Chapter 18: Find someone to borrow more money

Ye Chen is not an MBA major, he is a second-year student who graduated from a third-rate university majoring in marketing. So, he called someone from the market research department of the Agricultural Development Bank.

He doesn't understand, but the people in the market research department do.

Although the Agricultural Development Bank is a private bank, the fact that people can make the bank one of the top five in the domestic banking industry shows that it is not simple.

So, in the Agricultural Development Bank, there are a lot of high-level talents.

It's a venture capital evaluation team.

That's no joke! If anyone had applied for a loan, they would have taken out a loan? The Agricultural Development Bank would have gone bankrupt a long time ago, and all the money had been cheated out by swindlers. Isn't it?

No matter what kind of enterprise you are applying for, the Agricultural Development Bank has a professional appraisal team to conduct market research and evaluation, and then decide how much to lend to you, or whether you are willing to support you throughout the process.

Where is this a bank? It's all a venture capital appraisal firm.

It is conceivable how many think-tank-level talents there are in the Agricultural Development Bank.

Coming to Nanxiang Machinery Factory made Ye Chen and the people in the think tank team very embarrassed: Li Yanfang's father is also the legal representative and general person in charge of Nanxiang Machinery Factory, but he shrank in the laboratory and did not come out.

What's going on? People are waiting for the key experimental data!

Scientific research and R&D data are more important to him than bank loans!

To put it bluntly, a person is engaged in scientific research, and scientific research is his life. The enterprise of Nanxiang Machinery Factory is just a production tool that he produces and manufactures from his scientific research and development.

Without the production tools of Nanxiang Machinery Factory, it would be impossible to produce the products he developed.

He is a scientific research freak who does not understand business management, market research and sales.

Ye Chen was stupid! The think tank team brought was also stupid.

No wonder! All the banks are reluctant to lend to him and support them.

At noon, it was still under Ye Chen's reminder that Li Yanfang took everyone to dinner.

And Li Yanfang's father, waiting in the laboratory, the data has not yet come out.

The restaurant where you eat is only a mid-range restaurant. At this level of consumption, people still came for the sake of Ye Chen's face. Li Yanfang, like her father, has no time to accompany you.

If it weren't for the loan, or for the sake of accompanying her "boyfriend" Ye Chen, Li Yanfang, a major engineer, would have entered the laboratory.

"What should I do?" asked the secretary Rong Lili in a low voice.

That means: to repay the loan or not to take out a loan?

How do you get a loan? People don't know how to invest at all?

"Loan!" Ye Chen nodded affirmatively.

Then, he ignored Li Yanfang and discussed it with the members of the think tank.

There is no way! What can you do when you encounter such a company that does not know management and only knows research and development? Since you have decided to help her, you have to help her to the end.

Isn't it just a matter of hiring a few managers in the job market and then hiring workers? Isn't it that simple?

The technology is available, and it doesn't cost money.

There is no shortage of money! The Agricultural Development Bank has money, but it is worried that there is no suitable enterprise to lend money.

People have more than 2,000 patents, and if you pick a few patents that are profitable to produce, they can be converted into production capacity and money.

Just when everyone was about to leave the hotel and go to Nanxiang Machinery Factory to wait for the old engineer, the old engineer Li came in a hurry.

"I'm sorry! I'm checking the data, and I can't get out of it. Otherwise, I can only recalculate! It takes 20 hours to calculate again! I'm really sorry! I'm sorry ......."

This is a tall giant with a height of nearly two meters, and Ye Chen's height of one meter eight or six is a little shorter in front of others.

The others were all dwarfs in front of him.

After some politeness, Engineer Li sat down at the dining table, not paying attention to it at all, picking up a pair of chopsticks used by others and eating the leftovers on the table.

"Dad!" Li Yanfang felt embarrassed when she saw her father's appearance.

"I'm hungry! I haven't eaten for a day!"

Looking at such a dedicated old engineer Li, everyone not only did not despise it, but also admired it.

This is the person who engages in scientific research! This is the spirit of professionalism.

After the meal, everyone did not leave the hotel, but began to discuss in the private room.

The result surprised Ye Chen and the thinkers: Old Engineer Li also knew how to manage. It's just that he was so focused on scientific research that he didn't care about managing the Nanxiang Machinery Factory.

He agreed to the conditions put forward by the Agricultural Development Bank.

"First of all, the name of Nanxiang Machinery Factory should be changed to ......"

"Yes!"

"We at the Agricultural Development Bank contribute funds and supervisors, you issue patents, and managers recruit ...... from the talent market."

"Yes!"

All the best!

Ye Chen didn't want to start a business, he just wanted to open a bank to lend money and collect interest. However, what can he do when it comes to the "old man's" family?

However, it is not difficult for the Agricultural Development Bank to provide money and management personnel for supervision.

Don't invest in shares, just support!

Banks are not allowed to take a stake in an enterprise, which is a state regulation.

If you don't supervise, can you rest assured that you can borrow so much money?

"Dad!" Just as Ye Chen and the others were about to leave, Li Yanfang called her father aside and whispered. As he spoke, he looked at Ye Chen.

Obviously, she was telling her father: she fell in love with Ye Chen.

"Hmm!" Li Lao Project looked at Ye Chen, and saw that Ye Chen was tall, handsome, and talented, and he was also a credit examiner of the Agricultural Development Bank. So!

"Xiao Ye, you take a step slowly! I have something to ask you!"

"You old engineer!" Ye Chen responded.

He had already felt something, and snickered in his heart.

I thought: Are you really in love with Li Yanfang, a nerd?

Although Li Yanfang is an old woman who is almost thirty years old, she is simply an idiot and a blank slate in terms of feelings.

Fall in love with this kind of old white, you can play her around!

I can't say that I can get into bed in three minutes, but it definitely doesn't take three hours.

Li Yanfang came to Ye Chen's side, hugged Ye Chen's arm, and whispered, "Call Dad!"

"This?"

"Call Dad!" Li Yanfang shook Ye Chen's arm and said forcefully.

"Dad!"

There was no way! Ye Chen had no choice but to scream.

Really! He's been in love nine times, and it's not as fast as this one? This tenth time is too fast, isn't it? It's faster than the development of this era! It's faster than a rocket!

"Well! I'm very happy with you! You guys deal with it first! My daughter is a doctor, but she is emotionally blank! Don't bully her! She's a good girl! A blank piece of paper, you can write ......."

"Dad!" Li Yanfang was like a little girl, and she stuck to her father's side again, snorting.

"Dad, I'll deal with her first!"

"Hehehe!" Old Engineer Li smiled: "First of all, let me remind you: if she enters the laboratory, you will be pregnant and give birth to a baby, and she will ignore you!"

"Hahaha!" everyone laughed.