After the semi-annual work meeting, the "Sunshine Credit" project of Taiping Sub-branch became a model for the whole bank to learn from, and the head office also issued bank-wide rules and regulations and operating procedures based on the materials provided by Ding Le.

After the announcement of the preparatory plan for the construction of Haizhou High-tech Zone, the work has progressed rapidly. In the next few years, most of the administrative villages in Taiping, Tong'an, and Dongzhu will face the situation of house demolition and land expropriation, and farmers will become industrial workers when they enter factories and cities, and the rural industrial structure will undergo a major transformation.

In less than two years, the villages have been demolished and merged, and at this moment, the "Sunshine Credit" project will be rolled out and promoted within the jurisdiction of the sub-branch, and the loan recovery will face huge challenges.

Except for the three villages that were piloted before, Ding Le has a deep memory, and he has no impression of the future development of the rest of the administrative villages.

Last year, the performance of the Taiping sub-branch was lagging behind, according to the data at the end of the previous year as the base, the head office at the beginning of the year under the Taiping sub-branch under the annual assessment task is not heavy, when Ding Le passed the appointment of the head of the sub-branch, the annual deposit and loan tasks have also been completed 80%.

Although there will be additional special assessments in the second half of the year, the overall assessment pressure is not very large. The sub-branch is determined to exceed the annual assessment task this year.

Considering the preparation for the construction of the high-tech zone and the changes in the administrative regions under its jurisdiction, after the whole bank began to promote "Sunshine Credit", Taiping Sub-branch stepped on the brakes. After the pilot projects in the three villages of Huaishu, Nanshan and Huangcun, Ding Le only tried to promote it in Tianchi and Changting villages.

Ding Le's cautious treatment is clever in the eyes of Zhang Maosheng and Zhu Guang. In Haizhou Bank, in the fourth quarter of each year, some branches that have overfulfilled the annual assessment will deliberately squeeze out part of their deposits and take the initiative to reduce loans, in order to control the balance of deposits and loans at the end of the year, and make a fuss about the assessment base for the next year, which is commonly known as "drainage" in the industry.

Contrary to his cautious approach to loans, Ding Le attaches great importance to deposits. With the full rollout of the demolition work, several villages in Taiping Town have also entered the implementation stage.

Dingle gave full play to the popularity advantages of Taiping Sub-branch for many years, and took the account manager to make door-to-door visits and appointments in Jinshan Village and Mabang Village, which had already formulated a demolition plan.

After Xu Jing was discharged from the hospital, it took more than ten days to contact Ding Le, and the two made an appointment at the Peninsula Coffee Shop on Shishan Road.

Ding Le still arrived ten minutes early, ordered according to the taste of the coffee he drank last time, and found a secluded place to sit down.

Xu Jing appeared in front of Ding Le on time, today she was wearing a black sleeveless knee-length dress, revealing her plump white arms and calves, and pinto sandals clattered when she walked. Delicate light makeup, it still looks a little haggard. When you walk towards you, your breasts sway with your top, creating a seductive arc. Xu Jing has a different style every time she appears in front of Ding Le, which can make him look sideways, and compared with the night she was hospitalized with a fever, her complexion has improved significantly.

Xu Jing came to Ding Le to thank him in person for his help that night, and secondly, to ask about the current investment and financial management.

Before, her mother-in-law was sick all the year round, and she had to take care of both the elderly and the business, and her physical strength and energy were unsustainable.

Recently, her mother-in-law was seriously ill and hospitalized, and the doctor said that the old man's time was short, so she decided to transfer the Yangyang Hotel and accompany the old man to the last part of his life.

After the transfer of the hotel, she had nearly 800,000 cash in hand, and now the capital market is hot, on the streets and alleys, before and after tea, everyone is talking about the stock market, even when she was accompanying her mother-in-law in the hospital, she heard people talking about it in the ward.

The 1 million fund she bought after the Spring Festival, at this time the rate of return has reached 70%, which immediately made her interested in capital investment, and at this moment there is a large amount of cash on hand, she did not hesitate to go to the securities company to open an investment account.

Ding Le saw that she was very interested and eager to enter, so he asked her: "How much does Sister Jing know about securities investment?"

Xu Jing said confidently: "I used to study finance in college, and I just graduated from a foreign company for a period of time, and I am not very familiar with the securities market, but I still have some basic knowledge of corporate financial analysis, and I plan to pick some companies with good financial indicators to invest in." ”

In July, the broad market index continued to rise further, and some media have predicted that this wave of bull market index will break through the 10,000-point mark. But in Ding Le's view, the market has begun to lose its mind at this moment, and the fundamentals of the company alone are not enough to support the entire market.

Ding Le expressed his views to Xu Jing directly.

"You're just not optimistic about my investment ideas? So have you bought stocks? No, my sister will buy them with you. Xu Jing's mind changed quickly.

Ding Le couldn't resist her enthusiasm, so he had to reveal his stock selection to her, and he also said: "This stock has been reorganizing its assets, and it is expected to rise to a certain extent." ”

At the same time, Ding Le also recommended the index fund that Xu Jing bought before, at this time, if you buy an index fund, you will still have a lot of income if you hold it until the beginning of October, and the most popular one sold by the Taiping branch is also the index fund.

Just when Ding Le and Xu Jing were chatting, he received a call from Chang Dong. Chang Dong stayed in the business department of the head office after the internship, and at this time the mix was also booming, Ding Le went to the head office several times for meetings, and met him at the door of the head office.

