Lan Lan pushed open the door of Zhang Yida's office, came in and put a document on the desk, and said with a smile:

"Mr. Zhang, the transfer of financial licenses has been contacted.

2 Internet small loan licenses of 38 million yuan, 1 insurance agency license of 15 million yuan, and 1 fund sales license of 21 million yuan.

A total of 4 financial licenses, with a total purchase price of 74 million yuan. ”

Zhang Yida picked up the document and looked at it, and then smiled at Lan Lan: "Hard work! I will sign and approve the acquisition immediately!"

Looking at this price, Zhang Yida is eager to buy a batch of licenses immediately, and then sell them in a few years to make six or seven times the profit.

Now it is easy for larger enterprises to apply for a license, but Ruixiang has been operating for less than 3 years and does not meet the conditions for applying for a license.

At present, whether or not there is a financial license does not affect anything, especially Internet small loans. In a few years, it will be illegal to operate without a financial license.

"Have you seen a suitable public fund?" Zhang Yida is most worried about this.

There is this large fund license, which is stronger than the small licenses of fund subsidiaries, fund sales, and fund payment combined.

With a fund license, you can participate in the design of the fund. Ruixiang Group can also launch its own company's Internet money fund.

Lan Lan shook his head, but as if he had thought of something, he mentioned it again: "Han Academy has recently been preparing for the establishment of a public fund, and I heard that it has been approved by the Securities Regulatory Commission. ”

The king of the market value of the new third board in later generations, with a market value of more than 100 billion. But now it's a market capitalization of billions. It's still a snack.

What's the operation?

It pioneered the model of "exchanging fund shares for equity", which transformed the original private equity fund investors into shareholders of H&Q Group.

In 5 years, we will complete a breakthrough in market value of 10 million to 100 billion!"

Zhang Yida remembered the radical methods of the Han Dynasty Group in later generations, and was a little hesitant to intersect with them.

After thinking about it, I felt that the public fund license was too rare, so I decided to contact Han Academy Group to try it.

......

As usual, after Hu Gang was busy with the things he was doing in the office, he leaned on the comfortable and wide boss's chair, lit a Cuban cigar, and swallowed the clouds.

There was a knock on the door, and Hu Gang casually replied, "Please come in!" A glamorous secretary dressed in flamboyant clothes walked in.

"Mr. Hu, just called Ms. Song Caiwei, assistant to the chairman of Jinke Group, and said that Mr. Zhang Yida, chairman of their group, wanted to meet you. The glamorous secretary reported respectfully.

"Ruixiang Jinke?Zhang Yida?" Hu Gang muttered, his mind hovering for a long time, and he didn't remember to know this person.

"This is the information I just collected about Ruixiang Jinke and Mr. Zhang Yida, Mr. Hu, please take a look. Seeing that Hu Gang was silent, the secretary hurriedly handed over a document.

Hu Gang took the information and looked at it, and the first thing that caught his eye was a dazzling young photo, as well as an introduction text:

Zhang Yida, 19 years old, chairman of Ruixiang Jinke, chairman of Yimin Financial Services, and founding partner of Huayi Capital...... and a series of titles.

Ruixiang Jinke, a leading financial technology group in China. It was co-founded in October 2013 by Zhang Yida and Lin Zhenyang, students of Beijing University.

Completed a US$50 million Series A funding round led by Blackshirt Capital at a valuation of US$500 million in November '13 and a US$500 million Series B funding round led by Temasek in May '14 at a valuation of US$3 billion.

The business coverage includes: financial traffic diversion, mobile payment, credit management, financial technology output ......"

Hu Gang knew who this was, and some friends in the alumni circle and the financial circle talked about this some time ago.

I didn't think about it for a while, but when I saw the valuation of the school and the company, as well as the age, I was on the right track.

"Did Rui Xiang say what he asked me for?" Hu Gang asked the secretary.

"Mr. Zhang Yida's assistant said that he wanted to talk to us about cooperation. The female secretary said.

"Talking about cooperation?" Hu Gang felt a little strange in his heart, Ruixiang is mainly engaged in Internet finance, while Han Academy is mainly engaged in PE equity investment, is it possible to talk about cooperation and shareholding?

Suppressing his curiosity, Hu Gang instructed the female secretary: "You call Ruixiang back, and say that I will hold a banquet tonight to welcome Mr. Zhang." ”

......

In a private club in Beijing, Zhang Yida met Hu Gang, chairman of Han Group, and Wang Xiaojie, president of Han Group.

Zhang Yida shook hands with the two and greeted them cordially in Sichuan:

"Mr. Hu, Mr. Wang, the younger brother has been friends with the two brothers for a long time, and I finally have the opportunity to meet and visit. ”

"Haha, Brother Yida, you're out of sight. How old are we infatuated, your name is Brother Hu, Brother Wang. ”

The one who spoke was Wang Xiaojie, president of Han Dynasty Group, who was the same age as Hu Gang, also thirty-six or seventeen years old, wearing glasses, and looking more serious.

"Yes, Yida, the three of us are all natives of Sichuan Province, and my Ph.D. is also at Beijing University, and I am also an alumnus with you. So don't be too polite to each other. ”

Hu Gang lifted his glasses, looked at Zhang Yida with a smile and said.

"Haha, then I won't be polite to the two big brothers. Zhang Yida also laughed and snorted.

After a moment of silence, Zhang Yida looked at the two and said:

"I heard that H&Q Group has applied for a fund license, I don't know what the two big brothers think of the Internet Money Fund?"

