It is estimated that there is no hope of holding a grandson in the short term.

Fan Liancheng went home alone, and when he got home, he learned that Boss Zhang drank too much alcohol and slept here at night, and also arranged guest rooms for his assistant secretaries.

There were so many empty rooms, some of which Fan Liancheng had never entered, which was rarely useful, and he went back to his room to sleep.

Before going to bed, I continued to browse the financial circle, and saw that the news outside said that as early as 2004, the FBI issued a report to warn people to beware of a large-scale outbreak of mortgage fraud.

Subprime loans are provided to too many people who simply cannot afford mortgages, which is one of the reasons for the subprime mortgage crisis last year.

In January 2008, the World Economic Forum's risk report pointed out that the expectation of a further recession in the housing market, a liquidity crunch, and persistently high oil prices all really raised the risk of a breakdown.

In Fan Liancheng's view, there is no need to discuss this issue in the mainland, because the legal ownership of state-owned enterprises belongs to all citizens, and there are too many means to operate to bail out private enterprises.

In the United States, Fan Liancheng is desperate for another bailout, causing systemic risk in the financial market, so that he can continue to make a lot of money from his short positions.

The European and American stock markets are entering a sell-off wave, and the fuse was that on the 24th, a trader at Société Générale made a mistake and almost caused a flash crash.

In Fan Liancheng's eyes, this is clearly a sign of a lack of market confidence, the stock market continues to fall, and more and more people believe that the global market is entering a deep, protracted recession, banks are reluctant to lend money, economic activity has become sluggish, and this downturn, in turn, is causing the stock market to continue to fall, falling into a dead cycle.

The Federal Reserve decided to reduce the federal interest rate from 4.25 percent to 3.5 percent, the largest drop since 1982.

This pessimism has spread to the mainland, and the central bank has also raised the RMB deposit reserve of depository financial institutions by 0.5 percentage points since the 25th.

Let's look at the property market.

The decline in market trading volume before and after the Spring Festival is not only because the year is approaching, the policy environment, etc., the whole public opinion is also drifting in the direction of falling housing prices, this decline began in August and September last year, the reason is that the stock market is too hot, absorbing too much money, and now the real estate market is falling into the "frozen period", from the perspective of Manyuanchun to get 30 billion low-interest loans, Fan Liancheng feels that the support should come soon, maybe it will cause a new round of housing price rise.

These are all traceable.

For example, when there is too much hot money in the market, inflation is rising, and the stock market is falling, real estate has become the best reservoir.

For example, the economy needs to develop, and real estate is a huge engine to drive the rise of employment and manufacturing, not to mention the lack of official funds.

If you want to make Chinese people who like to save money willingly take out their money, it is certainly not enough to rely on a car alone, most of this thing will only depreciate, and not everyone needs it, and a house is the best commodity.

From this point of view, Fan Liancheng thought about it for a while before going to bed, and felt that it was not only Longcheng Group that should borrow money from the bank, but also that he should borrow some more money for investment.

The more the cost of borrowing increases, the more the industry is sluggish, and from another point of view, the more we should take advantage of the low price to see what direction is worth starting......

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I was woken up early in the morning and accompanied to the door to play golf.

Approaching the end of the year, busy with finance and personnel, Fan Liancheng doesn't have much work here, and the managers under his hands can handle most of the official affairs by themselves, and the matters that really fall into his eyes and need to be seriously decided are just like that every day.

Before setting off by car, I went to the flagship store of the intermediary operated by the partnership, which is located in Xintiandi, and the background color of the signboard is orange and red, and the big white letters say "Sihai Real Estate".

The first store, officially opened in November, Lao Fan and Boss Zhang's partnership business, one accounted for 66 percent of the shares, one accounted for 33 percent of the shares, and the remaining one percent was given to professional managers.

In the past few months, the other party has opened a total of 12 stores in three cities, and this year it is expected to add 100 stores in major cities, and a sales training center has been specially set up to recruit people.

With deep pockets, some of them are self-opened, some are directly acquiring ready-made intermediary stores, employee handbooks and rules and regulations have been introduced, and the website is also being prepared to be launched.

At this moment.

Boss Zhang said to the person in charge of Sihai Real Estate: "When people buy a house, they are afraid of running in vain, they are afraid that the price will be high, and they will be cheated by the intermediary, and the seller is afraid that the price will be sold low, or if they encounter a scammer buyer, you should take into account all the problems, and when the time comes, the house will be placed on the Internet, and you must not make a bunch of houses that have been sold to fool people, and you must communicate with the seller often to make sure that the house is still there." ”

"Yes, yes, yes! The company I used to work for was lacking in this area, and now it is a new company that has just started, and now it has sold a total of more than 40 houses, so far it has achieved zero complaints, including a set of old houses with complete property certificates, I will establish rules from the induction training, and from time to time arrange people to go to various stores for research and inspection.

