Blowing the night breeze, Zhou Ming and Lin Muqing walked back to the factory, and Zhou Ming hummed "What kind of rhythm is the most swaying, what kind of singing is the most cheerful", obviously persuading Dai Zhenjiang to help him get a loan of 400,000 yuan. Because originally in Zhou Ming's plan, it was enough to borrow 200,000 or 300,000 yuan from the county Agricultural Bank, after all, it is now 87 years with a monthly income of less than 100 yuan, hundreds of thousands of yuan is completely an astronomical huge amount of money, and a loan of 400,000 yuan is already an unexpected surprise.

Lin Muqing listened to Zhou Ming humming a tune he had never heard before, feeling like he was in a dream, and remembered that when Zhou Ming said to himself that he wanted a loan to go to Nanjiang to do business, Lin Muqing felt that he was too whimsical, in Lin Muqing's memory, even if the leaders of the city TV station wanted to borrow such money, it was not so easy, but Zhou Ming negotiated the loan without thinking about a meal.

"Zhou Ming, what kind of trick are you changing?" Lin Muqing said incredulously.

Hearing Lin Muqing's voice, Zhou Ming turned his head and smiled slightly, and said mysteriously: "Sister Muqing, I am not a trick, but a grasp, 400,000 is a huge amount of money, but for me and Director Dai, it is not as huge as you think." Originally, when Director Dai and I were in the treasury bill business, we often ran around the country with 100,000 and 200,000 treasury bills, but now we only have a loan of 400,000 yuan, and this money is not his, why doesn't he give me a favor?"

Zhou Ming paused here when he said this, and then continued: "In addition, I also exchanged the treasury bill business he always wanted with him, and he has no reason not to be tempted." ”

In this era, the bank loan review system is very lax, even Lin Muqing, who knows nothing about finance, can understand whether he can borrow and how much he can borrow, but it is all a matter of Dai Zhenjiang, the director of the county Agricultural Bank.

"It's just ......" Lin Muqing asked again, "Then you use the treasury bill business as a bargaining chip, don't you regret it?"

"Sister Mu Qing, do you want to say that I am killing chickens and taking eggs by doing this, right?"

Zhou Ming asked, Lin Muqing lowered her head embarrassedly, because she really thought so, but Zhou Ming was not angry, Zhou Ming said: "Sister Muqing, the premise of killing chickens and eggs is that the treasury bill business will be more profitable in the future than if I went to Nanjiang." ”

Lin Muqing reacted and asked, "Are you saying that you are going to Nanjiang to do more business than treasury bills?"

"A lot more, so much so much that you can't imagine Sister Mu Qing. Zhou Ming said.

Lin Muqing was surprised, she couldn't understand Zhou Ming's words at all, in her opinion, Zhou Ming made nearly 100,000 yuan by reselling treasury bills in half a month, which is already unimaginable, some workshops in the factory with slightly worse efficiency, the total output value of hard work for half a month is not so much! But Zhou Ming said that he will have to do more business in the future than this, can he turn stones into gold spells?

Zhou Ming can read Lin Muqing's inner thoughts, Zhou Ming said: "Sister Muqing, I don't have the ability to turn stones into gold, I only have the ambition to make a lot of money!"

Lin Muqing looked at Zhou Ming in a daze, she could feel the firm belief that Zhou Ming conveyed through these words.

The confidence in Zhou Ming's eyes pierced Lin Muqing's heart, making Lin Muqing suddenly feel that Zhou Ming was so charming, which made her look crazy.

After a while, Lin Muqing reacted and hurriedly turned her head, she secretly complained in her heart about how she could commit such a nymphomaniac in front of this young man younger than herself.

......

The time of the day passed quickly, and on the morning of the third day, Zhou Ming got the good news from Dai Zhenjiang's side, so Zhou Ming immediately went to find Lin Muqing, and then came to the county agricultural bank with her.

In the reception room of the county agricultural bank, Dai Zhenjiang took out two contracts and gave them to Zhou Ming and said: "Although we have a good personal relationship, we still have to go through the procedure, this is a loan contract of 400,000 yuan, and the interest is 5 cents per year, is there any problem? If there is no problem, you can sign it, and I can deposit 400,000 yuan into your account immediately." ”

Zhou Ming shook his head and said no problem, just like Dai Zhenjiang said, today is just a formality, in fact, the content of the contract was discussed by Dai Zhenjiang and Zhou Ming yesterday, how can there be any problems?

Zhou Ming signed the contract without hesitation, and according to the contract, Dai Zhenjiang quickly asked the bank accountant to deposit the money into Zhou Ming's account.

Dai Zhenjiang took the contract to the bank staff for filing, and after inviting the staff of other banks out of the reception room, he said to Zhou Ming: "Xiao Zhou, you see that now that the contract has been signed, I have also asked the accountant to take it for the record, and I have already asked the accountant to deposit the money for you, can you share the secret of the treasury bill with me?"

