felt that he needed to be encircled, so he said:

"Mr. Wu, I've arrived in the capital, and I'll be open to play in the past few days. All expenses are mine.

I'm going to take you to a few fun places tonight, and it's definitely no worse than your side. ”

"Hehe, really? ”

Wu Xiaolong couldn't wait to rub his hands, which made Liang Weimin feel a burst of disdain in his heart:

"Tu Baozi, look at your anxious look. ”

......

Shortly after the completion of the 30 million A round of financing, the money reached the foundry. Fu Weiwei heard the news that Huimin Bicycle had completed a $125 million A+ round of financing.

A sense of powerlessness rose in Fu Weiwei's heart, the opponent was too strong, and she had just caught up with a little tail, and was thrown away again.

hurriedly made a phone call to Li Bing and said:

"Brother Bing, have you seen the news that Huimin Bicycle has completed another $125 million financing?"

Li Bing was busy with the research and development of Azure Automobile during this time, and he didn't hear anything outside the window, where did he know the news.

When I heard Fu Weiwei talk about this, she was also a little shocked, she didn't speak for a long time, and after calming down, she said:

"Well, another $125 million in funding, right?

You have to learn to get used to this kind of message. Now that our competitors are far stronger than us, we will hear the news of Huimin Bicycle Financing in the future, and there will only be more, not less.

But will we back down because our competitors are strong?

Tesla was founded nearly 10 years before us, and the accumulation of various infrastructure and technology has left us eight streets.

Am I scared?

Strong competitors only motivate us to work harder. By working hard, we can shorten the gap with them.

If you face the strength of your opponent, you are timid and retreat. That's basically a losing situation, and no one can help you get around.

You are also a CEO now, so you should be calm and don't panic.

If your subordinates see you like this, the morale of the army will be scattered, and the team will not be easy to lead. ”

After Li Bing's reassurance, Fu Weiwei quickly calmed down and said:

"Brother Bing, I'm sorry. I lost my temper and let you down. ”

"It's okay, isn't our second batch of bicycles, a total of 60,000 bikes, about to leave the factory?

Focus more on our own products and operations......"

Li Bing began to teach Fu Weiwei experience, and Yiju.com was pressed and beaten by Autohome for ten years, didn't he survive?

Li Bing faced all kinds of difficulties at the beginning, but he still relied on perseverance to persevere. So now he told Fu Weiwei about the various difficulties and solutions he encountered when he started his business.

"Well, thank you, Brother Bing. I see, let's get the second place in the market first! ”

Fu Weiwei also thought it through, at this stage, don't want to surpass Huimin Bicycle at one time, you can only slowly figure it out.

"Well, first win the Beijing-Shanghai Pengyang and consolidate the second place. The data will be done, and I will help with the next round of financing. ”

Li Bing finally admonished.

......

"Ladies and gentlemen, the Huinong Loan Platform is rooted in rural areas and is determined to do a good job in rural finance......

At present, the first pilot county of Huinong Loan, Gushan County, Ganzhou Province, has issued a loan of 50 million yuan to help farmers through the Ganzhou Huinong Microfinance Company, a subsidiary of Huinong Loan.

In Valley County, more than 1,500 families in urgent need of entrepreneurial capital have received this agricultural loan, with an average of more than 30,000 yuan.

With ample start-up capital, farmers have purchased pepper seeds to expand their cultivation......

Some farmers have purchased production machines for the production and processing of hemp shoes, which has improved production efficiency. Transition from the age of handicrafts to the age of mechanization......"

Zhang Yida gave a PPT speech in the conference room of the Huinong Loan Company, and a group of leaders of the China Foundation for Poverty Alleviation sat in the audience, listening to Zhang Yida's work report.

After Zhang Yida's speech, a middle-aged male leader in the audience asked:

"Mr. Zhang, I have a question. Such a good model of benefiting farmers is beneficial to the country and the people, why have you been operating for half a year, and you are still working in a valley county.

Why didn't you promote it to other provinces and municipalities earlier? This is not like the style of Yimin Financial Services Group. ”

Zhang Yida explained with a smile:

There are two reasons why Huinong Loan has not yet expanded its business scale.

First, at present, the project is still in the trial operation stage, and after repeated exploration in the early stage, it has finally gone through a path in the valley county.

At present, farmers in the valley county have begun to repay the loans one after another. The repayment rate is as high as 99% or more, and the overdue rate is less than 1%.

The 1% of people basically encountered some accidents, resulting in non-payment of arrears. It's not a malicious loan fraud. Benefiting farmers has been given a deferral of repayment for a certain period of time.

The success of the operating model in Valley County has undoubtedly given our group a shot in the arm.

In the next few days, the loan for farmers will be expanded outward, and the best quality loan services will be given to the villages that need it most, leading the people to get rich together.

Before, the model was immature and did not dare to expand rashly.

Second, it is borrowed funds.

At present, the borrowing funds of Huinong Loan are composed of two parts, shareholders' funds and funds provided by Ruimin Wealth Management.

Shareholder funds do not require a high rate of return, 5% a year.

However, the cost of funds of Swiss Wealth Management is very high, in the dozen points.

The high cost of capital, transferred to the borrower, is something we don't want to see.

Under the market economy, it is impossible for the farmers to accept this part of the loss. This is also not conducive to the normal development and expansion of the scale of loans benefiting farmers.

Therefore, we have invited the leaders of the Foundation for Poverty Alleviation today to discuss the matter of increasing capital and shares of the Huinong Loan.

With sufficient funds, the next step is to speed up the development of agricultural loans. ”

Director Liu nodded and said:

"We have also gone through many internal research and discussions within the foundation, and we are very satisfied with your development direction, model and corporate vision.

That's the valuation!

Oh, you Internet companies like to call it valuation.

We, the old men, still like to study the net worth of the business.

Net worth is a measure of the value of a business.

We want to invest in it with net worth!"