"Penguin has invested $2 billion, accounting for 20% of the shares, and the valuation of Ruixiang has reached $10 billion!"

Pang Lei walked into the elegant room where Jack Ma practiced martial arts and reported.

Jack Ma was wearing a white practice uniform, slowly gesturing Tai Chi, and an incense burner was lit next to him to make people calm down.

As if he hadn't heard, Jackma finished his punch slowly, took the towel handed over by Pang Lei, first wiped the sweat on his forehead, and then said:

"Since they rejected us, there's not much to say. Set out the carriages and horses, let's compete!"

Then he sighed and sighed:

"If you don't pay attention to this, the baby elephant has grown into an elephant!"

"Hehe, what's wrong with the elephant, sooner or later the ant will trample the elephant to death and break off his tusks!"

Pang Lei's analogy is very vivid, the logo of their leech gold suit is a cartoon ant, and the logo of Ruixiang is a cartoon elephant.

"Don't underestimate you. I'm quite interested in Zhang Yida's kid, he's a talent! It's a pity that he can't be used by me. ”

Jackma sighed, Pang Lei went to buy Ruixiang was also instructed by him, but unfortunately failed.

"There are still a lot of shortcomings in Ruixiang, banking, securities, insurance, and fund four licenses, they only have a fund license, and they are only two shareholders. Our MYbank will be approved soon. The gap is only going to widen. ”

Pang Lei is still very confident, there are many ants that can bite the elephant to death, and there are many license plates that can smash Ruixiang.

"A private bank doesn't have as much of an advantage as you think, and our focus is still on mobile payments.

Payshell is our basic disk, and the market share cannot be lost. ”

Jackma is still very rational and analyzes problems very objectively.

Pang Lei nodded and said:

"Mr. Ma, don't worry, mobile payment is our top priority, and I will not take it lightly. ”

"Is there enough money to spare? We have to start financing next year. Jackma said again.

"There are still more than 6 billion in liquidity, do you need to start financing?" Pang Lei felt that the funds were still abundant, and financing was not so necessary for the time being!

Jackma waved his hand and said: "Ruixiang has financed 2 billion US dollars and more than 12 billion yuan to find penguins, and it is clear that it is fighting a mobile payment subsidy war with us."

More than 6 billion will be used at most in the middle of the year, and we must launch a round of financing in the middle of next year.

The Social Security Fund and the China Development Bank are about to start contacting each other and pulling them on the bus for the first time. ”

Pang Lei said: "Do you have to find state-owned enterprises to invest?"

"Hehe, you're thinking too simply. When we first made PayBay, we encountered a lot of pressure.

There is also Yu Bao, and various banks and funds are eager to use knives to cut me.

You can't play without them! This is the national condition.

It is necessary to form a community of interests, and I also intend to accept investment from some countries' sovereign wealth funds and pension funds in the future......

The more countries you join, the better!

Of course, let the domestic ones come in the first round! Earn more, and the leaders will be able to explain it.

In particular, if we want to enter Southeast Asia and other parts of the world, we must have a good relationship with the local government......

Jack Ma babbled and explained the development strategy to Pang Lei.

……

Diaoyutai State Guesthouse.

Ruixiang's Series C financing conference was held here.

In addition to inviting many media, Zhang Yida also invited executives from other industries under his umbrella, such as Ding Siyao and Fan Hongyang of Yimin Financial, Lu Fenghai of PeTe.com, Gu Bin of Dogfude, Huang Xiaofeng of Huimin Bicycle, Lei Dongming of Huayi Capital and others.

In addition, Wang Xiaojie and Hu Gang of Hantai Group, the three small giants of TMD, and Ruixiang other small and medium-sized partner enterprises have been invited.

A group of members of the Young Entrepreneurs Association of Beijing University also came to cheer, Yiyin Loan Tang Lin, everyone has Xin Yang Yihu, Xu Dan of Hook Network, and Liu Lan, a honey baby......

Even Zhang Yida didn't expect so many people to come this time.

He guessed that most of the huge financing of Ruixiang was too shocking, and there are currently no more than 10 Internet/technology companies with a valuation/market value of tens of billions of dollars, and Ruixiang has advanced into the first echelon.

The process of the meeting was relatively simple, first Zhang Yida took the stage to deliver a keynote speech, announcing some of Ruixiang's next strategies.

Then Liu Zhiping made a speech, explaining how the penguins were optimistic about Ruixiang and praised Ruixiang.

This was followed by a Q&A session.

36Kr reporter asked:

"May I ask Mr. Zhang, does Ruixiang receive $2 billion in Penguin's Series C financing this time, and the post-investment valuation will reach $10 billion?"

Zhang Yida replied: "Yes, it has reached 10 billion US dollars. ”

A reporter from Tiger Sniff Network asked:

"May I ask Mr. Zhang, where will the use of Ruixiang's huge financing be concentrated?"

Zhang Yida replied:

"It is mainly used in three parts, the first part is to continue to increase the research and development of cutting-edge technology, the second part is used for the capital increase of subsidiaries and foreign mergers and acquisitions, investment, and the third part of the development of the mobile payment market for users. ”

Entrepreneur reporter asked:

"In just over a year, Ruixiang has completed a breakthrough from start-up to a valuation of 10 billion US dollars. Does Mr. Zhang have any secrets to teach to young people who are starting a business today?"

