“......”

“......”

The corners of Ning Yan's mouth curved downward, with a slight hint of disdain.

This Zheng Jie Zheng Zong's impatient performance is really not unexpected at all.

To put it nicely, this is called full of confidence.

If you don't hear it well, this Nima is called the frog at the bottom of the well.

"Tell me about it. ”

I don't know why, Ning Yan suddenly understood some of Ning Wanqiang's inexplicable arrangements.

Chinese always like to say that wealth is not more than three generations.

Looking through Chinese history, it is difficult to find examples of wealth that can last for three generations.

It is rumored that in 06, Hurun once published a list of ancient family businesses.

100 family businesses in Britain, France, the United States, Germany, Italy, Japan and other countries.

The number one hundred companies also surpasses the history of 225 years.

There is no China in it.

Although the wealth of some families is no longer so prosperous, at least the family is still operating and can develop in a general direction.

There is a set of data that shows that a quarter of the richest people in the world in 13 years have inherited their wealth.

However, wealth is generally inherited to the second generation, and only 22 inherit more than three generations.

Specifically in China, the average lifespan of a family business is only 24 years, and only 4% of them are in the fourth generation.

The short lifespan of a family business is undoubtedly a testament to the fact that there are no more than three generations of wealth.

What's more, most wealthy family business owners are 55 years old.

The proportion of enterprises led by family heirs is only 1.42%.

Many wealthy generations have not yet paid attention to the preservation and inheritance of family wealth, and only the wealth that has been sorted out can be preserved and then passed on.

On this question, Ning Yan personally feels that the current Wang Si may want to speak a little.

As for the wealth of Ning Affairs Management Office, it is obvious that Ning Wanqiang will pay attention to the inheritance of wealth, and at the same time, he can operate in a general direction that has been scientifically combined with actual verification and added his own ideas.

Of course, Ning Yan also understands that Ning Wanqiang's arrangement obviously has more layers of deep meaning.

It may take a long time to unravel the mystery.

is full of calculations, and it has only been four months since I started to contact the story behind the Ning family.

The reason why Ning Yan suddenly thought like this came from his own experience.

For the first 17 years, I went to ordinary school, in the poor countryside.

This made Ning Yan have a great curiosity about the outside world through the exchange of books, education, and information, as well as a yearning for prosperity.

After being tacitly allowed not to accept a higher level of mass or elite education, Ning Yan came into contact with the back of a bustling society.

I can't say that I know the height of the sky, but I can definitely know the darkness of the back in the eyes of the bottom.

This part of the experience can be summarized as understanding the learning, growth, and life of the largest proportion of ordinary people.

After having sufficient receptivity, they are placed in a comprehensive study plan.

I have seen the pleasures brought by money alone, and I have also seen the faces of all beings under the manipulation of capital.

In the past few stages, I have seen a lot of things, and I can barely say that I know the breadth of the world.

To sum up, in fact, Ning Yan already has a lot of experience.

At the very least, there is a certain awe when it comes to knowing how much power is behind you......

Li Weixin seriously introduced the situation.

"It is rumored that Zheng Jie has started some arrangements this afternoon, which should be specific to a part of our company's investment areas. ”

"With the current state of the company, it is easy to have some unforeseen problems. ”

"More detailed information, no way to get it. ”

At this point, Ning Yan was not surprised at all.

He is more inclined that Li Weixin can know the news, which was deliberately released by Zheng Jie's group.

The purpose is still very simple.

I just want to tell Ning Yan, if you see it, you have confidence!

"Well, what about Zheng Jie?" Ning Yan nodded to indicate that he understood, and then asked.

Although Ning Yan knew what kind of person Zheng Jie was, what he relied on, etc., etc., etc.

But Ning Yan really didn't know anything about Zheng Jie's past.

Yan Zhi obviously has no inclination to collect this part of the information.

It can barely be regarded as Ning Yan's self-confidence as the heir of Ning Affairs Management.

To be more specific, I really don't think it's necessary.

Li Weixin thought for a while before he spoke: "Mr. Ning, do you know what the situation is at Zheng Jie's house?"

"I don't need to say much about my family background. ”

Ning Yan said bluntly.

What he already understood, Ning Yan didn't have the heart to listen to it a second time.

