That night, Li Lan did not climb into bed early as usual, but looked through her notes on the desk in the lower bunk.

He found that he was influenced by his previous life and was satisfied with a small fortune, but after experiencing the Zhou Zheng incident, he already clearly felt his gap and shortcomings, which prompted him to face the reality, enhance his sense of urgency, and move towards a higher goal.

As the saying goes, born in sorrow and dying in peace, he wants to use the remaining eight years of "prophetic" time to achieve true freedom.

Some people say that there is no absolute freedom in this world, and some things are destined to be impossible due to their own limitations.

For example, the freedom of birds depends on the wind under their wings and the wide blue sky, the freedom of fish depends on the current of water and the vast sea, and the freedom of people to breathe depends on the oxygen in the air.

But the freedom that Li Lan wants is not this kind of extreme freedom, and it is impossible for any living thing to escape the limitations brought about by the evolution of nature.

The freedom that Li Lan wants is just that she can go to school and learn what she likes, instead of learning the so-called popular for a high-paying job;

In society, you can do what you want to do without being hit;

In love, you can find someone you like, not because of the other party's property and background.

When friends and relatives are in trouble, they can help at any time, instead of being helpless and complaining.

Li Lan kept flipping through his notebook, trying to find opportunities that he could take advantage of, and finally his eyes stopped on 2011/06-764.

He closed his notebook, lay down on the bed, and kept trying to recall the second round of "garlic you ruthless" incident in his mind in 2011.

He remembers that in 2011 in Dongshan Province, the main producing area of garlic, the amount of garlic planting was very large, and in a bumper harvest year, the law of high prices caused the price of land to be about 1 yuan.

The decrease in garlic production and the increase in gasoline and vegetable market rents have led to a shortage of garlic supply in urban markets.

However, Li Lan has a leading information advantage, and he clearly remembers the reports of his previous life that in June 2011, the price of dried garlic in some of the main garlic producing areas of Shandong soared to 8.5-9.0 yuan/kg.

Therefore, it is the best time to do garlic futures trading at this time period.

So early the next morning, Li Lan contacted an investment institution in Shanghai by phone, and during the conversation, Li Lan learned the other party's name - Song Yi.

After negotiating Wansan's commission, he signed a contract to hire Song Yi as his stockbroker.

Then Song Yi was about to start introducing investment products with relatively high annual returns to Li Lan, and Li Lan hurriedly interrupted him and told him his plan.

When Song Yi heard that Li Lan was going to make garlic futures, he knew that the other party was Xiaobai, and patiently explained to Li Lan.

It turns out that there are only four nationally recognized and regulated futures exchanges in China, but garlic futures do not belong to any of the four major futures exchanges, because it does not belong to futures.

Garlic futures belong to electronic disks, which are mainly traded in Jinxiang garlic market and other places.

"The world's garlic looks at China, and China's garlic looks at Jinxiang". In the Nandianzi Garlic Market on Jincheng Road in Jinxiang County, hundreds of garlic brokers gather every day. It is known as the "Garlic Wall Street" in the industry, and the price of garlic in the country and even the world is dominated by here.

The electronic disk is an automated bidding method that is matched by the computer.

Hearing that Li Lan confirmed that his idea of finding a stockbroker was right at this time, some of the professional words described by the other party were like heavenly books in Li Lan's eyes.

Song Yi was taken aback when he heard that Li Lan, a little white who didn't even know whether garlic belonged to futures or not, was about to make futures and leverage, and hurriedly dissuaded: "Li Sheng, you may not know this very well about finance, futures are signed futures contracts, and they are not allowed to be sold during the period, this market is difficult to control, plus leverage can be said to be nine deaths." ”

Li Lan nodded when he heard the other party's words, he thought that this stockbroker named Song Yi was very reliable, and in his impression, the stockbrokers should be those vampires in "The Wolf of Wall Street", as long as they can receive commissions, they can tell you that the dead can be told in vain, and they don't care about the life or death of investors.

"OK, I understand, I'll give you 30 million plus five times the leverage to buy garlic in a month. Li Lan said.

"Li Sheng...."Song Yi was about to say something, but was directly interrupted by Li Lan.

"I know you're well-intentioned, but it's good that you're only responsible for the operation!" Li Lan said resolutely.

Seeing Li Lan say this, Song Yi shook his head and hung up the phone.

It was the first time he had seen him so decisive as a financial novice, and he didn't know if Li Lan had anything to rely on, maybe he was just a rich second generation, purely playing tickets.

For leverage, some call it an antidote, others call it a poison.

Li Lan knows that the people in the movie who jumped off the building and committed suicide in the economic crisis were all because of leverage, otherwise they were just simply speculating in stocks, at most losing all the principal, how could they fall to the point of committing suicide?

Just like Li Lan bought garlic, he used 30 million to manage and borrow 120 million from investment institutions such as banks, which is called five times leverage, if garlic rises by 10%, Li Lan will earn 15 million, compared to 30 million principal, the return on investment is 50%, very enjoyable, right?

However, as long as the stock falls by 20%, if Li Lan does not continue to invest money in it, then the investment institution will sell all your stocks, which is the so-called forced liquidation, and Li Lan will not only lose his principal of 30 million, but also need to repay 120 million to the investment institution.

Investment institutions such as banks make money no matter what, they will not let you lose the money they lend you, and they charge a certain percentage of the money you earn.

And why do some investment institutions such as banks fail? That's because if you have 10 million yuan in personal deposits, the bank can pay 10% of the margin to the central bank according to your 10 million deposits.

The remaining 9 million banks can lend again, and then the 9 million is still a deposit, and another 10% is delivered to the central bank, and it can also lend 8.1 million.

The cycle repeats, this money is just a sum of money in an individual, but in the bank, it is a big circle, and it can bring out countless interest.

More importantly, when the bank forms the first 10 million and the second 9 million you deposit, it can issue an equal amount of letter of guarantee and letter of credit and acceptance bill according to the 10 million you have on your books, that is, your 10 million is real money deposited in the bank, but the bank has pulled a lot of leverage

So this is why those investors committed suicide by jumping off a building in the stock market crash, and why Li Lan was so careful not to do more leverage.

After all, he only knew that the price of garlic would definitely rise in the end, but he had never studied the stock market, and he had no impression of the trend of garlic at all.

If he borrowed 10 times leverage, if the market was more than 10% volatile, he would fall into the abyss.