The Yimin Financial Service team is growing day by day, and the original one-story office building can no longer be installed. Each subsidiary now rents a separate floor of office.

Zhang Yida walked around next to each other, from Ruimin Wealth Management on the 26th floor, Yimin Puhui on the 27th floor, Yimin Loan on the 28th floor, Yimin Wealth Management on the 29th floor, and Yimin Wealth on the 30th floor.

Walking into the office of the CEO of Yimin Financial, Zhang Yida saw Ding Siyao who was writing and drawing on paper with his head buried in it.

Ding Siyao looked up and saw that it was Zhang Yida, she was a little surprised, and then said with a smile:

"Mr. Zhang, why are you here?"

"I'll just walk around. Let's take a look at what you've been doing lately. Zhang Yida looked at the notebook on the table again and asked, "What are you writing?"

"I'm writing work notes. Ding Siyao pursed her lips and smiled, and then said:

"Yimin Wealth's business is becoming more and more complicated now, and I can't cope with it if I don't work hard. ”

"Take your time! You're still very adaptable. Yimin Wealth is the earliest profitable subsidiary of the entire group. You're doing a pretty good job. ”

Zhang Yida praised.

Ding Siyao was praised by Zhang Yida, a little happy, and said, "Mr. Zhang, wait a minute, I'll pour you a glass of water." ”

Zhang Yida just wanted to say no, she turned around and walked out of the office.

Zhang Yida looked around the office and saw a bookshelf, so he walked over and looked through some financial and management books.

There are many creases in the books, and some of the pages have notes and notes, and it can be seen that Ding Siyao often looks through these books.

"It's hard working and studious. Zhang Yida said secretly.

After a while, Ding Siyao made a cup of tea and brought it to Zhang Yida into the office.

"Do you read these books often?" Zhang Yida asked, holding a book in his hand, as he read.

"Hmm. My experience and knowledge are still too shallow. I often encounter some problems that cannot be solved. Either to ask Mr. Chen, or to ask Mr. Fan.

I've asked so many times that I'm embarrassed myself. Just buy some books and study them on your own. ”

Ding Siyao didn't hide it, and admitted generously.

Zhang Yida put the book away, looked at Ding Siyao, and asked:

"MBA from HSBC Business School, are you interested in studying? If you want to go, the company will pay for you to enroll. ”

"Can I?" Ding Siyao looked at Zhang Yida expectantly.

"What's not to do? You are the CEO of Yimin Wealth, and you have this qualification. Zhang Yida looked at her and said:

"The point is, do you want to go?"

"I want to go!" Ding Siyao nodded solemnly.

"If you go, you will study hard. In the future, earn ten or eight hundred million to repay me. Zhang Yida quipped.

"You can rest assured, Yimin Wealth will definitely earn 1 billion for you in the future. Ding Siyao was very confident and promised Zhang Yida directly.

"Oh, so confident?" Zhang Yida reclined on the sofa in Ding Siyao's office, crossed his legs, and looked like he was listening.

Ding Siyao walked to another sofa, smoothed her hip skirt and sat down, her legs closed, her waist straight, and reported to Zhang Yida:

"At present, we have acquired an insurance brokerage license and a fund distribution license, and the private equity fund management company has also been registered with the AMAC.

In the future, Yimin Wealth will only focus on the field of wealth management and asset management, and the P2P business has been completely spun off to the key customer department of Yimin Wealth.

In the future, I propose to open a branch in Hong Kong to deploy global asset management. ”

Zhang Yida nodded, and he also instructed him to divest the P2P business to Yimin. After the VAM is completed, there will be no need for Yimin Wealth's P2P business to exist.

This is also to do risk cutting, and in the future, the major business sectors will operate independently, without interfering with each other, and the risk will not be transmitted.

"Let's talk about your future Yimin wealth positioning!" Zhang Yida wanted to see what skills Ding Siyao had learned after exercising for so long.

Ding Siyao pondered for a long time and said: "After so long of reform and opening up, the number of people who got rich first is also huge.

The future of Yimin wealth is to provide a full range of services around this part of the people. Including investment immigration, high-end education, high-end insurance, global asset allocation, family office and so on. ”

"Your positioning is very accurate, and I agree with it. After Yimin Wealth Management logs into the capital market next year, the next one will promote the capital operation of Yimin Wealth.

All you have to do now is lay the foundation and train the team. Wait for the time to come. ”

Zhang Yida has a precise market positioning and cycle consideration for its major industries, and has secretly planned everything, and now he is just taking preventive shots with her.

......

The Huinong Loan Platform was officially established and became a subsidiary under Yimin Financial Services.

The positioning of this platform is to take root in the countryside, serve thousands of rural customers, and drive rural people to get rich.

The initial capital was provided by the group of 10 million, and no matter how much the board of directors did not agree, because most people were not very optimistic about this project, investing 10 million yuan would be regarded as charity, and it would be a loss to make money.

