The program of the art show is still very exciting, including dramas, poetry recitals, songs, and dance performances.

It's all a well-rehearsed show that students take out their spare time to rehearse, and it still looks very pleasing to the eye.

Zhao Erya is more literary and artistic, and she also sang a song on stage in a dress, which won applause from the audience.

Zhang Yida also applauded, looked at Zhao Erya, who was shining on the stage, and waved at her, I don't know if she saw it.

After the party, Zhang Yida and the alumni agreed on a time, when everyone got together to discuss the specific rules and regulations of the association.

Zhang Yida came to the dressing room in the backstage of the party and sent a WeChat message to Zhao Erya:

"I'm waiting for you outside the dressing room. ”

"Wait a minute, I haven't removed my makeup yet!" Zhao Erya replied.

"If you're hungry, go eat first! After a minute, I sent another WeChat message.

"I'm not hungry, I'm waiting for you. Zhang Yida replied by typing.

Zhang Yida stood at the door of the dressing room and waited and waited, but Zhao Erya never came out. On the contrary, the students passing by were one after another.

After changing their costumes and removing their makeup, many students came out to see Zhang Yida here and said hello to him.

The greetings were basically girls, and Zhang Yida didn't know any of them, but he still smiled politely and replied a few words.

Several outgoing girls also proposed to add him to WeChat, but Zhang Yida was not good at putting on a show, so he had to agree.

When Zhao Erya came out, she happened to see this scene. Several girls also planned to continue to chat with Zhang Yida for a few words, and they were familiar, but now they had to say goodbye and leave.

"Who are they?" Zhao Erya walked over and pinched Zhang Yida's waist and said.

"She, they, I, I don't know either!" Zhang Yida said with a bitter face.

Zhao Erya was a little unconvinced, and her questioning eyes kept patrolling Zhang Yida's body.

"I don't know you, I'll be waiting for you here, and then they'll come and greet me.

I can't put on a high-minded posture, can I! ”

Zhang Yida is very helpless, my sister paper wants to pounce on me, what can I do?

"Can't you put on a dead face there? Zhao Erya put her arm around Zhang Yida and said as she walked.

"I'm still in school, it's too cold, and it's not good if the shelves are too big. After all, everyone is also classmates, and it is not good for you to look like you are not approachable.

Everyone will only say that you, Zhang Yida, are now big in the company, and you are pretending to be B in front of your classmates. It's nothing to spread like this in the school, but it's not good to spread it to society.

Many investors will think that you are not a good person, take a big one, and the tail of a little achievement will rise to the sky.

In this way, the character will be destroyed, and there will be a lot of investment opportunities. ”

Zhang Yida began to enlighten Zhao Erya and reasoned a lot.

Zhao Erya felt that what Zhang Yida said was reasonable, so she no longer embarrassed him.

……

Song Caiwei came to the position of administrative assistant today, wearing a sky blue professional suit, with black stockings and high heels, and the whole person looked very tall.

Zhang Yida looked at her and said:

"You have just joined the company, and if you don't understand something in the business, please ask the old employees!

Come on, I hope you can achieve better development in Ruixiang!"

Song Caiwei teased the big waves that she had just burned, and smiled like a flower:

"Okay, follow the decree of President Zhang!"

Zhang Yida looked at the lively and cheerful senior sister in front of him, smiled and said:

"You're in this state pretty fast! The company is looking for a talent like you.

Work hard, promotion and salary increase are not a dream, and options are not far away. ”

Song Caiwei covered her mouth and chuckled:

"Is it that the company has become bigger, and the boss has his own flickering skills?"

"I'm not fooling, every year we give out one or two million options.

Rank adjustment will be made once every 3 months according to KPIs. ”

Zhang Yida spread his hands and said.

"Okay, boss, I'll try. Strive to create value for the company and strive to achieve KPIs. Song Caiwei replied with a smile on her face and followed Zhang Yida's words.

After the two continued to chat for a few words, Song Caiwei said goodbye and left.

She went to the assistant's office next to Zhang Yida's office and began to receive pre-job training for another assistant.

The content of the training is very simple, first learn to organize documents and materials, and start from the simplest work.

Song Caiwei has no complaints, as long as she can get close to Zhang Yida's life and observe him up close, she will be very happy.

……

The first phase of the B round of financing of 500 million US dollars received 200 million US dollars, equivalent to 1.24 billion yuan.

This part of the money was allocated 400 million yuan to Guanghua College of Beijing University, which was invested in the Guanghua Smart Finance Center project for the development and experiment of high-tech.

Originally, Ruixiang had 246 million cash reserves, nearly 100 million was consumed by the shareholding Le installment and Miao installment, and 50 million was spent on promoting personal payment.

In addition, Ruixiang Group had a net profit of 480 million yuan in the first quarter of 14, which was obtained by deducting various R&D investment, personnel salaries, and sales expenses in the first quarter.

At the last point, Ruixiang Group currently has cash reserves of 1.42 billion yuan.

Zhang Yida decided to start buying and buying, and instructed CFO Lan Lan to start looking for suitable acquisition targets in the market.

