"At the end of the year, Galaxy Investment will submit a new director nomination proposal to the general meeting of shareholders, some of our directors are very unprofessional, don't think that you are a shareholder director can act arbitrarily!"

Ding Le's sudden attack on the board of directors of Haizhou Bank made Han Feilong defeated. He used to be very disgusted with-stirring sticks like Han Feilong, but now Galaxy Investment is the second largest shareholder of Haizhou Bank, and he has the blessing of the richest man's halo, so he naturally has the confidence to say this.

As soon as the meeting ended, Han Feilong's face turned pale and he slammed the door without saying a word. The other directors secretly looked at themselves in their hearts, re-examining the young richest man in front of them, who looked kind-hearted, but there was no ambiguity at all when they moved.

After the meeting, Ding Le couldn't care about Yang Zongpei's enthusiasm, and he and Yu Jiankang rushed to Haizhou State-owned Assets Supervision and Administration Commission to attend the signing ceremony of Galaxy Investment's stake in Haizhou Trust.

At the beginning, in order to help Yu Jiankang solve the problems in the restructuring process of Haizhou Bank, Ding Le proposed to let Qiandai.com come forward to purchase the non-performing assets package of nearly 1 billion yuan from Haizhou Bank.

However, due to the state's management policy on the disposal of non-performing loans of commercial banks, Qiandai.com cannot directly buy out from the accounts of Haizhou Bank, so a channel is needed to facilitate the transaction.

Ding Le thought of the non-standard business operation mode used in the industry, so he proposed that Haizhou Bank first transfer the non-performing asset package to Haizhou Trust, and then transfer it to Qiandai.com after being split by Haizhou Trust. After the money bag network is connected, it will be split and listed online for subscription by investors.

After the transfer of this non-performing asset, Haizhou Bank will continue to be responsible for the subsequent collection and disposal, and regularly transfer the collection and disposal funds to Haizhou Trust, and then flow to the money bag network, and finally pay to investors, so as to finally form a complete closed loop.

This mode of operation is not only conducive to Haizhou Bank to get rid of the heavy burden, but also to find a long-term benefit for the money bag network, which can be said to be a win-win situation.

Of course, in the whole transaction process, the trust company, as the channel party, was the only link that Ding Le could not control, so he borrowed Yu Jiankang's mouth to propose to the Haizhou State-owned Assets Supervision and Administration Commission to strategically invest in Haizhou Trust.

Speaking of trust companies, we have to say that China's trust industry has a history of ups and downs for decades.

In October 1979, the establishment of China International Trust and Investment Co., Ltd. marked the birth of China's modern trust industry, just like other industries in the process of reform and opening up, the trust industry has crossed the river by feeling the stones without any rules and regulations, and has been moving forward for nearly 20 years.

In 2002, according to the principle of one province or municipality to retain the basic principle of one or two trust companies, the number of trust companies in the country dropped sharply from more than 230 in 1999 by more than 60, and only 59 trust companies were finally re-registered and qualified to operate.

In 2007, the China Securities Regulatory Commission revised the Measures for the Administration of Trust Companies and the Measures for the Administration of Collective Capital Trust Plans, so that the "dusty pearl" of trusts could once again shine brightly.

Haizhou Trust was established in the late 90s of the last century, although it was able to escape from several major turmoil in the trust industry, but it was also greatly damaged. In recent years, the scale of assets and liabilities of Haizhou Trust has been hovering at a low level, and its profitability has been on the verge of loss. Haizhou Trust is like a wounded young beast, hiding in a hidden corner, licking and eating its own wounds.

In the historical tide of Haizhou's banking reform, because of Ding Le's proposal, Haizhou Trust once again stepped onto the stage and appeared in people's sight. 361 Reading

With the approval of Haizhou State-owned Assets Supervision and Administration Commission, Haizhou Trust has carried out the restructuring at the fastest speed, and the registered capital of Haizhou Trust has increased to 1 billion yuan, of which Haizhou State-owned Assets Supervision and Administration Commission has invested 300 million yuan and holds 60% of the shares, Galaxy Investment has invested 600 million yuan and holds 30% of the shares, and Haizhou Urban Construction Group has invested 100 million yuan and held 10% of the shares.

If you look at the numbers alone, Galaxy has invested double the capital, but the shareholding is only half of the major shareholder, which seems to be very uneconomical. But after Ding Le got this plan, he was ecstatic in his heart.

In China, financial institutions are divided into four categories: banking, trust, insurance, and securities, and the licenses of these four major financial institutions are the most scarce licenses in China, and they all require licenses issued by the China Banking Regulatory Commission, the Insurance Regulatory Commission, and the China Securities Regulatory Commission. The general regulatory authorities will not issue a license lightly, as it will eventually require the approval of the State Council.

Ding Le proposed a workaround plan for the restructuring of Haizhou Bank, and also left room for Galaxy Investment to get involved in banking and trust licenses. Now Haizhou State-owned Assets Supervision and Administration Commission has agreed to Galaxy Investment's participation in Haizhou Trust, which is equivalent to drawing an end to the restructuring of Haizhou Bank.

Although Galaxy Investment is not the controlling shareholder of Haizhou Bank and Haizhou Trust, it is worth it for Ding Le to be able to squeeze in through that door, even if it costs more money.

At half past four in the afternoon, accompanied by Yu Jiankang, Ding Le appeared in the building of the Haizhou State-owned Assets Supervision and Administration Commission on time. Yu Jiankang, as a key person in threading the needle, must be present on this occasion.

As soon as Ding Le walked into the signing ceremony, he saw Xia Xiao who was anxiously waiting, he attended the signing ceremony, but it was Xia Xiao who signed and sealed the official contract text, because after the change, Xia Xiao has officially become the legal representative of Galaxy Investment.

"Why did you come, everyone is waiting for you!"

Taking advantage of the time when everyone was greeting each other, Xia Xiao whispered to Ding Le, as a time management expert, Ding Le's schedule for the past two days had been accurately arranged by her to every minute.

"There was an accident on the board of directors of Haizhou Bank, I'll talk to you later!"

Before Ding Le finished speaking, he was pulled by Yu Jiankang and walked towards the second master. In the morning, he accompanied the big boss to visit Jumei Technology, and in the afternoon, he attended the signing ceremony with the second master, and Ding Le visited the chief and deputy officials in charge of Haizhou in one day, which is also a very rare experience for ordinary people.

After a period of mutual praise and irrigation between the competent authorities and investors, the shareholders of Haizhou Trust signed and sealed the new investment agreement on behalf of all parties.

Ding Le attended the signing ceremony, which was more symbolic, with the blessing of the halo of the richest man, all parties were also full of confidence in the development of Haizhou Trust, and not everyone could leverage the successful restructuring of the entire Haizhou Bank with one sentence.

After the signing ceremony, under the eyes of everyone, Ding Le continued to rush to the next stop, Qiandai.com, and he didn't even have time to be intimate with Xia Xiao.

After the money bag network became popular, it attracted the attention of major venture capital institutions in the circle. After several rounds of negotiations, Hongshan Capital and Kaolin Capital finally came to the signing table.

In the B round of financing of Qiandai.com, Hongshan and Gaoling are willing to invest 20 million US dollars and 20 million US dollars respectively, each holding 15% of the shares, and signing a listing VAM agreement. Fei Yang can't make the decision on the plan of the venture capital institution, so he can only have Ding Le's final decision.