Zhang Yida does not believe in evil, and shouted at the launching ceremony of the project:

"I'm here with a goal. In a three-year period, the business outlets of Huinong Loan should cover the whole country, complete the loan amount of 10 billion yuan, and serve 500,000 borrowers. ”

This pie is a bit big, and everyone thinks that if Yimin Loan and Yimin Puhui shout this slogan, it will not be a problem at all.

Shen Beipeng and Xu Xiaoming, on behalf of the two institutional shareholders, also attended the launching ceremony of the project, and happily watched the high-spirited speeches on the stage.

Xu Xiaoming whispered: "This goal is a bit big! Do you think it can be accomplished?"

Shen Beipeng glanced at him, then put his eyes on Zhang Yida on the stage, and said:

"It's hard to say. He's a man who likes to do miracles!"

Xu Xiaoming nodded in agreement, and also said:

"This field is also very popular with the society and the government! Look at how many reporters and media are coming to the hotel today. ”

A reporter asked: "Mr. Zhang, what kind of considerations drove you to establish this Huinong Loan?"

Zhang Yida took the microphone and replied on the stage: "Because some parts of our country are still very poor and backward. There is still a long way to go to realize the Chinese dream and create a moderately prosperous society in an all-round way.

As an enterprise with a sense of social responsibility, Yimin Financial Services Group is eager to breathe and share the same destiny with the country, to rejuvenate our great Chinese nation, eliminate poverty and backwardness, and build a well-off society in an all-round way. ”

The audience applauded like thunder, and this answer was very magnificent.

Another reporter asked:

"Mr. Zhang, who are the main people who you provide loans to farmers? In addition, what is the interest rate of the loan?"

Zhang Yida smiled and replied:

"As a small and micro financial service institution rooted in rural areas, the purpose of Huinong Loan is to tailor diversified financial service products based on microfinance for those low- and middle-income groups in the county who cannot fully enjoy the services of traditional financial institutions, so as to help them develop their industries, increase their income, and achieve a better life as soon as possible.

The specific service customers can be simply summarized as farmers, fruit farmers, and vegetable farmers......

We promise that the loan interest rate will not exceed 24%, and the specific risk rating of each customer is different, and the interest rate is different. ”

Another reporter asked:

"If the annualized interest rate of the loan reaches up to 24%, will it increase the burden on farmers?"

Zhang Yida knew that a reporter would ask this, so he had already prepared his rhetoric and said:

"First of all, I would like to state that we are a commercial lending institution, not a public welfare institution.

When a loan is issued, interest will definitely be charged. At present, the source of funds for lending is in cooperation with P2P institutions such as Ruimin Wealth Management and Huimin Wealth Management.

In other words, the money is invested by online lenders. They take out a part of their spare money for financial management, and they must earn a certain income. We take the money and lend it to farmers in need.

In addition, as a commercial institution, Huinong Loan needs to maintain a certain profit in order to operate for a long time.

In the future, we will gradually reduce the cost of capital and operating costs, lower interest rates, and provide better and more favorable financial services. ”

Everyone in the audience nodded one after another, agreeing with Zhang Yida's concept, and lending loans is not for charity, and it would be good to be able to give farmers a relatively preferential interest rate.

Many reporters asked questions, and Zhang Yida also answered them one by one. He is not putting on a show, he is sincerely trying to get into rural finance. It is certainly not profitable in the early stage, but there is still hope for profit in the future.

Major media have also published reports:

Yimin Financial Services Group's Entry into the Loan of Agriculture, Rural Areas and Rural Areas to Help the Construction of New Countryside

Three-year 10 Billion Loan Plan for Benefiting Farmers

"Commitment to Loan Annual Interest Rate Not to Exceed 24%, Social Responsibility of Benefiting Farmers"

......

Mr. Zhang ignored the reports because he had already embarked on a journey to Ganzhou province.

He was accompanied by Zhao Erya and several staff members.

Zhao Erya asked on the plane:

"Is it fun in Ganzhou Province? How many days are we going to stay?"

Zhang Yida Yile, who told you that she was here to play! But I thought that I was busy all summer vacation, so I called her to come to Ganzhou together.

Zhang Yida smiled:

"When the work is done, I'll go with you for a few days! We're going to the countryside, so you have to be mentally prepared. ”

Zhao Erya was not happy and muttered:

"The countryside is the countryside, and I don't seem to be able to endure hardship. ”

"You'll know when you go. Zhang Yida felt that he would definitely be able to give her a big surprise.

The plane landed at Tianshui Maijishan Airport, and when Zhang Yida and a few people walked out of the airport, they saw a few people in white shirts, holding a big sign that read:

"Welcome to Beijing Yimin Financial Services Group!"

Zhang Yida and a few people walked over and asked:

"Hello, is it a comrade from the GG County Poverty Alleviation Office?"

Knowing that Zhang Yida was the chairman of Yimin Financial Services Group, several staff members warmly shook hands with him and asked him to get on the side of the road.

Zhang Yida and his entourage, a total of 6 people, plus several staff members who came to the airport to greet a total of 11 people, boarded 3 black Volkswagen together, and drove to the necessary destination.

TS City Valley County.