Ge Erping has been deeply fascinated by this software since he earned 360 yuan in the investment and financing financial supermarket some time ago.

Especially after the 12 platforms invested in expired one after another, the 1,200 yuan of recharge investment was also successfully withdrawn to the bank card.

This kind of love and trust for Touronghui has reached its peak, and every day I will open the Touronghui APP to swipe advertisements to see if there is a new platform online, so as to continue to make money.

Today, Ge Erping, as usual, habitually took out his mobile phone and opened the Touronghui APP after the company turned on the computer and started to work.

The homepage banner ad is not the same as yesterday, is there a new platform online?

Ge Erping hurriedly clicked on the advertisement and took a look, the content was:

"Yimin Wealth was grandly launched, and the founder of Ahri-born shouted the slogan to subvert Yu Bao.

Join hands with Investment and Ronghui to launch activities, invest 100 yuan per month, reward investors with 30 yuan, and invite people with 10 yuan.

In addition, Yimin Wealth also gave each new user a cash coupon of 888 yuan. ”

Ge Erping is very happy, it is still the original taste, and it is still a familiar formula. It's giving money again, what the hell is this 888 yuan cash coupon?

With questions, Ge Erping clicked on the advertising jump link to register Yimin Wealth, and then downloaded the APP.

Log in to the APP, recharge 100 yuan, and get a reward of 30 yuan after completing the one-month investment.

Then he began to check the 888 yuan cash coupon of the Yimin Wealth APP.

There are three cash coupons, 80 + 258 + 550 for a total of 888 yuan, which require an investment of 1,000 yuan, 3,000 yuan, and 10,000 yuan respectively to activate.

The cash coupon is only valid for 7 days, and it will expire if you do not use it after 7 days.

Ge Erping was a little entangled, gritted his teeth in the end, and voted for a 1,000 yuan monthly bid, and the 80 yuan cash coupon in the account was really thawed and turned into a balance.

Click to withdraw, and the bank card received a text message of 80 yuan in a few seconds.

Ge Erping was a little moved, looked at the other two cash coupons, and hesitated for a long time. Thinking that the more than a dozen platforms recommended by Touronghui before have successfully withdrawn their investments, there should be no problem.

In the end, I recharged 13,000 yuan, invested 3,000 yuan, and invested 10,000 yuan. The cash coupons of 258 yuan and 550 yuan were automatically unfrozen into balances.

Click to withdraw, and 808 yuan will arrive smoothly.

Looking at the 14,100 yuan invested in the account, Ge Erping calculated that the income was about 888 yuan + 30 yuan investment and financing rewards, and there was interest when the investment expired.

The interest rate is 10%, and the interest income of one month of investment is 14100×10% ÷ 12 months, which is equal to 117.5 yuan.

In the end, the total return adds up to 1035.5 yuan, with a monthly return of 7.34% and an annual return of 88%.

It's a good deal!

365 bookkeeping manager has launched an investment book, hurry up and make a note, and remember to withdraw it after a month.

Originally, the activities launched by Yimin Wealth only invested 100 yuan and rewarded 30 yuan.

The 888 yuan cash coupon was temporarily added by Zhang Yida, and the purpose is very simple, that is, to quickly increase the investment amount and improve the platform data.

Next, I'm ready to get in touch with venture capital, I can't afford to burn this money!

The 1 million working capital prepared by the company asked him to take it out and make it into an 888 yuan cash coupon for users to withdraw in the early stage.

Now Yimin Investment can be called an empty shell, and if financing does not come in, Zhang Yida will have to borrow money to pay his salary.

The effect of burning money is really good, and it reached 100,000 registered users in 10 days.

Among them, 90,000 are attracted by Ruixiang science and technology cooperation, and the other 10,000 are the natural traffic obtained by the platform to promote it for free.

There are 91,000 total investment users, 90,000 people spend money to promote, and 1,000 people are natural users.

Among them, 80% of the people who invested 100 yuan accounted for the mainstream, 10% invested 1,000 yuan, 7% invested 4,000 yuan, and only 3% invested more than 14,000 yuan.

Finally, the total transaction volume reached 89.98 million.

The price is that 3.6 million promotion fees were burned out, and 5.305 million yuan of 888 yuan cash coupon rewards were issued.

The company's reserve of 1 million working capital was burned out, and 4.305 million invested by investors was also misappropriated.

So now the company not only has no liquidity, but also has a hole of more than 4 million waiting for Zhang Yida to fill it.

Zhang Yida called up the operation data from the background, made a plan, and made an appointment with Shen Beipeng and Xu Xiaoming.

In a private club, Zhang Yida took out a financing plan and said mysteriously:

"Two teachers, I have started another company, and I came to find two gods of wealth to turn into fate. ”

Xu Xiaoming was so surprised that he couldn't do it, and he was making trouble again! What a toss!

Shen Beipeng was not so easy to speak, picked up the financing plan and put it aside, and said in a serious tone:

"Mr. Zhang Yida, you should know that there is an agreement between us.

How long does it take for Ruixiang to raise money now? The second financing has not yet arrived, and you are in a hurry to start a business again.

I'm not saying that serial entrepreneurs are bad, the point is that a person's energy is limited. You can't do two things well when you're distracted from juggling both.

