", the loan supermarket has been arranged. ”

Xia Qian happily walked into Zhang Yida's house and couldn't wait to share the "good news" in his mouth.

Zhang Yida sat on the sofa at home without moving, raised his eyelids, indicating that he understood, and then continued to look through the work news of Feishu's major groups.

Xia Qian saw Zhang Yida's cold attitude, sat on the other side of the sofa stupidly, and also looked at the mobile phone message.

Zhang Yida put down his phone and sighed, "Did you see the 315 party a few days ago?"

Xia Qian saw that his cousin had finally taken care of himself, and nodded heavily, "Look, the anti-aircraft artillery platform and the company that illegally collects and sells user data have been exposed. ”

"What else," Zhang Yida asked again.

Xia Qian thought for a while, and asked with some uncertainty: "These companies will be transferred to Southeast Asia in the future."

Zhang Yida nodded, "The transfer is for sure." ”

He handed the phone to Xia Qian again and said, "You can take a look at this red-headed document for yourself."

Xia Qian took it and looked at it, and the four big words "Cloud Sword Action".

After reading the document, Xia Qian was in a cold sweat, and his mind was a little trance.

Zhang Yida said lightly, "This operation is to use Internet cloud services and cloud platforms as a sword to arrest suspects, which is personally deployed by the Ministry of Public Security, and cloud computing companies provide technical support on the side."

The theme of the action is "cracking down on fraud, arresting fugitives, and protecting Daqing" to create a good public order environment for the 70 th anniversary of the founding of the People's Republic of China.

With the rapid development of China's finance, communications and the Internet, a new type of cybercrime represented by telecommunication network fraud has developed and spread rapidly, and criminals have carried out fraudulent activities with the help of communication tools and modern online banking technology, causing serious economic losses to the victims, and the people have a strong reaction to this.

The Ministry of Public Security has stated that it will crack down on this new type of cybercrime.

Resolutely crack down on online lending platforms and illegal collection gangs involved in the case in accordance with law.

Resolutely suspend and rectify APP platforms that do not have lending qualifications and illegal platforms involving P2P companies.

Risk control companies and third-party payment companies that provide technical support, credit reporting services, and fund transfer channels to criminal gangs that provide fraudulent loans are to be resolutely eliminated and severely dealt with.

Like what anti-aircraft artillery, spinach, and pig killing plates are all on the list of strikes this time. ”

Xia Qian's neck shrunk and asked in a low voice: "This has nothing to do with us, our business is carried out abroad." ”

Zhang Yida glanced at him and said, "It's not big, but didn't you want to go in and make money back then."

Your brother Su Ying depends on whether his fate is hard or not, and if his life is not hard, I am afraid that it will be difficult to survive this catastrophe. ”

In fact, Zhang Yida also scared Xia Qian, like Lu Min, the biggest campus borrower, would not be liquidated afterwards.

On the one hand, after the volume is bigger, all kinds of connections are knotted.

On the other hand, it was closed relatively early and did not hit the muzzle.

This year, the platforms that are still operating lending will be miserable, and they will definitely be hit as a typical example.

And Su Ying, who is making a small fuss, is not too late to go to sea, and there is a high probability that they will not be liquidated.

The platform in the early years is a little better than the platform in the past two years.

In the past two years, in addition to the high interest rate, the platform has also changed the law to pit money, such as insurance bundling.

What's more, there is also a quota for users to pay 199 yuan and 299 yuan before withdrawing money, under the guise of membership fees and credit fees.

Some users believe it to be true, but after paying the bill according to the prompts, the loan still can't be loaned

It is no exaggeration to say that this is already a scam.

Because the amount is generally not high, only one or two hundred yuan, few people report the case, and most people consider themselves unlucky.

In the industry, it is often heard that the post-95 generation has made hundreds of millions of dollars a year, and they are basically engaged in these things, wandering on the edge of gray or even black.

Of course, playing like this, over time, there were more and more victims, and finally made people angry, so it attracted this Cloud Sword operation.

Xia Qian heard that Su Ying might be in trouble, so he asked, "Brother Da, you said that Su Ying might be in trouble."

Zhang Yida's eyes narrowed slightly, "How brotherly love is deep, you want to save him"

Xia Qian didn't speak, he almost meant that.

Zhang Yida's face sank, "Who sympathizes with those victims who were victimized?"

Of course, there are some people who are not good things, and most of them are bad gambling dogs.

But there are also many people who encounter some difficulties, see advertisements on the Internet to borrow money, and then fall into the trap.

And then what

He also lost his job, couldn't hold his head up in front of his relatives, and his parents' life savings were used to fill in the holes for him.

What's worse is that girls can't afford to repay their loans and are forced to go to night clubs and bars to work."

The topic was a little heavy, Xia Qian nodded, "Brother Da, I know everything, don't talk about it anymore." ”

Zhang Yida said again: "Look at his personal creation, after doing these things, don't be afraid of settling accounts after the autumn."

If he escapes, he's lucky. didn't escape, that is the cycle of heaven, and retribution is unpleasant. ”

Zhang Yida called Fan Hongyang and Chen Shaojie to a meeting, mainly talking about things related to the Cloud Sword Operation.

"Let the compliance department take stock of all loan products and partner institutions, and don't be dragged into the water. ”

Fan Hongyang shook his head again and again, "Mr. Zhang, you can rest assured, you have been emphasizing compliance issues a few years ago.

Our platform is absolutely law-abiding and there are no violations. ”

Chen Shaojie also shouted, "It's long overdue, and getting rid of the black sheep as soon as possible can also wash away the stigma on our heads." ”

"Yes, when people talk about online loans, they will change color, and an industry will take the blame for these rat. ”

Fan Hongyang has a deep feeling, he has been in the industry since 13 years, and has personally experienced the cycle of the entire industry, from the beginning to the rapid development, to the prosperity, and finally retired in a piece of infamy.

Faced with this situation, Zhang Yida has nothing to do.

He can't manage other institutions, the only thing he can do well is not to be greedy and abide by his duty.

"Mr. Zhang, do you think this financial technology innovation path can continue?"

Seeing that Fan Hongyang was a little shaken, Zhang Yida reassured: "The impact of these transformation pains and rectification is inevitable.

But the need for borrowing is real, and it is impossible to eliminate it.

Consumer finance is a double-edged sword, if it is used well, it will stimulate the economy, and if it is not used well, it will cut itself.

Under the premise of compliance, the state still supports it. ”

Chen Shaojie said: "I heard that the credit cards of major banks have been soaring recently, in addition to the number of new credit card issuances is soaring, and the amount is still rising.

Isn't this a seizure of the blank market left by the fall of the mutual finance company?"

Zhang Yida smiled, "People have licenses, and the ability to resist risks is not comparable to these small companies."

However, this way of eating is probably easy to hurt the stomach. ”

Speaking of licenses, Fan Hongyang looked eager to try and asked Zhang Yida: "That consumer finance license"

Zhang Yida naturally knew what he wanted to express, nodded and said: "The time is almost ripe, let go of the transfer of creditor's rights, resolve the last risk of P2P, and then we will start a second venture." ”