Capital.

Han Group.

Hu Gang and Wang Xiaojie, the two founders of the company, began to talk about the current situation of the company.

"What's the attitude of the SFC?"

"We have been targeted and an investigation is underway. ”

"Who is full of food and nothing to do such a stupid thing?"

"I'm still too anxious, I'm trying to make the leeks urgent!"

……

Hu Gang waved his hand, "Don't talk about this, the tail of the hand is handled very cleanly, and no matter how you check it, you can't find the problem." ”

He looked at Wang Xiaojie and asked, "How is it going well on the bank's side?"

Wang Xiaojie smiled bitterly, shook his head and said: "It is said that our debt ratio is too high, more than 70%, and the goodwill generated by mergers and acquisitions is too much, which does not meet the conditions for lending." ”

"The dog said, usually called a brother, but at a critical moment, he can't even let out a fart. ”

Angry, Hu Gang scolded directly in Sichuan and Shu dialect.

Wang Xiaoming reassured in a loud voice: "These people are unreliable, they are all icing on the cake, where do they come from." ”

Hu Gang nodded, just now he was in a hurry and out of proportion.

After so many ups and downs in the sea and the sea of commerce, the essence of many friendships has long been seen through.

These people usually eat his filial piety, and when they saw that the Han Group was in trouble, they all stayed away from him, which was really hot and cold!

"What are the group's total liabilities and short-term liabilities now?"

Wang Xiaojie accurately reported the figures: "The total debt is 67.385 billion yuan, and the short-term debt is 38.16 billion yuan." ”

Hearing this number, Hu Gang closed his eyes, sighed and said, "How are the layoffs going?"

"From 3,869 to 2,893, in recent months, almost 1,000 people have been laid off. ”

Hu Gang opened his eyes, and his eyes showed a hint of ruthlessness, "Speed up, optimize all the departments that can't do business, and carry out a big slimming." ”

Wang Xiaojie knew that he could not hesitate at this critical moment, and he did not object, and nodded that he would speed up the layoffs.

"Nearly 40 billion short-term debts have not been resolved, and there is always a sword of Damocles hanging over my head. ”

A hint of decisiveness flashed in Wang Xiaojie's eyes, "I suggest that you sell some of your assets." ”

"Sell Assets~"

Hu Gang's fingers tapped on the tabletop, looking hesitant. Han Group, a behemoth with total assets of 100 billion yuan, was created by him.

Although the debt ratio is a bit high, the net assets are also more than 20 billion.

He believes that when this difficult period is overcome, the newly acquired assets will begin to have self-hematopoietic function, and Han Group will definitely go to a big level.

"What are you still hesitating about, now is the time for a strong man to break his wrist, if he hesitates, many assets will depreciate, and the debt will be tightened more and more. ”

Wang Xiaojie shouted, "We need cash now, a lot of cash!"

As long as you survive this difficult period, it's a big deal to buy it back in the future. ”

Wang Xiaojie's rebuke woke Hu Gang from the dream of a 100 billion financial empire, after all, he was the director of the China Securities Regulatory Commission, and he still has knowledge.

Hu Gang nodded, "You're right, stay in the green mountains, don't be afraid of no firewood."

Insurance and PE are the core businesses, and apart from these two things that cannot be moved, the others can be sold. ”

After five years of rapid development, H&Q Group has a total of public funds, securities, real estate, private equity investment, insurance, futures and other business sectors and financial licenses.

The core is FTLife Insurance and private equity investment, which together account for more than 80% of H&Q Group's assets.

After the two reached a consensus, they began to discuss which assets to sell and to whom.

"Securities and public funds are sold to Zhang Yida?"

Wang Xiaojie was faintly uncomfortable, this little fellow didn't pay attention to them at all since his wings were stiff.

Whether it is borrowing money or inviting investment, or even selling loan shells, they have never given them a good face.

Hu Gang saw Wang Xiaojie's unhappiness and explained: "At that time, the shareholding agreement was written that we and Ruixiang had the right to repurchase the other party's equity first.

Again, there are few companies that can come up with tens of billions of funds at one time.

Ruixiang is rich, Zhang Yida will definitely be tempted this time, and he is not worried about securities and public funds for a day or two. ”

"Good!"

Wang Xiaojie is not a hairy guy anymore, and he knows how not to mix personal preferences in his work.

As long as Ruixiang can afford it, it doesn't hurt to sell it to them.

……

"Two big brothers, long time no see!"

At a golf club in Beijing, Zhang Yida met the two brothers Hu and Wang, who asked him to play.

"Yida, when will Ruixiang be listed? I will also take out my private money to buy a little stock. ”

Zhang Yida looked at Hu Gang, who was smiling and joking, and didn't seem to see the pressure of huge debts at all.

is worthy of being a private equity boss, and this mental determination is too much beyond ordinary people.