And it is likely to be passively forced.

is still an executive of his own company, pretending to be forced in a secretive tone.

Li Weixin seemed to breathe a sigh of relief, and then said: "Zheng Jie does not have any enterprises under his name. ”

"Indirectly controls a company called Hun Tian, which has a very wide range of business scope, but the registered capital is unusually low-key, only 15 million. ”

“......”

After a pause, Li Weixin specifically talked about the company's development over the years.

This part is what Ning Yan wants to understand.

"Hun Tian was founded in 2012, the development has been good, in 2015 for the first time appeared in the Ningbo open market, with a large enterprise at the same time bidding, the unknown Hun Tian failed. ”

But the result was that the large company abandoned the bid the day after winning the bid, and according to the process, Hun Tian won the bid. ”

“......”

"2016 ,......"

“......”

"In 2018, Hun Tian began to enter the public financial market. ”

“......”

"In 2019, Hun Tian Company entered a period of vigorous development, and some data show that the current assets of Hun Tian Company have exceeded 3 billion. ”

“......”

"There are also some rumors that the company is currently planning a larger market, and Jincai Cat is an important chess piece. ”

“......”

To sum up, the background of this company called Hun Tian is very complex, and it has intervened in almost every aspect of this place in Ningbo.

Do any business.

But it's not very serious.

Only be a second-class dealer.

Ning Yan thought of a word, Down.

There are similarities.

"Is there any other news?" Ning Yan asked quietly.

According to his guess, Zheng Jie shouldn't just be like this, although it is said that the assets are more than three billion, he didn't have much appetite at the beginning, he just wanted 20% of the shares.

It is equivalent to saying that it is a Mu Tu, but it is only a transaction of less than 200 million.

And there are inputs.

Although Tianyuan Financial can be regarded as the No. 1 enterprise in Ningbo, it should not be so worthless.

And he showed that he was in a hurry.

It's weird.

Li Weixin shook his head: "No, other news is unreliable, but it will interfere with our judgment." ”

Ning Yan thought for a while and asked, "What is our company's debt ratio, and which is the largest cooperative bank?"

Ning Yan didn't care much about these things.

He just thought of something.

Since there are relevant agencies coming to the door in the morning.

That's not guaranteed, and more things will come to you.

Although it is not normal business competition, it is not facing normal human beings.

"The largest cooperative bank is ICBC, with liabilities of around 300 million yuan, because we had an external pool of funds before, and we didn't need to operate with debt. ”

Li Weixin quickly replied.

"The reason why there is debt is also a cooperation factor. ”

This Ning Yan understands.

But he didn't have much contact with it.

How to say it.

Generally, a well-run enterprise will want to expand because of various affairs, and most of the time this expansion is more urgent.

After all, the opportunity is fleeting.

So that's when you need to go into debt.

This is common.

The other part is the cooperation factor.

A well-run business, in fact, many banks want to lend.

From the level of the bank, it needs to not only pull deposits, but also need to lend, and with deposits, it can lend and generate profits.

With a loan, there is interest.

Tianyuan Financial is also a financial enterprise, and it is indispensable to deal with banks, such as how to use funds reasonably for overseas financial investment.

And in the world, there is nothing that the universe can't do.

Therefore, for the sake of a more favorable cooperative relationship, Tianyuan Finance, which obviously has an external capital pool, will still be in debt.

But money is such a thing, and there are no companies that have too much.

So this partnership has always existed as well.

"Mr. Li, you should understand what I mean. Ning Yan suddenly said without a head.

Li Weixin: "!!"

"Mr. Ning, this won't happen, right?

Ning Yan asked rhetorically, "Why not? Now it's not normal competition. ”

"Be prepared. ”

"Even if all cooperation is normal, it is better to be prepared, at least not to underestimate the ability of the opponent. ”

In fact, Ning Yan wanted to say in his heart that Lao Tzu simply thought that this force was bad and stupid.

But Ning Yan also believes that no one should be taken lightly.

After all, he didn't want to borrow the hand of Ning Affairs Management Office in the end in order to protect Tianyuan Finance.

What he wanted to do was actually quite contradictory.

On the one hand, he hopes to defeat the other party by commercial means and make a profit, on the other hand, he also hopes to lose money after making a profit.

But it's better if these two parts are done at the same time.

But there is no such thing in the world.

