Chapter 155: Building a Hometown

"Son, how did you know Liu Yonghao?"

Back at home, when the family was having lunch at the dining table, Zhang Qinghua couldn't help but ask again.

"Who? Liu Yonghao, the one who sells feed?"

Liu Yonghao is a famous name in Sichuan and Shu, Xia Xiaorong was a little surprised, and also asked.

I wanted to talk with him about the development situation and trend of the feed industry.

As a result, he saw that I was very talented and business-talented, and while chatting, he suddenly wanted to pull me to open a bank with him. ”

Zhang Yida replied lightly while picking up vegetables, and pretended to glance at his father inadvertently after speaking.

Zhang Qinghua's old face was slightly red, and he thought, is there such a? I don't just want to celebrate the New Year, so that everyone can be happy!

Immediately hearing the word "bank" again, Zhang Qinghua's eyes widened, looked at Zhang Yida, and said in surprise:

"Open...... Banks: Do you want to take a stake in a city commercial bank or a new private bank?"

"Private banks. Later, when people ask your son what he does, you tell him that he runs a bank.

Our family will also have a bank in the future. ”

Zhang Yida is quite complacent, his relatives in his hometown don't understand fart, and often say that Ruixiang is a loan shark......

Not only relatives in their hometown, but also some prejudiced people in society also see Ruixiang in this way.

Even if the interest rate of Ruixiang lending is up to 6/10,000 per day, equivalent to 21.9% per annum.

They also consider this interest to be usury, because the bank interest rate is only a few percent per year.

Zhang Yida really wants to spray these people, you mortgage the house to me, and I can also give you a few percent interest.

Consumer finance business, such as bank credit cards, is only higher than Ruixiang, including various penalty interest, late fees, and compound interest.

However, the bank brand is big, and people are more willing to trust the bank.

Therefore, Zhang Yida plans to get a bank out, and while laundering himself, he will also make Ruixiang's development smoother.

"Do you want to open a private bank? Minsheng Bank?"

Zhang Qinghua asked, in his opinion, the bank is not just open as it says, all kinds of procedures, capital contributions...... He has to take good care of many problems for his son.

Zhang Yida knew that his father had been a cautious person all his life, so he simply said what he said to Liu Yonghao on the plane again.

"29.5% of the shares, then your company has hundreds of millions, right?

Zhang Qinghua said with concern.

"Small problems, most of the more than 9 billion yuan raised last year have not moved, and the company has made a profit of more than 7 billion.

It's really not good, just continue to raise money. ”

Zhang Yida felt that if he didn't continue to spend money on mobile payment, Ruixiang's money would not be spent, and he would be able to make up the three melons and two dates that were invested in the bank.

"I heard the second aunt next door say that yesterday the Spring Festival Gala a company sent 600 million red envelopes, and she received more than 10 yuan.

Seeing that her son actually nodded and admitted, Xia Xiaorong began to count her son again:

"I said, you kid, why do you spend a little money indiscriminately?

also sent 600 million red envelopes to the people of the whole country, did your money blow in the wind?

I still remember when I was a child, I gave you 10 yuan of pocket money every day, and you were reluctant to use it to buy snacks, and all of it was stored in the piggy bank......"

"Later, I didn't all use it to buy fireworks! More than 1,000 yuan of fireworks, all of them were set off by me, and it took a few hours to finish, which is really cool!"

Zhang Yida added another sentence in his heart, but he didn't dare to say it.

"It's not just 600 million! He sent another 215 million red envelopes to Ji Wufu. ”

Zhang Qinghua added another sentence, which can be regarded as revenge for an arrow, and he is happy to watch his wife educate his son there.

"What? More than 800 million yuan was sent? Zhang Qinghua, your son really has to take care of it.

I don't know the hardships of starting a business!

We opened a feed mill at that time, borrowed all our relatives and friends, and even borrowed money from the bank.

I can't wait to break a penny in half and spend ......"

Xia Xiaorong began to tell the story of her family's hard work, Zhang Yida grew up listening to these stories since he was a child, and he already has immunity.

When I was a child, I did a bad job in exams, and my mother also had this story, it is not easy for parents to make money!

Disobedience is a disaster, which is also this set of stories.

This set of stories can be called the growth bible that has accompanied Zhang Yida for 20 years.

If my mother wants to speak, let her speak! Zhang Yida didn't interrupt and ate his own food.

"Actually, it's worth spending more than 800 million! The Internet says that he made a lot of money from this deal, at least 800 billion ......."

Zhang Qinghua saw that the fire was almost over, and it was time to come out and clean up the mess. Usually when he has nothing to do, he searches the Internet to pay attention to the news about his son.

The Spring Festival Gala red envelopes and Jiwufu activities have also been interpreted by some Internet celebrities, with more than 800 million in exchange for more than 80 million new users, and the cost of customer acquisition is as low as 10 yuan.

Judging from the average customer acquisition cost of hundreds of yuan in the Internet industry, more than 80 million new users need to spend more than 8 billion.

This deal is a big profit.

told Xia Xiaorong all these situations, Xia Xiaorong's face looked better, and she glanced at her husband blamefully, meaning why didn't you say it earlier, see I scolded my son so much that he didn't speak.

Zhang Qinghua smiled in his heart, I said earlier, how can I watch Yan's mother and Xun'er's good show.

"By the way, I sold some shares of Yimin Netgold some time ago and cashed out more than 900 million.

