After ending his trip to the United States, Zhang Yida flew to Boao Town, Qionghai City, Hainan Province, to attend the Boao Forum for Asia Annual Conference 2017.

The theme of this year's annual meeting is "Facing the Future of Globalization and Free Trade", with a total of 42 sub-forums and 12 closed-door dialogues, with diverse forms, rich content and a wide range of topics.

"Under the throne, there are all white bones, and there will only be one king in the short video.

Lu Qi sighed, "That's right, it's just that there may be so many competitors pouring in, which will be a great challenge for us. ”

Any giant that relies on advertising revenue will not be able to sit still. I won't be surprised that Penguin and Qiandu will launch their own short videos in the future. ”

A user's Internet usage time is so much, and a large chunk of it is cut away by short videos.

"It's Kuaishou and Toutiao at the moment, and it's probably Facebook and Google in the future.

He turned his head to look at Zhang Yida, "The expansion of the Asian market must be accelerated. In addition, the European and American markets should also strengthen their defenses. ”

Lu Qi, who was listening on the sidelines, also interjected: "It seems that Kuaishou has also noticed that the sweet potato video is inserting into their heartfelt market, is this fighting back?"

This is to compete with us in the international market. ”

Zhang Lanshen was serious, "Not only Kuaishou, Toutiao Video has also launched an overseas version of TikTok and entered the Southeast Asian and American markets.

"You say, Kuaishou has begun to enter Russia, Brazil, Vietnam and other countries?"

Doushi CEO Zhang Lan reported a big news to Zhang Yida.

……

Moreover, the investment and financing exchange provides more abundant financial services, which is also beneficial to Ruixiang.

As long as there is no problem with this, the rest is easy to say.

The starting point of Zhang Yida's investment in Xingwang Bank is also for the purpose of capital channels.

However, Liu Yonghao is also an old man, he did not eat alone, and was willing to give a part of the funds to the Internet finance company owned by Zhang Yida and Lei Jun.

In addition to appointing directors, the positions of chairman and president of Ruixiang and Rice Group are in the hands of Xinwang Group.

The most important thing is control, and the current control of Xingwang Bank is in the hands of Xinwang Group.

In terms of shareholders' equity, the gap between Ruixiang and Xinwang Group is only half a point, which can be regarded as very small.

In terms of equity, Ruixiang holds 29.5% of the shares of Xingwang Bank. Ahri and Penguin are the largest shareholders of the two banks, accounting for 30% of the shares, which is only half a point higher than Ruixiang.

To be honest, Zhang Yida is not too confident to surpass these two, and it is a good victory to be able to catch up with each other.

There is a first-mover advantage, and there is a traffic advantage of major shareholders.

WeBank and MYbank, the former was established two years earlier than Xingwang Bank, and the latter was one year earlier.

Time waits for no one!

Zhang Yida asked the following people to complete various data docking and testing in the shortest possible time, and arrange Xingwang Bank to settle in the investment and financing PP as soon as possible.

After the meeting and returning to the capital, Zhang Yida immediately arranged for Ruixiang people to do various docking with Xingwang Bank.

"Haha, what you said is extremely true!" Zhang Yida also echoed.

Lei Jun also said domineeringly: "We three stinkers add a piece, I still don't believe it, I can't wrestle with the second horse." ”

Zhang Yida comforted, "Don't worry, it's only been three months since Xingwang Bank opened, and it takes time to precipitate." ”

We now have 3 billion yuan of registered capital on our accounts, and the business is developing slowly, and it is not too much to say that "one poor and two white". ”

The number of small and micro enterprises served by MYbank exceeded 2 million, with a loan balance of nearly 30 billion yuan and total assets of more than 60 billion yuan......

WeBank's "Micro Loan" has issued a total loan amount of more than 160 billion yuan, with a total number of more than 20 million loans, the highest loan scale of more than 1 billion yuan, and the highest number of loans exceeding 100,000......

Liu Yonghao nodded heavily, and said: "After reading the operation reports of WeBank and MYbank, I know how long the distance is to catch up.

"Okay!"

Zhang Yida said with a smile: "It's not in a hurry, let's talk about it when the amount of deposits rises." ”

Prioritize your company. You've helped so much, and rightfully so. ”

"Yes, yes, yes," Liu Yonghao nodded hurriedly, "The financial cooperation between Xinwang Finance and Rice Finance can be slowed down."

Lei Jun smiled, "In addition to loans and uses, Yimin Wangjin and Yimin Loans, as well as Xinglong Loans of Ruixin Group, and Huinong Loans If there is a demand, you can come to Xingwang Bank to wholesale funds." ”

"Yida, I'm sorry for you. ”

Zhao Weixing is a talent he dug from the leech gold suit, and Liu Yonghao still listens to his words.

There are three main things that banks can do, deposit and loan exchange, deposit and loan are gone, and the transfer business is a chicken rib under the influence of mobile payment.

Zhao Weixing, the current president of Xingwang Bank, told him that traffic is the root of everything. Without traffic, there will be no users, no deposits, and naturally no lending business.

Liu Yonghao was overjoyed, for the Internet industry, he only knew how deep the water was when he came into contact with it.

