Affected by the Tazhai Village incident, Kuang Qingyun was demoted to deputy general manager and the year-end bonus was cancelled;

The team manager who recruited and interviewed Lin Jiren was also implicated and demoted to an ordinary salesman;

The risk control specialist in charge of the review of loan incoming documents in Tazhai Village was directly dismissed.

In addition to punishment, of course, there are rewards.

In addition to reimbursing all medical expenses, several ordinary salesmen of the Fujian branch who were responsible for going to Tazhai Village to investigate and were beaten also gave each person a cash reward of 10,000 yuan.

When Bao Bufan personally handed the award certificate and a stack of banknotes to the award-winning employees, several employees with their heads wrapped in gauze were moved to tears.

They felt that the beating was worth it, not because of the money, but because of the attitude shown by the company.

He sought justice for them and severely punished the beaters. In addition, all medical expenses will be reimbursed, and paid leave will be provided.

All of this reflects the "people-oriented" values of Huinong Loan Company.

Offstage, Kuang Qingyun, who watched the award ceremony, had a feeling of the aftermath of the disaster.

This time, the Fujian branch poked out such a big basket, and he guessed that he might say goodbye to Huinong Loan.

Unexpectedly, the headquarters spared him and punished him slightly.

In fact, he didn't know that he had already walked beside the "ghost gate".

Fortunately, after the outbreak of the Tazhai Village incident, he immediately carried out remedial measures.

Including sending people to investigate Tazhai Village, I personally went to Tazhai Village, and actively cooperated with the work of the investigation team of the headquarters...... Wait a minute.

And all of this was seen by Li Shaohua, the leader of the investigation team, and he wrote a report and gave feedback.

Zhang Yida considered that the previous work of the Fujian branch had been carried out well, and the main cause of the Tazhai Village incident was not Kuang Qingyun.

In addition, the Fujian branch has experienced this turmoil and needs to maintain stability.

Therefore, Kuang Qingyun was given a chance to make meritorious contributions.

Kuang Qingyun didn't want to leave Huinong Loan, and it was not easy for people to find such a big platform when they were middle-aged.

The task of expanding loans benefiting farmers is not heavy, but mainly lies in controlling the overdue rate and quality of loan assets. This is just right for a middle-aged professional manager like him.

If he wants to work hard like a young man in a start-up company, his energy and family may no longer allow it.

And letting him do some slowly expanding and intensive work is just right for him to take advantage of his more than 20 years of credit work.

In addition, after this battle, he also saw the strength of the shareholders behind the scenes, and he was even more reluctant to leave.

However, he also knew the intentions of the headquarters, and was demoted to vice president, but he did not appoint the main position to take over.

Is this to make him guilty and make meritorious deeds?

He began to think about what he had to do to remedy it.

Bao Bufan took a group photo with several award-winning employees, and assigned assistants to send these photos to the administrative department, so that they could make a copy and distribute it to all branches.

The Tazhai Village incident is typical!

Whether it is Lin Jiren, an employee who cheated on loans, or several employees who have won meritorious awards.

Bao Bufan wanted to use this incident to show all the staff the "stick and radish".

The company will not tolerate illegal acts such as loan fraud, and will not be stingy with employees who "bleed" for the company.

After the award was over, Bao Bufan rushed to the Fujian Provincial Police Department.

In the auditorium, under the watchful eyes of many media, 5 million yuan was donated to the Fujian Provincial Public Security Police Heroes Foundation.

The money is not much, mainly to show an attitude of gratitude!

The Huinong loan itself is still in a loss-making state, and donating 7 figures to the local police department is already the limit.

The leaders were still very appreciative, and in front of the media, they said a lot of good things praising the Huinong loan.

After returning to the capital, Bao Bufan came to the 50th floor of Ruixiang Building and reported to Zhang Yida.

After listening to the report, Zhang Yida nodded, and all aspects of the matter were also taken into account, which can be regarded as a successful solution to the turmoil.

"Lao Bao, I have a few comments. ”

Bao Bufan straightened up, he knew that Mr. Zhang was going to give guidance.

"Although the trend of public opinion on Huinong Loan has been deflected, it is not all, and we must pay attention to the bad and bad media made up by competitors to maintain the positive image of our enterprise.

In addition, it is necessary to use the Tazhai Village incident as a material to carry out a propaganda in the whole company, so that employees can form correct values.

Taking the crooked path is not long-term, and sooner or later pills.

In addition, we need to reflect. ”

Zhang Yida sighed, "You can't be desperate for the sake of performance, and let the salary of employees be linked to the overdue rate of its customers, what do you think?"

This trick is ruthless enough!

However, Bao Bufan feels that this is right, and many loan companies are implementing this set.

nodded, and motioned for Zhang Yida to continue.

"In addition, the review mechanism needs to be strengthened. For a large-scale project like Tazhai Village, which is tens of millions of dollars, it must be cross-reviewed, and it must be manually reviewed.

AI can recognize data, but it can't read people's hearts. But people can.