"It's still early to go public, and we have to slow down. ”

Wang Xiaojie said with a smile: "Still waiting? I heard that the magnesium group has a listing plan, and the market is not bad this year, but it is a good time to go public."

I missed it, but I don't know how long I will have to wait. ”

Zhang Yida smiled and didn't speak, Wang Xiaojie's words made some sense, but he also had his own arrangements, and the specific arrangements were inconvenient to reveal.

After coming to the court and playing a few strokes, Hu Gang began to talk about the recent difficulties encountered by Han Group.

Zhang Yida understood all these situations, and did not interrupt soundly, but listened quietly with a golf club.

"Brother Yida, I'll just say it bluntly, I want to sell you the shares of Hantai Fund and Hanzhou Securities. ”

Hu Gang smiled, "I also told my brother about the predicament of the Han Group, don't you want to beat my brother Qiufeng?"

Zhang Yida waved his hand, "Brother Gang, you are serious about what you say, everything is according to the market price!"

This is not kindness, but Hu Gang and Wang Xiaojie are not generals, and the broken ship of the Han Group can still hold on, and it will not sink for a while.

In addition, securities and fund licenses are also sought-after goods in the market, and there is no shortage of followers.

Zhang Yida didn't want to persecute the two too much, and at the same time, he wouldn't be the wrongdoer. If the transaction is made at a reasonable price, everyone will not suffer.

After negotiating this matter, Wang Xiaojie interjected: "Yida brothers, do you have any fancy for futures, payment, and insurance brokerage licenses?"

If you like it, let me know and give it to you. ”

Zhang Yida's heart moved, the payment license and the insurance brokerage license are available, but the futures are missing.

The futures business is quite dependent on securities or trust companies for diversion, and the business scale is generally not large.

After thinking about it, Zhang Yida replied: "If the two brothers are willing to cut their love, we will also want it!"

Hu Gang looked calm and breezy on his face, but he was very helpless in his heart, these are all financial licenses that he has spent several years of hard work and hard work to collect, and now they are all cheap Zhang Yida.

Who doesn't have a dream of a financial empire?

After making up his mind, he no longer regretted it, and promoted a large number of shares of unlisted companies and A-share listed companies to Zhang Yida, and even real estate and communication equipment industries.

H&Q Group's business is now very miscellaneous, and many industries have intervened.

But Zhang Yida was not interested in these industries at all, and all of them politely declined.

Hu Gang was very interested, and seeing that Zhang Yida was really not interested, he stopped trying to sell.

After selling the shares of the three companies, they can also breathe a sigh of relief.

After reaching a consensus, Zhang Yida played with the two for a while.

Declined the invitation to the dinner between the two, Zhang Yida returned to the company and notified Ruixiang Group that a group of executives held a meeting, and also held a remote video conference with shareholders.

At the meeting, Zhang Yida announced the resolution to acquire the remaining 51% shares of Hantai Fund and Hanzhou Securities, and 100% of the shares of Hanzhou Futures.

This resolution was supported by all executives and shareholders, because after this acquisition, the prototype of Ruixiang Group's Dajin Holdings was completely formed.

Banking, Securities, Public Funds, Insurance, Payment, Insurance Brokerage, Insurance Agency, Fund Sales, Futures, Internet Small Loans, Consumer Finance, Credit Investigation, Commercial Factoring, Financing Guarantee, ...... A total of more than a dozen financial licenses.

In addition to the mainstream financial license of trust, as well as niche pawnbroking, financial leasing, auto finance, money brokerage, financial company, and AMC non-performing asset management, other financial licenses are complete.

Due to some policies and regulations, some financial licenses only participate in shares, and they are not the largest shareholders.

For example, Xingwang Bank.

However, the bank wealth management products launched by Xingwang Bank are selling well in terms of investment and financing, and at the same time, these funds are provided to users and loans.

The basic purpose of Ruixiang's shareholding in Xingwang Bank has been achieved.

The next day, Ruixiang's due diligence team began to enter Hantai Fund, Hanzhou Securities, and Hanzhou Futures.

All three are financial companies, which are much easier to value than Internet companies.

In addition to looking at net assets, it is also necessary to evaluate the transaction price of similar financial licenses in the market.

Due diligence is not something that can be done overnight, and it is expected to be after the New Year.

Zhang Yida focused on the game "All Army Attack".

After the defeat on the battlefield, Penguin's TiMi Studio launched the same type of chicken game "All Army Attack".

Having learned from the previous failure, Penguin has made a lot of changes and optimizations to the game.

The most annoying thing is that the penguins actually launched all the skins, and they will be sent when they register for the game, and they will also be sent when they invite friends.

Zhang Yida knew that the penguin was desperate, and the big move of krypton gold was taken out and given away for free.

This shows that the penguins are also running out of donkey skills, and in the face of aggressive PUBG, they must win back a game and defend their position as the first brother of the game.