Wang Shen plans to choose installments, not because he doesn't have the money to buy a house in full, but because he thinks installments are more cost-effective.

Although he is now not a bad man, buying a house of hundreds of millions of dollars in full is just a drizzle for him.

However, if the money is not bad or not, it does not mean that Wang Shen will be extravagant.

It may be that Wang Shen's character cultivated from childhood to adulthood makes him more frugal and will not be extravagant and wasteful.

Moreover, his frugality does not mean that he is reluctant to eat or wear those aspects.

Rather, where he should spend money, he spends money without blinking his eyes.

Where you shouldn't spend money, there will be considerations accordingly.

For example, if the same cabbage is sold for 2.58 a pound in one supermarket, and 1.58 a pound in another supermarket.

Although with Wang Shen's wealth, one more dollar is less, which is completely negligible.

However, Wang Shen didn't think so,

The same cabbage can be bought for 1.58, why spend 2.58?

It's not a problem that money is not money, the problem is that you can buy it for 1.58, but you still have to spend 2.58!

This kind of behavior is not inhumane, but nouveau riche!

Say a thousand things and ten thousand, one meaning.

He is rich, but he will not be used as a monkey.

How much is the market price, how much he doesn't say a word.

Rather than pretending to give a price that is far from the supermarket price.

Of course, the difference of a few dollars is nothing to see, just a metaphor.

For example, if something has a market price of 10,000 yuan, some merchants sell it for 20,000 or 30,000 yuan.

Whether it is 10,000, 20,000, or 30,000, for Wang Shen, there is no difference from 1 yuan or 2 yuan.

With the wealth that Wang Shen has, this is the truth.

However, why would he pay double or multiple times the price of something with a market price of 10,000?

For example, if something with a market price of 10,000 yuan is normally sold for 10,000 yuan in one place and 30,000 yuan in another place.

Wang Shen first went to a place with a price of 30,000 yuan, and he would not buy it, but would choose to buy it at a place where it normally sold for 10,000 yuan.

Although the price difference of 20,000 yuan is really not worth mentioning for Wang Shen.

However, isn't it fragrant to donate 20,000 yuan to people in need?

20,000 yuan, placed in a poor mountain family, may be a whole year's family income.

It can also buy a lot of school supplies for children in poor mountainous areas.

If it can have such a meaning, why let those unscrupulous merchants make money?

What is the market value, how much is the normal price, Wang Shen will not have any opinions, and will pay very happily.

But it's the kind that kills people.

I'm sorry, even if Wang Shen is rich, he doesn't want to be slaughtered.

It's not that he doesn't have money, it's just that he doesn't want to be slaughtered.

Of course, this is just Wang Shen's personal thoughts.

Because a lot of rich bigwigs spend money lavishly.

I don't care about the price, I only care about whether I get the desired effect after spending the money.

Even if something with a normal price of 10,000 is sold for 100,000 yuan, as long as the face problem is solved accordingly and it is within an acceptable range, then the same will pay without blinking an eye.

After paying the money, he will also show off his wealth on online community forums such as meager ones.

Post a post with a selfie, pretending to say, "Out of the door..."

At the bottom of the post is attached a picture of the receipt, the position of the total word, at a glance, before the decimal point, six numbers....

Actually, no matter what, there's nothing wrong with it.

After all, it's people's own money, as long as they want to, they can spend it as much as they want.

If it is morally kidnapped, it is not a righteous act, but a contemptible practice.

And Wang Shen is just his personal approach, he personally will not spend money in vain for the sake of face.

Even if he has money, he will not spend this unjust money.

After all, the wealth he has is his hard-earned money.

Since it is hard-earned money, how can it not be given to unscrupulous merchants in the same way?

Although Wang Shen's choice to buy a house and pay in installments has nothing to do with these circumstances, its origin still has some similarities.

For example, Wang Shen has 3 million, and he wants to buy a house for 3 million.

Buying a house in full, 3 million was paid off at one time, and the deposit of 3 million was instantly lost in hand.

Buy in installments, pay a down payment of 2 million, and leave 1 million.

Not to mention taking the 1 million to make a steady investment and make money with money.

