Time is long, and another month has passed in a blink of an eye,

As early as half a month ago, Yang Zhu couldn't stand the dark cooking poison of his little apprentice, so he sent her to class.

Then I nested in the office all day long to raise pots, drink tea, and then go to some skewers at night, and lived a happy life.

On this day, when Yang Daguan was carefully holding the tea leaves in the bowl and laying patterns on the tea tray one by one, a special bell suddenly rang,

Yang Zhu's hand shook, looked at the "second senior brother" who was about to take shape with some regret, put down the tweezers, and picked up the mobile phone;

On the other side, Prince Lin's somewhat excited voice came:

"Yang Dada, the wheat in the field seems to be ripening, it's been a little hot lately, my dad thinks it's time to ask those combine harvesters to come and cut the wheat, now I want to ask you, do you have any comments over there." ”

Yang Zhu understood in seconds, but he frowned, thought about it in his heart, and then replied:

"The time is a little wrong, I'm afraid that the time will suddenly cool down, and the wheat I cut will not be ripe, so it will be a bad vegetable, so let's let your father not rush to invite someone from the harvest team to come, and I will go to the field tomorrow to have a look." ”

Prince Lin hummed, and then hung up the phone.

Yang Zhu put down the phone, opened his laptop, and then looked over the wall at some financial news and feature articles in the United States, and began to think.

..................

In the afternoon, Yang Zhu went to the U.S. imperialist consulate to sign a sign, and looked at the people on the third floor and the outer three floors, and couldn't help but be surprised;

In order to show less horses, Yang Zhu could not use the name of Dahua Investment to take the green channel, and could only get a visa in his own name, which made it troublesome to death;

First, I left my mobile phone and other items in the small shop at the door, took my passport and received the number, and waited in line for four hours before passing the security check and coming to the attestation officer;

This somewhat emaciated gringo looked at Yang Zhu expressionlessly: "The purpose of going to the United States?"

Yang Zhu shrugged: "Go on a tour." ”

The visa officer glanced at Yang Zhu slightly: "Who is responsible for your travel expenses?"

Yang Zhu was a little speechless, and he asked such a mentally retarded question?

Rolled his eyes at the moment: "Of course it's me." ”

The visa officer seemed to be a little dissatisfied with Yang Zhu's attitude: "Do you currently have a job?

Yang Zhu replied expressionlessly: "I am currently planning in an advertising company,"

Then, without waiting for the visa officer to ask, he said to himself: "The specific work content is advertising creative production, and the main customer groups are some fast-moving consumer goods in China, and the current monthly salary is 10K, here is my employment certificate." ”

Yang Zhu took out the work certificate issued by Qin Xin's company and put it on the table in front of him, and then continued to say in bird language: "I can speak bird language, and it is no problem to communicate with ordinary people;"

"I plan to spend a week in New York, visit Wall Street, go to Hollywood, and then go back home;"

"So...... Is there anything else you need to ask, Mr. Consular officer?"

This Yankee's face was a little displeased, are you a visa officer or am I a visa officer? You are such an old fritter, you have asked all the questions I want to ask, what do you want me to say?

So he opened Yang Zhu's passport and took a look, and said expressionlessly: "Unfortunately, I can't stamp you." ”

Yang Zhu's eyebrows furrowed: "Why?"

The visa officer looked at Yang Zhu: "Judging from your clothing, I think your income level is fake, and your real income should be far from what you said, so I suspect that you have a tendency to immigrate illegally." ”

Yang Zhu was furious, pointed to his clothes and said, "See clearly, this is a mung bean brand jacket, a famous Chinese brand;"

Pulled open the jacket slightly, pointed to the shirt inside and said, "This is the shirt of 369, and it is also a famous brand in China;"

Then he raised his foot, pointed to his shoes and said, "This is a single star brand sneaker, and it is a Chinese brand for decades;"

"Tell me, how did you see that my income was fraudulent!?"

The visa officer was noncommittal, and there seemed to be a faint mockery in his emotionless pupils:

"I'm sorry, I don't know anything about your so-called famous brands in Huaxia, in my opinion, this can't explain anything;"

"If you're really making 10K a month, as you say, why don't you wear a Naik or Adidas dress?"

