"Mr. Zhang, this is the time since our compliance supervision department, after strict investigation and account verification, we have found some problems, please take a look. ”

In the spacious and bright office of the chairman of Ruixiang Group, Yang Jiangang, director of the compliance supervision department, reported to Zhang Yida the results of his work during this period and handed over a document at the same time.

"Oh, it's been fruitful so quickly, and how is the recruitment of the Compliance Department?"

Zhang Yida put the document handed over by Yang Jiangang to the side, and instead of reading it directly, he asked about the recruitment of the Compliance Supervision Department.

"Basically, we have recruited enough, and now the department has a total of 12 people with me, all of whom are from the public security system.

Everyone has rich experience in investigating and collecting evidence, and the team's combat effectiveness has been formed very quickly. ”

Yang Jiangang didn't know what Zhang Yida meant, but since the leader asked a question, he answered truthfully.

"Okay, if we don't have enough manpower, we will continue to recruit. I have only one request, and that is not to let go of a single pest!"

Zhang Yida looked at Yang Jiangang and said solemnly.

Zhang Yida began to look through the documents handed over by Yang Jiangang.

After a while, he spoke:

"Except for the content advertising business group, have you found similar problems in other business groups?"

"Not for the time being, I guess it has a lot to do with the turnover of the content advertising business group. Other businesses have only just developed, the scale is not large enough, and the oil and water are not enough. ”

Yang Jiangang shook his head and said that he felt that Ruixiang's situation was okay, because it had only been in operation for more than a year, and the various internal relationships were not complicated.

Like Goudong, which has been operating for more than ten years, the internal relationship is knotted, which is shocking.

"If you stretch out your hand, it will be cut off. Don't make a noise and continue to collect evidence. ”

A cold light flashed in Zhang Yida's eyes, and the content advertising business group created most of the revenue and profits of Ruixiang Group, which is of great importance.

Thousands of miles of embankment, collapsed in the anthill.

This termite must be caught, otherwise it will be dangerous in the long run!

"How did you find out about the problem?"

Zhang Yida is very interested in this, and at the same time wants to hear what is wrong with the omission?

"The net profit margin is declining, the cost is rising, the change figure is very small, and you can't find the ...... if you don't pay attention."

Yang Jiangang told Zhang Yida about the process of discovering the problem.

"The decline in net profit margin may be caused by the expansion of normal marketing spending?

You must know that the scale of Ruixiang increased rapidly last year, and the price paid behind it was a huge amount of advertising costs. ”

Zhang Yida felt that Yang Jiangang's point of view was still a little unconvincing, and this alone could not convince him.

"Yes, in the current Internet market, traffic is getting more and more expensive, and it is normal for the cost of customer acquisition to rise.

But I carefully looked at Ruixiang's external advertising cooperation contracts, and there are a small number of cooperative companies, and Ruixiang's cooperation rates with them are still maintained at the level of a year ago.

This is not normal!

Among the seven major financial supermarkets, the bank/fund/insurance/trust supermarket is fine, and the Internet financial management, loan supermarket and credit card supermarket are very problematic. ”

Yang Jiangang continued to talk about his discoveries during this time.

After hearing this, Zhang Yida was not calm, and asked:

"Is it serious?"

"In the 14th year of Ruixiang, among the 5 billion revenue contributed by the seven major financial supermarkets, the Internet wealth management and loan supermarkets accounted for 70%, and the credit card supermarkets accounted for 10%.

Under the huge profits, it is inevitable that it will not become a hard-hit area of corruption.

After my analysis and comparison, I am afraid that the amount involved will not be less than 10 million.

Of the 4 billion revenue, there is about a small part, and 10% of the contracts are greasy, and the funds involved are probably not less than 400 million.

The CPA price of the Internet financial management supermarket is counted as 100 yuan, and the price is increased by 10 yuan, which is reflected in the revenue, and the difference is 40 million.

The CPS pricing of the Internet wealth management supermarket is 3%, and the price increase of 0.1% is more than 13 million.

The CPS price of the loan supermarket is 3%, 0.1% more or 0.1% less, and the difference is more than 13 million.

The opening of credit card supermarkets is 100 yuan ~ 200 yuan per card, and the unit price of cooperation is 10 yuan more or 10 yuan less, which will also cause more than 20 million revenue discrepancies. ”

Yang Jiangang gave Zhang Yida a detailed analysis, and the more Zhang Yida listened, the more he frowned, and said:

"Go and investigate who is responsible for the customer who is not raising the price. The cost of customer acquisition in the market is rising, and we will naturally have to increase the price accordingly.

Except for some large customers who have not raised the rate, other small customers are going to increase the cooperation rate.

Whether there is any greasy in this, you will know it at a check. ”

"Mr. Zhang, do you need to take care of the scale?"

Yang Jiangang looked at Zhang Yida and felt that it was better to ask this question clearly, otherwise he wouldn't know if he hit a thunderbolt.

If he makes too much effort, Zhang Yi's heart softens when he arrives, and he doesn't want to be punished so heavily, then he is not a person inside and out.

"There is no need to show any mercy, and if the amount involved is more than 10,000 yuan, all of them will be transferred to the judicial organs. ”

Zhang Yida thought about it and decided to leave a line, if the water is clear, there will be no fish, and those below 10,000 yuan will not be pursued for the time being.