Dad, aren't you going to expand your territory next? I'll give you 500 million. ”

And this kind of good thing? Zhang Qinghua was overjoyed, and he also wanted to make a big career!

The brand of Dogfud dog food has slowly been established, and the sales model has been explored, but there is a lack of money to expand the scale.

When Xia Xiaorong saw her husband Le Cheng like that, she knew that he wanted to accept her son's 500 million, glared at her husband fiercely, and said to Zhang Yida:

You have dozens of companies, and if you run into something urgent and need money, you can pay for it.

Me and your dad, you don't have to worry about it, we have money, the dog food factory earned more than 80 million this year, and it is enough to build 2 more factories. ”

"Yes, you can keep it for yourself! You have money. ”

Zhang Qinghua was glared at by his wife and immediately pandered.

"I don't need to, I'm short of money to find venture capital. Yimin Netgold will also be listed in the second half of this year, and I may have to cash out at that time, and there is no shortage of money at all. ”

Zhang Yida pretended to be wealthy, and it was not easy to honor his parents these days.

"How long have you been in business? It's been less than two years. The conditions are not met!"

Zhang Qinghua was first surprised, and then shook his head again and again.

"If you go to the United States, the conditions are low there, and you can get up when the market value is reached. ”

Zhang Yida explained.

"When you started Ruixiang, you invested a million. The 500 million will be considered to be withdrawn from the dividend. ”

Zhang Yida saw that his parents insisted on not collecting money, so he persuaded him from a different angle.

Xia Xiaorong glanced at Zhang Qinghua and invested one million, why didn't I know about this?

Zhang Qinghua glared at his son and began to say:

"By the way, County Magistrate G is coming to our house in the afternoon, and I guess I want to talk to you about returning to my hometown.

Let's give you a preventive shot first, and see if there are any industries suitable for development in your hometown?"

"Let's talk about a million first, right? Didn't County Magistrate G just come in the afternoon? What's the hurry?"

Xia Xiaorong tilted her head and looked at Zhang Qinghua with a smile.

Oops! Failed to change the subject! Zhang Qinghua smiled and said to his wife:

"I also want to provide my son with a valuable opportunity to start a business.

You see, isn't this a success?

If it weren't for my million, would my son be so promising?"

"I didn't say I couldn't give him money. But why don't you discuss it with me?"

Seeing his wife's righteous words, Zhang Qinghua said in his heart: "Can I tell you? ”

"Hey, blame me, blame me. During that time, I happened to be busy opening a dog food factory, and I forgot to tell you when I was busy. ”

Zhang Qinghua patted his head and said with a look of remorse.

"Yes, yes, I told my dad and asked him to tell you about it, but I guess he forgot about it later. ”

Zhang Yida poked out the basket, but he still had to help his father carry it.

"Okay, okay, let's not talk about it. Let's talk about County Magistrate G's coming in the afternoon!"

Xia Xiaorong also knew that it didn't make much sense to ask about this matter now. Anyway, the money was spent on his son.

……

"County Magistrate G is here, please take a seat!"

In the afternoon, the county magistrate and the secretary of G came to Zhang Yida's house, and Xia Xiaorong hurriedly brought a plate of fruit and greeted him warmly.

Zhang Yida shook hands warmly with the county magistrate G and his secretary, and the county magistrate G said with a smile:

"I have long known that we have produced a young man in Jinyu County, and today I finally have the opportunity to visit.

"County Magistrate G, it's serious, it's time for me to visit you. I only got home today, too, and I was thinking of visiting you in a few days. ”

Zhang Yida's size is just right, neither too close nor estranged.

At noon, Zhang Qinghua gave him a general introduction to the situation of this parent official.

As a large taxpayer in the county, Zhang Qinghua is also quite familiar with the county magistrate G, but his friendship is not deep.

After a few small talks, County Magistrate G said:

"Yida, you are a business tycoon, and the economy in our county has not been able to improve, can you give me a few words?"

"Hehe, I can't talk about pointing. I mainly do the Internet, and I am not very familiar with agriculture and industry. ”

Zhang Yida is not modest, he really doesn't understand, so if he doesn't understand, he won't open his mouth.

"It's okay, let's talk! ”

County Magistrate G didn't put up any shelf, he knew that Zhang Yida's business strength was very strong, and he might not be enough to see the small county magistrate.

"Then I'll leave it at that. The pillar industry of our county is still agriculture, and agriculture is the main thing, which is basically determined by the geographical environment. There's nothing to shake from this. ”

Seeing that the county magistrate G nodded, Zhang Yida continued:

"The advantage is that it is close to the provincial capital, so you can create sightseeing agriculture and farmhouse!

In addition, our county also has historical and cultural monuments. As one of the eight pillars of Sichuan, our Yunding Stone City was the first line of resistance against the Yuan soldiers during the Southern Song Dynasty, and it was as famous as the Diaoyu City that killed Meng Ke Khan.

Genting Stone City has the ruins of ancient city walls and turrets......

It's okay to create a small tourist attraction......"

County Magistrate G nodded, he felt that Zhang Yida said it very well, and he didn't draw a big pie, and the content he said was more realistic.

So he said:

"Yida, I heard that you are also studying history, what do you think of making Genting Stone City a cultural tourism project?

We have such a good historical and cultural monument in Jinyu County, and it is really a pity not to build it well!"