He is far from studying finance.

He doesn't understand and doesn't understand the financial rules that take turns and turns.

But He Yuan has always believed in a truth, that is, pie will not fall from the sky.

Since the beginning of reform and opening up, the country has been building its economy and striving to achieve the goal of being well-off in an all-round way. During that time, the whole country was steadily advancing, but it was after 08 that the fastest change and the deepest feeling was made.

In the world financial crisis of 08, almost all countries fell, but China stood tall and even helped the world economy recover.

It all started with those four trillion.

He Yuan has read an analysis, which mentions that there are two very important reasons why China has been able to develop rapidly in the past decade.

One is that after the last financial crisis, all major developed countries have fallen into financial turmoil and are facing huge losses every day. Too much money was at risk of depreciation, and at that time, China, with its huge population base, was one of the few countries with investment potential. Coupled with the open investment conditions and the policy benefits given by the state, it has attracted a lot of foreign investment.

How exaggerated is this policy benefit? To use the simplest analogy.

If a company with an international background wants to go to the local government to invest, build a factory, or directly acquire a company. Then I will pay a million dollars, and after coordination with the local officials, they will sell the factory to me, of which the machinery and equipment are worth tens of millions, all kinds of raw materials, minerals, worth five or six hundred million, not including the various plots of land that are "the least valuable" in their eyes.

At that time, China was not as strong as it is now, and in the eyes of everyone, the renminbi was not money, it was just a lump of waste paper, and only the dollar was the hard currency.

In that frenzied atmosphere of chasing foreign exchange, few people will feel that this is abnormal, and many huge corruption incidents also occurred in that era.

Therefore, after the reform and opening up, there was a steady flow of foreign resources, and the crisis in '08 accelerated the entry of foreign capital, so that China's foreign exchange reserves reached an astonishing 4 trillion US dollars.

The second is the "four trillion" rescue plan that is closely related to everyone.

This thing, you can find a lot of reports and a lot of analysis and interpretation by looking for it on the Internet. But for ordinary people, they don't care about the process, they only feel the result.

The simplest result is that such an exaggerated housing price is inseparable from the original 4 trillion bailout plan.

In many ways, the "four trillion" still has a great promotion effect.

Not to mention anything else, take these natural gas pipelines in the countryside as an example, without the 4 trillion rescue plan, He Yuan's hometown may not be able to connect to natural gas until now. Without these four trillion words, Chengdu is estimated to be unable to connect to the subway until now - you must know that Hangzhou has only opened four lines until now, and Chengdu has opened more than ten lines.

Objectively speaking, Chengdu's economic development is not as good as that of Hangzhou. But now, Chengdu's transportation infrastructure has thrown off Hangzhou's ten streets.

To give another very simple example, China's rapid development of technology companies in recent years, such as Tencent, Alibaba, and the emergence of online banking, Alipay scanning codes, various video software, variety shows, are also inseparable from the support of these four trillion. Not to mention the rise of O2O, P2P, live streaming, food delivery and other industries.

Without money, these industries don't even have a chance to be born.

Without these four trillion smashed, our lives may be the same as a few years ago, we are still in the bus and mainstay, and we are watching mainstream dramas such as the Kangxi Dynasty.

It can be said that the emergence of these four trillion has really improved our travel life.

However, these four trillion are essentially drinking water to quench thirst.

At that time, due to the rapid economic development in China, there was already obvious inflation. The international financial crisis is an opportunity to curb bubbles and eliminate the chaff.

But the four trillion smashed down, directly intensified these bubbles, coupled with the follow-up central bank is still in a steady stream of water, coupled with various leverage principles, directly led to soaring prices, and finally had to pull up housing prices, real estate as a reservoir, digest these nowhere to put paper money.

You can't afford to buy a house, at least you can rent it, but you can't afford to eat any "garlic puree" and "ginger you army", then it's really going to be over.

So in the face of speculation, the above has always been open and closed. If your housing prices don't rise, where will I go to absorb so much money? But if you flip the rent, then I'm sorry, I'll kill you, because you're doing it against us.

Some people think, hey, what's this, the state is throwing money, prices are rising, and our wages are also rising, isn't it still the same after all?

The difference is huge.

It's like how far away from home, when I was a child, my parents worked, that is, I was in my thirties, not only in my hometown, but even in the center of Chengdu, which is now on Chunxi Road, I also bought a 100-square-meter house. It can be said that at that time, as long as you worked hard, you could support your whole family with a salary.

