On the morning of the second day, Li Guangyu convened a joint meeting of a number of group executives, the focus of which was Tianyu Financial Group, Hengyu Supermarket Group, 7-Eleven Convenience Store Group, China Electric Group, South China Electrical Appliance Chain Group, Wheelock Group, and Xingyu Game Group.

At present, these groups are mainly the key cooperation objects of Xiangjiang enterprises, and the industries involved are also very wide, especially several major retail groups, and many daily products of Xiangjiang enterprises can be sold here.

At the meeting, Li Guangyu specially emphasized to Tianyu Bank: "This time involves tens of thousands of employees, you must do carefully to distinguish their credibility, and to review the industry they are engaged in with loans, if it is more in line with the development and the risk is relatively low, you can relax some conditions to help them start a better business."

If there are some whimsical and unwarranted ones, you have to tighten the loans, and some ideas related to high and new technology can be asked to go to the Tin Shui Wai Incubation Park for financing, and the relevant investment companies over there will review them. ”

There is no problem with loans, even low-interest loans are fine, but the profits are lower, after these people start a successful business, continue to handle business in Tianyu Bank, and more profits can be earned back in the future.

However, some immature ideas, just based on an idea, which do not conform to reality at all, Tianyu Bank will definitely not be able to lend, which will make Tianyu Bank's non-performing loan ratio rise.

At the same time, Li Guangyu also set strict regulations on loan personnel, and he did not want some people who were not unemployed to also take out low-interest loans in their banks, and the examination should be strict in the middle, and at the same time to avoid problems within the banks.

Subsequently, Li Guangyu emphasized to other groups that they must firmly control the quality, and they must not lower the group's requirements for quality because of supporting them, and they must give priority to the purchase after the quality of the products of these entrepreneurs is qualified and the price is not higher than that of other suppliers.

The future development of Hong Kong is destined to require more people to start their own businesses, and Hong Kong cannot provide so many jobs only by its current industries, especially in the face of the continuous transfer of some labor-intensive and low value-added industries, which leads to a serious shortage of jobs that Hong Kong can currently provide.

The reason why Wilson took out the land in Yau Tsim Wang this time is so that Xiangjiang can add more jobs, and the position of Wheelock Place is relatively stable and will not be eliminated in a short time.

And there are not only tens of thousands of jobs, but also many stores inside that can give many people a business.

The real estate industry of Wheelock Place is different from other commercial and residential properties, and its influence is far greater than that of ordinary real estate, it is not only a multi-billion investment, but the benefits generated after operation are far greater than the investment, and this kind of industry is very popular with local governments.

Moreover, unlike other industries, Wheelock Group's entry means that Hengyu Supermarket Group, Jiuhua Hotel, Far East Hotel, Tianyu Bank, Bank of East Asia, Xiangjiang Asia Commercial Bank, Xiangjiang Bank, Phoenix Store, Nanhua Electrical Appliance Chain Store, major clothing brand stores, Jiayi Cinema, Golden Scale Toy Store and a series of enterprises will settle in.

In the past few years, Xiangjiang has been a painful period of transformation, the retail service industry still needs to be improved, the financial industry also needs to be strengthened, many universities are still under construction in high-tech innovation, and the trade industry is also relatively weak, the current global economy is weak, and the shipping industry is in a cold winter.

In terms of tourism, although the economic development on the mainland is relatively fast, it will take a long time for a large number of people from the mainland to come over.

On the contrary, the manufacturing industry in Hong Kong, especially the low value-added and labor-intensive manufacturing industries, is accelerating the transfer to the mainland, which also causes the unemployment rate in Hong Kong to increase sharply.

To solve this situation, Hong Kong needs to increase the construction of commercial centers, lay out the retail industry, add more jobs in the service industry, and promote more citizens to start their own businesses, so as to reduce the employment pressure of Hong Kong.

Fortunately, the reform and opening up of the mainland has provided a good opportunity for Xiangjiang to transform, and it is relatively easy to start a business in the mainland at this time, where the investment cost is very low, and the large platform under the Li consortium allows them not to worry about their products being unsellable.

For example, in the garment industry, now Gan Qinglin has opened up the sales channels in Eastern Europe, especially the sales channels in the Soviet Union, where the demand is very large, and the other party not only buys a few famous brands, some cheap clothing they need more, at present, Donghua Trading Company is purchasing some cheap clothing in Pengcheng.

The same is true for many light industry products, there are a lot of business opportunities, it depends on whether the citizens of Xiangjiang can seize the opportunity, at least in the past few years, there is no need to worry about sales, even if the collapse of the Soviet Union in the future, there is no need to worry too much, at that time the Li consortium has already established a stable sales channel in Eastern Europe, and Eastern Europe wants to make up for the shortcomings of light industry is not a short time to do.

If Xiangjiang wants to continue to maintain the rapid development of the economy, it needs to move towards high and new technology, have its own technical core, and improve the added value of its own products.

As one of the top cities in the world, Xiangjiang only had two colleges and universities in the early 80s, and it was not until the past few years that there were more of them.

In addition to Xiangjiang University and Xiangjiang Chinese University, only Xiangjiang Aviation College had its first batch of students graduated last year, and this year will be better, Xiangjiang City University, Xiangjiang University of Technology, Xiangjiang Zhonghua University, and Xiangjiang University of Communication will usher in their first graduates in June this year.

As a result, there are far from enough high-end talents in Xiangjiang, and there are very few innovative talents in demand in many industries, and it will take time to precipitate in this regard.

Especially after Li Guangyu suppressed the dependence of Xiangjiang's economy on real estate in this life, Xiangjiang needs to develop in innovation so as to ensure the normal and continuous development of Xiangjiang's economy.

The only thing that makes Li Guangyu happy is that the film and television industry in Xiangjiang will not face the end of the previous life in this life, and their films and TV in Xiangjiang can better enter the mainland market, instead of being blocked out for a long time like in the previous life, coupled with his establishment of theaters in the mainland, and the film company in Xiangjiang is no longer eager for quick success, there is no big problem for Xiangjiang to stabilize its film and television entertainment center in Asia.

You must know that the Xiangjiang Film and Television Academy and the Xiangjiang Conservatory of Music will open in September this year, and with these two institutions of higher learning to provide talent support for Xiangjiang, there will be no shortage of talent in the entertainment industry in Xiangjiang.

As the foundation of the Li Foundation, the more prosperous the development of Xiangjiang, the greater the benefits to the Li Foundation, so Li Guangyu is willing to contribute in this regard, he is willing to support the citizens of Xiangjiang to start a business, and is also willing to support the development of their enterprises in a win-win situation, so as to improve the overall development vitality of Xiangjiang.

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