Chapter 31: Fermentation Diffusion

According to his understanding of the work process of the head office, no matter what the result of the meeting in the afternoon is, the head office will send someone to the Taiping branch to check or study, and he will go back to finish some remaining work.

In the early stage, the account managers collected and sorted out the information of farmers' filing and credit evaluation according to Ding Le's requirements, but in order to meet the upcoming inspection or study, Ding Le wanted to keep improving, and now go back to insert the information of those farmers' loan applications, and then supplement the post-loan inspection data in accordance with the provisions of the post-loan inspection of the head office, and a complete set of information will be complete.

During working hours, the people who came to the branch to apply for money were intermittent, and the account manager could not spare time to sort out the files. They inserted the loan materials into the plan one by one, and at the same time numbered all the files according to the village group, so that they could quickly find them during subsequent inquiries.

For Haizhou Bank, the news report of Haizhou Daily is positive, but except for the initiator, the business management department and the leaders of the head office know very little about this matter, and from the perspective of the management, this is actually a not very good sign.

In the morning, Chairman Xiao Huafeng, President Yang Zongpei, and Vice President in charge of business Chen Hui listened to Ding Le's report for the first time after the report.

In the afternoon, in the conference room on the 10th floor, the head office held a special discussion meeting, at which Xiao Huafeng, chairman of the board of directors, made important instructions, the Taiping sub-branch "sunshine credit" was personally led by the president Yang Zongpei, and the credit management department, business development department, application management department, and internal audit department of the head office participated in the joint formation of a special team, and immediately went to the Taiping sub-branch to learn more about the specific situation of "sunshine credit", and whether there were major violations of rules and disciplines in the Taiping sub-branch in the process.

After Haizhou Daily published the Taiping Branch's "Sunshine Credit" project, Cui Yan was also very busy, and the big leaders of the newspaper personally talked to each other to confirm whether there was any exaggeration in this newsletter. Colleagues from a number of local media outlets in Haizhou called to get some second-hand information through her, and they were ready to follow up on the matter.

Wang Benzhi, secretary of Huaishu Village, received a call from Director Zhang, who was in charge of propaganda in the town, saying that he wanted to enter the village to learn about the black goat breeding project, and Nanshan Village and Huangqu Village also received the same call.

After the news report of Haizhou Daily, the "Sunshine Credit" project of Taiping Sub-branch was revealed to the world for the first time, and the stories of Huaishu Village, Nanshan Village, and Huang District Village Committees of Taiping Town leading the people to get rich have also been shaped into a typical model. Higher-level organs and news media came one after another, and this matter began to ferment and spread.

The follow-up reports of the government and the news media focus more on the stories of village-level organizations playing a leading role and leading the villagers to get rich, and they will also talk more or less about the "Sunshine Credit" project of the Taiping Branch.

The special team of the head office was led by Vice President Chen Hui, accompanied by Ma Jun, General Manager of the Credit Management Department, and the rest were the business backbones of the participating departments. Before they came, they had already drawn out the loan statement of the Taiping Sub-branch from March to the present, combined with the Taiping Sub-branch's own registered customer information, and compared and checked it one by one.

When they saw the files of the Taiping Branch, they were shocked again, the cabinets in the archives room were neatly placed with the "Sunshine Credit" file customer information, 3 villages and 3 cabinets, each cabinet was arranged according to the serial number, open the ledger in the computer, enter the name to find the corresponding serial number, and soon find the specific file materials.

After looking at the neat archives, Chen Hui said to Ma Jun: "If the daily credit file management of each branch can be done like this, the overall management level of the whole bank will also be improved to a higher level!"

Ma Jun also recognized the file management of the Taiping Branch, and he said with affection: "Our credit management department will take the meeting of the Taiping Branch as an example, and require the whole bank to strengthen the management of archives and pay close attention to the basic work!"

After inspecting and checking the customer loan files of the Taiping Sub-branch, Ma Jun raised questions about whether there was a black-box operation in the evaluation of the "Sunshine Credit" credit evaluation team.

In this regard, Ding Le took out the audio and video materials of the entire review process, and when he saw the review process in Nanshan Village, Ma Jun no longer questioned it, and Ding Le also added: "We not only have audio and video recordings of the review process, but also our review results are open to all villagers, subject to everyone's supervision, and they all say that the eyes of the masses are bright, even if we engage in black-box operations, but when it comes to their own vital interests, no one is ambiguous!"

"Please also rest assured that President Chen and Mr. Ma are open and transparent throughout the whole process, and only in this way can we ensure fairness to the greatest extent!" Ding Le said with certainty.

After reading the materials of the sub-branch, the special team randomly went to the village and came to Huaishu Village, Nanshan Village, and Huangqu Village to do field investigations, and what they saw was that the villagers had expanded their projects after obtaining credit support.