Zhou Ming knew that this was what Dai Zhenjiang was most eager to know today, and Zhou Ming didn't sell it to him, and said directly: "Director Dai, in fact, I don't have any secrets about making treasury bills, I just know that Jiangxia City and Binhai City are places where the interest rate offered by banks is higher than ours, so I will take treasury bills from you and sell them there to earn the difference in price." ”

"It's that simple?" Dai Zhenjiang asked.

Zhou Ming nodded yes, and Dai Zhenjiang then asked, "How high is the interest rate over there in Jiangxia Binhai?"

"When I went to Jiangxia City, the interest rate there was one cent and eight cents, and Binhai was two cents and one cent. Zhou Ming said.

"Two cents and one cent?" Dai Zhenjiang's eyes widened suddenly, his eyes were full of incredulity, "How can there be an interest rate of two cents and one cent? Could it be that the interest rate set here in our Nanhui County is too low? But everyone is in the banking system, why is it that his side is so much higher than ours?"

Zhou Ming can understand Dai Zhenjiang's feelings, not to mention that he can't understand it, even when someone looks back on this matter more than 20 years later, it is difficult to understand why the interest rate of treasury bills is so different from each city in the country, but whether you can understand it or not, this matter is still born like this in this special era.

"Director Dai, that's the case, if Director Dai doesn't believe it, you can call and ask. Zhou Ming said.

Dai Zhenjiang looked at Zhou Ming stunned for a while, and finally sighed: "You have already made so much money through this method, the facts are in front of me, what else can I not believe? It's just that I didn't expect this thing to be really that simple, but even if this thing is simple, but you have to show up and dare to do it, it is not simple." Zhou Ming, I have never admired anyone in my life, but you must be one!"

Zhou Ming smiled and said thank you, at this time Lin Muqing was already speechless in surprise next to her, she didn't expect that Dai Zhenjiang, the director of the dignified county Agricultural Bank, would be so happy and surrender to admire a young man who was ten years younger than him, but what she didn't expect was that the business of treasury bills would be so simple, Zhou Ming just took the treasury bills to run between various cities a few times, and actually earned nearly 100,000 yuan.

Lin Muqing looked at Zhou Ming's side face and thought to herself: He said that his future business would be more profitable than treasury bills, what kind of business would it be? Will it be simpler than treasury bills? I really look forward to going to Nanjiang with him soon......

Thinking of this, Lin Muqing suddenly spat himself in his heart: What are you thinking about? Unashamedly, he is looking forward to walking hundreds of miles to another city with a man in both places, although he is younger than himself, he is still a man!

......

Coming out of the county agricultural bank, Zhou Ming and Lin Muqing went home together, only his mother Wang Fengqin was alone at home, and asked where his father went, Wang Fengqin said that he went to the factory to find the leader.

Zhou Ming's heart was dark, since his father was fired from the factory, he went to the factory every day to find leaders, but those people in the factory didn't see him at all, or it was rare to meet him, they just pushed me and I pushed you back and forth to kick the ball, my father was honest, and there was nothing he could do about them.

"Mom, it's okay if my dad has no job, and it doesn't matter if you two old people don't have a job, but don't conflict with those people in the factory! Those people are unreasonable. Zhou Ming said.

Wang Fengqin said: "Don't worry, your dad can't beat a fart with eight poles, so he won't have any conflicts with the factory leaders." ”

"That's good," Zhou Ming then told his mother that he was going to go to Nanjiang with Lin Muqing to do business.

Wang Fengqin looked at Lin Muqing, and Lin Muqing naturally introduced herself: "Hello auntie, I am Lin Muqing, and I originally worked in the factory TV station. ”

Wang Fengqin looked at Lin Muqing carefully for a few moments, and then pulled Zhou Ming aside: "Zhou Ming, what's the matter? If you don't have anything to do with that Su Han, why are you with this woman again? Don't you know what everyone in the factory says about this woman? She is not a good woman, she is lying to you!"

"Mom, it's not what you think, Sister Mu Qing and I just went to Nanjiang to do business together, and I have nothing to do with her. Zhou Ming explained to Wang Fengqin, "And those words about Sister Mu Qing are all rumors." ”

"There is no wind and no waves," Wang Fengqin said, "How do you know that the rumors are not rumors? Zhou Ming, you are still young, and you still don't understand many things, I have no objection to you going to Nanjiang with her to do business, but you can't have anything to do with her, you know?"

Zhou Ming didn't know what to say about his mother's words, a superb woman like Lin Muqing would want to have a relationship with her if she was a man, but she was not allowed to do so, feeling that as long as she had a relationship with her, she would suffer a loss, I am afraid that in the eyes of her mother, her son is always the best, and the people in the factory have a bad opinion of Lin Muqing.

"I see. Zhou Ming said.

Wang Fengqin repeatedly told Zhou Ming a few words before reassuring that Zhou Ming and Lin Muqing were on the train for the next day, and the tickets were still the sleepers that Dai Zhenjiang helped buy.

At the dinner table, Zhou Ming looked at his father's silent expression, and silently swore in his heart: Wait, I will come back in half a year at most, I will buy the whole 76o factory, and not let my parents be bullied by those scum again!

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