Chapter 3 Entrepreneurial Ideas

The "toot" mobile phone rang, and Zhang Yida took it and looked at it. There is new news in the WeChat group "Beijing University Football Team", the kind of Aite that is full of members. The content is "At 8 o'clock in the evening, Nantianmen hot pot dinner, please know, please reply when you receive it!"

After Zhang Yida replied "received", he saw that it was half past seven, put away his mobile phone, changed into casual clothes, tidied up his hairstyle in the mirror, said hello to Li Xu and went out.

Because the Nantianmen hot pot restaurant is not far from the entrance of Beijing University, close to two kilometers, it was already 7:50 when Zhang Yida walked to the store.

The store is not big, the business is still relatively hot, and under the guidance of the clerk, I found the friends of the football team. There were more than 20 people in total, and there were three tables in the hall.

"Yida, come, sit next to me. I'm going to have a drink with you today, you're a big contributor to our competition. ”

The person who spoke was tall and thin, wearing black-rimmed glasses, and looked very urbane. At this moment, he stood up and beckoned Zhang Yida over.

"Roger, Yang Sir"

Zhang Yida saluted and said.

"Hahaha"

The room laughed.

A little joke was made, and everyone started talking about gags.

Greeting Zhang Yida This person in the past is called Lin Zhenyang, a senior majoring in financial mathematics, currently the captain of the school football team, and also the vice president of the student union of Peking University. The people are more friendly and have a good reputation among the students.

After sitting down next to Lin Zhenyang.

"It doesn't matter if the injury is serious, take the time to go to the hospital for a comprehensive examination, be careful!"

Lin Zhenyang said with concern.

"yes, yes, you fainted in the afternoon and it scared us"

"Let's go to the hospital for a full check-up!"

The others were also concerned.

Although they have only known each other for less than half a month, they haven't played a few games together. However, for Zhang Yida, who has excellent ball skills and good character, everyone still likes it.

"Okay. Thank you for your concern! I'll go for a whole body check-up tomorrow!"

Zhang Yida hugged his fists and complimented him around, expressing his gratitude.

The students of the Jingcheng University football team come from all over the world, so in order to take care of everyone's taste, the hot pot is a mandarin duck pot, half red soup, half clear soup.

Hairy belly, duck intestines, duck blood, beef, county liver, one dish after another were put on the table.

Zhang Yida skillfully picked up the vegetables and scalded them in the pot, all of them were red pots, and the people in Sichuan ate spicy food, and he was no exception.

The hot pot is fragrant and hot.

Lin Zhenyang picked up the frozen beer and poured himself a full glass, raised the glass, and beckoned the students at this table and the two tables next to him to stand up together and toast Zhang Yida together.

opened his mouth and said: "This first cup of our big guy respects Zhang Yida, this competition won so happily, he made the greatest contribution, won honor for the team and the school!"

"Come on, do it"

After speaking, with a "bang", he touched his glass with Zhang Yida, and then drank the wine in one go.

The next teammates also came to toast in turn, and the atmosphere was lively, and the sound of clinking glasses did not stop. One cup after another, Zhang Yida drank one or twenty glasses in a row, and began to burp after drinking.

After a circle, my stomach was so swollen that I quickly urinated.

After returning to the hall, I saw everyone drinking and boxing in groups of three or five, bragging and chatting.

After returning to his seat, he also gave Lin Zhenyang a glass.

I remembered that Lin Zhenyang is from the Department of Financial Mathematics, and he is the vice president of the student union, and several bigwigs are also graduates of this department. He asked:

"Senior Brother Lin, do you know the two senior brothers, Tang Lin and Yang Yihu?"

"Which class are we from?"

Lin Zhenyang lowered his head and thought for a moment and replied.

"Tang Lin, who should have been in the nineties, went to Wall Street after graduation, and only returned to China after 2000 to be an angel investor, and the company he founded was called CreditEase, which did wealth management. ”

"Yang Yihu, it should be a few sessions, he has a company called Renrenyouxin, the field of mutual finance. ”

"Both of these people are from your department, although it has been many years since they graduated. Thinking about Brother Yang, you have a lot of contacts at school, help me inquire, it would be better if I could get the contact information! I will invite you to drink at that time!"

Zhang Yida said with a smile on his face.

"Oh, they're all senior brothers who have graduated for many years! I said I don't have any impression of these two names!"

"Okay, no problem, I'll ask someone to check it for you in the alumni association directory to see if I can get contact information!

Lin Zhenyang replied.

"Then thank you Brother Yang, whether it works out or not, I will invite you to drink. ”

Zhang Yida said with a smile.

"You ask what these two people do, and they are both in finance. If I'm not mistaken, you're supposed to be studying history, huh?"

Lin Zhenyang asked a little puzzled.

"I want to cooperate with them, and I wonder if I can get online through the alumni association!"

Zhang Yida thought about it, but still said the real purpose.

"Cooperation? What kind of cooperation? Do you want to start a business and attract investment?"