During the three-day visit and investigation, the special team recognized the performance of Taiping Sub-branch in the promotion of "Sunshine Credit", and there were no obvious violations of rules and disciplines, and there were no major risks in customer loans.

At the same time, they also saw that since the implementation of the "Sunshine Credit" project, the Taiping Sub-branch has added new loans rapidly, and the new 15 million yuan of special assessment loans in the second quarter has been basically completed, and the completion rate ranks high among all sub-branches.

After returning to the head office, Chen Hui immediately reported to Yang Zongpei, and at the same time, the special team formed a written report for the leadership team to make decisions. The special team did not find that the Taiping Sub-branch was negligent in its business operation, which brought losses to the head office, but spoke highly of the file management of the Taiping Sub-branch.

After receiving the evaluation conclusion of the special team, the Party Committee of the head office quickly studied and decided to promote the "sunshine credit" model of Taiping Sub-branch in the whole town. Taiping Sub-branch has once again become a benchmark for the whole bank.

Ding Le is not surprised to become a benchmark, but the staff is elated, in just half a year, the Taiping sub-branch has become a model for the industry several times, and everyone feels that they are full of pride as a member of the Taiping sub-branch.

By the end of June, Taiping Sub-branch once again overfulfilled the special assessment for the second quarter, with 12.3 million new deposits, a net increase of 8.5 million yuan in daily deposits, and 18 million new loans, ranking third in the bank in terms of task completion rate.

At the same time, Ding Le completed the head office's assessment of him as the zero-hour person in charge of the Taiping branch one month ahead of schedule. In the past six months, Ding Le has also proved his work ability to the whole bank with practical actions.

He has shown outstanding ability in the process of organizing deposits and marketing loans, and has made great contributions to the operation and development of the sub-branch.

Before he took office, the Taiping sub-branch was disheartened and its performance was at the bottom, but now the team morale is high and its performance is growing rapidly.

Although the semi-annual work meeting of the head office has not yet been held, but the results have been announced first, when the employees of the Taiping sub-branch see the final results of the second quarter, everyone is smiling, thinking of the rich performance bonus in the second quarter, whose mood will fly.

Ding Le asked Fei Yang to book a private room at the Yangyang Hotel, and after work, let everyone go together to celebrate the success of the second quarter assessment of the sub-branch.

After the branch launched the "Sunshine Credit", several account managers worked overtime, sometimes on weekends, but everyone never expressed dissatisfaction in front of him. He also saw everyone's performance in his eyes and remembered it in his heart, Ding Le felt that his success was inseparable from everyone's great help.

Even as a reborn person, he knows that many big things will happen in the future, but he is only ahead of his consciousness, and in actual work, he does not have the ability to scatter beans into soldiers and make a handful, all ideas are put into action, and everyone still needs to do it little by little, and if someone disobeys the yang in daily work, it will not have this good effect.

Ding Le still arranged for Zhu Guang and Zhang Maosheng to go to Yangyang Hotel to order, and the others came over together after work.

I didn't see the proprietress Xu Jing this time, only an old guy in the store greeted her back and forth.

Ding Le has been working in the Taiping Branch for more than half a year, and everyone has a general understanding of his personality, knowing that he is still relatively easy to get along with outside of work, and it is harmless to make some jokes occasionally.

So, as soon as he entered the private room, Fei Yang coaxed Ding Le and Xia Xiao to sit together, and everyone also supported and supported them. Helplessly, Ding Le had no choice but to shake his head and sit next to Xia Xiao with a blushing face.

The relationship between Ding Le and Xia Xiao is not a secret in the Taiping Branch, but on weekdays, Ding Le still consciously separates feelings and work clearly.

Although they are in the same unit, Ding Le has been running business outside on weekdays, and Xia Xiao is busy with the teller on duty every day, and sometimes the two only see each other when they eat in the cafeteria, and they just say hello to each other when they meet, and they are not too affectionate.

After work, the two will exchange phone calls and text messages to express their feelings to each other, but they have always respected each other and have never stepped half a step in the thunder pool.

The speed of serving food in Yangyang Hotel was as fast as ever, and before everyone sat down to chat, the meal was full. When talking about stocks and funds, Ding Le implicitly expressed his views that although the country launched the "530" new policy in the middle of the night, it will not fundamentally reverse investors' expectations for the bull market in the short term.

Ding Le insisted on paying out of his own pocket for this meal, and when he was checking out, he asked without a trace, "Why is your boss lady not here?"

The old man replied: "The proprietress has been coming to the store every day for the past half a month and showing her face and leaving, as if there is something going on at home!"

Ding Le swiped the card to check out, thinking thoughtfully, remembering the last chance encounter in the hospital, and thinking that he would have time to call and ask when he went back.