In the end, Li Weixin still went down to arrange.

However, before leaving, he said: "Mr. Ning, if we want to prepare this part of the money, the company's funds will really be stretched, and there will be no sufficient funds to support the risks that may arise." ”

Ning Yan waved his hand and said: "If it comes to that point, then we will first end some investment projects and flow back and forth as the other party wants." ”

"Of course, I hope that the competition in the financial industry, we can perform at the level it deserves. ”

Li Weixin nodded solemnly and left.

It's still quite complicated.

After Li Weixin left, Ning Yan looked at Yan Zhi: "Secretary Yan, tell me how to deal with this matter." ”

"Until now, we have been reactive and seem to be completely incapable of fighting back. ”

"For example, do you think you can push Jincai Cat to go through the B round of financing process?"

"Since Mr. Han Xiaofei dares to give up 80% of the shares, then we can also run the business according to our wishes, right?"

Yan Zhi really thought about it carefully.

Finally, he said: "It's just a means, it can be started next Monday, but it's not in your original plan." ”

"I think there is another way, and it's not a good thing to deal with it passively. ”

"Anyway, from the day before yesterday to today, Zheng Jie has indirectly helped you solve a lot of things, all of which you hope to solve. ”

"Cleaning up the external pool of funds and integrating employees, these two things will not bear fruit in half a year. ”

Ning Yan thought so: "When I finally beat him down, I have to say thank you to him, after all, it is my Ning Yan's thanks." ”

Yan Zhi: "......"

Cow's cow's.

In fact, to be more strict, Tianyuan Finance does not want to fight back, but in the current environment, resources are insufficient.

Because this is Zheng Jie's home field.

There are many aspects of resources that he can borrow easily.

For Tianyuan Finance, these will all become constraints.

It is no wonder that from 15 years to now, in the past four years, Hun Tian Company has been invincible every time.

Many large corporations are retreating.

Just let it out and let Hun Tian be his second dealer, at most, the cost is slightly higher, but it is a lot less troublesome.

But doing business is often an exchange of interests.

As long as it's worth it, there's nothing wrong with it.

That's why some people say that as long as you become a capitalist, you become a slave of capital.

"Then watch him dance. ”

Ning Yan said with a smile.

When Ning Yan chooses the right tea, the right water, the right pot, and the right fuel, to make a satisfying pot of tea, and exchange money for the ultimate enjoyment.

Zheng Jie was also drinking tea.

He didn't take Ning Yan to wait at all.

"Mr. Zheng, things have been arranged. Someone said.

Whether it is in front of people or behind people, no one calls Zheng Jie Brother Zheng, because Zheng Jie hates this title, and he likes Mr. Zheng.

ICBC agreed to make an appointment to talk to Tianyuan Financial on the weekend. ”

Zheng Jie said endlessly.

Others' eyes lit up: "It's still Mr. Zheng." ”

Mr. Zheng had a brilliant eye. ”

“......”

Thousands of clothes are not worn.

"In addition, make arrangements, let Xiao Zhang come out first, don't let people say that I have no feelings. Zheng Jie said again.

"Okay. ”

“......”

Zheng Jie took a sip of tea and said lightly.

"Now that everything is arranged, let's get moving. ”

The shape is very similar to the ancient strategists who strategized and won thousands of miles.

For example, Zhuge Liang and the like.

It's just that there is no form and no god.

After all, even Zheng Jie himself felt that he was still young and young, and his experience was not rich enough.

I guess it will be much better in a few years.

Zheng Jie is also ambitious, he feels that Ningbo is too small, this place is familiar everywhere, and he is a little tired.

The magic capital next to it is very good, but the capital is not enough at present.

Maybe after eating Tianyuan Finance, it will get better.

"Gotta hurry. ”

Zheng Jie said in a low voice.

Under Zheng Jie's arrangement, Ningbo's financial circle moved passively.

Zheng Jie's methods are very simple and rude, basically old-fashioned, hard bars.

There's no hiding this time.

Directly borrowing the hands of other financial companies, directly targeting the most important investment sector of Tianyuan Financial——(1)

(1): Wait for a big guy.

======

Broken bowls.

PS: Sometimes it's quite interesting to read more books, in the final analysis, books are a kind of inductive output of ideas, which can produce a collision of ideas.