If you have to go your own way, we are considering whether to trigger the fallback clause in the financing agreement and suspend the disbursement of the second tranche. ”

Seeing that Shen Beipeng was so angry, Zhang Yida reassured:

"Teacher Shen, you listen to me first.

I also found two co-founders for this second company, and they are usually in charge of the company's business.

I am mainly responsible for financing and working as a consultant, and my main focus is on Ruixiang Technology. On the other hand, the company can still operate without me.

The most urgent thing for me now is to bring Ruixiang Technology to the market as soon as possible, so as to bring a good return on investment to the two of you.

Today I also brought the latest operating report of Ruixiang Technology, you can take a look first.

The number of users of Investment and Finance exceeded 15 million, the number of users of 365 bookkeeping manager exceeded 10 million, and the number of users of CardKing Credit Card Manager also reached 8 million.

In addition, the recent development results of the loan supermarket are also very gratifying, and the loan turnover of 300 million yuan has been matched in more than half a month after it was launched, creating an operating income of 3 million. ”

Hearing this, Shen Beipeng was a little moved, and the development of science and technology was too fast. The number of users is increasing by millions every month, and the loan supermarket sector has also been opened, and the revenue is estimated to be hundreds of millions per year after the revenue is stable.

The momentum of development is very gratifying!

Shen Beipeng's face finally turned cloudy and clear, and he said with a smile:

"Since you young people are energetic, then you go and toss!

The premise is that it is necessary to ensure the steady growth of Ruixiang's business. ”

Zhang Yida is not surprised by Shen Beipeng's performance, venture capital is like this, after all, real money has taken out money, and it is normal to have some concerns.

Shen Beipeng picked up the financing plan and read it carefully, and when he saw the series of figures of "Yimin Wealth has been online for 10 days, with a total of 100,000 registered users, a cumulative investment user of 91,000, and a cumulative turnover of 89.98 million", his eyelids jumped.

After carefully counting it again, and making sure that there was no majority of zeros, he took a deep look at Zhang Yida, and thought to himself, What kind of evil is this! Is it so easy to run a business in his hands?

By the time Shen Beipeng and Xu Xiaoming finished reading the plan, it was already half an hour later.

In the middle, Zhang Yida didn't say a word, just drank coffee silently, with a calm and confident bearing.

Xu Xiaoming was the first to speak:

"Yida, you are sure that the operation data of Yimin Wealth is true, there is no water, you can't fool the teacher!"

When Zhang Yida heard him ask, he knew that there was a drama and was already tempted. So he said sincerely:

"Teacher Xiao Ming, this data is true. If you want to see it, I can also take you to the company to adjust the background data later. Now it's okay to make a few random calls to ask customers. ”

Xu Xiaoming nodded, stopped talking, and looked at Shen Beipeng.

Shen Beipeng first brewed his language, and then spoke:

"We are involved in the P2P industry, and last year we invested in the A round of $25 million in lapping loans.

In addition, Renrenyou Loan recently completed a $130 million Series A some time ago, Lixin Online also received a $10 million Series A from SoftBank China last month, and Yiyin Loan also received $30 million in Series B from IDG and Morgan Stanley in 2011......

Therefore, at this stage, Yimin Wealth has only entered the game, and it has lagged behind at the start, and I am not very optimistic.

This is a money-burning industry, one step behind, one step behind. ”

Zhang Yida shook his head, knowing that Shen Beipeng was first suppressing and then rising, wanting to lower the valuation. Firmly said:

"They started early, but it's a trillion-dollar market, and there are enough competitors for no one to fully occupy the market.

The winner-takes-all approach doesn't work in this industry.

The way to resist the risk of financial investment is to diversify the investment, and an investor will not put all his money into a platform.

This industry will only form a pattern of more than a dozen head platforms and dozens or hundreds of medium-sized platforms.

Yimin Wealth is confident to be one of the more than a dozen leading platforms, and even become one of the leaders. ”

Shen Beipeng was very interested in this point of view and motioned for Zhang Yida to continue.

Zhang Yida organized the following language and continued to preach:

"If you want to become a head platform, you must need to burn money.

Why do I dare to say that Yimin Wealth can become the leader in the head platform?

Because I'm in control. How did Ruixiang Technology start? The two of you should be very clear.

Internet finance is a craft job!

I can burn a bigger flame with more firewood than others.

In other words, I was able to control lower costs and make more efficient.

If someone else makes a transaction volume of 10 billion, it may need to lose 500 million, but I am confident that 300 million will do it.

It may take 3-5 years for others to reach a transaction volume of 10 billion, but I am confident that it will be achieved within 2 years. ”

When Shen Beipeng heard Zhang Yida's words, he didn't refute it, but began to think about it seriously.

If Zhang Yida runs this Yimin Fortune and has the level of operating Ruixiang Technology, it is indeed a great advantage over his peers in cost control and efficiency improvement.

Xu Xiaoming looked at Zhang Yida with admiration on the side, making investments, he values people more and the first feeling.

Regardless of whether Shen Beipeng voted or not, he was moved by Zhang Yida's words anyway. At least a little bit of follow-up.

After Shen Beipeng thought about it, he looked at Zhang Yida with blazing eyes and said:

"Since you are so confident, do you dare to add a bet?"