Chapter Eighty-Four: It's All a Routine

The house that could have been rented for 7,005 yuan has doubled.

That's not all, you still have to pay a month's intermediary fee, and a month's service fee, which is 15,000 times 2 or 30,000 yuan for five people.

And this fee has to be paid once a year, and you have to pay to renew the lease, which is not counting the deposit.

Charge one to pay three, plus intermediary fees, plus service fees, and get six months of money at once, half a year. ”

"Don't they still have to renovate, and this cost has to be counted in it. ”

"Leukemia decoration, a while ago there was an incident, a technology of Ali in Hangzhou, rented their house. As a result, a few months later, I went to experience it and found that I had leukemia, probably because the quality of the paint used was too poor, and I was in a hurry to rent it, and I didn't dry the house. ”

"So terrible? What about you, are you renting this kind of house?"

"I'm fine, it's a rented house that was renovated before. Even so, when I first went in, I still didn't feel well, I couldn't breathe, and my eyes kept watering with tears, and I had to open the window to be more comfortable. I didn't know about it at the time, and I thought it was too tired and my eyes were dry. Later, after seeing the news, I read the comments and realized that it may be that the indoor temperature is too high in winter, and the paint volatilizes and irritates the eyes. ”

"Oh my God, it's good that I didn't go to Beijing, the outside world is terrible. You say, they can do such a thing for the sake of money? This is all crazy, right?" Tian Rui patted his chest, looking afraid.

"You think that's it?" He Yuan smiled.

"And?" Tian Rui couldn't help but widen her eyes.

"Otherwise, young people nowadays not only can't afford to buy a house, but they can't even afford to rent it. ”

"In addition to bidding with intermediaries, you must also be wary of the leukemia ward, and when you sign the contract at the end, you have to be careful not to be cheated by others, and you will be saddled with a huge loan for no reason. ”

"You know with zero down payment, right? Now that the rent is so expensive, there are a few young people who can rely on themselves and pay half a year's rent at once. So the intermediary company has launched a zero down payment project for this thing. ”

"Don't think it's a good thing, there are a lot of holes in it. The so-called zero down payment is actually to sign a loan, and the loan company will transfer the money to the intermediary, and then let the tenant repay the money. ”

"Then what's the benefit of an intermediary company?" Tian Rui couldn't help but ask.

"After the tenant signs a contract with the loan company, the loan company will transfer the money to the intermediary company in a lump sum. For example, if I agree with the loan company for one year, and the tenant signs a one-year contract with you through me, then your loan company has to give me a one-year rent in one lump sum. If a house is rented out in its entirety, and it is 15,000 a month, then you have to give me 12 months' rent at a time, which is 180,000. If it's a hundred houses, then you'll have to give me eighteen million at once. He Yuandao.

"Still, I don't understand the benefits of doing this. The tenant just changed the person to pay the money, but it didn't produce any benefits in the middle?" Tian Rui still couldn't figure it out.

"How could it not have happened? There are so many benefits in this. For example, if our company wants to raise funds and make performance, it needs to have capital flow. If I make a list, it is equivalent to completing 12 months of performance at one time, so can this data not look good?"

"This is just the most basic operation, to change the way I think about it, I can use this money to invest. For example, if I put it in the bank, I will count it by three points, 18 million, how much is 3 points a year? That's 540,000. Banks also have preferential business for large deposits, in fact, it must be more than 540,000, if you go to P2P investment and financial management, a return of eight points, or even ten points, twenty points, then out of thin air millions of more income. He Yuandao.

"Can you still make so much money?" Tian Rui covered her mouth in surprise, "But in this way, there is no loss to the tenants?"

"Under normal circumstances, you have relieved the pressure of renting, I have received cash flow support, and the loan company has also achieved results, of course, hello, me, everyone. ”

"But if it's not normal, something goes wrong. ”

"In the most extreme case, the company goes bankrupt. ”

"This is a big problem, because the loan company gave the money to the intermediary company, but the intermediary company did not give the money to the landlord, but took it out and invested it itself. As a result, the loan company has signed a contract with you and wants to continue to collect your repayment, the agency is bankrupt and can't give the money to the landlord, the landlord has not received the money and wants to ask you to take back the house, and the worst thing is that the tenant has paid the rent, but I can't live in the house. ”

"It should be, it shouldn't be like this, right?" Tian Rui couldn't help but say, there was still some incredulity in her eyes.

"Didn't this happen a while ago, several intermediary companies went bankrupt, and the tenants were making trouble. The cigarette in He Yuan's hand was almost gone, so he lit another one for himself.

"Doesn't the agency make it clear to the tenant in advance when it does this?"

"If I made it clear to you, are landlords and tenants willing to take this risk?" He Yuan smiled.

