On January 13, 81, this day is the Laba Festival of the lunar calendar, but not many people on the Xiangjiang side care about this festival.

However, today there are long queues at the outlets of Wing Hang Bank and Hang Seng Bank, and countless citizens with deposits in these two banks have come to withdraw money.

The ability of the Xiangjiang media is not ordinarily powerful, Feng Yubin of the row of Wing Hang Bank gave a big greeting to some newspapers, or many newspapers reported on it, and this morning the streets and alleys of Xiangjiang all knew that Wing Hang Bank had 300 million Hong Kong dollars as a dead account. Worried that the money he had placed in Wing Hang Bank was not safe, he went to the business office of Wing Hang Bank and took out the money and put it in other banks.

This time, not only Wing Hang Bank, but also Hang Seng Bank was also affected by Yuchi, because Lin Xiufeng, a member of the founding family of Hang Seng Bank, was suspected of colluding with Jianing Group to defraud the public on the issue of Golden Gate Building, which also made many citizens not feel at ease about it.

Compared with Wing Hang Bank, Hang Seng Bank is relatively better, but it has HSBC behind it, and it is not afraid that its bank will collapse because of this run. However, its top management still held a meeting to discuss how to reassure the people of Hong Kong so that they can continue to trust Hang Seng Bank. Otherwise, even if your bank survives this run, and there are no citizens to come to deposit, your bank will still slowly collapse.

Ho Sin Heng, Chairman of Hang Seng Bank, said, "This time due to some influence of Jianing Group, our bank is now in some trouble, Mr. Vestafen, please contact Chairman Shen of HSBC and ask him to come forward for us Hang Seng Bank to stand up and let us get through this difficulty." Flash"

Hang Seng Bank has been controlled by HSBC for 65 years, and this time Hang Seng Bank has a problem, and HSBC naturally cannot ignore it.

Jess Vestavin said, "Mr. He, I have already reported this matter to Chairman Shen before the meeting. Now HSBC is also holding a meeting to discuss how to solve this problem. ”

While they were still in a meeting, an administrator barged in and reported to them, "Ho Sheng, we have called from our office in Causeway Bay, and they are short of cash and ask us to mobilize funds immediately. ”

Ho Shanheng said to Finance: "You immediately arrange to mobilize a batch of cash from us to deal with the next run." ”

After the financial affairs went out, Ho Shanheng said, "Mr. Vestal, please go to HSBC immediately, report to Chairman Shen in person, and ask them to give us support." ”

"Okay, Mr. Ho, I'll go to HSBC. "Jess Vestal knows that the matter is urgent, and HSBC must act quickly, otherwise Hang Seng Bank will not survive for a few days.

He Shanheng was very annoyed by the unwarranted disaster caused by his old friend's son, this time it didn't have much to do with their Hang Seng Bank, but he didn't expect Lin Xiu Summit to be involved, so that Hang Seng Bank was also affected. 35xs

He Shanheng said to the manager of the administration department, "You go and contact the major newspapers and the three major TV stations, and I will hold a press conference at three o'clock in the afternoon." ”

On the side of Wing Hang Bank, Feng Jingyao and other senior executives listened to the administrative staff report on the situation of each branch.

After listening, Feng Jingyao said, "Your administrative department should contact the major business outlets at any time, pay attention to their cash reserves, and arrange for the headquarters to transport the funds over at any time, so as to avoid the situation that citizens cannot withdraw money." ”

Feng Jingyao knows very well that once the bank has no funds, the run will be even more ferocious. Xiangjiang is so big, as long as there is a problem with any business outlet, it will not be long before the whole Xiangjiang will know about this problem, which will cause more panic among the public.

The bank's chief financial officer said, "Feng Sheng, if our bank's reserves continue at this rate, I'm afraid it won't last for a few days." ”

"Rest assured, I have already negotiated with the Bank of East Asia and the Asian Commercial Bank, and each of them will support us with HK$500 million to deal with this run. ”

After hearing this, the financial director was also relieved, so that as long as half of the citizens did not come to withdraw their deposits, there would be no problem with their own bank.

The representative of Owen Trust Company said, "Our group has also negotiated, if this side is needed, the group will support 100 million US dollars here, I believe that this run, our bank can easily deal with the past, but how to deal with the problems of our bank in the future, how to restore the confidence of the people of Hong Kong in us." ”

Feng Jingyao also had a headache about this, the matter of money is easy to solve, but it is very troublesome to make the public believe that their bank can rest assured that they can put money in their own bank.

Feng Jingyao said: "I will find a way in this regard, I will visit Lee Shau Kee, Kwok Tak Sheng, and Feng Jingxi in the afternoon, so that the three companies can temporarily cooperate with our bank? I think with the support of these three companies, I will definitely be able to stabilize the mood of the citizens." At the same time, our bank has introduced some favorable policies for citizens to deposit in our bank, and I believe that citizens will choose our bank again. ”

At the business outlets of Wing Hang Bank, there are still long queues, and citizens waiting to withdraw money are also chatting with each other about the news in the market.

Two of the middle-aged women were obviously very familiar with each other, and they also chatted with each other during the queue.

One of them said, "Ali, you're here to get the money too." ”

The one named Ali said, "Sister Wang, aren't you too?" I read the newspaper today, the bank's 300 million Hong Kong dollars became bad debts, this is still reported, who knows how many bad debts the bank has not reported, my own money but Awen found hard money, I don't want to be gone." ”

Sister Wang said, "I think so too, our family still wants to save a little more to change to a bigger house, after all, the child is getting married, and the place where he lives now is smaller." If the money is gone, what will happen to my family? ”

Ali is also more contradictory now, and now I don't know which bank the money is safe, HSBC, Standard Chartered These banks are safe, but unfortunately the threshold is high, and the preferential treatment in all aspects is not as good as that of Chinese-funded banks.

Ali asked Sister Wang, "What are your plans after you withdraw the money this time, and which bank are you going to put it in?"

Sister Wang said, "I have already thought about it, after taking it out this time, I will put it on the side of the Bank of East Asia, and the Lee Group is now starting to cooperate with the Bank of East Asia, and I believe that the liquidity of the Lee Group for a quarter is enough to offset the deposits of all our users." If you put it over there, I guess there is no problem. ”

After hearing this, Ali also thought about it, and after taking out the money herself, she deposited it in the Bank of East Asia.

At this time, in the office of Li Guobao of the Bank of East Asia, after listening to the report of the administrative staff, he was very happy, he did not expect that this turmoil, his Bank of East Asia would be able to profit, it was really a feeling of joy from the sky.

Li Guobao said: "You notify me to let all the staff of the bank cheer up, and they will not be allowed to take vacations in the past few days to deal with customers who come to handle business." ”

Li Guobao knows very well that this is just the beginning, as long as the run between Wing Hang and Hang Seng Bank is still happening, his business will continue to increase, and he is also very grateful for the cooperation between the Li Group and himself, with the influence of the Li Group, these citizens will give priority to their own bank business.