"Mr. Zhang, it's already $1 billion, do you still take it?"

Ding Siyao has now returned to Singapore and has begun to use Yan Huang Investment's hedge funds and bears as opponents.

Bears are not optimistic about a certain stock, for example, they go to a brokerage or investment bank to borrow a stock and sell it from the current high of $10.

When the stock price falls to $1, he buys back the same number of shares and returns them to the institution that borrowed the shares.

The difference of $9 in the middle is the profit, and of course a part of the interest is deducted.

And long, that is, thinking that the stock will rise to $20 or $30 in the future, so it has been undertaking sell orders thrown out by shorts.

Ding Siyao reminded, "Will it be too big to play, the bears are not small, we have eaten so many sell orders, and they are still increasing their positions." ”

"Let them add up. ”

Zhang Yida lit a cigar and finally understood why the life of the Wolf of Wall Street was so exciting.

Money games, seeing the opponent get into the trap little by little, then struggle, and finally explode with a "bang", it is indeed very pleasant.

It's not just about reaping money, it's about a sense of superiority that crushes IQ.

"Go long another billion dollars"

Since you want to be happy, Zhang Yida thought, then it would be better to be doubly happy, so that it would be more exciting.

Ding Siyao basically understood Zhang Yida's thinking, this is to force the short, and keep pushing the stock price up until the bears can't hold on to the stop loss and surrender.

The Hong Kong virtual bank license was officially issued, and the eight licenses were issued to the consortium led by Ruixiang, Standard Chartered, Zhongan, Bank of China Hong Kong, Ahri, Penguin, Anping Insurance and Rice.

What makes Zhang Yida not so happy is that Zhongan Insurance, as an Internet insurance company in which Sanma has a stake, is equivalent to Ahri, Penguin, and Anping Insurance each obtaining one-third of the licenses.

The result has been issued, and no matter how unwilling Zhang Yida is, he can only accept the result calmly.

Zhang Yida flew to Hong Kong and chatted with Li Xiaojia, the president of the Hong Kong Stock Exchange, about preparing for the opening of the bank.

Cars drive in Central, Hong Kong, and the high-rise buildings on both sides of the road are hung with the ogo of various banks.

"With a population of 7.5 million, Hong Kong has more than 150 licensed banks and more than 40 foreign bank offices, with total deposits of HK$13 trillion and per capita deposits of HK$1.73 million.

Hong Kong's retail banking sector generates US$22.5 billion a year, but it has long been dominated by a few leading banks.

Among them, HSBC, Hang Seng, Standard Chartered and Bank of China monopolized 66 local retail loans.

The emergence of virtual banks is to break the existing pattern with the power of innovation. ”

In the car, Shen Beipeng chatted with Zhang Yida about the banking power structure in Hong Kong.

Shen Beipeng has been living in Hong Kong since he returned to China in 94 and served as an employee of Lehman Brothers Asia.

He has lived and worked in Hong Kong for more than 20 years and is very familiar with the various environments in Hong Kong, including banking.

Accompanying Zhang Yida to the Hong Kong Stock Exchange this time is not just a matter of virtual bank preparation.

There is a more important matter, discussing the listing of Ruixiang Group

"Ruixiang is going public next, and I think you should improve your visibility in Hong Kong," Shen Beipeng proposed.

"Am I not known enough?"

Zhang Yida wanted to laugh a little, and couldn't help but ask.

Shen Beipeng didn't have time to joke with Zhang Yida, but said seriously: "Ruixiang's listing may surpass Ahri's $25 billion IPO record on the New York Stock Exchange and become the largest IPO in the history of Xinqiu."

If it weren't for the impact of the trade war, Ruixiang's best option would be to list on the New York Stock Exchange

It's hard for other exchanges to afford such a big IPO. ”

Zhang Yida said with a smile, "Actually, it's okay, there are more than 2,300 companies on the Hong Kong Stock Exchange, with a total market value of up to 30 trillion Hong Kong dollars."