Tian Rui held back for a long time, and finally could only spit out one sentence: "People's hearts are really terrible." ”

"Yes, the human heart is terrible. Now capital is pervasive, and even hard-earned money is not spared. It's like breaking bones and sucking bone marrow. I can't afford to buy a house, I can still rent it, and now I can't even afford to rent it, so should I sleep on the overpass? He Yuan took a puff of cigarette and said leisurely.

"Fortunately, I stayed in my hometown and didn't go out, it was really horrible outside. Tian Rui shuddered, and goosebumps appeared on her body, "But this matter will be taken care of, right? Otherwise, if it goes on like this, those big cities will really not be able to stay." ”

"Tubes are definitely tubes, and some people cross the line. However, there are some things, after they go up, it is difficult to press them down. Not to mention anything else, how many tenants were released after the previous period of cleaning and rectification. With so many tenants hitting the rental market, it's hard not to rise. Now that housing prices are so high and rents are so low, many people have long been dissatisfied. Isn't it locking up the market now, many buyers are not qualified, some landlords can't sell the houses in their hands, and some people think, I can't sell this house, then I'll raise the rent, raise the rent, and suck blood on those young people, I can still live a beautiful life. The house is in the hands of these people, how can the rent come down. He Yuan sighed and said.

"Luckily I have my own house, otherwise it would have been really miserable. Tian Rui shook his head and said.

"So, some people, it's not that they can't see through it, but they can't do anything about it. If you don't buy a house, then you can only endure the exploitation of capital. When you buy a house, you take the risk of the market. Sometimes when they get there, they have a wife, they have children, what do you want them to do? They follow you to rent a house outside, and then they are chased like dogs for three days? But any man with some sense of responsibility can't bear this breath. He Yuandao.

"There's really no way around it, it can only be said that this deformed society of the dog day. Tian Rui was convinced, and her mood became heavy.

"This house price rises and falls, which is really harmful. Especially if you have bought a house in the past two years, I am afraid that you will be a pick-up man. He Yuandao.

"Well, our county has also risen sharply, before it was three or four thousand and one flat, and at the beginning of this year, it rose by six thousand to ten thousand, and some real estate even offered a price of 18,000, which is crazy. My mother also asked me to buy it quickly, saying that the house price would rise, and I would stock up on a few more sets while the price was low. Fortunately, I thought that one apartment was enough at that time, and I didn't start, and now it has fallen to four or five thousand. Tian Rui patted her chest with palpitations.

"Then did your mother buy it?" He Yuan asked.

She originally wanted to buy it, but her neighbors' three aunts and six mothers-in-law were arguing in her ears every day, saying that they had bought a few more suites, which had risen by hundreds of thousands and hundreds of thousands, which tickled her heart. When the average price was four or five thousand, they offered it for eighteen thousand, but a group of people bought it like crazy, and my mother almost went. But my dad is more honest, thinking that our house is enough, and if we buy a new one, no one will live in it, and it will be too troublesome to rent it out, so I have been dragging it out. My mother complained to me all day long, saying that my father stopped her from earning money, and she deserved to be so poor in this life. Tian Rui said.

"Then your neighbor is quite rich, and he will still speculate on houses?" He Yuan couldn't help but look sideways.

"It's okay, I earned a little in the early years, bought a few houses for my children, and I made a lot of money. Now all day is stepping on real estate everywhere, today to this county to visit, tomorrow to the city that inspection, I heard that I also went to Beijing, Shanghai, Sanya to see the house, there should be a twenty or thirty sets in hand. Tian Rui said.

He Yuan smacked his tongue for a while.

No wonder young people can't afford to buy a house nowadays.

This house has been hoarded by the aunts, where do they go to find a cheap house?

The combat effectiveness of Chinese aunts is obvious to all over the world.

"What about you, your family has also invested?" He Yuandao.

"I, where do I have the money? As for my family, I don't think so, my mom didn't tell me about it. Tian Rui scratched her head.

"Hey, I also said that I accidentally fell in love with Bai Fumei, and I can get out of the sea of suffering and become a wealthy family. He Yuan looked regretful.

"I'm going to kill you!" Tian Rui was under the table, kicking He Yuan with his foot.

After a while, Tian Rui straightened her hair.

"Whatever, whether this house goes up or down, it doesn't matter to me. Anyway, I have my own house, and it's impossible to sell it with just that one. Besides, it's good to drop it, housing prices are so high, everyone doesn't want to work. Tian Rui said.

"Speaking of which, I heard that the market has not been very good recently, and many companies are laying off employees?" He Yuan asked.

"Seems to be, right? Originally, we were going to recruit people a few months ago, but recently it was said that let's do this first, and don't recruit for the time being. Tian Rui thought for a while and said.