Before the employees registered, Ding Le took the lead in going to the office of the marketing team to check the new working environment on the spot, and he became the first person to report to the team of the company in the high-tech zone.

The sub-branch directly under the high-tech zone, the company's marketing department, and the retail marketing department are all newly established institutions, and the office locations are all newly renovated. The offices of the three organizations are located in the Haifeng Building, which is across the road from the High-tech Zone Management Committee.

Walking into the business hall of the branch on the first floor, the workers of the decoration company are making the final clearance, and the hall is spacious and bright because of the huge floor-to-ceiling glass doors and windows.

After Ding Le took the elevator to the second floor, he found that the entire second floor was divided into two symmetrical halves, and the nameplate at the entrance read the company and the retail marketing department respectively.

When Ding Le pushed the door and walked into the office, he found that all the hard and soft decorations had been completed, and all kinds of office equipment were also fully equipped. Although pothos was placed on each workstation and large pots of plants were placed in the corners, there was still a faint smell of paint in the air. Ding Le also frowned when he smelled the smell, the newly renovated environment is probably like this, only the normally open windows are ventilated.

The office workstations are parallel to each other, with the middle aisle and the other half of the reception area, with sofas and coffee tables, and two small meeting rooms for business negotiations and "double recording" operations.

A look down, in addition to a little decoration taste, Ding Le is very satisfied with the environment, the property of Haifeng Building arranges personnel to be responsible for cleaning every day, the overall look at the environment has nothing to say, now just wait for a few account managers to report.

Ding Le sat casually at a workstation by the window, constantly weighing the several account managers that Yu Jiankang mentioned to him. After the employees are in place, how to unite the team atmosphere and form combat effectiveness in the shortest possible time is a tricky matter.

At present, in addition to the four major banks of industry, agriculture, China, and construction, there are also joint-stock commercial banks such as China Merchants, Communications, Pudong Development, Everbright, and Industrial Bank, and the market competition is very fierce. The establishment of the high-tech zone is like throwing a big piece of meat in the wolves, and all banks are moving when they hear the wind.

At present, other banks have not yet set up branches in the high-tech zone, and Bank of Haizhou has taken advantage of its own advantages as the only local corporate bank to flexibly adjust its business strategy, take the lead in setting up a business team in the high-tech zone, and set up a higher level of physical outlets than traditional branches, which is already a precedent.

At present, there is still more than one month before the end of the year, and Ding Le has a bold idea in his heart, he wants to complete the first business before the end of December and achieve zero breakthrough in the business.

While thinking about this, Ding Le took out his notepad and began to record what he was thinking about according to the priority. He thought and wrote as he could, and his thoughts became clearer and clearer.

Just as Ding Le was writing a book, there was a sound of walking in high heels. Ding Le looked up and looked at the person, it turned out to be Xie Meihua, the person in charge of the retail marketing department of the new district.

"Oh, Mr. Ding didn't say hello to my neighbor when he took office, I saw that half of your door was open, if you weren't curious to walk in and take a look, I wouldn't know that you came!"

Ding Le closed the notebook, stood up, and said with a smile: "Mr. Xie, you are too polite, I just got the order from the head office and rushed over, I haven't had time to say hello next door to you, I'm ashamed!"

Xie Meihua is wearing a winter uniform, with short ear-length hair, a crisp voice, and professional makeup, and the overall feeling is very capable. She is in her early Chinese New Year's Eve and has been working as a retail account manager since joining the industry, and this competition is also a big step forward for her.

"Have all the people from your side come to report?" Ding Le took the initiative to respond.

"Not yet, I'm also here to take the lead, it is estimated that the personnel will be fully in place until next month, and I don't know what the head office thinks, the personnel are not in place, and my business will not be able to carry out!" Xie Meihua revealed an anxious mood when she spoke.

Xie Meihua's anxiety Ding Le understands very well, now that the head office provides such a good platform, it will not be long before the results are done, and there are many people staring at this position, and the pressure is inevitable, which is also a problem that all people who do marketing will face.

