Early on Saturday morning, Li Xuanning woke up at 5 o'clock. I practiced "Juyuan Decision" for 1 hour. Since practicing "Juyuan Decision", Li Dashao's various physical functions have been enhanced, his spirit is better, and his temperament is more restrained.

After washing, I went to the sports field for morning exercise and exercised for more than half an hour. I went to the canteen for breakfast, and by the way, I brought soy milk fritters to a few buddies in the 503 dormitory.

Li Xuanning opened his IBM laptop, read the news on the Internet for a while, and searched for some information on the Internet.

After half past eight, Li Xuanning contacted Hu Peichao on QQ.

Li Xuanning: Uncle, are you up?

Hu Peichao: I've been up for a while, and I've just had breakfast.

Li Xuanning: I have some thoughts recently, is there any important arrangement on my uncle's side in the past two days?

Hu Peichao: No, do you need an interview?

Li Xuanning: Yes, then my uncle can fly to the Demon Capital today, let's talk face to face.

Hu Peichao: Okay, I'll ask people to book tickets now. Do I still need to bring the relevant people from the company?

Li Xuanning: No need.

Li Xuanning called Wei Dingkun, general manager of Nanlin Dinghua Hotel, and asked him to arrange the work at hand and come to Modu tomorrow to meet and talk.

At 4 o'clock in the afternoon, Li Xuanning and Zhao Wanli, president of SH Bank, picked up Hu Peichao and three accompanying bodyguards at the Modu Airport and drove to the headquarters of SH Bank, located in an office building in Lujiazui. The temporarily rented office space will be moved to the office after the completion of the Modu SH Lujiazui project.

In the president's office, Master Li and Hu Peichao listened to the report of the president, Zhao Wanli.

SH Bank, in the more than a year since its establishment, has carried out good business and developed rapidly. The turnover of funds is within a controllable range.

Coming out of the headquarters of SH Bank, Li Xuanning, Hu Peichao and Zhao Wanli had dinner at the Chinese restaurant of Jinmao Daxia, and then Li Xuanning and his uncle Hu Peichao returned to the SH Shangpin Villa area in the magic capital in a black Mercedes-Benz G55.

In the study room of the villa, Li Xuanning and Hu Peichao drank black tea.

Li Xuanning: "We have too much money on hand now, so we have to invest some out." ”

Hu Peichao: "Yes, the Hong Kong dollar has more than 80 billion, and the US dollar is 10.9 billion. ”

Li Xuanning: "It sounds scary, the funds are always put in the account, it's not a thing!"

Hu Peichao: "Are you planning to increase the investment of SH Bank?"

Li Xuanning: "Yes, indeed, after more than a year of development, the business in several major cities has also carried out well. Although for the time being, it is far from the investment income in the financial market. However, in the long run, there is still considerable room for development in China, and banks can become bigger and bigger. ”

Hu Peichao: "It's true, every time I invest in the financial market, I can only control the quantity. ”

Li Xuanning: "Yes, so I think that in the cities of Imperial Capital, Magic City, Yuezhou, and Pengcheng, each city can add 1 billion US dollars, and Hangzhou can add 500 million US dollars. Jinmen, Jinling, Gusu, Quancheng, Jiangcheng, Wudu, and Rongcheng established branches, and each city invested 500 million US dollars. A total of USD 8 billion will be invested. SH Bank's total investment reached $10 billion. ”

Hu Peichao: "In this way, we have to transfer the current presidents or vice presidents of branches in several major cities to open up wasteland." ”

Li Xuanning: "Transfer the vice president to go, and compete for posts according to the assessment." Cities with excellent business development are allowed to establish branches in other important and medium-sized cities in the province to conduct business. ”

Hu Peichao: "This arrangement is very appropriate. To establish a branch in a medium-sized city, you have to submit an application report to the head office, and you can only establish it with your approval, right?"

Li Xuanning: "It should be like this in the early stage, and after slowly forming a set of development standards within SH Bank, it will be implemented according to the standards." ”

Hu Peichao: "In terms of lending, it is still mainly for real estate projects?"

Li Xuanning: "Yes, I think there is still a long time and scale for China's urbanization process. Therefore, during this period of time, real estate projects are still relatively safe. Even if a project cannot continue to operate for various reasons, then we can take over the operation, so as to avoid the loss of most of the funds. And I believe that there should be a good chance that you will be able to recover the loan and make more money at the same time. ”

Hu Peichao: "So the new city that SH Bank entered, did SH real estate development also enter at the same time?"

Li Xuanning: "I have also carefully considered this issue, but the time is still not ripe for the time being. I think it should be one to two years from now. When the time comes, it should be replaced with Dinghua's brand. ”

Hu Peichao: "Are you planning to turn real estate into a domestic brand?"

