As the message was sent through the paging station group, almost everyone in Taylor received it, and as these people received it, some people hurried to several branches of the Great Wood Bank in Taylor to withdraw money. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

The passers-by were very curious and went up to ask them what they were doing here, and these people replied as they should: "Of course you are waiting in line to withdraw money, didn't you receive the paging message yesterday? It is said that Big Wood Bank is on the verge of bankruptcy, and if we don't withdraw the money as soon as possible, and wait until Big Wood Bank goes bankrupt, then we won't have a penny of money!"

"Do you really believe that news that came from nowhere? Big Wood Bank, the largest bank in our state of Michi, and a large enterprise controlled by the Big Wood family, how could it go bankrupt? I'm afraid that even if the company you work for goes bankrupt, he won't go bankrupt!"

"That's because you know too little, my friend works inside Big Wood Bank, but he left just yesterday, do you know why? Because he knows that Big Wood Bank's previous investment failure in California caused the bank to lose more than 100 billion dollars, 100 billion!

Then he said: "Believe it or not, I will definitely withdraw my money, this money will be in danger for a day if it is placed in the Great Wood Bank, and I don't want my hard-earned money to be cheaper for those capitalists." ”

In the end, the passers-by left suspiciously because they had to go to work, but this scene was watched by Zhou Ming and Martin, who were waiting on the side of the road.

Martin said happily to Zhou Ming: "It seems that our luck is good, this guy got the inside information, so he persistently believed the information we sent in the group." ”

However, Zhou Ming shook his head at this: "I don't think it maybe, or even if this guy really has a friend who works at Big Wood Bank and told him the news of Big Wood Bank's loss, we can't just rely on such a person to drive a run on Big Wood Bank." ”

Listening to Zhou Ming's words, Martin felt very dazed: "My friend, I don't understand what you mean, do you want to say that he is lying, or do you want to say that he can't help me?"

"Actually, I would say that poor people tend to have higher self-esteem than rich people. "We can first assume that he doesn't actually have a friend who works at Big Wood's bank, and he would say the same, because he won't admit that he was deceived by the pager message to withdraw money, which would make him feel very embarrassed and his self-esteem would be unacceptable." ”

Zhou Ming continued: "So he will pretend that he has such a friend to show that he has obtained inside information and is superior, and at the same time will give the best explanation for his behavior." ”

"This is the kind of person who will believe what we are saying, and will even make up a lot of other reasons to make others believe it, so that more people can join the run. Zhou Ming said.

Martin looked at Zhou Ming in surprise: "My God, Mr. Zhou Ming, are you a professor of psychology? ”

Zhou Ming just smiled and shook his head, but didn't answer anything, because the answer to this question was that Zhou Ming was once one of these people, so he understood their thoughts so clearly.

In the previous life, all kinds of rumors and jokes were flying all over the Internet, and in a place like the Internet, which is unprecedentedly free and without any responsibility, many people will add a sentence about my friend or my classmate in order to prove what they said, as if this can create facts and make people convinced. Including Zhou Ming, when he used to argue with people on the Internet, he would also give examples through this method.

But later, with his rebirth, and with the increase of his wealth and status, Zhou Ming realized how ridiculous this approach was, and only then did he understand a sentence that he didn't remember reading anywhere: From poverty to wealth is not as simple as increasing wealth, but to change the concept first. Just like a worker in a factory, no matter how skilled you are, you will never be a true leader until you learn to be in charge and manage.

Zhou Ming looked up at the people waiting at the door of the bank and said to Martin: "They are indeed gullible in believing the rumors, but this time they made the right choice." ”

It was only nine o'clock in the morning, and several branches of the Great Wood Bank in Taylor District had already come to withdraw money, not only ordinary people, but also financial personnel of several companies.

The arrival of these people obviously increased the credibility of the news, and other people passing by saw that the branch office of the Great Wood Bank had already crowded so many people, and they all wanted to withdraw the money, after all, it was better to believe that it was not credible, and it was better to take out the money themselves than to put it inside, in case the Great Wood Bank really collapsed? If the Great Wood Bank had not gone bankrupt, it would be better to deposit it again in the future, and there would be no loss.

In fact, such an idea is very normal in the eyes of ordinary people, saving money and withdrawing money is originally one of the important functions of the bank, but now hundreds of thousands of people are coming to the bank at the same time to do this, which makes the bank very difficult, after all, the bank's money has been invested, and it is basically impossible to recover it in a short time.

