In the end, the two of them found a quieter restaurant nearby, which was recommended by Du Qifang. She still comes here more often, sometimes the work in the restaurant is late or busy and forgets to eat, she will come here to solve or pay a takeaway, the Sichuan cuisine adjusted for the northern characteristics is not so spicy and terrible but it is also enjoyable enough.

Sitting around and chatting about the issues that both of them cared about, there were not many ideas in the conference room, but when they left there at this time, the whole person felt refreshed, and the closed thoughts in Lu Huan's head also opened up a lot, and even said a few ideas that Du Qifang felt good.

"Don't just think about making money, take advantage of your flexible mind now, let's think of something beneficial to the people together. Du Qifang ate the doubly spicy Mao Xuewang, and exhaled numbly all the time, and her head was sweating.

"I can't imagine that you are still a pure person, a noble person, a person who has detached himself from low-level interests......" Lu Huan heard Du Qifang's words, and suddenly remembered a text written by Taizu, scratched his head and smiled bitterly, "There is no point in saying that these things need to be empty, you will not be so polite if you don't have something more difficult, so, what are your thoughts now?"

"Do you have any ideas for a central hospital, you are an acting director now? Don't let people think of you as the laziest director, at least leave something behind. Du Qifang suddenly laughed.

"Don't come to this set, if you think of something, just say it. Lu Huan felt a chestnut on Du Qifang's forehead, this girl obviously had her own ideas, and she was ready to use his name.

"I've been thinking about the little kid who was given up for treatment, he is so young, if we didn't happen to save him, he wouldn't have lasted long to bring him home. Du Qifang said a little sadly, "You said that parents don't love their children, but they can't afford it when they see his situation, even if he is willing to bear it, he can't find enough money in a short time, you have also seen this situation." ”

"Well, it's a very helpless question, but it's also a reality, not everyone in this world can afford medical care...... So, do you have an idea?"

Lu Huan sighed, and also felt glad for that child, because he met Lu Huan and Du Qifang, and he took all the expenses for free.

But I also feel sorry for other more patients, many people may be able to save it, but they can only give up treatment for one reason or another, he and Du Qifang are only two people after all, no matter how much they have a lover, it is impossible to help all the people in the world.

Even the patients of a central hospital can't help too much, after all, the hospital is not a charity, and the president gives patients free bills every day, or gives too many discounts to patients, then the hospital does not have to continue to operate, and it will immediately lose money and go bankrupt.

Economic problems are always the most realistic problems, and countries with high welfare rely on terriblely high taxes, and the Republic of America bears a sound and complex insurance system, while it is difficult for China to achieve such measures at the government level at this stage, and if it only relies on a hospital, it really can't make a splash.

"I think you can implement an installment system. Du Qifang tilted her head and said, a little embarrassed, "I know this is very troublesome, but maybe you can try it." Although it is impossible for us to throw others out, it is still very possible not to undergo surgical treatment, and if there is an installment payment system, I am afraid that many patients who do not plan to treat will also consider it, because from the perspective of burden, the burden concentrated in a period of time is dispersed into a longer period, and it will not look so scary. ”

"It's a beautiful idea, but it's also very unrealistic. ”

After listening to it, Lu Huan gave such an evaluation, and analyzed, "I know that your idea is that from the perspective of patients, you can reduce the burden and attract more people to invest in consumption, and from the perspective of the hospital, you may not see so much cash now, so in the future, with the increase in the number of patients who choose active treatment, the overall income will definitely rise, I can think of this, but have you thought about the implementation of this plan?"

Lu Huan clasped his finger and said: "First of all, let's talk about funds, if a large number of patients pay in installments, then there will be problems with the hospital's financial turnover, they are cured, what do we use to pay for the cost of medicine, freight and equipment that other units need to bear? Secondly, it is too difficult to consider the amount of installment payment, because the treatment is not an instantaneous process, how to determine the final treatment amount? Without this amount, how can we determine the specific cost of flat to each person. ”

"Again, what is the installment amount for each person, what do you need to guarantee it, and more importantly, how much time it takes to get it done, after all, the treatment opportunity will not wait for money, and it is useless for people who miss the opportunity to pay more. Finally, there is the problem of recovering the money, the house and the car can be recovered if they do not repay the loan, but is this service and how to recover it? Before seeing a doctor, there is a charge because if the person is not treated, it will not be good, and the pressure of life and death makes people have to choose treatment or no treatment.