"That's great!"

In addition to the borrowing assets of savings, Yongbei and loans, Ruixiang can also share them with Xingwang Bank, and we will jointly lend. ”

Zhang Yida waved his hand, "It's serious, Ruixiang is also a part of Xingwang Bank, and we have an unshirkable responsibility."

Of course, Xingwang Bank will not let Rui Xiangbai work. This fee can be settled as it should be. ”

There are 500 million users of Investment and Finance, and it is a financial PP, so the task of drainage has to fall on your head.

In addition to its mobile app market, Rice Group has not been able to give much help to Xingwang Bank in other places.

Liu Yonghao was afraid that Zhang Yida would have other ideas, so he explained: "Yida, you know, Internet banks can't open physical outlets. The task of collecting savings must be done online.

"I see that Alibei has opened a traffic entrance to MYbank, so I thought I would discuss with you to see if I can let the investment and financing exchange open an entrance to IB Bank?"

Chatting and chatting, the three of them brought the topic to the interest community Xingwang Bank.

It's just that at present, everyone is still staking and doing incremental markets, and the competition is not fierce.

Neither of these two is a fuel-efficient lamp.

However, Zhang Yida did not dare to slack off, the two biggest competitors of Pete Holding Group in the pet market, one is Gaoling, and the other is Xinwang Group.

It is not so easy for traditional enterprises to succeed in transforming into a new economy.

The biggest problem lies in the Internet platform and traffic.

The momentum is good, but compared with Pate Holding Group, it is still a little behind.

Earlier invested in pet e-commerce Lepet, and also acquired a dog food factory in Australia.

Zhang Yida chuckled, he knew that Xinwang Group also intended to enter the pet market to get a piece of the pie.

If other families want to learn, they can't learn it!"

Liu Yonghao talked about Pate Holdings again, and he said with a smile: "Pate Holdings is amazing, from e-commerce, to pet food factories, pet chain medical care, forming a complete ecology."

Lei Jun's second venture can be called relatively successful.

Rice mobile phones are not only sold in China, but also in many overseas countries and markets.

Zhang Yida remembered that the rice in his previous life was on the market in 18 years, and when he calculated the time, it was indeed about the same.

"Then the rice group is going to run ahead of you. ”

Zhang Yida shook his head, "The time is not yet ripe, and we have to precipitate again." ”

Lei Jun asked again: "Does Ruixiang have a clear listing plan?"

There are not one or two mutual finance companies with annual revenues of billions and annual profits of hundreds of millions. Many of them are ready to go public. ”

"Almost," Zhang Yida nodded, "Since the outbreak began in 13 years, it has been accumulated for three or four years now, and many companies have come to the fore."

The three made a few jokes, and Liu Yonghao said: "I think that in addition to Yimin Loan, many Internet financial companies are planning to go public this year. Is this time ripe?"

I caught up with the good times, otherwise in the 80s and 90s, no matter how good my skills are, it will take time to accumulate. ”

Zhang Yida smiled dumbly, "The two eldest brothers are both heroes of the same era, if they debut in the mobile Internet era, I am afraid that their results are only higher than me."

Now, all eyes are on you. ”

Lei Jun also smiled: "In the past, the media always talked about me as the general manager of Jinshan at the age of 28, and I felt very angry.

And the size of the individual is not small, and the combined market value is close to 20 billion US dollars.

I haven't graduated from college yet, and there are three listed companies.

Liu Yonghao looked at Zhang Yida with a smile, he admired the young man sitting opposite him from the bottom of his heart.

"Yida, I haven't had time to congratulate you, the third company has been successfully listed, congratulations!"

During the break in the middle of the meeting, Liu Yonghao found Lei Jun and Zhang Yida and chatted together.

Then, Zhang Yida participated in a number of roundtable meetings for private entrepreneurs and IT leaders.

He focused on the scientific research achievements made by Ruixiang Digital Technology in recent years, and said that Ruixiang Digital Technology Group will continue to maintain an open attitude and export various advanced financial technology technologies to ASEAN and neighboring Asian countries.

Zhang Yida, on behalf of Ruixiang Digital Technology Group, participated in the financial technology sub-forum.

They discussed the future of artificial intelligence and the far-reaching changes and impacts it will bring to people's lives.

He gathered with Hong Xiaowen, Senior Vice President of Microsoft, Bezel, Chief Scientist of HansonRobotics, Zhang Shousheng, Professor of Stanford University, Zhang Yaqin, President of Qiandu, and Wang Xiaochuan, CEO of Sogou.

Among them, Lu Qi delivered a speech on behalf of Zhonghe Group at the artificial intelligence sub-forum.

A number of Zhang Yida's companies have received invitations.

There is a certain first-mover advantage in jitter and a certain number of first-mover advantages. But the advantage is not obvious, and when there are 1 billion active users in the world one day, I am afraid that I can breathe a sigh of relief. ”

Lu Qi's face was solemn, "There are still more than 4 times short of this goal, there is a tough battle to fight!"

At present, our order is to give priority to the markets of developed countries, which is for the purpose of business monetization. Do we have to adjust our strategy now?"