However, this does not make sense to ordinary people, so they have this idea, and in just one hour, all the branches of the Big Wood Bank in Taylor are crowded with withdrawals, and in the hottest places, people have already lined up on the streets, and people who don't know think that the bank is sending money.

Seeing such a situation, Martin's heart relaxed, because once the run was formed, no matter whether the initial rumors were true or not, they were now confirmed.

After all, no matter any bank, most of his funds are used for investment, so there is generally not too much money in the branch office for a day's access and withdrawal, generally a large amount of more than 100,000 US dollars needs to be booked, and more than 1 million US dollars in cash needs to be prepared a week in advance, the cash reserves of this branch can be imagined.

So now, looking at the run of hundreds of people, it is easy for any person to withdraw a few thousand dollars to exceed the standard.

And if these people see that the bank is out of money, their first reaction will definitely not be that they have reached the upper limit of the bank's tolerance, but will think that the news they have received is true, and that Big Wood Bank is really going to go bankrupt, otherwise how could they run out of money?

The situation is like this, when many people see that there are so many people at the branch office of the Great Wood Bank in Taylor, many people think of going to other places to withdraw money, so they leave Taylor and go to the neighboring county, and even go directly to the city of Itley to withdraw money.

When these information reached Martin's ears, he was immediately shocked, and he gave Zhou Ming a thumbs up and said: "Mr. Zhou Ming, you are really a god-like person, you actually set off a run on the Great Wood family with a single message, I think they must now regret making you angry! This is the whip of God, give them the most severe punishment!"

However, Martin's words came to an abrupt end in the end, because he saw that Zhou Ming was still standing there calmly, and Zhou Ming looked at him meaningfully and asked, "Mr. Mayor, you don't really think that this run alone can bring down Big Wood Bank, the largest bank in Michian, right?"

This question made Martin stunned at the time, because he then thought that since the establishment of Big Wood Bank more than 100 years ago, although it is not as famous as Citibank and Chinabank, it has also experienced a lot of ups and downs, and the run must have been experienced in dealing with such things.

And the most important point is that although Big Wood Bank did lose nearly 100 billion funds in San Francisco, this does not mean that Big Wood Bank is really exhausted, as the core of the Big Wood family, he will still have a certain amount of liquidity anyway, too much to say, but at least tens of billions of funds can still be taken out.

As for the run that is happening now, it is only caused by rumors, and it may seem that the scale is very large, but if you really calculate it, it is already very rare to have billions, and there is still a long way to go before the bankruptcy of the Big Wood family. Not to mention that if Big Wood survives this run, everyone will find out that it is a rumor, and putting the money back will only bring more depositors to Big Wood Bank.

Thinking of this, Martin couldn't help but panic a little: "Mr. Zhou Ming, what should we do now?

Zhou Ming shook his head with a smile and said: "According to the current financial order, no matter how big the run is, it will be like that, Mr. Mayor, don't really think that a run can make Big Wood Bank collapse, or that all the runs that can put the bank in a desperate situation are just triggers, not the most fundamental reasons." ”

"So what do we do now?" asked Martin anxiously.

Zhou Ming did not answer this, but asked the driver to drive to the Eitley Securities Company on George Square, Zhou Ming and Martin got out of the car and came to the lobby of the securities company to sit down, Zhou Ming pointed to the LED display hanging in front of him and told Martin: "The real things are there, since it is finance, it would be too embarrassing if you didn't use some financial means." ”

Martin looked in the direction pointed by Zhou Ming in a daze, and when he saw the stock of Big Wood Bank, he immediately understood.

Since the opening of today's market, the stock of Big Wood Bank has begun to plummet, and his stock has fallen by more than five percent so far, which is a very huge loss for a large company like Big Wood Bank.

"Mr. Zhou Ming, is this the financial means you are talking about?" asked Martin with uncontrollable excitement.

Zhou Ming nodded and said, "That's right, since the stock market opens today, I, the Tang family's companies and investors are frantically selling the shares of Big Wood Bank to create panic in the stock market." In fact, this is nothing, but if there is a run when the stock falls, then the loss of Big Wood Bank can be confirmed, and it will also make the situation of Big Wood Bank worse. ”

Martin looked at Zhou Ming and shuddered unconsciously, because he couldn't imagine that in just a few days, Zhou Ming had actually prepared such a plan, one ring after another, it was terrible!