Chapter 11: Plan Ahead

In the previous life, the Taiping branch in 2007 New Year's Day before the day, there was a vicious robbery case, the media did not disclose the specific details of the case, just a simple case of the case, the police arrested the criminals in less than ten hours after the incident, recovered all the robbed money, Taiping branch employee Xia Xiao in the process of fighting with the gangsters due to serious injuries, rescue ineffective death.

Because he didn't know the specific details of the case, after Ding Le came to the Taiping Branch, he felt more pressure when he thought about it.

In his previous life, because of this incident, he was dealt with from the president of the head office to the president of the branch, and even Yu Jiankang was indirectly affected, and the president he followed was demoted, and he was delayed for several years.

With the special inspection of the safety of the head office, Ding Le cleared the existing security hazards of the Taiping branch in a timely manner, he took precautions at the same time, but could not show too obviously, as the New Year's Day gradually approached, his nerves began to tighten more and more.

During the joint exercise with the town police station, he took the initiative to get acquainted with Wang Weizhong, a police officer. After that hangover, Ding Le took the initiative to visit the police station again.

Before going, he took the initiative to apply to Wang Yonggui to bring a Chinese cigarette over and send two packs to each of the police officers at the police station.

Ding Le found Wang Weizhong and asked him to distribute the cigarettes to everyone, and took the initiative to clarify his intentions: "The safety drill we conducted with your branch last time was highly praised by the head office, and I think you can also write this matter into a newsletter and report to the bureau, which is also the practice of your police and people to build a harmonious society!"

Wang Weizhong took care of the propaganda work in the institute, and after hearing Ding Le's proposal, his eyes lit up: "You kid can do it, your head is very lively, if you are praised by the bureau, we should invite you to dinner at the branch when you go back!"

A few days later, Wang Weizhong called Ding Le, "Your kid's idea is really good, I wrote a newsletter, it was on the headlines of the internal magazine, and the bureau also affirmed our work, we Chen said that we owe you a favor!"

"I'm just a suggestion, it's still your police and civilian work that is solid!"

Ding Le thought to himself, finally formed a good fate, I hope that you can give a little bit of strength when the time comes, and you can appear in time at the crisis juncture.

Ding Le was listed on the account manager "rookie list" in October and November, and his ranking was improved by two places every month. By the end of November, the loans issued by Ding Le had reached 3 million yuan, and although it had not been half a year to the Taiping Branch, it had become the backbone of the credit business.

The original Gao Haifeng's due customers were also basically digested by him, excluding some customers with insufficient repayment ability, poor credit history, and unclear loan purpose, and most of the remaining customers were renewed in a timely manner.

Haizhou Bank's performance appraisal is based on the calendar year. This year's performance of the Taiping sub-branch has not been satisfactory, from the beginning of the third quarter, Wang Yonggui was called to the head office several times to hold a meeting to review but failed to reverse the decline, deposit growth is weak, loan delivery lags behind the schedule, Ding Le saw that the general trend of the whole year has gone, after the head office safety inspection, he stopped issuing loans to customers, and the customers accepted are doing due diligence, even if the meeting is passed, he has accumulated customers, as far as possible to delay the loan until New Year's Day.

Ding Le only came to the Taiping sub-branch in September, and his performance in the past few months has been remarkable, not only gaining a foothold in the sub-branch, but also gaining everyone's recognition for his treatment of others.

At the beginning of December, Ding Le made up 10,000 yuan of the 6,000 yuan reward he received from the "Newcomer Billboard" for 2 consecutive months and the salary balance of 4,000 yuan in the last two months, and invested it in the capital account again. After several follow-up additional purchases, Ding Le now holds a total of 6,500 shares of Hudong Heavy Machinery, although the comprehensive rate of return is good, but Ding Le is still very depressed, because his holdings are too small, he has to find a way to get more funds.

By mid-December, the Shanghai Composite Index had risen to around 2,300 points, and more and more people in society began to pay attention to the stock market, and the news media began to continue to tout that a bull market was coming. Even his mother, who has never understood the economy, also called twice in a row to care about Ding Le's stock speculation, and Ding Le's comprehensive rate of return at the moment is less than 30%, and it is still in a state where Xiaohe is showing its sharp corners.

By the close of trading on December 18, Moutai rose 9.19% on the same day, with a closing price of 86.4 yuan, and Hudong Heavy Machinery rose by 3.18% on the same day, with a closing price of 30.5 yuan.

At the close of the day, Uncle Ding Jianye called: "Haha, Lezi, you are really a great nobleman in my uncle's life, today Moutai hit the daily limit, I have achieved 100% of the income of this stock, I want to give you a big red envelope!"

Ding Le is not surprised by the income obtained by the uncle, even without his guidance, with the help of this bull market, the uncle can also achieve the original accumulation of wealth, and the uncle's investment is still a little professional.

Ding Le did not refuse the uncle's big red envelope, he said: "Since the uncle is so generous, then I will hang up the phone in a while and send you a card number!"

"No problem, I cleared all the Moutai today, do you know how much money Uncle earned in this wave of operations?"