And if you are cured and discharged from the hospital, not to mention that the patient's place of residence is probably not in Ducheng, that is, if everyone is cured, the goal will be roughly accomplished, and at this time, it is possible to give you money for the hospital? The difficulty of debt collection is not something that our hospital can solve. When we pay for it, we don't have to heal it anymore, can we beat the child who has already been cured and get it out and make him sick again? ”

Hearing Lu Huan's words, Du Qifang's expression darkened, Lu Huan touched her little head, and sighed helplessly. With her usual personality, it is actually easy to think of these problems, but the child who was abandoned for treatment that day had too much impact on her, and she only thought about how to help those patients, but forgot about the difficulties of the hospital.

"Is it only from the state that these problems are burdened?" Du Qifang muttered to herself, rubbing her brows in pain.

She didn't regret that the method she wanted was vetoed by Lu Huan, and she turned around eight corners before proposing it, because she also saw the huge hidden danger of the installment payment system.

"Actually, no, it is not true, and it can also be considered to try to promote it on a small scale. ”

A clear voice suddenly interjected, and Lu Huan and Du Qifang raised their heads at the same time, looking at the young man who walked beside them and set up a chair to sit down.

He picked up a pen on the table and wrote two words, bank.

"Installment payments, even a large number of real estate companies will not bear it, and the banks that issue loans are different because of our different nature. The cash in the company's hands should be spent as soon as possible, and only the bank can revitalize all the funds as much as possible.

Hearing this, Lu Huan's eyes lit up, and then he reacted and looked at this young man who came out of nowhere.

Lu Huan's first reaction was that he didn't sell insurance or sell drugs, because he didn't have that kind of formal and stereotypical dress. This young man who is not handsome is wearing a casual shirt and jeans, his hair is a little messy, and his pale face shows the identity of the dead house, but he will not avoid the eyes of others when he speaks, and his confident smile is very sunny to increase the trust of others in him, and it also completely breaks the impression of the general dead house cowardly and introverted.

The young man felt the scrutinizing gaze of the two men, and it was only because of politeness that he kept a calm calm at the stranger's sudden insertion into his conversation, but he looked at him with the same puzzled gaze, and did not speak for a while.

"Okay, let me introduce myself, my name is Cui Musha, I have worked in many industries, the most glorious is the product manager of Meizu Company, but now I am at home, and I heard the two of them talk about medical problems, so I can't help but say more, I hope I don't forgive me. ”

"No, if you continue to talk about cooperation with banks and cooperation, will they consider us?"

Du Qifang asked a little eagerly, about this question, her kindness made her lose some of her original patience.

"Thank you Madam for your generosity. Cui Musha still had that kind of smile, ignoring Lu Huan's continued vigilance, and just said to himself, "It's different from you thinking about collecting money, the bank is also thinking about how to spend the money." Everyone has a credit card, right? It's a gift, it's free of annual fees, and there are all kinds of preferential policies and points policies waiting for you to enjoy, but isn't the credit card just a bank to lend you money, where is their income?

First, the bank will charge the merchant a handling fee ranging from 0.5% to 2% when the cardholder makes a purchase; second, some customers will incur late fees if they fail to repay on time, and some customers will incur handling fees for withdrawing cash with credit cards; and third, the annual fee of credit cards. Analysis, the main benefit is the first item, because the sum of the amount of the card is a large amount, the handling fee is also extremely considerable, the third item is generally exempt, that is, the bank comprehensively considers, and the first item is also enough 'business opportunities'. ”

"Doesn't this still require our hospital to pay for it?" Du Qifang frowned, always feeling that this was her own upside down bank, because after all, the hospital is not a merchant, and although the financial report with high income is good, the number of patients in a central hospital does not need such a means to stimulate consumption, which is a bit more than worth the loss.

"Not necessarily. I think no one will face death directly, and with this line of thinking, banks can take the opportunity to sign a lot of unequal conditions, and this single point of interest is actually enough to attract many banks. In the end, every project still has to deal with people, how to design this thing, how to make people excited, it depends on your level. I don't have a specialty in this area, but I just provide an idea from my specialty, and you don't want to kill me if it has any effect. ”

Cui Mushu spread his hands and smiled harmlessly, but the poisonous trick that bloomed from the tip of his tongue made people feel cold in their hearts. (..)

( Strongest Imperial Doctor )