Throw it in the sharp direction, and the water will not flip a single one. ”

Shen Beipeng smiled and shook his head, "It is conservatively estimated that the market value of Ruixiang is 2 trillion Hong Kong dollars, which accounts for more than 6 percent of the total market value of the Hong Kong Stock Exchange."

It's not called a splash, it's called a huge wave. ”

Even if he is as calm as he is, he can't help but smile knowingly at this moment.

2 trillion Hong Kong dollars

That's $256 billion in dollars

About 10 new shares were issued in the IPO, raising $25.028 billion, and after listing, Ruixiang's market value took off from $300 billion

It took more than ten years for Ahri and Penguin to get to this point, while Ruixiang only took six years.

How can you not get excited

Ahri and Penguin are not the first round of black-shirted throwing, but Ruixiang is.

Li Xiaojia led his subordinates to stand at the door of the Hong Kong Stock Exchange building to greet Zhang Yida and his party.

Of course, he knew what Zhang Yida was here for, so he gave the highest greeting etiquette.

Ruixiang's listing is even more shocking than the rice and magnesium that were held extremely high before

Li Xiaojia shook hands with Zhang Yida and Shen Beipeng, who walked down from the Rolls-Royce, and made a gesture of "please" with a smile, "Mr. Zhang, Mr. Shen, please"

After everyone came to the meeting room of the Hong Kong Stock Exchange and sat down, they first talked about the preparations for "Ruixiang Bank".

"Hong Kong's large banks have had a large customer base for many years, mainly focusing on high-end customers and profitable businesses.

Therefore, the service coverage for ordinary retail customers and small and medium-sized enterprises is insufficient, and the innovation momentum is insufficient.

The existing banking services have major pain points, such as long waiting times, poor online banking experience, insufficient customer education of financial products, and inability to integrate different account information.

Ruixiang has experience in opening Xinwang Bank in mainland China, and is also a top financial technology company in the world.

I believe that with your help, Ruixiang Bank will be able to bring better and more convenient financial services to the people of Hong Kong.

As a financial investment shareholder, the Hong Kong Stock Exchange will do its best to give some support in localized operations and local experience. ”

Li Xiaojia's words can be said to have put his posture very low, and he almost offered Rui Xiang.

Zhang Yida nodded and smiled, naturally knowing what the other party was asking for.

I'm afraid that after Ruixiang goes public, it won't be so easy to speak.

Li Xiaojia turned his head sideways, instructed a subordinate to get up, and explained to everyone some of the requirements of the Hong Kong Monetary Authority for virtual banks before the opening of the bank.

"Before opening, you need to go through the stages of sandbox, soft opening, etc

At the same time, the HKMA will focus on IT system risk management, anti-fraud, anti-money laundering and customer protection measures.

After these links are completed, it can officially open to 7.5 million citizens and start business. ”

Li Xiaojia looked at Zhang Yida and said: "These processes, I believe, should not be a problem for Ruixiang."

Zhang Yida said with a smile, "Fortunately, Ruixiang will send a team to Hong Kong next, and will also recruit some local Hong Kong employees." ”

Li Xiaojia nodded, and then asked with a smile: "There are a total of 8 virtual banks, each of which is not small, and each has its own resources.

My opinion is that we should be the first to open, so there are more advantages."

Zhang Yida replied with a smile, "I also want to open the first one, but didn't I just say that it needs to be inspected by the HKMA." ”

Li Xiaojia pursed his lips and smiled, "So what, Ruixiang is responsible for deploying the system and building the bank, and we are responsible for communicating with the HKMA." ”

Zhang Yida laughed, "That's the best." ”

Shen Beipeng smiled and watched the two of them trading here, and he was already surprised.

When you start a business in partnership, you naturally have to dedicate yourself.

After chatting about the virtual bank in a few words, Li Xiaojia couldn't help but ask about Ruixiang.

"Mr. Zhang, when is the IPO going to be?"