4 types of targets, must hold a fund sales license, insurance agency license, Internet small loan license, public fund license of the company.

The first 3 licenses are cheaper, one or two million, twenty or thirty million.

It is rare to obtain a co-offering fund license, and there are currently a total of 95 in the country, which are basically firmly held by banks, insurance and securities companies.

Zhang Yida doesn't want to buy one directly at once, that's unrealistic. It is also not easy to do with funds, because such transactions require the approval of the CBIRC.

Ruixiang has been established for a short time, and it is not listed, so it is not a mature company. That's the impression in the eyes of regulators.

Therefore, we can only settle for the next best, first invest in a public fund company, become the second shareholder, and then slowly figure it out.

After informing Lan Lan of the acquisition tasks and requirements, Lan Lan immediately launched the relevant investigation and acquisition work.

At the same time, Ruixiang also held a high-level meeting. At the meeting, Zhang Yida announced several new strategies:

"First, we will build several new business sectors such as fund supermarket, insurance supermarket, trust supermarket, bank wealth management supermarket, etc., and improve the whole financial layout.

Second, benchmark Yue Bao and start to build a "change bank" money market fund wealth management project.

Third, after the Internet small loan license was obtained, it began to launch the offline consumption installment project "Investment and Financing Wallet" and the cash loan project "Investment and Financing Exchange IOU".

According to the mung bean credit score, the investment and financing wallet and IOU will first open a certain amount to a part of the people with the best credit evaluation.

Users with the quota of the investment and financing wallet can choose to make installment consumption when paying at the offline merchants that Mobao Pay cooperates with.

The Internet small loan company under Ruixiang Group undertakes this part of the consumer installment creditor's rights, and the user repays the loan to the small loan company in installments.

The IOU means that the user has obtained the quota and can directly borrow and withdraw to his bank card. Borrow and repay at any time, and interest will be calculated on a daily basis. Or equal principal and interest, with monthly repayment.

Fourth, set up a crowdfunding subsidiary, named Diandiancai, to create a free fundraising platform for serious illnesses. ”

Zhang Yida saw that everyone was a little puzzled, looked at everyone and said:

"If you have any questions, just say them. ”

"Mr. Zhang, I can understand the first three items you said, and they are all to improve our company's financial layout. But what is this crowdfunding for? It's still free. Do you do public welfare?"

Gu Panpan can also be regarded as an old man in the company, so he was the first to speak and asked.

"Crowdfunding is definitely something we're definitely going to do. It's normal for everyone to have misunderstandings, so you should listen to my analysis and analysis first, and then express your views. ”

Zhang Yida glanced at everyone, made a gesture to let everyone calm down, leaned on the chair with his hands on his chest and said:

"In my understanding, crowdfunding is divided into two types, one is commercial crowdfunding, such as equity crowdfunding, which is now in full swing.

One person initiates a project, and everyone comes to pool money to invest. Everyone shares when you make money, and everyone bears when you lose money.

This is actually a bit similar to a private equity fund, but a private equity fund needs 1 million to invest. This threshold is low, and tens of thousands of dollars can also be invested.

But there are many deficiencies in this thing, such as the review of projects and the use of funds.

I dare to assert that commercial crowdfunding cannot be done in China.

What we want to do is another kind of public welfare crowdfunding.

Yes, we don't make money, we make an internet donation platform out.

Some people are seriously ill, but their families are poor and cannot afford to be treated. What should I do? In the past, I was a neighbor, and my relatives and friends donated money to help.

It's the age of the internet, and we can move this donation online.

Someone in the family is seriously ill and can't afford to be treated. Then upload the patient information and hospital appraisal to our crowdfunding platform, and after strict review by our staff, the background will generate a crowdfunding project for him.

This crowdfunding project cannot be placed on the investment and financing platform, we operate alone.

For example, go to WeChat, QQ and other social software to share and forward. People who see it will be able to donate on the platform.

We don't take a penny of donations, and all of them are given to patient users. ”

After a pause, Zhang Yida said with a smile:

"Are you thinking about how to keep the project running for a long time if it is not profitable?

This is simple, in the early stage, we really only do public welfare, there is no profit, only investment and loss.

Later, the user traffic came up, and we sold insurance.

To correctly promote insurance awareness, users have no money for treatment because they have not bought insurance and are sick, so they can only launch crowdfunding donations.

This project relies on selling insurance to generate profits, and only with profits can the platform be maintained for a long time.

In addition, there is also the benefit of helping some families in need. It can bring a certain amount of good name to our platform!"

Now everyone has no opinion, Zhang Yida has thought about the structure of the platform, and the losses and profits have also been taken into account.

Then what is there to oppose!

The specific promotion depends on social promotion, and QQ+ WeChat basically covers netizens across the country. It is the best publicity and promotion channel for crowdfunding platforms.

"You say, will the penguins agree to us pushing this crowdfunding on their platform?" Lin Zhenyang interjected.

"Let them take a stake and everyone play together. This project is inseparable from them. Zhang Yida replied without thinking.

This project really can't play without penguins, it's too highly dependent on social networking and communication software.

The traffic is large!