Chapter 324: The Woman Who Borrowed Money (2)
At present, the interest rate of large fixed amounts of banks and trust products is only about 10 points at most, and it is not available at any time.
Some banks' high-interest fixed deposit activities are like advertising, and money may not be available if you have it, and you have to rely on grabbing it, on a first-come, first-served basis.
Han Xiaowen has more than 100 million yuan in her account, and the interest rate is only more than nine o'clock, her money is her money, Fan Liancheng didn't ask.
However, Han Xiaowen took the initiative to mention it, saying that after the money expired, she would invest in Fan Liancheng's fund company.
Whether it is a bank, a trust, a fund, etc., the interest rate was slightly higher in the past few years, and now it is almost impossible to find reliable wealth management products with an annualized interest rate of more than 12%.
From this point of view, Gan Xin dared to borrow money from Fan Liancheng according to the upper limit of the private loan interest rate, that is, 24% interest a year, except for short-term turnover emergencies, the only reason was that he was really desperate.
If her husband could get money from other places, Fan Liancheng believed that with Gan Xin's cleverness, he would never find himself here recklessly, and meeting again would mean trouble for both parties, and he believed that Gan Xin also knew this.
The first two years.
Gan Xin's husband split her legs, and afterwards, with the idea of revenge, she contacted Fan Liancheng several times.
The first time was revenge, and those in the back were more like her eating marrow and knowing the taste, and took the initiative to find stimulation, and then Fan Liancheng took the initiative to cut off contact, and she never called again.
This little secret is known only to the three people present.
Wu Anyun was holding back a smile at the moment, making it clear that it was cool to watch the excitement, and the melon seeds in her hands never stopped.
Fan Liancheng threw her two white eyes one after another, and Wu Anyun just looked like she didn't care about herself, blinking and pretending to be innocent.
Just like she didn't understand the romance of Lao Feng's age, now Fan Liancheng doesn't understand what kind of mentality she holds, logically speaking, as the owner of a top club, she should never be so good at asserting herself and letting herself be caught off guard.
Fortunately, after being in business for so long, the word "no" can be said casually, and since the other party asks for help, it naturally means that you can not help.
Fan Liancheng didn't have the slightest intention of thinking about the old love, and he didn't worry about being caught by her, after all, those things were before falling in love with Xiaowen, even if he poked it out, it was just to add some after-dinner conversation to the masses of people who eat melons.
Thinking of this, Fan Liancheng looked at Gan Xin...... Fortunately, at least he won't embarrass himself, which can make the majority of netizens feel excusable.
After thinking about it in advance, Fan Liancheng was settled.
Expressionless asked:
"Professional eye hospitals, very good industry, are you not skilled enough or not famous enough, why did you make this business yellow?
I speak directly, don't take it too seriously, I don't know much about your business, of course you have to ask clearly, if you bring the information over it would be better. I can lend you money, and if it is suitable, I am willing to raise funds or acquire, but I must first investigate and control the risks, and do business. ”
Seeing his deliberately posed businessman face, Gan Xin was obviously a little uncomfortable.
Before she came, she thought it would be smoother, but she didn't have much confidence at this time, thinking that Fan Liancheng had changed a lot, she squeezed out a smile and shook her head, and told:
"I didn't bring any information, and my husband didn't know about this trip to you.
He encountered a stock market crash in 08 and lost a lot of money, and the money he invested in these eye hospitals was partly obtained through fundraising, but he didn't expect this business to be difficult to do. In fact, there are also patients who come to see a doctor, but they can't make ends meet, the hospital real estate is bought, the investment is too big, the rise in housing prices is not enough to pay the interest on the financing money, and now the capital chain is about to break. ”
After hearing this, Fan Liancheng was slightly stunned.
Thinking that this woman is really good at pit her own man, she easily lifted all the hole cards.
Now that she already knows that her husband is about to be crushed by the financing interest, the capital chain is about to break, and even the partners plan to cut off the tail of the gecko, isn't it a clear warning that investment is risky, and even if you want to invest, you have to depress the price to death?
Wu Anyun shrugged her shoulders quietly and quietly gave Fan Liancheng a wink.
It's not that kind of flattery, but Fan Liancheng understands it, and then he finds out that she is in Cao Ying's heart in Han tonight, which is the rhythm of letting herself get a gift package.
What businessman doesn't like to rob while the fire is hot?
Holding back a smile and coughing, Fan Liancheng continued to say to Gan Xin: "Okay, now I can't give you an accurate answer, I don't need these information, if you can, you can go home and ask your husband, if you want to get investment from me, I need to conduct a comprehensive audit and evaluation of his company."
At that time, whether to borrow money or invest, we have to wait until we have assessed and looked at the scale of net assets, and the banks have begun to cut off loans and collect money, and no one will be reassured by such a company, which means that something must have gone wrong, you understand?"
Sometimes, it's really not that the business environment or working environment is unfair to women, compared with men, women are too susceptible to emotional swaying and can't control well, which is a big taboo in the business field.
Just like now.
Gan Xin patronized and complained about Fan Liancheng's ruthlessness, and replied happily: "Well, I'll call him later, give me a contact information, and I'll tell ......you whether it works or not."
When I see Fan Liancheng, I will be angry.
Gan Xin took a business card from him and left in a huff.
She had just left.
Wu Anyun sighed: "Sure enough, it's a man, it's really ruthless, and when the old lover finally met, I never thought about continuing to be a stepfather?"
Fan Liancheng didn't bother to pay attention to her, and said:
"Where did the edge come from, how many years ago was the old yellow calendar, and it was not worth it for me to risk being put out and throw money out.
Just listen to the saying that suffering a loss is a blessing, and try to comfort yourself, wouldn't it be better not to suffer a loss. If you agree to let me check the accounts, it means that there is still salvation, and if you don't even dare to let me check it, the hole may be really big.
I think the ophthalmic hospital business actually has a bright future, not to mention cataract and presbyopia, just treating myopia should be able to make a lot of money, just merging with my Millennium Health chain physical examination center. The old man of my family has always wanted to do the hospital business, and after being an honorary president, he also wants to be a dean again. ”
"You can do it yourself, in case you make money, remember to come to me to charge the card, and then develop more new customers for me."
In the afternoon, Gan Xin Lion opened his mouth and borrowed 200 million from me, in fact, I can take out this money, but her husband is squinting, obscene and disgusting, I am too lazy to help, in case you have the opportunity, you must be ruthless under the knife, I rarely do this kind of good deed. ”
What Wu Anyun said has confirmed Fan Liancheng's thoughts, and he is really giving a gift to himself.
Fan Liancheng smacked his lips, drank and said: "Sure enough, don't offend women if you offend anyone, if you are obscene, you will push people into the fire pit." Anyway, no matter how you think about it now, I seem to be a little unkind......"