At the beginning, if there were more audit mechanisms and more risk control specialists visiting the countryside, the situation might have been different. ”

"But in this case, the efficiency will definitely be reduced. ”

Zhang Yida waved his hand, "Asset quality is the first, and good asset quality can make Huinong Loan go further."

In recent years, I have heard enough brainless advocacy of efficiency. We can't be divorced from reality, and ordinary farmers don't have much information for us to scrape online.

How to determine their willingness to repay and their ability to repay? More rely on manual labor. ”

Bao Bufan thought about it, and this is indeed the truth.

Many farmers in their forties and fifties also use a WeChat, do not use other software, and have not borrowed money on other platforms.

In addition to the central bank's credit information, other data can really not be collected.

Therefore, if you want to achieve the pure online mode of Huabei and Yongbei, it is simply a fool's dream and whimsical.

Zhang Yida chatted a lot with Bao Bufan, all about development strategy.

In addition, the cooperation with companies such as Pindodo, Ruixiang, and sweet potato video also chatted a few words.

More details will have to be discussed by the various companies.

"By the way, Mr. Zhang, this matter in Tazhai Village cannot be said to be without gains. ”

Bao Bufan talked about the new world he had discovered.

"Well, you said that some overdue borrowers in various places have taken the initiative to repay?"

Bao Bufan smiled: "Yes, I didn't expect this unexpected gain."

Didn't the media hype up "thousands of armed police dispatched to help collect money" at that time?

This matter spread more widely on the Internet, and our Huinong Loan also became famous.

Many people who have the ability to repay but deliberately do not repay the money are afraid when they see the news, and they are afraid that the armed police will come to them to make trouble, so they take the initiative to repay the loan. ”

Zhang Yida scratched his head, this is really a magical comedy.

"There are two sides to everything, will there be customers who are too scared to come to us for a loan?"

Bao Bufan is speechless, but there is really this possibility.

However, on the whole, the advantages still outweigh the disadvantages, which greatly dealt a blow to the arrogance of the old man who evaded debts.

Other loan companies also have salesmen who follow suit, spreading the news that "the armed police are dispatched to crack down on the old guys" everywhere, so as to prompt their customers to repay the loan. ”

Zhang Yida shook his head and smiled, it was really hot.

But it's very effective, and people who don't particularly know the inside story really think that the armed police are there to collect debts.

In particular, it has been involved in a particularly large loan fraud case of more than 13 million yuan, and the cases of obstruction of official duties and violent attacks on police officers have been downplayed a lot.

What Zhang Yida didn't know was that the salesmen of Yimin Netfinance, Yimin Loan, and Xinglong Loan were about to set off firecrackers.

They can all have more or less anything to do with Huinong Loan, for example, the same chairman and similar shareholders.

In their circle of friends, it is full of gossip news such as celebrating that "the brother company, with the assistance of the armed police, cracked a major loan fraud case and arrested dozens of old scoundrels".

In addition, the overdue rate of these companies has decreased a lot during this period.

In addition, there are not a few old people who take the initiative to repay the money.

It can be seen that the Chinese are still more afraid of the government in their bones.

......

Snap Serab was officially listed on the New York Stock Exchange on Thursday at $24, up 41.2% from the $17 issue price, and closed at $24.48, up 44% from the issue price.

At the closing price, Serab's total market capitalization reached $28.33 billion, making it the largest technology IPO in the U.S. stock market since Ahri Baba.

Zhang Yida noticed this international financial news.

Serab is a software that burns after reading, which is loved by young people in Europe and the United States.

Founder Spiegel was born in 1990 and was once tied with Zhang Yida as the "youngest billionaire in the world".

Zhang Yida didn't know this person and had never dealt with him, but it didn't affect the media to find news points in the slightest.

A media once interviewed Spiegel and asked him if he knew Zhang Yida, who is tied with him as the youngest billionaire?

His reply was: I'm not interested in nobodies, I'm targeting Zuckerberg.

Come on, you have to hype yourself, and don't belittle me!

When it was Zhang Yida's turn to go public with Yimin Loan, the third company, a European and American reporter came to ask the same question.

Zhang Yida's answer was: The youngest billionaire? Do you look down on Hurun or Forbes?

Zhang Yida's force is in place, when the mainstream media ranked him as a "billionaire", what kind of "billionaire" did the media mention, isn't it looking for a draw?

However, after Serab went public, Spiegel's worth rose a lot, reaching $6.25 billion.

Born in 90 and 27 years old, reaching this point is indeed the pinnacle of life.

Zhang Yida remembers that in his previous life, he seemed to have married a supermodel named Miranda Kerr, and received a $2 billion investment from Penguin.

Thinking far away all of a sudden, Zhang Yida thought of a guy who was determined to be a Chinese serab.

He is about the same age as Spiegel, 89 years old.

However, for the sake of news popularity, the media often labels people as "post-90s entrepreneurs".

This achievement is also good, almost at the same time as Zhang Yida started a business, and now he has also made great achievements in the subdivision to which he belongs.

Dialed the phone number of IDG Capital Xiong Xiaoge, Zhang Yida smiled and said: "Big guy, I want to ask you to help make an appointment!"