"How much? Have you become a millionaire?"

"Haha, you're right, under your recommendation, after building a position in Moutai, I also financed and leveraged elsewhere, I now have 2 million cash in my account, uncle, I am developed, and when I go back for the New Year, I want to thank you!"

On the phone, Ding Le could feel that Uncle was extremely excited at the moment, although he was relaxed at the moment, but Ding Le knew that for people who bought a stock with full financing and leverage, watching the market value of the account rise and fall with the changes in the market trend every day, the torment of that kind of mentality is not something that anyone can endure.

"I remember the Hudong Heavy Machinery you told me last time, can you still buy it now?" Ding Jianye was not satisfied with the benefits brought by Moutai, and he also believed that the bull market had not yet reached its climax and had not yet reached the time to leave the market.

Ding Le hesitated, paused and said: "I think it can still be bought, don't look at it from a low point of about 5 yuan, it has risen 6 times now, I think this stock will be the largest bull stock in this big bull market, you believe me, just buy it with a full position, and hold it for three months first!"

Ding Le's words were concise and to the point, and he did not describe them from the fundamental to the technical side as he did last time he recommended Moutai. At this moment, it has not yet been revealed, but after New Year's Day in 2017, this ticket will officially set foot on the altar and accept everyone's pursuit and worship. Ding Le did not pay attention to the various benefits thrown by listed companies. As a reborn person, because there is really nothing to say, for the bull market in 2007, he only has the deepest memory of CSSC, which has risen nearly 100 times.

The day after the uncle called, Ding Le's account increased by 50,000 yuan, and the uncle's generosity exceeded Ding Le's expectations. Ding Le randomly transferred the money to the stock market and continued to buy 1,500 shares of Hudong Heavy Machinery, and the account had reached 8,000 shares at this moment.

After Ding Le revealed to Fei Yang that Uncle had cleared Moutai and built Hudong Heavy Machinery, Fei Yang also chose to clear the warehouse.

"Why didn't you tell me earlier, if you said it a day late, a few points of income will be gone!"

"Your uncle is really a god, when he comes back one day, you must help me introduce him, I want to worship him as a teacher!"

Fei Yang's operation Moutai's yield also reached 100%, and he was completely convinced of Uncle Ding Le's stock selection.

Because Ding Le deeply understands that it is better to use the golden finger less, and predicting the future is not necessarily good, and it may bring about a catastrophe.

In late December, in order to ensure the personal safety and property safety of all employees during the "Double Festival", the head office organized a meeting of middle-level and above leaders to arrange and deploy the safety and security work of the "Double Festival".

At the meeting, the leaders of the head office put forward clear requirements for the safety and security work during the festival, requiring strict implementation of the duty system, putting an end to the phenomenon of missing posts, leaving posts, and mistaking posts, and reporting all kinds of accidents in a timely manner; requiring all branches to strengthen the control and management of the exit and entry of business outlets to ensure safety; requiring to increase the frequency of ATM machine inspections, and the inspection and inspection must be in place and have registration records. In addition, the 110 alarm equipment must be tested, and employees are required to be familiar with various emergency plans, so as to achieve three defenses and ensure the safety of the double section.

Wang Yonggui came back and asked Ding Le to use his spare time to organize everyone to study, Ding Le did not dare to slack off, and used the after-work time to organize all the employees of the branch to study that day.

Wu Kewei was very disdainful of Ding Le's ability to use chicken feathers as arrows, and after the Gao Dagang incident, he and Ding Le were completely at home, and they looked down on Ding Le in various ways at work. However, in the past two days, he has also been a little annoyed, some customers anonymously reported to the Discipline Inspection and Supervision Department of the head office, and the report letter was written in great detail with nose and eyes, saying that he was in the process of handling business to eat and take cards, and often went in and out of nightclubs, foot bath cities and other entertainment venues. The Discipline Inspection and Supervision Department of the head office called him several times to explain the situation, but he refused on the grounds that he was busy with business at the end of the year and could not get out of the situation for a while.

Since Wu Kewei came to the Taiping Branch as a credit supervisor, Wang Yonggui has strongly praised Wu Kewei, but he has handed over all the management of loans to Wu Kewei, and he is relaxed and has become a shopkeeper. Wang Yonggui is clear about Wu Kewei's "small actions" in the process of lending, but he holds the idea that when the water is clear, there will be no fish, and he does not have too many constraints on this. Of course, Wu Kewei is also very good at being a person, and every time he encounters a customer's "filial piety", he will also think of him.

At this time, Wang Yonggui naturally didn't want Wu Kewei to have an accident, they were grasshoppers on a rope, and they were both damaged and prosperous.

Wu Kewei asked Wang Yonggui to intercede with the leaders of the Ministry of Discipline Inspection and Supervision, hoping that after handling this matter in a low-key manner, the two of them ran to the head office every day, hoping that this matter would be reduced to a small matter and a small matter. As for the safety and security work required by the head office to strengthen the "two festivals", Wang Yonggui completely forgot about it after Ding Le's organization and study.