Chapter 113: The Red Money Bag Net
Professor Lang is a man who does what he says he will do, and after receiving the 2 million down payment from Qiandai.com, his behind-the-scenes team immediately began to take action.
Through the information collected by the behind-the-scenes team, Professor Lang also has a deeper understanding of the development of P2P at home and abroad.
Abroad, in the case of the Prosper platform in the United States, it was launched in February 2006, and in just two years, the number of registered members of the platform exceeded 600,000, and the cumulative loan scale exceeded 150 million US dollars, and it is now the largest P2P online lending platform in the United States and even in the world.
In China, P2P is still in the primitive era of slash-and-burn farming, and the operating models of Qiandai.com and Paipai Loan have their own characteristics, but compared with companies in the United States, both the number of registrations and the size of transactions are still a long way to go.
He believes that P2P, as a new financial service model relying on the Internet, should attract sufficient attention from regulators.
Lack of supervision, low barriers to entry in the industry, and huge profits in the industry, Professor Lang predicts that in a few years, various P2P platforms will emerge one after another.
Professor Lang still has a humorous expression and sharp language in the program he recorded, and he waved his hand in front of the camera and shouted that the government should strengthen supervision and not let the P2P industry become a new monster that plunders wealth!
At present, the stock market and the real estate market are turbulent, where else can we find a guaranteed investment channel? Every penny of investors' money is worth guarding!
Then he turned his words and led to the money bag network, which in his mouth is the only professional investment and financial management platform in China.
"Oh, mygod, the insurance company defaults on the underwriting, and the yield is as high as 8%, this is too high!Amazing!"
Professor Lang shouted loudly in his Mandarin......
"Every penny of investors is worth guarding, and we are trustworthy!" Professor Lang's program was broadcast at the same time, and the promotional logo on the homepage of Qiandai.com was also updated synchronously.
"Brother Le, we're on fire!"
Ding Le picked up the phone, and before he opened his mouth, he heard Chang Dong say excitedly.
After Professor Lang's program aired, there was a blowout of page views (PV) on Qiandai.com. PV is to a website, just like ratings is to TV, and to some extent has become an important measure of website performance.
Ding Le and the three obviously underestimated the influence of the top celebrities, or the three underestimated the urgent investment needs of investors.
After the show aired, in one night, all kinds of products with different risks and returns hanging on the website were sold out.
After listening to Chang Dong's description, Ding Le thought to himself that this was the correct way to open the money bag network, Professor Lang's fans are mainly urban white-collar workers, and this group of people is also the backbone of Chinese netizens.
Of China's more than 200 million Internet users, as long as one percent of them click on Qiandai.com, it is a staggering amount of data.
In order to seize this favorable time window, the lights were bright in Orion, and everyone was working overtime overnight to prepare for the next day's launch.
Since 10 p.m., the customer service center has been receiving customer complaints one after another.
"What the hell can't you grab?"
"There are too few products, and the amount is not much, so it's not enough to grab at all!"
"Why can't you buy it?"
In order to appease the emotions of customers, the customer service sisters had to do their best, either coquettishly, cutely, or begging......
After this wave of market, the asset package purchased by Qiandai.com through Haizhou Bank and Wuxian Rural Commercial Bank in the early stage was almost sold out.
"Let Fei Yang hurry up and start the next step of the acquisition plan, whichever negotiates cooperation, the corresponding fund custody account will be opened!"
For banks, there is no reason not to welcome the transfer of assets and the adjustment of asset structure in the first hand, and the corresponding deposits will be received in the back hand.
"The company's own marketing should also keep up, and it is necessary to fully tap the potential of Professor Lang's endorsement!"
Ding Le said, and the image of Professor Lang's huge posters was floating in his mind.
Almost overnight, all the buses in Haizhou were covered by Professor Lang's suit and leather shoes.
In the photo, he stretched out his thumb and said confidently: "Money bag network, carefully guarding every penny of investors, trustworthy!"
After Professor Lang's program was broadcast, other financial media also began to reprint and report P2P, which invisibly made a wave of free publicity for Qiandai.com.
With the increase in the popularity of the website, Fei Yang obviously felt that the business expansion was getting smoother and smoother.
After Professor Lang's endorsement, he successively carried out two asset transfer businesses with Haizhou Bank and Wuxian Rural Commercial Bank, and the cumulative amount of cooperation between each bank reached 100 million yuan.
Qiandai.com invests start-up funds to purchase assets from the bank, and then the customer subscribes through the website, and each fund is collected into the bank's fund custody account, and after reaching a certain scale, it can continue to roll cooperation with the bank.
If there is no restriction from regulatory factors and other factors, under the premise of effective risk control, Qiandai.com can buy out a bank through this way of ant moving.
Soon, a post on the blog titled "Money Bag Network No. 0019 Customer Service, Are You Willing to Be My Girlfriend?" attracted the attention of netizens.
The poster, who claims to be one of the top 100 registered members of Qiandai.com, tried to buy a short-term product for 30 days a month ago, and after the product expired, he received 8.5% of the investment income as scheduled.
When he logged on to the website again to subscribe, he found that all the products were sold out, so he complained to customer service.
The customer service of the money bag network worker number 0019 answered his complaint call, and under the comfort of the sweet voice of the customer service, the guy's attitude changed 180 degrees.
After hanging up the phone, he actually had a feeling of falling in love, so his brain was hot and he made such a post on his personal blog.
Originally, this would have been a post that sank into the sea, but it was forwarded to Professor Lang's post by sharp-eyed netizens.
While producing the show, Professor Lang also posts for the money bag website through blog posts, and the spokesperson work is really competent!
So with the replies of many netizens, this post has become the focus of attention on the Internet. Some netizens even coaxed that Qiandai.com should let the customer service No. 0019 show up and have a netizen meeting.
When the attention aroused by this post has not stopped, another post "On the Eighteen Styles of Customer Service on Money Bag Network" became popular.
The poster said that he had called the customer service number of Qiandai.com more than 30 times before and after, and the style of customer service answering was different each time, and he compared and summarized it, and refined eighteen styles for everyone to taste, and each style was followed by a list of specific customer service numbers.
As soon as this post came out, netizens immediately blew up, and there were different opinions.
"The landlord is a big pervert!"
"The landlord is too obscene!"
"No wonder every time I call, the customer service is busy, it turns out that your grandson is busy!"
"Kneel and beg Sister Chiling for the same voice customer service number!"
......
After this post went viral, the pressure on the customer center of Qiandai.com increased dramatically, and everyone's workload increased several times.
In order to cope with this situation, Fei Yang and Chang Dong directly upgraded the customer service center to the company's first-level department, and the personnel were urgently expanded.
At the same time, in order to reduce unnecessary resource occupation, the customer service system had to be upgraded urgently. When the customer connects the phone, he or she must enter a valid registered account or ID number before proceeding to the next step.
Throughout July, the money bag network was a hot topic in the society, and the hot 0019 customer service courtship post and eighteen style posts that were hyped on the Internet have become people's after-dinner conversations.
Behind the hot speculation of the money bag network, it reflects the investment and financial needs of ordinary people, and in the current environment, the popularity of the money bag network is both accidental and inevitable.