Recently, I sorted out and sorted out, and then issued a new plan to the two CEOs, and now the small framework has been built, and we will live up to high expectations after the year, and make our Sihai Real Estate bigger and stronger!"

The general manager named Jiang Shutao was full of assurances.

Lao Fan, as a major shareholder, had met with this person two or three times before, smiled and waved his hand and said: "The military order can be established, but the set of vain heads and eight brains will be exempted, and in the end, we still have to talk about performance and reputation." You want to go up the grade of the office building to attract the trust of buyers, I and Mr. Zhang agreed, you want to train the center, from the headhunters that the high price of poaching, we also agreed, the capital can be saved, but the money should be spent, the salesman base salary is higher than that of peers, you should sell more houses, work hard. ”

The two bosses beat their executives, and Fan Liancheng has long been accustomed to this.

I followed the soy sauce and looked at the houses for sale on the wall, and it seemed that I didn't find the house of the backbeach riverside apartment, which was normal, not to mention the distance, and there were too few houses.

Now the first phase of the preparation of the overall decoration, many of the people who bought a house before followed the money, because Fan Liancheng took over, the fame of the real estate has risen by leaps and bounds, most people feel that the future can appreciate, no matter how bad it is, it can be convenient to rent out.

Those people who are not optimistic about the project have already checked out some time ago, and those who have retired Fan Liancheng have taken over in the name of the company, and they can be rented in the future or sold as second-hand houses.

Since January, I have met with Zhao Sturgeon and his son twice, and when the project at hand is completed, it is expected that the second phase of the project will start in March.

Borrowed a lot of money from the bank with a real estate loan, and the land transfer fee that needs to be paid has not been given for the time being, and it is not too late to give it when there is money after the year.

Pointing to a drawing, he beckoned a chubby intermediary employee, Fan Liancheng asked: "This house is still not there, the listing price is more than 258 million, can it really be sold?"

The other party smiled and flattered: "Whether you can sell it or not, doesn't it depend on whether Boss Xiao Fan is willing to pay for it, if you are interested, I can take you to see it now, the largest set in the entire Shimao Sheshan Manor, No. 19, covers an area of forty acres, a private island of more than six acres, and the plot ratio is only 0.1."

Two and a half floors above ground, one and a half floors underground, the actual usable area of more than 3,500 square meters, looking at the whole country can not find a bigger house than this, inside is the rough embryo, how to decorate it. ”

Fan Liancheng looked at him and said with a smile: "You have found the right target for promotion, but don't forget the current chairman of Longcheng Group, but he has worked in this company, if you want to buy it, I can just contact him directly with the developer, and it is too far away, I should not go to live, not to mention that I am also preparing to sell a mansion." ”

“...... That's right, Fan's Banyan Tree No. 1, the news that you live on the top floor has already spread, and when the house starts to sell, you must give us some listings, everyone is waiting. ”

"Then you have to have a customer to introduce me to it, the sale is still a shadow, there is no time to help me promote the Houtan Riverside Apartment, when the time comes, it will definitely cooperate with this company, and the fertilizer will not flow into the fields of outsiders." ”

Fan Liancheng took a look at this Sheshan No. 19 again, admitting that the area is really large, but Longcheng Group will also launch similar single-family luxury housing projects nearby, if you really want a set for weekday vacations, you can take it from Longcheng when the time comes, and you can design it according to your own ideas, there is no need to give money to others to earn.

Owning a mansion in Repulse Bay, Harbour City, the duplex apartment next to Hyde Park in London has just been sold, his own house is very comfortable to live in, and his thoughts are naturally different from ordinary people, and the house of more than 200 million yuan really can't make him make a fuss.

After asking, I learned that there are a lot of customers who sell houses recently, and most of them are still selling old houses, as long as the price is low, there are always outsiders willing to buy, especially in the inner ring and near the inner ring.

Fan Liancheng knew what to expect after listening to it, thinking that the sales data of this Sihai Real Estate might become the vane of Longcheng Group and his real estate business in the future, so he chatted casually, and sighed that he didn't know when Banyan Tree One could be sold.

At this time.

It just so happened that a customer walked into the store, and a young girl with outstanding appearance, more than ten years old, delicate as a doll, was led in by her parents.

didn't recognize Fan Liancheng, the couple glanced at it, and regarded Fan Liancheng, who was wearing a black suit, as an intermediary, and he looked clean and clean, which was easy to make people feel good.

The woman asked: "This little brother, we want to come and see the house, is there a second-hand house with a good location, the price is right? about two or three million, there are five people in the family, at least four rooms, and there is a new community with a property......