Li Xuanning: "Yes, our scale is getting bigger and bigger, and it's time to slowly emerge from the water." I believe that there are people who are watching our SH's actions in China, and then they will learn about SH's financial actions through various channels. ”

Hu Peichao: "That's for sure, after all, there are still many traces to trace. Fortunately, in our initial period, you set up a variety of means to avoid river crabs. ”

Li Xuanning: "Take precautions, eating meat and not spitting out bones at any time happens from time to time." Only if you are strong enough can you have a stronger defense. ”

Hu Peichao: "It makes sense, but you still have to be unremitting." ”

Li Xuanning: "So don't look at the lot of money in our account, it's actually far away." If we want our destiny to always be in our own hands, we still have to continue to work hard. ”

Hu Peichao: "As soon as I say this, I no longer worry about the idle funds in the account." The revolution has not yet been achieved, and comrades still need to work hard. ”

Li Xuanning: "We have to keep an amount of five billion US dollars in our accounts at all times, and we must guard against someone deliberately plotting against our SH Bank." In the event of a run on depositors, we must be able to prepare sufficient funds to deal with it as soon as possible. Otherwise, it will always be a big loophole, and it can be fatal at any time. Under some pretexts, all our real estate projects will be closed and suspended. Basically, we were killed, and the last thing that could be left of these two items was only the skin. ”

Hu Peichao thought for a few minutes and said: "If this is really possible, then we really have to always have enough cash in hand to be safe." ”

Li Xuanning smiled and said: "Of course, don't worry too much, after the Internet companies such as Google and T Xun that we invested in are listed, then we will be much more stable." ”

Hu Peichao: "Well, especially Google and Txun, the current development momentum is very strong, and they should soon be profitable, and then go public after making a profit." With our shares, that's a lot of value. ”

Li Xuanning: "That's it. By the way, I think the hotel industry is also quite promising, and the key is that it can be done on a large enough scale. ”

Hu Peichao: "Listen up." ”

Li Xuanning: "The hotel industry can be made into a chain, a standard, all over the country. Based on the housekeeping department of Nanlin Dinghua Hotel, the standard is mainly ordinary rooms, and each hotel maintains the scale of 80-150 rooms. There are 200 provincial-level cities, 500 prefecture-level cities, and 1,300 county-level cities, with a total of 2,000 in the country. Try to buy land for self-construction, or buy old buildings for renovation, and the last choice is long-term rental property. It is expected to invest 8 billion to 11 billion yuan, and it is expected to return to its original cost within 5 years after opening. In the future, the annual income will be more than 2 billion. And the value of the property will also increase. That's a lot of money too. More than 30,000 employees can be employed. ”

Hu Peichao: "According to your estimates, how many years will it take for such a large scale to complete the layout of the whole country?"

Li Xuanning: "6 years. The first year is the slowest, and the following year will be faster and faster, showing geometric growth. ”

Hu Peichao: "So who are you going to send to be in charge of this industry?"

Li Xuanning: "Invest 10 billion yuan to establish Dinghua Hotel Chain Group, and the chairman still has to be an uncle. First, let Wei Dingkun, general manager of Nanlin Dinghua Hotel, be the general manager, and dig two to three senior managers of chain hotels as vice presidents. Dig up a part of the regional head. The headquarters is located in the magic capital. Half of the personnel of the high-end residential investment management department were drawn out to form a hotel investment department, which belonged to the Dinghua chain hotel group. ”

Hu Peichao: "Okay, but this group has to worry a lot about you." ”

Li Xuanning: "Well, I'll pay attention to it often. After the low-end chain hotels are fully rolled out, we will select suitable medium-sized and large cities to establish mid-to-high-end chain hotels, and large cities and megacities will establish high-end hotels. Establish vacation programs in popular tourist cities. The entire program is scheduled to be completed within 10 years. ”

Hu Peichao: "Food, clothing, housing and transportation, the first thing we started was housing." Okay, according to your plan, you will be going to get an airline in the future. What about food and clothing?

Li Xuanning said with a smile: "Take your time, in terms of eating, if you want to form a scale, you can only form a chain group development." Not for now. However, there are still some ideas in terms of raw materials for eating, such as the breeding industry in our Nanlin Dinghua base, which can be developed. China is now basically solving the problem of food and clothing, and can eat enough. In the future, there will definitely be higher requirements for food safety and health, and the transition from being able to eat well will be made. ”

Hu Peichao: "This should indeed be done, judging from the situation in Nanlin, our internal operation and our own supermarket can basically digest the output in the base." But the population and consumption level in the big city are much higher than Nanlin, which should be very interesting. ”

Li Xuanning nodded and said, "Well, after some time, I'll think about it again." I don't have any ideas about what to wear for the time being, and the competition is fierce. I'm not going to do it for the time being. ”

Hu Peichao smiled and said: "Then do the plan first, and if you want to do it later, you can talk about it." ”

After drinking tea, smoking, and chatting until 10 o'clock, the two went to take a shower and go to bed.

The next day, Wei Dingkun arrived in the magic capital and met Young Master Li and Hu Peichao. I was informed of the decision to establish Dinghua Hotel Chain Group and the personnel appointment.