"In the future, we will be neighbors, although the business objects are different, you are a natural person, I am a legal person, but there will be many opportunities for cooperation, we can work together in the future!" Ding Le changed the topic to alleviate Xie Meihua's anxiety.

Xie Meihua was very grateful to Ding Le for his kind persuasion, and after a few polite words with Ding Le, she returned to her office to continue to be busy.

Contrary to Xie Meihua's anxious psychological condition, Ding Le has already achieved confidence at this moment, and will do a big job after the employees are in place.

On the weekend, at the strong request of Ding's father and mother, Ding Le took Xia Xiao home for a reunion dinner, and his parents were also very supportive of Xia Xiao's going to the United States to study for an MBA, and his mother Fang Hongli even encouraged Ding Le to simply resign and go to the United States to study with Xia Xiao.

Regarding his mother's nonsensical suggestion, his father Ding Jianguo was resolutely opposed, and Ding Le saw that the two were going to fight again, so he hurriedly became a peacemaker.

"Don't quarrel, I will definitely go to the United States, but not now, I have my own plans for the future, Xia Xiao and I support each other, so I won't bother you to worry about it!"

After eating, Ding Le took Xia Xiao downstairs and walked around the campus of Haizhou Middle School, the campus was empty on the weekend, the two walked hand in hand on the playground, the plane trees on both sides of the road were blown by the autumn wind, the leaves had begun to fall, the golden leaves were flipped and fluttered in the air, and under the afternoon sun, like golden butterflies flying in the air, it was very beautiful.

"After you get settled in the United States, I have a preliminary plan to fly over to see you next summer!" Ding Le said solemnly.

"Really?" Xia Xiaoben said for lunch Ding Le's words just to comfort his parents, but he didn't expect him to really have such a plan.

"Well, I'll take annual leave to see you, and I predict that there will be a huge financial crisis on Wall Street next year, and as a financial practitioner, I want to feel it on the spot!" Ding Le said.

At this moment, the United States, far away on the other side of the ocean, is fermenting and brewing into a financial crisis that has swept the world because of the debt problem in the real estate market.

In February this year, HSBC issued a report saying that due to the recession of the U.S. housing market, the provision for bad debts in 2006 for subprime housing credit in the United States will increase by 20% more than expected.

In April, New Century Financial, the second-largest subprime mortgage company in the United States, announced that it had filed for bankruptcy protection and laid off more than half of its workforce.

In August, the 10th largest mortgage lender in the United States, the American Home Mortgage Investment Corporation, officially filed for bankruptcy protection with the court, becoming another large mortgage lender in the United States to file for bankruptcy after the New Century Financial Corporation.

Also in August, Bear Stearns, the fifth-largest investment bank in the United States, announced the collapse of two of its funds, also due to the subprime mortgage crisis.

In Ding Le's view, at this time in the United States, because the signs of the subprime mortgage crisis have become prominent, but Wall Street analysts insist that the subprime mortgage market crisis is expected to be controlled on a local scale, and it is unlikely that it will pose a major threat to the overall US economy.

Ding Le clearly remembers that in his previous life, in September 2008, Fannie Mae and Freddie Mac were taken over by the U.S. government and Lehman Brothers went bankrupt, which was the climax of the subprime mortgage crisis.

"After you go to the United States to get acquainted with it as soon as possible, taking advantage of the financial crisis in the United States, I want to seize this once-in-a-lifetime opportunity to short the U.S. stock market. I will find a way to register an offshore investment company in Bermuda to cooperate with you, but because I am in China, there are many specific plans that you need to promote and implement!" In order to let Xia Xiao understand his future plan, Ding Le chose to take the initiative to reveal his heart to her.

After listening to Ding Le's crazy thoughts, Xia Xiao had no doubts, she said with a smile: "You are so bad, I went to the United States to study, and I still have to be squeezed by you!"

Ding Le heard Xia Xiao say the word squeezing from his mouth, and felt that a certain part of his body suddenly reacted, and he said with a wicked smile: "I suddenly thought of a better after-meal diet exercise, I want to invite this beautiful lady in front of me to participate in it, I don't know what you think?"