"Do you mean Yu Bao's model?" Hu Gang took a bite of food and then asked.

"yes, that's the pattern. I heard that the size of their fund is already hundreds of billions, and the speed of Internet fundraising is shocking. Zhang Yida said with emotion.

"Yes, relying on the traffic weapon of Paybei, the development of Rainbow Fund is enviable. Wang Xiaojie also agreed.

"That's right, that's why I found the two big brothers. I just want everyone to talk about it and see if Ruixiang and Han Academy can cooperate. ”

Zhang Yida finally got to the point, the purpose of this meeting was to look at the public fund license of Han Group.

"What kind of cooperation method?" Wang Xiaojie and Hu Gang glanced at each other, and he asked first.

"Ruixiang invested in the fund company, and then provided the platform and financial flow resources, and H&Q provided the license, and everyone worked together to raise funds. ”

Zhang Yida put forward the conditions, and then looked at Wang and Hu, waiting for their reply.

Hu Gang thought that Zhang Yida was looking for them to take a stake in Ruixiang, but he thought that the script was reversed, and Ruixiang wanted to take a stake in them.

After thinking about it, he felt that this was also an opportunity. Han Academy's fund company pulls Ruixiang to this shareholder, backed by huge financial flow resources, it will be much easier to raise funds.

And there is also the opportunity to make the scale of fund management larger, even if it is not as good as the Rainbow Fund, it is definitely not much worse.

So Hu Gang then asked:

"How much does Ruixiang plan to buy?"

"H&Q 51%, Ruixiang 49%, still you control, I just want to monetize Ruixiang's financial flow. ”

Zhang Yida is very calm, and he will not be arrogant enough to grab a controlling stake with Han Ding.

"Lao Wang, what do you think?" Hu Gang looked at Wang Xiaojie.

"I think the proposal of Yida Brothers is very good!

But this is a big deal, and it needs to be discussed by the board of directors before a decision can be made!"

Wang Xiaojie said.

After hearing this, Hu Gang looked at Zhang Yida and said:

"Personally, I would be in favor of a partnership between the two of us, but it's a big deal, and we need to discuss it with the other directors and shareholders. ”

Zhang Yida nodded and said:

"This is as it should be. I'm just waiting for the good news from the two brothers!"

Skipping the matter, the three of them began to push the cup and change it.

Zhang Yida is also very curious about the entrepreneurial stories of the two of them.

Wang Xiaojie was admitted to the University of International Business and Economics, with a doctorate in finance and the youngest director of the central bank. The development has been smooth sailing.

Hu Gang's experience was much more bumpy, because his family was poor, and he only studied a secondary school at the beginning. Then I studied on my own and was admitted to a junior college, undergraduate, accounting, lawyer, graduate school, and finally a doctor of finance at Beijing University.

His career experience is also from a mason to a financial elite of a securities company. Later, he was admitted to the Securities Regulatory Commission, from a clerk to a deputy department, and then to a director, and climbed up step by step. Later, he was also known as the youngest director of the SFC.

The youngest director of a central bank and the youngest director of a securities regulatory commission went to sea to start a business together, which was quite sensational at the time.

However, I heard that the two of them were still very difficult in the early days of their business, and they ran into walls everywhere, and they couldn't raise funds in many places.

If you can't raise funds to make an investment, it's just a recipe for a clever woman.

Zhang Yida has also experienced this feeling, and the taste is really uncomfortable! Looking at a good project, there is no money to invest, so you can only watch it on the side, which is simply a kind of torture!

Zhang Yida asked with a smile:

"I heard that the first customer of H&Q Group was met by two brothers in the car, a driver, is there such a thing?"

"It's not the driver, it's all the media adding fuel and vinegar!" Hu Gang shook his head with a smile.

"Here's the thing. It was a friend of a friend, and we went to Zhejiang for several days, but we didn't raise any money.

When people were sleepy, a friend asked his friend to drive us.

The two of us were sitting in the back row discussing how to build the PE framework, what projects to invest in, and how to manage and exit the project in the later stage.

We thought the person driving the car was the driver. It turned out to send us to the place, and he told us that he wanted to invest 50 million in us.

We were stunned and thought he was a driver, but he turned out to be an entrepreneur. Along the way, I heard us talk about PE, so I listened carefully and agreed with our investment philosophy.

In this way, this customer threw 50 million to us. Later, after catching up with the 07 bull market and the 09 gem, Han Group developed and grew.

Now that I think about it, it's luck!"

Wang Xiaojie recounted, his face full of gratitude.

"Brother Wang, you're joking, it's not enough to have luck. In recent years, Han Group has sent companies to the market, not one or two. ”

Zhang Yida still has a certain understanding of the development of Han Group, and knows that their success has a certain amount of luck, but it is more about the talent and ...... of the two Past Experience.

"Haha! We do PE, that is, arbitrage the difference between the primary market and the secondary market. Not much gold. ”

Hu Gang modestly said that his family knows his own affairs, and they are mainly engaged in the pre-IPO round, which is the last round of investment before the listing of quasi-listed companies.

When the big A-share stocks were just listed, they all skyrocketed, which can be said to be picking up money.

Zhang Yida smiled and didn't speak, thinking of what happened to Han Group after a few years, it was also a A share of success and a share of defeat. Debt-ridden, various lawsuits and disputes, and the CSRC inspects ......

In the end, there was no way to start selling financial licenses, securities licenses, insurance licenses, and fund licenses, and everything that could be sold was almost sold.

Just follow sharply to pick up the rags!