Ge Erping, an ordinary white-collar worker in the office building, squeezed out of the crowded subway as usual in the morning, and entered the company at nine o'clock.

Sitting in his seat, he took a sip of coffee and leisurely swiped Weibo on the computer.

saw the first place on the Weibo hot search list, "a cutting-edge mutual finance company, Ruixiang Technology, once again scattered 80 million coins." ”

What the hell is this? With curiosity, Ge Erping clicked in.

"If you invest 100 yuan for seven days to a month, you can earn 30 yuan in rewards. ”

"Investing in 12 platforms, 1,200 yuan can earn 360 yuan. ”

"Invite a friend to register and invest in a platform, and the reward is 10 yuan. ”

"Invite a friend to register and invest in 10 platforms, and the reward is 120 yuan. ”

"The above activities, with a total cash reward of 80 million, are limited and available on a first-come, first-served basis!"

Activity address: Investment Ronghui APP, 365 bookkeeping butler APP, Kawang credit card butler. ”

"APP download channels: Android, Apple and other major mobile phone application markets. ”

......

Ge Erping searched on the mobile phone app and downloaded all three mobile phone software.

Register and log in in turn, and a pop-up ad on the home page introduces the content of the event and how to participate.

After looking at the pop-up ad and having a clear understanding of the event, I crossed out the ad page.

The advertisements of the 12 investment platforms on the home page swiped down the mobile phone in turn, and they were presented one by one, looking at the 5-100,000 places for each of the activities originally displayed, a small half of them had been snatched up, and Ge Erping was a little anxious.

Quickly click on the advertising page of a platform, jump to the link to register an account, and when I was about to complete the next step of recharge investment, the boss of the company called everyone to a meeting.

Reluctantly quit the APP, put away the phone, and Ge Erping went to the meeting.

At the meeting, the boss assigned an urgent task, and the big guy hurriedly took over the task and started to get busy.

This busyness is a whole day, and Ge Erping has long forgotten about investment.

After getting off work, Ge Erping remembered that there was such a thing as investing and getting rewards, and quickly took out his mobile phone to log in to the APP and took a look.

"It's okay, it's okay, there are still 20,000 or 30,000 places. ”

Ge Erping put his heart back in his stomach, but he still did not hurry up and operated, and completed the registration and investment of 12 platforms in turn. Seeing the balance of 360 yuan displayed in the background account of Investment and Finance, click on withdraw, and the bank card will show that 360 yuan has been received in two minutes.

Ge Erping was happy in his heart, so he opened the 365 bookkeeping butler APP, and the "banner" activity page on the home page displayed:

"Love bookkeeping, know how to live. ”

"The first 365 Bookkeeping Butler Challenge is waiting for you!"

"Users who have been bookkeeping for 365 consecutive days will be rewarded with 365 yuan in cash. ”

"If you interrupt your bookkeeping for one day in a year, it will cost you a replacement card. ”

"The way to obtain a replacement card is to invite new users to register, the first replacement card needs to invite 3 new users to obtain, the second replacement card needs to invite 6 new users to obtain, the third card needs 9 people, and so on. A maximum of 5 replacement cards can only be obtained. ”

This is interesting, use their software to keep accounts for a year, and the reward is 365 yuan, one dollar per day. If you forget to keep the account in the middle, you can also invite new users to get a replacement card.

Come on, hurry up and get involved. Keep a good record of the accounts, I used to be a moonlight clan every month, and I don't know where the money was spent. From now on, learn to keep accounts, learn to plan and manage your finances, and save money to marry a daughter-in-law.

Ge Erping smiled innocently, fantasizing about where his future wife is.

Then Ge Erping opened the Card King Credit Card Manager APP, and the home page is also an activity page, click on it to display the content:

"Manage credit cards with one click, just use Card King Credit Card Manager. ”

"Users can bind the bill email address with one click, and they can enjoy services such as managing bills, calculating interest-free periods, finding discounts, repaying date reminders, online quick repayment, and online card application. ”

"Now bind the credit card, and also send a 30 yuan credit card repayment coupon, which will be activated in June, and you can deduct 5 yuan per month to repay the credit card. ”

"In addition, invite a new user to register the APP and successfully repay the credit card once, and reward the inviter with a 30 yuan credit card repayment coupon.

Ge Erping hurriedly bound his credit card and looked at the extra 30 yuan repayment coupon in the account. And the APP also shows that 7 days later will be your own repayment date, that's right, the statistics are very accurate.

I also tried to use the card king credit card butler to repay a credit card bill and deduct a 5 yuan repayment coupon. Log in to the bank's APP, and it shows that the credit card repayment is successful.

Hey, it's really convenient! Quickly bind the other six or seven credit cards, all in one interface, the repayment date, and the bill amount at a glance.

Ge Erping felt that he liked these three software so much, so he hurriedly gave his colleague Amway.

The invitation links of the three software of Investment Ronghui, 365 Bookkeeping Butler, and Kawang Credit Card Manager were shared with colleagues, classmates, and friends from all walks of life through WeChat and QQ.

After thinking about it again, I began to compile a post, listing the various advantages of the three major software, and posted the post to the post bar, forum, and attached my own invitation link.