Have a meal with a partner, charge two cigarettes, and an amount of several thousand yuan, if you also pursue it, it will be overkill.

"Okay, Mr. Zhang, I understand, then I'll go out first. ”

Yang Jiangang left the office with Zhang Yida's investigation task, leaving Zhang Yida alone in the office, he closed his eyes, lay on the chair and pondered.

Zhang Yida guessed in his heart that this matter was probably done by the commerce department, colluding with external partners, helping partners to lower the cooperation price, and then collecting benefit fees......

Damaging the public and private!

......

Early morning.

Gao Tian, as usual, drove a BMW 530 to the underground parking lot of the Colin Building, and after parking the car, he walked out of the car with a fashionably dressed beauty with a thin waist and long legs.

The beautiful woman put her arm around Gao Tian and said as she walked:

"Brother Tian, I think the big flat I saw the day before yesterday is good, let's settle it down sooner!

It would be a pity to sell it late. ”

Gao Tian glanced at the beauty and said with a smile:

"Why are you in a hurry? Are you afraid that you won't be able to buy a house if you have money?

If you like it, we'll settle it down on the weekend!"

"Okay, yes, yes, I bought a house, and when you go to see my parents in the future, they won't object to our relationship anymore." ”

The woman said happily.

As soon as he heard the woman's words, a trace of displeasure flashed on Gao Tian's face, as if he recalled some bad past, and said:

"Manman, do you think this house is really that important? Nowadays, young people, if they don't have a house, are they not qualified to get married?"

Yang Man tilted his head and glanced at Gao Tian, and said slowly:

"If you want to put down roots in a big city, having a house is the most basic requirement.

If you don't have a house, if you get married, if you have children, you will be discriminated against if you read a book.

That's how cruel the reality is!"

Gao Tian nodded and said, "Well, Jin Yu good words!"

After speaking, they stopped talking, and the two walked to the elevator door in the basement, and after entering the elevator, Gao Tian pulled his hand out of Yang Man's arm and said:

"There are a lot of people in the elevator, and I will meet a colleague later, and it is not good to pass it out. ”

"It's really boring, or I'll leave it!"

Yang Man was a little angry and complained.

"Ding Dong", the elevator reached the first floor, opened the door, and a group of white-collar workers poured in, saw Gao Tian, and greeted one after another:

"Mr. Gao, morning!"

"Mr. Gao, good morning!"

Gao Tian didn't speak, and nodded to everyone with a smile in response.

The elevator reached the 35th floor, opened the door, Gao Tian and Yang Man walked out, and the remaining girls chattered and said:

"Gao Tian is at least M4 now, right?"

"You don't know how many years ago, but I was promoted to M5 a few months ago, Senior Director.

Their content advertising business group, except for Gu Panpan, is the largest. ”

"You said that Touronghui Finance is going to be separated from the content advertising business group, will the general manager appoint him? Isn't that going to be promoted to M6 again?

Is this promotion speed a rocket?"

"No way, who calls someone an entrepreneurial veteran? I heard that when Mr. Zhang signed the first cooperation order from Ruixiang, Gao Tian followed him to run the business. ”

"Hold the grass, is it so NB? That's really a hardcore veteran. ”

"I heard that he is only 25 years old, and the annual salary of M6 is at least one million!

Wow, does he have a girlfriend?"

I see that Yang Man follows him to and from work every day, and the two of them must be fine. ”

"Is it so exciting? They have an office romance, aren't they afraid of being fired?"

"He hasn't been caught and revealed, and Gao Tian is a potential stock, who is going to offend him?"

"It's also said that the weak don't even deserve an office romance. ”

Gao Tian went to the office area of the content advertising business group on the 35th floor and entered his own independent office, Yang Man was just an ordinary business consultant, so he could only work in the lobby workstation.

Gao Tian hung his suit on the hanger next to him, made himself a cup of coffee, and sat on the office chair quietly brushing up the financial news.

"Ding Dong", Gao Tian received a WeChat message, which read: "The goods have been sent, please check!"

Gao Tian got up, quietly locked the office door, took out his mobile phone, made a call, and said:

"Go check and see if you have received a transfer of 2 million on the card. ”

After a while, a female voice came from the other end of the phone, saying:

"Received, 2 million is a lot. What have you been up to lately? Why every once in a while, someone will give you money, hundreds of thousands, millions of dollars.

Gao Tian, what are you doing? Don't do anything illegal or criminal. ”

"No, it's just a friend who entrusts me to help him settle the account, and the money will be remitted to him in a few days. ”

Gao Tian explained with a smile.

"That's good, hey, if only you made all this money.

We can buy a house in the capital!

But it doesn't matter, we're still young, you're already a senior director, and we've saved a few years of money to buy a house. ”

The woman on the other side of the phone sighed for a while, and then comforted Gao Tian.

"Well, let's work together! Sooner or later, I'll have to buy a house in the capital.

Okay, let's stop talking, I'm still at work! I'll go to your side tonight!"

Gao Tian smiled and said, then hung up the phone, and replied to the person who "shipped" on WeChat:

"Okay, got it!"

Immediately, Gao Tian cleared all the chat records and began to get busy with work.