Today, Zhang Yida took his bank card and went out.

I went to the Porsche 4S store first, and the sales lady who received her at the door greeted Zhang Yida warmly as soon as she entered the store.

Zhang Yida is wearing Versace casual clothes today, and the whole person is tall and straight. At that stop, the temperament feels different.

The sales lady's favorite is this kind of rich second generation, buying a car neatly and refreshingly, and sometimes you can develop a super friendship relationship, and receive a few bags of accessories or something.

The female saleswomen of the 4S store with exquisite makeup lined up in a row, and when they saw the customers entering the store, they said hello in unison.

Then asked Zhang Yida if he had an appointment, Zhang Yida replied no, so he assigned the salesman who ranked first to receive Zhang Yida in order.

At the top of the line, a young girl in her twenties dressed in black professional clothes and wearing light makeup came out of the queue and took Zhang Yida to see the car.

The girl smiled and said:

"Hello, sir! My name is Qi Yuhao, and I will show you the car next, what do you call me?"

Zhang Yida replied casually:

"My surname is Zhang, arrogant Zhang. ”

"You can call me Xiao Zhang or arrogant. ”

Qi Yu smiled and said:

"Mr. Zhang, you are too humorous. Do you have a car you want?"

Zhang Yida said directly: "Look directly at Paramela, the four-wheel drive platinum version." ”

"Okay, Mr. Zhang, please come here. ”

Qi Yuhao raised his right hand as an invitation.

followed Qi Yuhao to the car showroom, where more than a dozen Porsches of various models were placed.

Choosing a black Paramela, Zhang Yida sat in the driver's seat and felt the lower seat and steering wheel. Qi Yuhao sat in the passenger seat, leaning sideways because of the hip-wrapping skirt he was wearing. began to introduce Zhang Yida:

"This is the latest panamra 4 Platinum edition 3.6L.

V6 engine with a maximum horsepower of 300 hp.

Acceleration from zero to 100 takes only 6 seconds.

......”

Listening to Qi Yuhao talk about all the configuration parameters, Zhang Yida understood almost everything, and asked directly:

"Can you take it for a test drive?"

"Of course, I'll book a test drive with you right away. Qi Yuhao replied enthusiastically.

Then, I took Zhang Yida's driver's license to go through the test drive procedures.

On the way to handle the test drive, Qi Yuhao went to go through the formalities alone, and Zhang Yida was waiting for her in the hall drinking tea.

Qi Yuhao secretly opened Zhang Yida's driver's license, and it can't be said that he opened it secretly, it should be called "inspection". I checked Zhang Yida's driver's license, well, it's true.

With her driver's license, she has read a lot of information. 18 years old, from Rongcheng, it is estimated that he is still in college in Beijing. If it weren't for the rich second generation, she would have sworn to eat her driver's license.

In what they do, they have to learn to judge the customer's intention to buy a car by what they wear, how they talk, and other things including their driver's license.

After going through the test drive procedures, Zhang Yida got his driver's license back. I followed an arranged coach to the test drive, first bolted the seat belt, stepped on the brakes, ignited, hung into D gear, released the brakes to start, and took off with a throttle.

Zhang Yida skillfully drove the car for a few laps, and it was relatively easy to drive. The acceleration is not very fast, and the horsepower is not very large, but the city roads are basically sufficient. The sport-style seats are very enveloping and comfortable to hold. The luxurious interior also gives a more comfortable feeling.

"Alright, that's it!"

Zhang Yida said to Qi Yuhao.

Qi Yuhao was more pleasantly surprised, the rich second generation is neat and refreshing. So he asked:

"Mr. Zhang, the price of this Paramela four-wheel drive platinum version of the naked car you set is 1.292 million, and you need to choose some accessories, you look at the list of accessories, you need to list what you need to choose, and I will finally calculate the total price for you.

Also, do you pay in full or take out a loan?

If you take out a loan, we will give you a discount of 30,000 yuan for the naked car, and the loan interest is also relatively low, with an annual interest rate as low as 5.99%, and a maximum loan for three years. ”

If you want to fool me into taking out a loan, the annual interest rate is 5.99%, and if it is an equal principal and interest repayment rate, the repayment rate should actually be multiplied by 2, which is equivalent to 12%. I also have to add the loan handling fee, which is estimated to be more than a dozen points far away, and I don't want you to get a discount of 30,000 yuan.

Zhang Yida did not hesitate to refuse the loan and chose to pay in full.

Then called Qi Yuhao to take the list of optional accessories, ready to choose the configuration, Porsche does not choose not to match, do not give the car to the prime, and the advanced configuration has to rely on the option.

casually asked: How long does it take to pick up the car after selecting the configuration?

Qi Yuhao informed that after the selection, the order was sent to the German factory, plus production, transportation and other links, it may take five or six months to get the car.

Seeing that the company is about to move, he needs a car to travel between the company and the school in the future, and it is very troublesome to have no car.

Seeing Zhang Yida frowning, Qi Yuhao estimated that he was waiting for the car. So he had an idea:

"We still have a super luxury configuration in the store, which was originally ordered by a customer, just two days after arriving at the store, and the customer is now unable to pick up the car because of some breach of contract. So it can be sold to the outside world. Would you like to see the configuration?"