Lin Zhenyang felt that the world was changing too fast, and a junior who had just entered school for more than 20 days was about to start a business, and he needed to drink a beer to calm down.

"Yes, I want to start a business, but if you invest, you can follow fate, mainly because I want to cooperate with their company!"

Zhang Yida lightly pretended to be a B, thinking that it would be good to cooperate, and if you invest, it seems that there is no competition with them now, and it will not be good in the future. If the shares are not too much, then accept a part of the financing to accelerate the development of the enterprise.

If there are too many shares transferred by financing, it will be embarrassing to meet each other in the future.

When Lin Zhenyang heard that he really wanted to start a business, he almost choked on beer. After calming down for a long time, he thought about it and asked seriously:

"If you want to start a business, have you decided what company to start?"

"How is the team recruited, and how is the business unfolded?"

"Also, how do you handle company affairs? Take a leave of absence to join full-time, or do you study and take care of it part-time?"

"I'm not pouring cold water on you, I'm just helping you from my point of view. ”

Zhang Yida nodded, put away his hippie smile, and replied:

"I've already figured out what company to start. Entrepreneurship in the field of mutual finance, PC websites and mobile apps must be engaged, especially mobile development. ”

"The company's main business is a mobile financial product supermarket, docking with banks, insurance, wealth management, loans and other financial companies, and putting their products on our platform. ”

"First of all, users can register as members of our platform, and they can choose the right financial products for themselves like visiting a supermarket. Wealth management products can be compared with product yields, loan products can be compared with interest, and insurance products can be compared with premiums and insured amounts, as well as the number and severity of insured diseases!"

"For partner companies, users of our platform can select the financial products that suit them, click on the link to jump to the product provider, and directly complete the transaction!"

"At the user level, there are more financial products to choose from, and in fact, the biggest benefit is convenience!"

"For the partner, this is an additional sales channel that can increase product sales!"

"And our company brings value to users and partner companies, and from a fundamental point of view, this is a sustainable business model!"

Zhang Yida stopped, took a sip of beer, and moistened his throat.

And Lin Zhenyang looked thoughtful and motioned to continue.

Zhang Yida continued:

"Next, let's talk about team recruitment, and in terms of technology, I'm going to find our brothers and sisters in the early stage, and make version 1.0 as soon as possible. ”

"If you don't have a product, you can't go out and talk about cooperation, so you have to make the product as soon as possible. ”

"Technology is not the focus, just add full-time time slowly. ”

"If you do business, you need a little skill, and you have to fool other companies to cooperate with our small company, which is just starting out, and it is very difficult in the early stage, so I plan to carry this piece! I heard that Jack Ma's iron army is good, if you can dig one or two, it would be the best!"

"In terms of operation, that is the top priority, and the core of a company like ours is traffic, and the bulk of the upfront money is also spent on it. This one must be recruited full-time, and a master must be hired to take charge!"

"Isn't that consulting you when it comes to business?"

"Let's start with the alumni association first, let's kill the ripe. Let's work together a few first, and then expand outward!"

"If I'm going to do it, I'll only have to take care of it part-time in the early stage!"

"Work hard in the early stage, and I'll be easier when everything is on the right track!"

This is also Zhang Yida's heart, in the later stage, he will plan more on strategy, and the specific implementation must be handled by the people below.

Lin Zhenyang is a top student of the Department of Financial Mathematics of Beijing University and the vice president of the student union. The knowledge is not low, seeing that Zhang Yida answered clearly and clearly, it is quite like that. After carefully commenting on the contents of the words for a while, he continued to ask:

"The model is feasible, similar to Rong 361, but where does the traffic come from?"

"The biggest weakness of your business plan is traffic, without traffic, you are a clever woman who is difficult to cook without rice. ”

Zhang Yida did not immediately answer the question and took a sip of beer. Rhetorical question:

"Senior Brother Lin, you are also a senior in college, do you plan to continue your graduate studies or employment?"

Lin Zhenyang saw that Zhang Yida didn't answer his question, and he didn't care, so he replied:

"Employment, I will participate in the school recruitment next year. ”

If nothing else, like in his previous life, Lin Zhenyang finally went to a foreign investment bank, starting from the lowest analyst, becoming an investment manager in 17 years, and being promoted to VP vice president in 19 years, with an annual salary of one million, a proper young talent, and a financial elite.

As for Zhang Yida, the two have never broken contact. Being both an alumnus and a teammate is a personal connection. Maybe in the next second, there will be a place where the other party needs to help.

Two months on the eve of Zhang Yida's rebirth in 2019, Lin Zhenyang also flew to Rongcheng to inspect Zhang Yida's pet food factory.

talked about the cooperation in the shareholding and underwriting and listing of venture capital institutions, and the cooperation was originally finalized, but Zhang Yida inexplicably returned to 2013.

The strength of the alumni circle is still very strong, especially the top universities. It doesn't matter if you're starting a business or working in a company. Because you have a strong alumni circle, you may be able to close one more business than others and pull one more round of financing!