Let's just say that the 1 million will be deposited in some private banks that guarantee principal and interest.

In order to attract users, some banks will offer a high interest rate of 5% per annum.

If you save 1 million for a year, it is 50,000 interest.

A house of 3 million, with a down payment of two million and another million in installments.

In 30 years, the average annual income is 33,000.

Coupled with the interest that needs to be repaid, it is roughly calculated by repaying 50,000 yuan per year, which is exactly the same as the annual interest of 1 million deposited in the bank.

After 30 years, I paid off the installment, not only got a house worth 3 million 30 years ago, but also had a deposit of 1 million in my bank card.

On the other hand, if the 3 million full payment is paid directly, it will not be like installments, and you will end up with an extra 1 million principal deposits.

Moreover, the 1 million is only calculated according to the interest deposited in the bank, not the income from the investment.

If the investment is good, the 1 million may be multiplied several times.

In the end, not only did he get a house, but his wealth also multiplied several times.

However, the full payment is paid directly, but there is no room for maneuver.

These are for ease of understanding, rough metaphors and calculations.

In short, saying a thousand things and ten thousand is just saying that to a certain extent, it is more cost-effective to buy a house in installments.

Therefore, if you can have a down payment of 2 million to get a house worth 3 million, and you can still have a principal of 1 million after expiration, why do you have to pay 3 million in full directly?

Of course, for the rich, it doesn't matter either way.

Therefore, these are also just Wang Shen's personal thoughts.

Even though he had the money to pay in full, he still chose to pay in installments.

In fact, many celebrities in the entertainment industry also use this method to buy a house, and they will not pay in full, and they also choose the down payment installment.

They share the popular idea: make a down payment, invest the rest of the money, and then use the proceeds of the investment to cover the instalment payments.

If nothing else, let's just say that several pairs of celebrities who bought villas in the star gathering circle in Beijing were purchased in installments with a down payment.

Although they will choose so, it is a matter of strength that forces it.

And with Wang Shen's financial resources, he doesn't need to be so troublesome, he just needs to call over in full, and anything can be solved.

It's just that Wang Shen has endured hardships, and he has his own ideas.

No matter how much money he has, he only wants to use the ideas, not unnecessary expenses.

There is a way that the greater the power, the greater the responsibility.

In the bottom of Wang Shen's heart, there is an idea.

When everything is stable, a public welfare fund organization will be established.

He has thought of the name, and it is called Ant Public Welfare, which is embedded in it in the form of a small program.

Although the ants are small, if there are enough of them, they can also turn the river and the sea.

Although in today's world, public welfare is nothing more than a business.

But Wang Shen will not also treat public welfare as a business, he will make a transparent platform.

On that transparent platform, even a penny will let the donor see where it goes, what that penny actually does, and so on.

In any case, it is to achieve a degree of fairness, openness and transparency, and really contribute to the country's public welfare.

To tell the truth, Wang Shen dared to guarantee that he would not treat public welfare as a business, and dared to ensure that the entire platform was fully transparent, because he had enough ability to dare to have such confidence.

In other words, as Wang Shen's property continues to grow, he belongs to the real owner.

In his eyes, money or something is just numbers.

He can also say calmly: "I don't love money, money is just a number, I haven't taken a salary, the thing I regret most in my life is to create a one-vote business...."

In this case, is it still necessary to do public welfare as a business?

He would never get involved in this kind of thing.

His heart is to do his best for the public welfare of the country, and not to mix with any other strange things.

And, with the development, Wang Shen will also embed the WeChat forest applet in WeChat, so that all WeChat users in the country can plant trees in the cloud, and each user can also have the corresponding code of the trees planted, so that they can clearly find out the real trees corresponding to the reality of cloud planting trees on WeChat.

It is undeniable that the games that Wang Shen made, as well as many related industries, are to allow the pillars of society to create happiness with their salaries.

Since they are all paid, then Wang Shen should also respond attentively.

Therefore, whether it is a public welfare forest in the future, or other public welfare projects, Wang Shen will do it with his heart.

So many users across the country are willing to treat Wang Shen with salary.

How could Wang Shen treat them without care?

Sincerity to sincerity.

Pay for heart.

It's as simple and straightforward as that!