Ge Erping's matter is just a microcosm, and now online Weibo, post bar, forums, major QQ and WeChat groups are all discussing these three products and promotion invitations.

The offline situation is similar, colleagues and classmates recommend each other, the products are easy to use, and there are rewards to get. Everyone is a promoter.

The final result was that the promotion activities were too popular, and the 80 million promotion fees prepaid by the 12 platforms in the second round were burned out in three days.

For Ruixiang Technology Company, in addition to getting a gross profit of 48 million, the number of users of Touronghui has soared to 5 million, and it is still maintaining rapid growth, and it has become a representative of Internet celebrity software and people who are stupid and have a lot of money.

The number of users of 365 bookkeeping manager and card king credit card manager has also soared to more than 1 million, and the product has also gained a lot of fame.

After Zhang Yida read all kinds of reports, his mouth couldn't close with a smile.

The product launch was a success and is getting better.

As a result, the joint due diligence team of Zhenke Fund and Blackshirt Capital also settled in Ruixiang Technology.

A group of more than 10 people, including lawyers and accountants, went through a three-day investigation.

I have touched the company's resume from the founder to the middle management, and then to the background of ordinary employees.

The detailed data of the company's three software are captured from the background, and they are analyzed and demonstrated in detail.

Compare and verify the company's various funds and accounts one by one.

In the end, detailed data were obtained, various data were summarized, and an investigation report was written and sent to two funds and Ruixiang Technology was withdrawn.

Zhenke Fund and Blackshirt Capital got the investigation report, held an investment decision-making committee and voted on it, and began to negotiate with Zhang Yida about the detailed shareholding matters.

"Mr. Zhang, with all due respect. None of your three software has much technical content, and any college student can tinker with it. The asking price of $200 million is too high, and the blackshirt capital can only give a valuation of $100 million at most. ”

The one who spoke was Shen Beipeng, a tall, thin, white and clean middle-aged man. It looks like Sven, but he speaks with a tough attitude.

Zhang Yida smiled indifferently and said:

"Technology is simple and cheap, but creativity is priceless.

The concept of financial supermarket created by Investment and Ronghui has reduced the cost and improved the efficiency and influence of advertising promotion.

At present, as the largest and most influential financial advertising online platform in China, it has gained 5 million registered users in less than 2 months. I wonder if this is convincing enough, and whether it can be done casually.

365 Accounting Manager and Kawang Credit Card Manager, as tools and attributes, assume the function of assisting drainage, which has been on the market for three days and has won millions of users.

In the future, the three software will go hand in hand as a troika, and each one will win hundreds of millions of users.

With more than 300 million users, it is our ultimate goal to become the largest financial flow entrance.

At that time, the pricing power of advertising in the entire financial industry will be jointly controlled by several major traffic giants and Ruixiang Technology.

At present, the company has been established for two months and has achieved 140 million revenue and 84 million gross profit.

When other companies are still burning money, we have already found the right profit model.

In the future, with the development of the mobile Internet, the prosperity of the Internet finance industry has arrived.

The bigger the market, the bigger the cake, and every mutual finance company wants to expand its scale and expand the market, and it has to come to us to advertise.

What we want to eat is the biggest and most delicious cake. ”

Shen Beipeng nodded, there was some truth, but painting cakes was useless for him. He questioned again:

"Where is your company's moat, and where is your core competitiveness?"

Zhang Yida feels that this king of venture capital is really difficult to entangle, and it is not easy to fool, so let's talk about some dry goods!

"There are two moats, the first is to take the lead in seizing the market, cultivating user loyalty, and winning with speed.

Second, it is our product matrix, and the category will add provident fund housekeepers, financial investment classrooms, online education of financial courses, etc. All products will become planets, revolving around the star of Touronghui, inputting traffic for him, and then monetizing it by Touronghui. Advertising revenue is just one type of revenue for now, and more monetization channels will be considered in the future.

The core competitiveness is that the products are abundant and the units work together. Any single subdivision has followers, and I will give them a feel for what it is like for a regiment to fight against an army group. ”

Shen Beipeng and Xu Xiaoping on the side applauded at the same time, and Shen Beipeng finally smiled and praised:

"Blackshirt Capital agreed to invest!

And stretched out his right hand to shake Zhang Yida's hand, encouraging:

"Well done, young man, I'm optimistic about you!"

Zhang Yida spoke again:

"On the basis of a pre-investment valuation of $200 million and a financing of $50 million, I still have one condition. ”

"Please. Shen Beipeng said.

"AB equity institutions, you take A shares, 1 vote per share. The management takes B shares, with 10 votes per share. ”

Zhang Yida said word by word. He still has a very important view of corporate control.

"This is no problem, I don't dare to vote without you!" Shen Beipeng said with a smile.

"I also have a small request, whether you agree or refuse will not affect our cooperation. Zhang Yida said.

"What requirements?"

Shen Beipeng said a little unpleasantly. Investors are here to make investments and send money to the company, and it is not his style to give in to nothing.

"I'm going to sell 1% of my stake to improve my life. ”

"In principle, it's not allowed, but I like you very much, 1% of the shares, Black Shirt Capital took it. ”

Shen Beipeng agreed. As far as the matter of 2 million US dollars is concerned, the black-shirted capitalists have a big business, so they can just get more shares.