"Ding Le, top secret news, the head office is going to set up a branch in the high-tech zone, I heard that your Taiping branch is going to be adjusted, have you heard?"

"Adjustments?Is your message reliable?"

"The news is absolutely reliable, I listened to her when I went out to dinner with our Mr. Wang last night. ”

Speaking of eating, Ding Le was thinking, Chang Dong wouldn't have already gotten involved with Wang Xiaona, right?

In fact, as Ding Le expected, last night Wang Xiaona took Chang Dong and two other colleagues to socialize with a big customer, everyone had a lot of wine, Chang Dong said in front of his colleagues that he was sending Wang Xiaona home, but in the end the two went to the hotel and rolled up the sheets.

Wang Xiaona and her husband have a discordant relationship, the cold war has been half a year, and she took the opportunity to indulge after drinking, Chang Dong has been secretly in love with her for a long time, so Lang Qing concubine, dry firewood ignited at one point, and afterwards Wang Xiaona wanted to transfer Chang Dong away from her side in order not to be discovered by others, so she told him the news.

It is said that the senior management intends to let Ding Le lead the marketing team, and Wang Xiaona has also heard Chang Dong mention that he has a good relationship with Ding Le, so he asked Chang Dong to take the initiative to contact Ding Le, blend it in advance, and operate on both sides at the same time.

Xu Jing saw Ding Le's face solemn when he took the phone, and knew that he had something on his mind, so he took the opportunity to leave: "Then I'll go back and think about it seriously, thank you, I have the opportunity to go to my sister's house, I'll cook a few specialty dishes for you!"

After Xu Jing left, Ding Le thought for a long time, is it because his rebirth has affected the future development?

The high-tech zone is well prepared, but the branch of the high-tech zone will not be set up until 2012, and now it is 5 years ahead of schedule. Chang Dong has always been in the sales department, and in the memory of his previous life, he was transferred to another unit after the incident with Wang Xiaona.

After thinking about it, Ding Le decided to call Yu Jiankang to find out about the situation. But what disappointed him was that this time even Yu Jiankang squeaked and refused to reveal too much, just saying that the senior management of the head office was considering it, and there might be changes.

No matter how the senior management of the head office thinks, the work that should be done is to continue to advance, the daily performance is the current thing that needs to be cared about, and the personnel adjustment is a matter of the future, Ding Le firmly believes that as long as he does a good job in the Taiping Branch, the senior leaders will not ignore him when considering candidates.

After Ding Le returned to the branch, he still carried out various tasks step by step, and did not mention to anyone that the branch might be adjusted, and he took turns to take the account manager into the village every day to implement the deposit.

In order to make an appointment for a deposit in advance, Ding Le put some thought into it this time, he ordered a large number of eggs from Wang Yongqing's grain and oil store, and packed them in small bags by catty. When they enter the village, they give a bag of eggs to each house.

Gain the goodwill and trust of the villagers by giving away eggs, and then after collecting the identity information of the villagers, open a bank card for each villager through the batch card opening mode.

They mobilized the villagers to provide the bank card number of the Taiping branch as much as possible to the government as the demolition money when negotiating the demolition with the government.

Because of the small bag of eggs, most of the villagers are happy to do it. At the same time, according to the publicity of the Taiping Branch, after the demolition compensation funds are received, you can also get other gifts from the Taiping Branch.

The government's demolition and relocation efficiency is extremely high, usually the whole village is mobilized, house-to-house interviews, and a contract is signed immediately after the negotiation is completed, the funds are received, and the villagers move out. For those who choose to relocate and resettle housing, the government will give a certain amount of housing rent subsidy during the demolition period.

The villagers got the demolition money quickly, and the Taiping branch organized deposits to follow up quickly. At this time, the early grinding work reflects the extremely high value, and for a week, the deposits of the Taiping sub-branch have sprung up like mushrooms after a rain, and they have been rising.

In July, the savings deposits of Taiping Sub-branch increased by 50 million yuan, and after confirming and verifying the deposit growth of Taiping Sub-branch, the head office sent good news to congratulate Taiping Sub-branch on exceeding the annual deposit assessment task 5 months ahead of schedule. According to the current performance estimates, the annual per capita performance reward of Taiping sub-branch employees this year will exceed 250,000 yuan.

The employees were immersed in the joy of the record high annual income, and a gossip spread among the employees, knowing that Zhang Linli found Ding Le to ask, he knew that the news that the Taiping branch was going to be adjusted had spread among the employees.

Everyone is very concerned about whether there is a change, this year is a bumper year for everyone in the Taiping Branch, no one is willing to pick up Hu halfway, and the hearts of the people are surging for a while.

In order to appease everyone, Ding Le decisively came to the head office with the doubts of the employees, and he wanted to confirm with the leader in person whether the news was true.

Unfortunately, Chairman Xiao Huafeng and President Yang Zongpei were both out to study and investigate, and he found Yu Jiankang to inquire about the situation.

Yu Jiankang is still tight-lipped about how to change, but he also gave Ding Le a reassurance, that is, the performance of the Taiping Branch this year will not run, and no one will move.

Through the information given by Yu Jiankang, Ding Le speculated that the high-level has not yet finalized the plan for the construction of the high-tech zone branch, at least he will work in the Taiping branch until the end of the year.