After Xu Jing rushed back to Haizhou from the magic capital, she immediately threw herself into the busy work.

Luffy and Sun Yutong quickly joined Jumei Technology, and after a short period of adaptation, they played the role of pillars in their respective positions.

After Luffy took office, the backend code of Jumei.com was renovated twice, and from April 21, 2008, he led the technology team in only 20 days, not only to complete the data recovery of Jumei.com, but also to upgrade and optimize Jumei.com on this basis, and the upgraded website architecture has been significantly improved in terms of security and stability.

After Sun Yutong took office, he took over all operational work from Xu Jing. Through meticulous research, she re-engineered the entire operation team, established a set of standardized work processes for all Jumei's operation centers, and implanted the concept of refined management into the system by upgrading the enterprise ERP system, thereby improving the work efficiency of the entire operation line.

After Xu Jing left, Ding Le stayed in the magic capital, and like the financial elites in Lujiazui, he squeezed the subway to commute every day, and he never got tired of it.

He lives an almost ascetic life by gathering information, reading sell-side reports, analyzing data, learning about breaking Wall Street news at night, and reading the day's operational briefing from the Hong Kong team every day.

As a reborn person, although he knows the general trend of development in the next ten years, he is vague about many details in the capital market.

On April 22, the Shanghai Composite Index fell to an intraday low of 2,990.79 points, and the 3,000 points, which the market regarded as the last valuation safety line, briefly missed.

On April 23, the Ministry of Finance and the State Administration of Taxation issued an announcement announcing the adjustment of the stamp duty rate for securities (stock) transactions from the current 3‰ to 1‰.

As investors call for a bailout, the management has begun to pay attention to the volatility of the capital market, and the government's reduction of stamp duty is a good sign, which fully demonstrates the government's determination to maintain the market.

These are extremely important information for the capital market, but they are not in Ding Le's memory.

The memory is not diligent enough to make up, he can only through the daily monitoring, review, analysis conclusions, and the general trend in his heart to track the mood of the market, grasp the rhythm of the market.

Within a few days of Ding Le's presence in Lujiazui, he discovered a new entrepreneurial field, so he urgently summoned Fei Yang and Chang Dong to come to the magic capital to meet.

In June last year, P2P online lending was introduced to China as a foreign product, and China's first P2P online lending company, Paipai Loan, was established, which is also the first Internet financial platform specially approved by the industrial and commercial department to obtain the qualification of "financial information service".

The launch of Paipai Loan marks the beginning of China's P2P online loan business, opening a new investment door for many investors who dare to try.

Because of his profession, Ding Le also dealt with P2P small loan companies many times in his previous life, and he has a good understanding of the general operation mode of such companies and the development process of the entire industry.

It has been almost 1 year since Paipai was launched, but it has not been taken seriously at this time, and there are still very few online loan platforms in China, and few entrepreneurs are involved in it.

In another two or three years, this industry will usher in the outlet, and all kinds of capital will flock to it, and it is a good time to cut into the position.

Most of the early entrepreneurs in this industry are from Internet companies and lack professional knowledge in finance and risk management, and Fei Yang and Chang Dong's several years of bank credit work experience can provide them with sufficient capital to get involved in this industry.

After Fei Yang and Chang Dong received Ding Le's call, they hurried to the magic capital. Like other newcomers to the city, after seeing the high-rise buildings and unexpected urban prosperity that have refreshed the city's skyline one after another, their hearts sprout the pride of doing something big.

When the two rushed to Lujiazui and found Galaxy Investment, Ding Le had finished the morning, and after the government lowered the stamp duty on transactions, the market sentiment was high in the past two days, and the Shanghai Composite Index regained the 5-day, 10-day, and 20-day lines one after another.

"Boss, we are not fully familiar with the business in Jumei, so we have a new task!" Fei Yang said with a smile when he saw Ding Le.

There are many beautiful female employees of Jumei Technology, and Fei Yang and Chang Dong have been here for a few days, and they have a hot fight with these girls, and now they are quite reluctant to leave.

Looking at Fei Yang's skinny face, Ding Le said angrily: "As far as your thoughts, Liu Lin has no opinion?"

When everyone was working in the Taiping Branch, Liu Lin couldn't stand everyone's persuasion, and was moved by Fei Yang, after he went to the marketing department of the new district as an account manager, he really got along with Fei Yang, as the saying goes, "men chase women in the mountains, women chase men in the veil", Fei Yang was won by Liu Lin in a few rounds, so Ding Le said so.

"I'm calling you over this time, there's a new project to introduce to you!"

Ding Le said as he handed the materials about P2P online loans collected in the past two days to the two.

After the two of them looked at the information, Ding Le said slowly: "This is an emerging industry, currently in its infancy in China, most of the practitioners are from the Internet, no credit and financial experience at all, the three of us have just come out of the bank, this project is just right for us." ”

"So what can we do?" Chang Dong asked expectantly.

"I'll give you 1 month, you have to apply for an undercover job in a P2P online loan company, you have to find out their operation mode in the shortest possible time, and accumulate experience for our project!" Le held his chin in his hands and said confidently.

"Is that playing Chen Yongren or Liu Jianming?" Fei Yang asked excitedly, he is a big fan of "Infernal Affairs", an epoch-making police movie in the history of Hong Kong cinema, he doesn't know how many times he has rewatched it.

"How many Hong Kong dramas have you watched?" Chang Dong was so excited by Fei Yang's nonsensical excitement that he couldn't cry or laugh.

"You really think about it, we don't lack credit experience, but we lack Internet thinking, so that you can go to broaden your horizons, not to steal trade secrets or anything!" Ding Le patiently explained.

"One month later, Galaxy Investment will register and establish a professional P2P online lending company with a registered capital of 100 million yuan, and the two of you, as co-founders, each account for 15% of the shares. ”

Ding Le said while taking out a project plan book "Orion Capital Management Co., Ltd. Project Planning Description", all future Galaxy Investment investment projects will be named after constellations, there are 88 constellations in the galaxy, and his goal is to collect them one day.

"According to the data disclosed by the central bank last year, there are nearly 50 trillion resident deposits in China, and in the current situation of non-market-oriented interest rates, you also know that due to the cost and benefit of banks, inclusive finance similar to small and micro enterprise loans and personal consumption loans has not been developed, and the objective needs of the market have not been met. ”

"The P2P network loan bypasses the bank to achieve the direct docking of small deposits and loans, forming a new Internet direct financing scenario, which combines the Internet with finance, and realizes the functions of financing, payment and information intermediary with the help of Internet technology, and the future development space is huge, which is a blue ocean!"

Ding Le charmingly described the future development prospects to Fei Yang and Chang Dong.

"My goal is to go public on the NASDAQ within 5 years of the company's founding!"

With Ding Le's final resounding summary, Fei Yang and Chang Dong were completely moved, their eyes lit up, their faces were excited, and what Ding Le said had become a reality, and they stood at the gate of the NASDAQ, quasi-in line with the bell ringing ceremony.

If Xu Jing was there, she would probably jump up, what a familiar scene!