But now, even if you buy a house in the county, it is basically impossible to rely on your own salary. Not to mention that you work in your hometown county, even if you are in Beijing, Shanghai and Guangzhou, you get a salary of 10,000 or 20,000 yuan a month, you may not be able to buy a house in your hometown before the age of 30.

And even if you barely buy a house, you will have to carry tens or millions of debts, and you have to stay in the big city to work hard while paying off the mortgage in your hometown.

So essentially, it's a feast of capital plunder, and they make you earn a little bit of money in order to make more money out of you.

I took a piece of watermelon from you and threw you a few sesame seeds, so that you feel that you are still living this day, and even living well.

But if that's all there is to it, it's nothing.

After all, every country, when developing its economy, will encounter such a thing to a greater or lesser extent. Not to mention far away, let's talk about Japan, when Japan's inflation was at its most exaggerated, it claimed to be able to buy the entire United States, and the reimbursement of a month's car expenses for employees of Japanese companies was as high as one million yen.

Very exaggerated figures.

What is really frightening is that these four trillion yuan directly killed the soul of the nation.

In the past, the Chinese believed in hard work and prosperity.

Today's Chinese believe that work is better than buying a house; buying a house is waiting for demolition; demolition is better than grabbing an inheritance, grabbing a house, and being able to eat for a lifetime. There were even fake divorces and fake marriages, just for a place to buy a house, but the fake turned out, the object was gone, the house was gone, and even the money was gone.

Strange phenomena abound.

Another very scary thing is that it is telling young people nowadays that hard work is useless, and you have more "shortcuts" to "get rich" and "get rich" quickly.

What's the point of work, you see those who play games, casually hundreds of thousands, millions a month.

Those migrant workers who eat instant noodles give hundreds of thousands, millions of rewards to those anchors who twist their arms and scratch their heads.

Those who engage in piracy can open a website at random, grab other people's resources, and sell advertisements, which is tens or hundreds of thousands a month.

Even if you just go to do something H, you can earn much more than you can get paid for your work.

No matter how bad it is, if you put your money into P2P, you can get five or six points back, or even more than ten points a month.

Even.

You can find your friends, find a bank, find a loan shark, borrow some money, make a down payment, and then wait for the house price to rise with peace of mind, and after a year or two, sell the house again, and easily make a few million.

Which one is not better than you work hard?

These gray things, which are not written in the criminal law, are exactly the "shortcuts" for you to make money like crazy.

So when He Yuan was recruiting people before, young people who had just left school often asked him, is there a high salary in this industry, is there a high commission bonus, can I get more than 100,000 yuan a month, can I buy a house in Beijing?

Nothing?

Excuse me, let me think about it.

Over the years, everyone's income has increased, and their economic strength has increased, but their spirit has collapsed.

Everyone no longer believes in authority, no longer believes in strength, some are just shady, and some are just PY transactions.

Whenever someone gets a little achievement and is stronger than others, what they attract is not praise or pride, but whether you are engaged in black-box trading again, and whether you have a big guy behind you?

Otherwise, how could you be in power?

Everyone is crazy about advocating the power of money, just wanting to make money, and make more money.

Turning their noses up at the so-called positive energy, the so-called conscience, the so-called principles.

Over the years, we have released a lot of games, many TV series, many variety shows, many popular stars, and many Internet celebrities.

Everyone is chasing TV series, watching variety shows, commenting on which star is more handsome, which star is cheating again, and which Internet celebrities have appeared on Douyin, one by one, one by one, and the head is the way.

However, few people pay attention to the progress of our scientific and technological strength, the strength of our national army, and the number of achievements we have made.

The people are weak, money is in charge, and they are talking about the current flower planters.

He Yuan had already felt it.

Although his position is higher and higher, he is getting more and more salary.

But he was getting more and more uneasy.

Everything in front of me is too illusory, too unstable, like a bubble that will burst at any moment.

Now, the bubble is really starting to burst.

It didn't take ten years, it didn't take four or five years, and even only a few months.

Many people are feeling the onset of winter.

Many people who used to shout "it's none of their business" and "the sky is falling and there is a tall top" are now shut up.

Those who used to think that this is my business, that this company is a big deal, and that it would be good for me to change companies, now they can't even find a company to take over.

After the tide recedes, it is known who is swimming naked.

At the time of an avalanche, no snowflake is innocent.