Chapter IV Collecting Treasury Bills by Usury Loans
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Santang is a town in the southeast of Nanhui County, and it is also a famous gambling city in Nanhui, because it is next door to Nanting County, Nanting County is very rich in coal resources, and there are many small coal mines that are privately dug and indiscriminately mined. In that era, when it came to pornography and usury, the first reaction of all Nanhui people was Santang.
Zhang Lei borrowed two bicycles from the factory, and also asked the leader for leave, he and Zhou Ming came to Santang on their bicycles, because Santang at this time was very messy, Su Han was surprisingly beautiful, in line with the principle that more is better than less, Zhou Ming did not bring her.
Zhang Lei's brother-in-law is the leader of the factory, Zhang Lei followed his brother-in-law to do things here, and also helped the factory borrow loan sharks, so he took Zhou Ming to find a place, which was a four-storey small building, which didn't sound very good, but at this time, it was already a very remarkable thing, you must know that the town government building is not so good!
After parking the car, Zhang Lei asked with some concern: "Zhou Ming, do you really want to borrow usury? This usury is difficult to borrow and difficult to repay, especially the interest rate is frighteningly high, even if you want to borrow it in the factory, you must be mentally prepared." ”
"You have to borrow!" Zhou Ming said firmly, "As for repaying, Da Zhuang, have you forgotten that we went to the bank to exchange the treasury bills just now?
"I see, but I think it's a little too risky to borrow loan sharks to do this business. Zhang Lei said that he did understand that what Zhou Ming said was the truth, but he just couldn't step through this hurdle in his heart.
"Da Zhuang, take it easy, if you want to do business, how can you do it without a little adventurous spirit? This business must be fast in and out, but as long as we do this business, we will be the big boss in the future!" Zhou Ming patted Zhang Lei on the shoulder and said, Zhou Ming, who has memories of the next 20 years, knows very well that the market is the best thing to enter as soon as possible, and if you miss the best opportunity, you can only pick up the leftovers of others, especially in the financial field. Imagine if the people in the factory understood that the treasury bills could be exchanged for money, where would they go to collect them? Of course, more importantly, Zhou Ming was worried that his father's condition was deteriorating, and he had to make as much money as possible in the shortest possible time.
With this belief, Zhou Ming and Zhang Lei walked into the house, this house is not the same as Zhou Ming imagined, this house is obviously designed, the layout is similar to the bank, there are counters and other chairs, but there are no iron railings, it looks very formal, far from the messy scene in other places where loan sharks are borrowed, which makes Zhou Ming have a bottom of the money he wants to borrow today.
"This is the place of the dog master, this dog master is Nanhui Yiba, and it is also one of the richest people in our Nanhui County. Zhang Lei introduced to Zhou Ming.
Zhou Ming nodded and came to the counter, and a little brother inside looked up at Zhou Ming and Zhang Lei and asked, "Where did you come from?"
"Hello brother, we are from the 76o factory and want to borrow 10,000 yuan. Zhou Ming said.
This number made the little brother raise his head suddenly, he first came up and looked at Zhou Ming and Zhang Lei a few times, and then said with an idiot expression: "You two have no problem with your brains, right? If you open your mouth, you will borrow 10,000 yuan, what kind of place should you be? Don't mess around here, go away." ”
Zhou Ming gave Zhang Lei a look, and Zhang Lei said: "Brother, my brother-in-law is the director of the 76o factory, and he has a relationship with the dog master, or you call the dog master to come out, he knows me." ”
The little brother thought for a while, and then went upstairs to call down a middle-aged man, Zhou Ming knew that this was the dog master.
Master Dog went downstairs and saw Zhang Lei nodded and said, "I remember you, you often come here with Director Fang to do business, but you have to borrow 10,000 yuan, it's still too much." ”
At this time, Zhou Ming stepped forward and said: "Master Dog, in fact, it doesn't matter how much money you have, the important thing is that with his brother-in-law, we will definitely be able to pay you back." ”
"It's a good thing to say, do you think it's two dollars a piece?" You can pay it off if you can pay it off?" said the dog master, "But in this way, you are indeed short of money, if you really want to borrow this money, then one cent a day, can you accept it?"
"Yes. Zhou Ming replied without hesitation.
"I'm talking about one cent a day, 10,000 yuan a day you borrow is a hundred yuan of interest, one day's interest is equal to your salary in the factory for a month, twelve days is equal to your year's salary. The dog reminded him.
Zhang Lei gasped, but Zhou Ming was still calm: "I know." ”
Zhou Ming's confidence surprised the dog master, because he said it on purpose, originally he wanted to use high interest rates to tease the two children, but he didn't expect this guy to really agree, is he an idiot? Or does he not have a clear concept of interest? I don't know how terrifying the interest rate is? But these are not within the scope of the dog master's consideration, he only knows that since someone is willing to promise such a high interest, it is unreasonable for him not to agree.
So the dog said: "Since you are so sincere, then I will promise to lend you 10,000 yuan, one cent a day, if you can't pay it back, don't blame me for being rude." ”
"No problem, I promise to pay it off within a week!" Zhou Ming said.
……
After getting the money from the dog master, Zhou Ming and Zhang Lei rode back to the factory, and when they arrived at the intersection, they saw Su Han waiting there anxiously.
Seeing Zhou Ming and Zhang Lei coming back, Su Han hurriedly ran over in three or two steps and asked, "How is it?
Zhou Ming patted his bag and said, "Of course, all the 10,000 yuan is here." ”
Su Han was surprised and said, "Did you really borrow 10,000 yuan?" I was worried just now that those loan sharks would refuse to lend us!"