Zhang Yida replied:

"There is only one secret, persistence! The development process of Ruixiang is not smooth sailing, and it is to overcome a lot of difficulties to get to this point. In the future, there will be more levels to test the ambition!"

Zhongguancun Online reporter asked:

"In terms of valuation, Ruixiang has become one of the top 10 Internet companies in China, is there a plan to go public?"

Zhang Yida replied:

"Ruixiang is still in the growth stage, and it is far from a success. There is no rush to go public, and more layouts need to be improved. ”

IT Home reporter asked:

"Ruixiang has competition with Leech Financial Services in many fields, how does Zhang always view Leech Financial Services and the competition between you?"

Zhang Yida replied:

"Leech Financial is an excellent fintech company, and the competitive relationship between Ruixiang and them is benign. Motivate each other, progress each other, and competition helps to drive the industry forward. ”

Looking at Zhang Yida, who was talking eloquently on the stage, Hu Gang came to Wang Xiaojie's side and said quietly:

"Ruixiang's strength has improved so fast, Hantai Group can't keep up with the pace!"

Wang Xiaojie's eyes flashed, and he lowered his voice and said:

"Old Hu...... What do you mean?"

"Ruixiang has such a deep layout, ask them if they are interested in Hanzhou Securities?" Hu Gang glanced at Zhang Yida on the stage, and then said to his partner.

Wang Xiaojie pondered for a moment and said with a smile:

"It's best to take a ride on them and get AUM up.

H&Q is now in dire need of a wave of good news to boost the stock price!"

Hu Gang looked at Wang Xiaojie with a smile and bowed slightly.

Ding Siyao couldn't take his eyes off Zhang Yida on the stage, heroic, and couldn't help but be stunned for a while. Fan Hongyang, who was sitting next to her, accosted:

"Ruixiang's growth rate is too scary!Si Yao, you say that Zhang is always not the most valuable post-95 generation in China?"

Ding Siyao heard Fan Hongyang shouting about herself, so she came back to her senses and replied casually:

It is said that Mr. Zhang still has more than 40% of the shares in it, which is more than 4 billion US dollars!"

Fan Hongyang also sighed:

Yimin Financial Services still has such a big stall, as well as industries such as PeTe.com, Huayi Capital, and Huimin Bicycle.

I wonder if there will be a chance to surpass Jack Ma in the future?"

The Forbes 2014 list was just released, and Jack Ma won the richest man with a net worth of $19.5 billion.

If you want to surpass him, at least Ruixiang has a valuation of more than 100 billion dollars......"

Ding Siyao is no longer the rural girl who just graduated, and she answers the questions with the right way.

"Mr. Zhang is still young, everything is possible!"

Fan Hongyang replied, the higher Zhang Yida is, the more honored they are!

Thinking that Huimin Finance, which he is responsible for, will be listed next year, Fan Hongyang's heart is hot again.

Yang Yihu said to Tang Lin, who was sitting beside him:

"Senior Brother Tang, Yiyin Loan is about to go public, right?"

Tang Lin shook his head again and again: "It's still early, it's still early!" and asked rhetorically:

"All of you have faith and raised $130 million last year, why hasn't there been any movement this year?"

Yang Yihu held his glasses and said:

"The development is too slow! I also want to raise a round of 2 billion US dollars like Zhang Yida, how cool!"

Tang Lin smiled dumbly and said:

"That's so hard! We are P2P, a small branch of Internet finance. Senior Brother Zhang is aiming at the entire track of Internet finance!

In the field of traditional finance, funds and insurance are also covered. I'm afraid the next step is banks and securities!"

Yang Yihu nodded, deeply convinced. This Senior Brother Zhang, in the financial field, is really like a tiger!

"The leech suit is not easy to deal with!" Yang Yihu said again.

Tang Lin smiled and said, "What is the way? If you want to become the new king, you have to step on the corpse of the old king and ascend to the throne!"

Then he pouted and said:

"The leech gold suit is backed by Ahri, and the accumulation is too deep. Rui Xiang wants to win this battle, it's very dangerous!"

Yang Yihu glanced at him and said:

"Aren't you optimistic about Ruixiang either?"

"It's not that I'm not optimistic! If it's really about the foundation, the foundation of Ruixiang is still a little shallow. ”

Tang Lin felt that what he said was still very objective, how could the giants be so easy to challenge.

"It's a challenge, but it's a dog at worst!" Yang Yihu said again.

"Not necessarily, if Ruixiang Mobile pays loses the competition, the current valuation is his ceiling.

Without mobile payment, it is a mediocre Internet finance company with a larger volume. ”

Tang Lin has been working on Wall Street for more than a few years, and it has been nearly 10 years since he returned to China to found Yiyin Group.

"Then you and I are mediocre Internet finance companies?" Yang Yihu quipped.

BATJ is setting up an Internet finance business group or splitting up to set up a separate company.

With a huge user base and traffic, it is naturally higher than us grassroots.

Ruixiang has the opportunity to become a giant from the grassroots, it depends on how to grasp it!"

Tang Lin is very envious of Ruixiang, although Yiyin Group was established in 06, but in terms of seizing the opportunity is far less than Ruixiang, can only become one of the mediocre mutual finance companies in his mouth.

Ruixiang's Series C financing conference has come to a successful conclusion!

Taking this opportunity, Zhang Yida also made a big splash, rose in popularity, and brought the Ruixiang brand to a higher height.

At the same time, it also boosted the morale of subordinates, boosted the confidence of partners, and won the appreciation of friends and investors.