Chapter 377: P2P

I look quite photogenic, and I took a few more photos for magazine covers.

Within a few days, you can see the advertisements of the Fans Fund at bus stops, banks, and magazines, and the promotion is very strong, and the marketing expenses spent can naturally be earned back from other channels.

Several funds in Fan Liancheng's hands, without exception, have made money, and the largest one has risen by as much as 28 percent since its establishment, and it is no wonder that after spreading through various channels, it has attracted a group of investors who have been miserable by the stock market, and even the aunts and uncles have taken the initiative to go to the bank to buy.

Compared with the high risk of the stock market, in 2012, the Chinese people did not forget the pain, and began to pay more attention to funds, trusts and other financial products, and the entire market scale is growing rapidly.

He is considered regular, and there are many informal products.

Since last year, a number of compliant and non-compliant P2P products have been launched one after another, and Internet financial projects have been actively carried out.

In Fan Liancheng's eyes, it is hard to imagine that a financial company engaged in the loan business can return 20 percent or even 25 percent of the annual interest to investors on a fixed basis, which is far more profitable than banks, and usury is worse than these.

Since he felt that it was strange, he directly cut it all, and after receiving the notice from his subordinates, he banned any manager from investing in P2P Internet companies, and started the fund business with peace of mind.

In Fan Liancheng's view, those who can give such high returns are either liars or liars, there is no other possibility except for Ponzi schemes, if you can easily earn 20% of the income, then what real estate and what kind of business to do, just lie down and collect money, the profit margin exceeds that of most listed companies, which is obviously very unreasonable.

When I participated in the interview at the end of the month, I accidentally heard the host mention this topic, Fan Liancheng said a few words casually, saying that he could not be squinted by interest, and he thought about why and it was not safe to think about everything before investing.

The sentence "not to say that all are liars, at least eighty percent are liars" has completely muddied the waters of the emerging and booming P2P industry, attracting jackals, tigers and leopards from all walks of life, besieging laymen and saying that laymen don't open their mouths to come.

Fan Liancheng was not frightened, a phone call directly to the above, submitted a report on the serious loopholes in P2P risk control management, lack of supervision, and found a few thunderstorm examples and posted them on Weibo, so that young people can take care of their elders at home and don't invest indiscriminately.

The water in it is a little deep, causing Fan Liancheng's Weibo account to be temporarily closed, if he didn't hold part of Sina shares and knew the boss of this company, he might really be on the road.

I'm afraid of a ball, and as soon as the opening was resumed, I immediately posted that someone was weak and wanted to steal his account, and the time node was intriguing......

On weekdays, Fan Liancheng doesn't like to wade into troubled waters, and he is getting older and more low-key.

The reason why she stood up this time was mainly because there was an aunt surnamed Wang at home, who was swept away with millions of deposits at one time, and shed tears all day after Fan Liancheng went home, trying to get him to help.

Tracing the cause of the incident, it is said that at the beginning of a few years, a neighbor recommended her a wealth management company, which issued financial products with an annualized interest rate of up to 18% in the name of Internet P2P, and gave different products with different deposits.

At first, it was said that it was stored and withdrawn, but then it became a closed period of three months, and then it became a closed period of half a year.

Fan Liancheng asked someone to ask the police, and learned that more than 100 million yuan was swept away, and most of the funds flowed out through money laundering channels, only catching some small fish and shrimp, and what is even more powerful is that the company has compliance P2P qualifications, but the legal person doesn't know anything, and he doesn't even know that there is a company under his name.

Take the time to understand it, and find that similar examples abound, the P2P industry has unconsciously developed into a large market of tens of billions, which is the account on the surface, and there are more non-compliant wealth management companies, most of which cannot find the early business records, as if they suddenly appeared overnight.

Fan's nanny security guards have high salaries, and Aunt Wang is a local of the family's two sets of demolition houses, and it is not surprising that she can take out more than one million at a time, she has been sad all day recently, and was persuaded by Lao Fan to take a holiday and rest, if it is not for many years, and some family background, it is difficult to say whether she can keep her job, after all, safety is very important, God knows what stupid things can be done after being forced to a dead end.

It's just a vignette.

Most of the funds were laundered out in batches, and the mastermind could not be found, and it is estimated that more than one million can recover about 200,000 yuan, and the source of the funds must be investigated first.

I don't know much and jump into the pit, I don't believe in Fan Liancheng's fund, but he was lured and brainwashed with high interest rates, no wonder anyone, so no one offered to help make up for it, after all, they are adults, and they still have to bear the consequences themselves, otherwise there are so many people under their hands, and they will be messed up, not to mention that the nanny surnamed Wang did not seek the opinions of Fan Liancheng or Lao Fan in advance before investing, even if he asked more before investing, it would not fall to the point where he is today.

Fan Liancheng lightly beat the deep P2P industry to death, and continued to live his life regardless of what others said afterwards.

I went to Sijiu City again to organize the sale of Fans Oak Town, covering an area of about 600 acres, with a total of more than 9,000 houses, and a total of 3,000 sets in the first phase, and the advertisements have already been out.

On the opening day, more than 1,000 sets were sold, hardcover delivery, 18,999 per square meter, Loft apartment type, better in smaller area, no need to decorate, attracted a large number of buyers and investors, full payment and discount, it took a week one after another, even the bottom floor was sold out, most of them are young people from Beipiao, and they can make up enough money to make a down payment by borrowing some money from their families, and the price is quite appropriate.

This is the right positioning.

There are also two other projects, one is located on the shore of Qingdao Island, and the other is located in Huangpu, Shanghai, which were sold one after another in the same month, and a small batch of houses was released, all of which were sold out.

Taking advantage of the downturn in the stock market in recent months, Fan Liancheng tried to find targets from A-shares and Hong Kong stocks to reduce the proportion of real estate in his total assets.

The current attitude above is ambiguous, he feels that the profit space is limited, and it is enough to have Longcheng shares alone.

After working hard for a while, Fan Liancheng didn't plan to talk to a group of P2P wealth management companies again, but he didn't expect the other party to kill him and take the initiative to find something to say that the yield of the fund under Fans Holdings is just like this, and it was also hyped up by a group of idle media.

This made him a little helpless, in Lao Fan's words, he was asking for his own hardships, but he had to deal with a bunch of jackals and mad dogs......