For a particular person, the secret must be open and honest.

For example, if you hide your condition from a doctor, it will delay treatment.

For another example, if you cover up with a lawyer, then you will delay your business.

Zhao Fusheng and Tan Kaixuan are really friends who can make friends, except for their biggest secret that they can't share, Zhao Fusheng has nothing to hide from Tan Kaixuan.

"Do you know, 20 years ago, HSBC on Hong Kong Island, if you wanted to use HSBC's predator's high-end checkbook, you needed to deposit more than 50 million yuan before you could apply. Zhao Fusheng said to Tan Kaixuan.

Tan Kaixuan frowned: "Yes, if the minimum amount is the same, wouldn't it be five million?"

Ten percent of the quota, Tan Kaixuan can naturally understand what it means.

"yes, so the check at that time was really shocking. Zhao Fusheng smiled and said to Tan Kaixuan: "But if you look at the current United States, everyone is crazy about borrowing money. ”

Tan Kaixuan's brows furrowed, it was obvious that Zhao Fusheng's words made him a little difficult to understand.

Zhao Fusheng shrugged his shoulders and continued: "I personally feel that the subprime mortgage loan business in the United States will have problems sooner or later. ”

Tan Kaixuan was stunned, he never expected that Zhao Fusheng would actually mention this.

"What do you mean, there will be some kind of crisis?" Tan Kaixuan looked at Zhao Fusheng and asked slowly.

Zhao Fusheng nodded: "Very likely, I feel that it may not take five years, maybe within three years, this kind of crisis will break out." ”

In fact, he is well aware that the subprime mortgage crisis will officially break out in the United States at the end of 06 and the beginning of 7.

The subprime mortgage crisis, as the name suggests, is relative to the mortgage loans with better credit conditions. Because relatively speaking, mortgage lenders do not have or lack sufficient income and proof of repayment ability, or other debts are heavier, so their credit conditions are "secondary", and this kind of real estate mortgage loan is called subprime mortgage loan.

Subprime mortgage lenders are often forced to pay higher interest rates and adhere to stricter repayment schedules than the more favorable interest rates and repayment methods available to mortgage lenders with better credit terms. This natural problem has not been truly implemented due to the impact of easy credit, dynamic financial innovation, and rising prices in the real estate and securities markets in the United States. In this way, the repayment risk of a subprime mortgage loan becomes a reality from a potential. In the process, some financial institutions in the United States, for their own benefit, connived at the excessive expansion of subprime mortgages and the scale of their related loan packaging and securitization, so that the scale of subprime mortgage loan defaults that occurred under certain conditions increased to the extent of triggering a crisis.

Zhao Fusheng didn't know the specific content, and he didn't remember when it started, but he vaguely remembered that he had read an article that described the collapse of Lehman Brothers in rich colors.

"Do you know Lehman Brothers?"

Zhao Fusheng thought of this and asked Tan Kaixuan.

Tan Kaixuan was stunned for a moment, and then nodded: "Of course, Lehman Brothers is the fourth largest investment bank in the United States, and I can't compare to others." It is said that it has more than 500 billion US dollars in assets. ”

Being on Wall Street, he is naturally clear about the information of this kind of giant company.

"But don't you think that this company is now ignoring risks while pursuing high profits?" Zhao Fusheng looked at Tan Kaixuan and asked.

"What do you mean?" Tan Kaixuan frowned, it was obvious that he didn't quite understand what Zhao Fusheng meant.

Zhao Fusheng shrugged: "Think about it, if, I mean if, the mortgage certificate held by Lehman Brothers cannot be cashed......"

Tan Kaixuan laughed and waved his hand: "What are you kidding, that's ......"

Before he finished speaking, he himself was stunned.

There are a lot of things in this world that can't be assumed, because once you make assumptions, you will find that things are going to be terrible.

To put it simply, if one day the end of the world comes, what will become of human nature?

If one day, we and a large group of people are stranded on a desert island, at that time, is wealth important, is social status important?

Will you fight your former friend because of a fish, will you give up your dignity because of a bowl of hot soup?

No one knows the answer.

But at this moment, Tan Kaixuan's face became quite ugly.

Because what Zhao Fusheng said, if he was alarmist, then it would be fine, and he would regard it as a joke.

But the question is, what if what Zhao Fusheng said becomes a reality?

Thinking of that scene, Tan Kaixuan felt a chill.

You must know that during this time in the United States, he knows more about some things in the financial market than Zhao Fusheng. And the more this is the case, the more he feels that if Zhao Fusheng's words become a reality, it may be a crisis that affects the whole world!