"With Da Zhuang's brother-in-law's signboard, the money is still very easy to borrow," Zhou Ming said, "Okay, since the preparations are complete, let's start working." ”
After speaking, Zhou Ming took Su Han and Zhang Lei to the front of the staff building, looked at these staff buildings, thinking that he was about to start collecting treasury bills to make money, Zhang Lei asked a little excitedly: "Which one do we start with?"
"You can do it anywhere, just don't be so excited and say nothing. Zhou Ming instructed.
Zhang Lei nodded desperately and said, "No problem, when the time comes, as far as Zhou Ming is concerned, I will stand aside and watch and say nothing." ”
On the other side, Su Han also pursed her lips, obviously a little nervous, after all, she had never heard of such a thing as reselling treasury bills, she only did it based on her trust in Zhou Ming.
"Take it easy. ”
Zhou Ming patted Zhang Lei on the shoulder and said to Zhang Lei and Su Han, and then Zhou Ming walked to the staff building and knocked on the door of the first house, their luck was good, this one happened to be at home.
The one who opened the door was an eldest sister about thirty years old, who looked Zhou Ming up and down a few times and asked, "Who are you looking for?
"Hello eldest sister, I'm also from the factory, I'm sorry to disturb you for a while, I want to ask if you have treasury bills at home? Zhou Ming said and took out a treasury bill to show her.
The eldest sister glanced at the treasury bills and nodded, "I have some at home, what's wrong?"
"Can you show it to me? I want to buy it. Zhou Ming asked.
"Oh, wait a minute. ”
As she spoke, the eldest sister went back to the house and took out the treasury bills from his house and gave them to Zhou Ming, which was packed in an iron box, with dozens of treasury bills, most of which were ten yuan, a few fifty, and two hundred, which showed that the family's conditions should be good. Zhou Ming carefully selected all the expired treasury bills in it, and then returned the iron box to the eldest sister and said: "I bought these treasury bills, a total of four hundred and fifteen yuan, because a few of them are too old, even if it is cheaper, four hundred yuan is a whole whole, do you think it will work?"
"It's okay, anyway, this thing can't be eaten or used at home," the eldest sister said very happily, "But don't you take the rest together?"
"Eldest sister, you better keep the rest first, I'll come to collect it later." ”
Zhou Ming said as he took out four hundred yuan from his bag and handed it to the eldest sister: "Eldest sister, this is four hundred yuan, you can click on it." ”
The eldest sister took the money and said with a smile: "Am I still wrong about four pieces of money and four hundred yuan? It's just that you should be young and have a clear understanding of the treasury bills, so don't lose it." ”
"Thank you, eldest sister, I have counted it several times just now, and the face value is four hundred and fifteen, but a few of them are too old, so I bargained with you, eldest sister. ”
Zhou Ming said and handed over the treasury bills to Su Han and put them in her bag, and then asked the eldest sister: "By the way, eldest sister, are you familiar with the neighbors of this building?"
"I've lived here for almost 10 years since I got married, and the neighbors know each other so well. The eldest sister said.
"That's great," Zhou Ming said, "Then I want to ask my eldest sister to do me a favor, okay?"
The eldest sister sighed and said, "What are you busy with?" ”
"I want to ask the eldest sister to help me collect the treasury bills of other people in this building, can I come over to collect them later?" Zhou Ming saw that the eldest sister was a little hesitant, so he added another sentence, "Eldest sister, I won't let you work in vain, I will give you ten yuan to thank you." ”
The eldest sister smiled happily: "Little brother, you are too polite, what is the relationship between this neighborhood, and what are the brothers in our building holding this...... Treasury bills are useless, they have long been looking forward to having someone like you to collect them, it just so happens that they are all on the night shift today, and now they are all at home, I will knock on the door for you, when will you come and collect it?"
"Is it okay to come over in about half an hour?" Zhou Ming asked.
"No problem. The eldest sister waved her hand arrogantly.
"Then thank you, eldest sister, I don't know what you call it, eldest sister?" Zhou Ming asked politely.
"My surname is Wei. ”
Leaving Sister Wei's house, Zhou Ming Su Han and Zhang Lei went to knock on other people's doors separately, but after all, it was still during working hours, and there were only a few people in the family, and Zhou Ming knocked on several houses in a row and no one was at home.
"Zhou Ming. ”
When Zhou Ming was about to knock on the door of another house, he suddenly heard someone shouting to himself, Zhou Ming turned his head and saw a girl in a floral dress standing not far away, this was his former girlfriend Zhang Qian, but she was now with Marin.
If it was Zhou Ming in the past, he would definitely be furious, but after more than twenty years, Zhou Ming had already seen a lot, and he just asked lightly: "Is there something wrong?"
Zhang Qian was stunned for a moment, she didn't expect Zhou Ming to be so indifferent to herself, and looked at Zhou Ming with complicated eyes for a while before saying: "Zhou Ming, you can give a soft face to Marin, so that you can go back to work in the factory, and the treatment you should be given will not be less, and you are a college student, and your future career is still very long, so there is no need to bury your future because of anger." ”
"Let me go back to the factory and let Marin taunt me every day?" Zhou Ming smiled, "I'm sorry, I'm not as cheap as you think." ”
"What's wrong with you just lowering your head once?Do you think it's good for you to stay at home every day?" Zhang Qian said, glanced at the treasury bills in Zhou Ming's hand, and then said, "And what are you doing now? Collecting treasury bills? Is this thing useful? Can you do something serious with some interest, don't let me look down on you!"
"It was Marin who asked you to come to me, right?" Zhou Ming sneered and asked, "You don't care what I'm doing, you just go and sue him, although he has a good father, I will make a lot of money, more than everyone else!"
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