Chapter 232: Reviews
Still the old location.
Sit on a spacious balcony that has been redesigned and furnished with more greenery.
Facing the Bund, you can even see the sun umbrella on the terrace of the restaurant jointly run by the two from a distance, orange and red, which is more conspicuous.
Han Xiaowen likes to sit here and drink a cup of flower tea on weekdays, purely to be clean and leisurely, not to mention that she likes it much, at this time, she uses glassware to make tea on weekdays to help Fan Liancheng make a cup of green tea, it is said that it was brought from home, this year's Yuhua tea before the Ming Dynasty, it has nothing to do with flowers, it is named after Yuhuatai, it is a place name, and it smells unique.
After watching the boats on the river for a long time, it looks like it's actually like that, looking at it from the other side is more like an international metropolis, Han Xiaowen's duplex has a higher floor, standing on the balcony on the other side and looking into the gap between the buildings, you can see the high-rise buildings in the core area, and the night view is more beautiful.
The price of buying a suite here can go to Fan Liancheng to buy four or five sets at cost price, so it seems that the loss must be a loss, but the two did not know each other at that time, and Fan Liancheng did not take over Banyan Tree One, so naturally he did not have the ability to predict the future.
If someone is willing to take over Han Xiaowen, they may consider selling, but the first-hand house can't be sold, and the idea of selling and reinvesting is weak, not to mention that she actually likes to live here.
chatted and chatted, and talked about Han Xiaowen and her old son.
The relationship between the two is already very close, and they have been taking care of the real estate business of Longcheng Group for more than a year, Fan Liancheng is qualified to comment on something, and said at this moment:
"The development direction of your Nanying real estate is a bit of a problem, the real profit is actually only the shopping malls and office buildings in Xinjiekou, the hotel is right, the payback cycle of these three projects is too long, if you borrow money to develop, considering that the financing cost is not cost-effective, if the property itself does not appreciate, whether the net profit can exceed the loan interest is unknown.
The rate of return of those hotels and shopping malls in Longcheng is quite low, I believe that your father's business is the same, the profit is not enough, the market value will naturally not go up, the previous good opportunity was missed, and more land should be taken to develop residences. ”
Han Xiaowen heard her father complain at home more than once, saying that Fan Nanhua had better luck and found the right direction of development, otherwise Nanying Real Estate would definitely be more than this scale now.
Listening to Fan Liancheng's comments at this moment, he didn't feel that anything was wrong, because Han Xiaowen felt that he was indeed very good at making money, and it seemed that he could make more money than his own father, so he asked tentatively: "Then what if you come to manage my company?"
“...... It should shrink its business, take advantage of the recent low prices to continue to acquire land, or directly merge with other real estate companies, increase investment in residential projects, the level of urbanization is still very low, even if most of the people in the city are old houses, not to mention the suburban population, the market size and potential are still very large.
And take the road of asset-light operation, just like the foreign management team, specializing in helping people take care of office buildings, shopping malls, operating property companies, waiting for opportunities to grow, as long as they are done well, it will be very profitable, Longcheng property management team is currently trying to this aspect, collecting money to help manage some old communities with large populations. ”
Afraid that she didn't understand, Fan Liancheng added: "If your father is interested, I can go and talk to him in person, and then find someone to sort out the company's structure, the layoffs that should be laid off, and the demotion that should be demoted, your company's strength is not bad, and it is easier to find the right way to develop."
Like my dad is more convinced of the Hong Kong City real estate developer, after accumulating some capital began to walk on a few legs, not only limited to the residential business, both flat and stable, the difference between your dad and my dad is that there is less of a main business that can bring huge cash flow, in fact, if you don't finance too much, only rely on the money on hand to operate office buildings, shopping malls and hotels, these will develop very quickly after the formation of scale, like a snowball, provided that you don't pay too many dividends. ”
Han Xiaowen was thoughtful, and then said with a smile: "My mother invited you to have time to go to my house for dinner, and then you and my father can sit down and talk, and there should be more common topics." ”
These words are no less than a bombshell, which made Fan Liancheng's eyes widen, although she had seen her family before, but the last time she visited the door was completely different from the current one.
Knowing the proportion, he didn't dare to say no, paused for a moment as if he was very calm, and then said:
"Okay, I just happened to receive a few bottles of good wine, and I will bring them as gifts when the time comes, but I've been so busy these days that my feet don't touch the ground, and I guess I'll have to wait until I'm free.
I'm going to take time to go to Los Angeles and make a lot of money from the stock market, and I need to find ways to avoid taxes in advance, maybe buy a house in Beverly Hills or something like Beverly Hills for a vacation, and buy some insurance. ”
"Why don't you go to London and buy it?"
"It's okay, it's just that the exchange rate of the yuan to the pound is too high, and I have a hotel there, so I don't seem to find any other more suitable place. ”
Last year, I felt that buying an airplane and a yacht could deduct a large amount of corporate income tax, but I didn't expect that this year's securities trading market and crude oil futures market were like crazy, and Fan Liancheng earned a lot of money through Liancheng International and other companies, and a lot of income could not be hidden, so I had to find a way to invest or spend it on myself.
There is also a trick called "dodgeball", which mainly refers to buying stocks and then cashing out from the bank mortgage, and then either using the money earned from the borrowed funds to pay back, or using the money earned from investing in stocks.
There are always some loopholes in the rules that can be drilled, and no one wants to be the villain to fill the loopholes, which leads to the fact that although Fan Liancheng earns a lot through the company, the tax rate is far lower than that of the mainland.
As for when the time is right, Lao Fan didn't say, and Fan Liancheng didn't ask, probably it should be after the casino canceled the inheritance tax, and Fan Liancheng really attached this large amount of assets to his name.
......
Because of the holiday, many businesses have been put on hold.
Two days ago, Mr. Xue of Ping An Group said that he wanted to invest in Fan Liancheng's venture capital fund, but he didn't expect to send someone to contact Fan Liancheng, and he was expected to invest 500 million yuan.
In fact, Fan Liancheng did not bother to promote the venture capital fund business of his sole proprietorship, but the fragrance of wine is not afraid of deep alleys, coupled with the investment of Wu Anyun, Ge Junfa and others, the private equity scale has reached more than 820 million, and it has not been used for the time being......