Taking a deep breath, Tan Kaixuan's gaze became serious, and he stood up and began to pace in the office.

Obviously, he was thinking, thinking about what he could get out of it.

Zhao Fusheng doesn't care, what he should say has been said, and the rest depends on Tan Kaixuan's choice.

After a while, Tan Kaixuan raised his head and looked at Zhao Fusheng: "How long do you think?"

Obviously, he was asking Zhao Fusheng when the subprime mortgage crisis would break out.

Zhao Fusheng remembers that it was the seventh year of the year, but the specific time is not very clear, after all, he is not a professional in this kind of economic event.

But no matter what, such a big thing, calculating the outbreak, also requires a certain process, so Zhao Fusheng thought about it and said to Tan Kaixuan: "I estimate that it should be around the second half of 06." ”

"That's good!"

Tan Kaixuan gritted his teeth and said in a deep voice: "I will pass the news to you at any time, when the time comes, how about we join forces to short?"

it!

Zhao Fusheng's eyes lit up, and he looked at Tan Kaixuan for a long time without saying a word.

This guy is simply inhumane!

He just told him that the U.S. financial market might encounter a crisis, but Tan Kaixuan actually wanted to short the entire financial market, in other words, as long as they could grasp the opportunity, they could make a lot of money.

After all, in the financial markets, even a small amplitude can involve hundreds of millions of dollars.

If according to what Tan Kaixuan said, Zhao Fusheng's intuition told him, maybe this was really a good opportunity.

it?

A cold glint flashed in his eyes, Zhao Fusheng looked at Tan Kaixuan and nodded: "Okay, when the time comes, I will transfer funds to you, and you will be responsible for the operation." ”

Since you want to do it, then you have to do a big vote, Zhao Fusheng has decided to take this opportunity to surprise the Americans.

……………………

……………………

Time waits for no one, after dealing with the affairs in the United States, Zhao Fusheng refused Tan Kaixuan's invitation to stay here for a few more days, and returned to China with Dong Chenxi and others.

"How's it going?"

Sitting on the plane back to China, Zhao Fusheng asked with a smile at Dong Chenxi.

In the next few days, he spent most of his time wandering around, and he didn't ask Dong Chenxi how things were doing.

Dong Chenxi smiled bitterly, feeling helpless about the boss's behavior of letting go of the shopkeeper.

"Do you trust me so much, what if I mess things up?" Dong Chenxi looked at Zhao Fusheng and asked.

Zhao Fusheng shrugged his shoulders and looked indifferent: "If you mess up, just remake the plan." ”

As he spoke, he winked at Dong Chenxi: "Besides, I think you must be able to handle things well, aren't you?"

For his gesture, Dong Chenxi didn't bother to complain.

Pouting, she said: "Overall, it was quite smooth, we contacted several Internet companies, but to be honest, I am not optimistic about their development, they are all relatively general projects, so I also made some symbolic seed investment." ”

The so-called seed investment, to put it bluntly, is to cast a wide net and invest money in many projects, and as for whether it can be developed, even investors are not clear.

"This one does. Zhao Fusheng nodded: "We have only been in contact with these projects for a short time, and we are not clear about the future development prospects of the projects, and seed investment is already a big risk." ”

Although he now has a lot of funds in his hands, but the landlord's family has no surplus grain, Zhao Fusheng still understands that Dong Chenxi's cautious investment attitude is exactly what he needs.

"By the way, in fact, I think we can pay proper attention to domestic Internet companies. After hesitating for a moment, Dong Chenxi looked at Zhao Fusheng and said slowly.

Hearing Dong Chenxi's words, Zhao Fusheng frowned, and then looked at her deeply: "What, you have a good project?"

Since she can say this to herself, it should be a project that has already been paid attention to.

Dong Chenxi nodded: "It's not a good project, I asked someone to do a survey before, the domestic e-commerce industry is now in the process of development, I think there is a lot to be done." ”

Yo!

Zhao Fusheng's eyes lit up, and his eyes were different when he looked at Dong Chenxi.

He really didn't expect that there were such powerful people around him.

You know, how good the future development prospects of the e-commerce industry are, of course Zhao Fusheng knows, but the problem is that the boss of Ma Xiaoyun, who doesn't like money, has now relied on the big ship of SoftBank, how can people give themselves the opportunity to intervene in the legendary Taobao.

Could it be that Dong Chenxi will give himself a surprise?

At that moment, Zhao Fusheng suddenly had a trace of anticipation.