When he was about to reach the third floor, Lin Fan had a smile on his face, and then he gradually retracted, and his face was expressionless.

Wu Chuan looked at the surroundings vigilantly, and he faintly saw that there were many eyes in the corners around him, looking at the two of them.

After a while, I was on the third floor.

A young man stood at the top of the stairs and greeted them.

The young man is in his twenties, wearing a suit and leather shoes, and glasses, giving people a sense of politeness. He has a warm smile on the corner of his mouth, which makes people feel like a spring breeze, and it is easy to generate trust.

"Hello two gentlemen!"

The young man spoke: "My name is Xu Zhi, and I am the head of the marketing department of the money-making treasure financial company, and the two of you can call me Xiao Xu." ”

As he spoke, Xu Zhi stretched out his hand towards Lin Fan and the others.

After a brief handshake, Xu Zhi brought Lin Fan and Wu Chuan into the living room.

"You two may be seated!"

Xu Zhi asked the two to sit down.

Lin Fan was also not polite, and sat down on the sofa, but Wu Chuan stood behind him, his hands crossed in front of him, his eyes looked at the entire living room, and he was silent.

Xu Zhi was slightly stunned, then smiled, as if thinking of something, without asking more, he made tea for Lin Fan.

"Mr. looks very raw, and he is still very young, and he hasn't asked Mr. for his name yet?" Xu Zhi said with a smile.

"Lin Fan. ”

"It turned out to be Mr. Lin, fortunately!"

Xu Zhi was still smiling: "I heard that Mr. Lin wants to buy our company's financial products. Mr. Lin said that most of the people who buy our company's products are older uncles and aunts, and our main sales targets are people around fifty or sixty years old. It was the first time I had met such a young customer as Mr. Lin. ”

This sounds like a declarative sentence, but there is a layer of meaning contained in it, you Lin Fan are so young, how do you know our financial products, the age group of our sales objects, but you are not like you!

Lin Fan could naturally hear the meaning, and he smiled:

"Your financial products, I listened to my father-in-law, he said that if you invest 500,000 yuan, you can earn 5 million in a year. As soon as I thought about it, this is an opportunity for me, and I have to grasp it firmly! So I immediately found the location of your company, and rushed over non-stop, wanting to buy your money-making financial products. ”

"I see!"

Xu Zhi suddenly understood, and the vigilance in his heart disappeared.

"Minister Xu, I have a question, can you answer it for me?" Lin Fan said again.

"Mr. Lin, you said that it is my duty to answer questions for customers. Xu Zhi smiled slightly.

"I have one million on me now, if I buy all of your financial products, and after a year, I don't make ten million, what should I do?" Lin Fan asked as if hesitantly.

"Impossible! Mr. Lin, don't worry about this, since we dare to advertise like this, we must have this kind of confidence!"

Xu Zhi waved his hand with a serious face:

"In this way, let me tell you about the operation process of our money-making treasure, after you understand, you will definitely have a lot of confidence in our financial product. ”

"Okay, you say. Lin Fan took a sip of tea with an expectant expression.

"The name of our financial product is Rolling Profit, which means Rolling Profit, and it will keep rolling. Xu Zhi said step by step:

"The operation process is that customers buy our Rolling Libao product, and then we use the money to lend, online and in real channels. The main lending targets are some college students and graduates who have just left campus. ”

He smiled all over his face: "Mr. Lin, there is a characteristic of people of this age, you should be clear. College students like to spend and pursue excitement, and if you want to achieve this, you have to have money. ”

"But what kind of money can a student have? Support the family to give 2,000 yuan a month for living expenses, 2,000 yuan, in modern society, there is a fart? Do you think, college students, buying clothes, buying digital products, opening a house with a partner, eating hot pot, etc., all cost money, 2,000 yuan is not enough at all!"

Lin Fan nodded: "What you said makes sense, continue to speak." ”

"If you don't have enough money, what should you do? You can only borrow money! College students also have a characteristic, that is, they want to save face, and it is embarrassing for an adult to ask his parents for money when he enters college, and this money is used for eating, drinking, and having fun. ”

"In this case, they have only one way to go, borrowing money from the Internet, various real platforms, and financial institutions, which is why we have rolled Libao financial products. ”

Xu Zhi was a little thirsty, took a sip of tea, and continued:

"We will take all the money that our customers give us and lend it to these college students to earn interest. For example, if you lend 1,000 yuan to a person for a period of seven days, after the expiration date, you will repay 1,000 yuan, and you will earn 300 yuan for nothing. ”

"The interest is so high?"

Lin Fan's eyelids jumped: "Borrow 1,000 yuan for seven days, and repay 1,003 when due, this is usury, is it allowed by law?"

"The law doesn't allow it, we can take advantage of the law!"

Xu Zhi gave Lin Fan a look you know:

"For example, if a college student borrows 1,000 yuan, we can lend him 7500 yuan, of which 250 is the service fee, and the service fee is not interest!

Lin Fan nodded: "If that's the case, it's really not a loan shark." But those students, who are not stupid, will borrow this money?"

"Of course!"

Xu Zhidao: "They will feel that this money is not much anyway, and they can pay it back in a week, and even if they can't pay it back, they can still pay it back in installments." If you can't repay the installment, you can also borrow money from other financial institutions to tear down the east wall and make up the west wall, so Mr. Lin should not doubt the spending power and repayment ability of college students. ”

He added: "Of course, if someone doesn't pay back, then we have other ways to deal with it, such as violent collection, bombarding the phone address book of college students, relatives and friends, all the numbers, so that the student is notorious." ”

"This is the most absolute trick, college students love face, how can they let their address book be bombed? In the end, they will still pay back the money obediently, even if they use loans to support loans, they have to pay it back. ”

Hearing this, Lin Fan's brows furrowed slightly.

The psychology of most college students is indeed as Xu Zhi said, they love face but have no money.

But Xu Zhi's company used this psychology to lend usury, which made him a little disgusted.

Xu Zhi said complacently: "In order to deal with these college students who can't afford to pay back, our company has also set up a collection department, bombarded by phone 24 hours a day, sent lawyer's letters, entrusted a third party to come to the door, and even directly found the school leaders to exert pressure in many ways. ”

"Two days ago, there was a student who couldn't bear the pressure and jumped off the building. But what does this have to do with us? He borrowed the money himself, one is willing to fight and the other is willing to suffer, Mr. Lin, don't you say?"