Zhang Yida nodded and motioned for her to take the configuration sheet and take a look.

Zhang Yida opened the configuration single and looked:

"Good fellow, that's enough!

Volcanic metallic paint, 20-inch wheels, ambient lighting, Bose surround sound, ceramic brakes, automatic closing doors, climate control, head-up display, ventilated front seats, embossed coat of arms on the headrests......

A large number of accessories are selected, which is in the early 400,000s. ”

After taking a look, the configuration is basically more like, and it is also more practical. So, Zhang Yida asked Qi Yuhao to settle the account immediately, he wanted this car!

Qi Yuhao calculated the account, the naked car was 1.292 million, the optional 407,000, plus the purchase tax of 110,000, the insurance was 50,000, and the final landing price was 1.859 million.

9000 odds, Qi Yuhao said that he asked the manager to apply for a discount.

When he was about to make the payment, Zhang Yida remembered the problem of handling the license plate, he was not registered in the capital, and he wanted to draw the number! There was no way, so he called the finance of Ruixiang Technology Company, and bought the car in the account of Ruixiang Technology and put it in the name of the company. It is more convenient for companies to buy cars and apply for licenses.

Originally, Zhang Yida didn't want the company to pay for it, and planned to buy a car in his own name. I don't want to take advantage of that little profit.

Just after taking the financing, he used the company's money to buy luxury cars for the executives, how bad is this to get out! Zhang Yida still cares very much about his personal public image.

However, buying a car for more than a million is barely in the past. It's a bit too much to buy ten or eight cars for one or two million, or a Rolls-Royce for tens of millions.

After all, a start-up company is not the controlling shareholder of a large A-share listed company. That's what the gang is doing.6

In the end, Ruixiang Technology Finance transferred 1.85 million yuan to the 4S store from the corporate account, and took away the optional 400,000 Paramela as the exclusive car of Chairman Zhang Yida.

Zhang Yida handed over the car to the finance department to apply for the license plate number.

I want to buy a house next, do I want to go to the company account to buy a house?

Since 2011, Beijing has implemented the "National Eight Articles" to restrict purchases, and foreign household registration cannot buy a house if it does not pay enough social security for 5 years.

Zhang Yida is not qualified to buy a house in Beijing, unless the government gives the green light to give him a quick naturalization and approve several household indicators.

There is no need to bother the leaders for this kind of trivial matter of buying a house, and it has nothing to do with the leaders of the district and the city, and you can't find the temple gate with a pig's head. When a leader comes to inspect the work, he will complain and think of solving a few house purchase indicators.

If you want to buy a house now, you can only buy it in the name of a business. The disadvantages of corporate home purchase are that first, you must buy the house in full, second, the annual property tax is as high as 0.84% ×of the purchase price, and third, there is a high corporate income tax and land value-added tax when the house is sold.

There was no way, Zhang Yida took out 11 million cash and registered a new company called "Jingcheng Yimin Investment Management Co., Ltd." again.

In the name of this company, I bought a 3-bedroom apartment in Wudaokou, near the school, with 100 square meters and 5 million yuan.

did not choose to continue to buy a house in the name of Ruixiang Technology, but chose to register a new wholly-owned company by himself, not wanting to be criticized too much by the outside world, so this operation is the safest.

The house is in Wudaokou, very close to the school and the company, Zhang Yida is very satisfied, and it should rise to more than 100,000 square meters in a few years. However, Zhang Yida didn't care about these at all, it was impossible to speculate on real estate, and the money was too slow.

Now I have bought the car and the house, although they are not in my name, and the property rights belong to the company, but I still own it.

The small goal set when I was first reborn two months ago has been accomplished. Isn't it time to aim a little bigger?

Ruixiang Technology is steadily advancing, and it is best to go public in 15 years, and it can also compete with Yiyin Loan for the first share of overseas mutual fund listing.

The P2P company is operated by Yimin Investment as the main operating body, and it is quickly operational, making some achievements, striving for a wave of A round of financing before the year, and then refinancing several waves in 14 or 15 years, making the plate bigger, and going public in 16 years. The timing must be perfect, and it will be cool when it is late.

Because of the late policy supervision, the valuation will be cut in half, and if you want to go public, you have to accompany the smiling faces of various brokerage companies and pay high underwriting fees.

What's more, the timing of listing was chosen too late, the market was not optimistic, and the underwriters could not sell the stocks, and these companies secretly paid for the stocks they issued in order to win a name and credibility for their listing!

Whoever goes public first will seize the opportunity for development, because the market value of the later listed company is not cut in half, and a drop of 80%-90% abounds, all of which are listed and broken!

If you go on the market early, you can cut a few waves of American leeks and reserve more cash. Because of policy supervision in China, the market is not good, and when the time comes, it will go to Southeast Asia, Russia, South America, and Africa to develop well.

It's not that Zhang Yida is pessimistic, but that the P2P industry in later generations is indeed mixed, and a bunch of rotten people have broken the industry alive.

You have to plan ahead and plan ahead. After the transition in the past few years, after the strength has grown, when the time comes to withdraw from the industry transformation or go abroad for development, the initiative is in your own hands!