"Aren't you Chinese people proud to wear these real famous brands?"

Yang Zhu looked at him coldly: "I am from Huaxia, what's wrong with wearing a famous Chinese brand? Why do you have to wear your American brand?"

"And fools know that those brands are processed in our Xiguan generation in Huaxia, why should I pay an extra few hundred yuan in IQ tax for those rag logos?"

The visa officer shrugged: "No, you see, I have one more reason to refuse you, I now fully suspect that you have extremist tendencies, for the security of our country, I can't stamp you!"

Yang Zhuqi smiled: "This is in the territory of Huaxia, and you actually think that I am extremist because a Chinese person is wearing Huaxia brand clothing?"

The visa officer waved his hand impatiently: "What about the territory of China, this is the US consulate, and in terms of international practice, this is equivalent to the territory of our US repatriation!"

Yang Zhu looked at him coldly: "I want to know what your name is, I hope you won't regret it!"

A hint of annoyance flashed in the consular officer's eyes: "Very good, you are very courageous! Remember, my name is John, John Claude, and I hope you can surprise me!"

After speaking, he did not hesitate to press the bell and call the next submissive Chinese person to come in.

The cold light in Yang Zhu's eyes was even worse, and he didn't speak, and he didn't even take his passport, so he let it be placed on the table in front of the visa officer, and walked straight away.

John looked at Yang Zhu's figure, a hint of mockery appeared at the corner of his mouth, and then he withdrew his eyes disapprovingly, and threw Yang Zhu's passport in the desk drawer with some disgust.

..................

Out of the consulate, Yang Zhu retrieved his mobile phone from the small store, took two steps, and dialed out:

"Hey, Xiaotu, you call that private harvesting team now, and say I'm going to see the quality of their machinery;"

"In the sheepfold of the imperial capital, there was a handyman who watched the gates, named John Claude;"

"You tell them that if you can get this person to roll up and leave within two hours, we will take him to continue playing."

"If they can't do it, I'm sorry, they can go home after cutting the wheat in their hands!"

Lin Tu on the opposite side was startled, and hurriedly said:

"Yang Dada, tell that private harvesting team now that we still have work in the back, will there be a problem?"

"I'm afraid it won't be good for him to leak the news when the time comes. ”

Yang Zhu sneered: "You don't have to worry about this, I know about this private harvesting team, he is different from several other combine harvesting teams, he knows what we want to do long before the bidding, it will never leak the news, you just follow my words!"

"Remember, tell them it's only 2 hours, and don't wait!"

Lin Tu on the other side heard Yang Zhu insist so much, so he had to agree, but he was muttering in his heart, why did Yang Dada sound very angry, he just hated that he needed to stop talking now, and he couldn't say it too clearly, otherwise he would know what was going on.

After Yang Zhu hung up the phone, he was not in a hurry to leave, so he ordered a cup of roasted fairy grass at a beverage shop on the side of the road and drank it leisurely.

As a result, in less than an hour, I saw that John had changed his clothes and walked out of the consulate in a bit of embarrassment, his face was pale, his eyes were blank, as if something terrible had happened.

Yang Zhu raised his eyebrows, and the corners of his mouth slid into an arc, it seemed that the forces behind that private fund were more energetic than he thought;

You must know that although the administrative level of the consulate staff stationed by the United States in China, Xiong Russia, and the island countries is not high, their authority far exceeds their own administrative level; especially in China, almost all of the people who have been able to work in the Chinese consulate in recent years have some complicated network of relationships behind them.

Just as Yang Zhu was pondering how to use this knife well, another bell rang,

Yang Zhu answered the phone, but heard a stiff female voice in some Huaxia inside:

"Hello, Mr. Yang, I'm sorry for making your experience unpleasant;"

"Your passport and visa have been approved, please ask where you are now, I will send it to you. ”

The smile on Yang Zhu's lips was even stronger, this service was in place, he said his location at the moment, and then hung up the phone.

After a while, a young American woman with some freckles on her face respectfully placed Yang Zhu's passport and visa in front of him;

She was about to get close to Yang Zhu, but she was stunned to find that this somewhat mysterious Chinese man took something and stopped a taxi and left, without even giving her a chance to say a word......

She was already very puzzled, and she very much wanted to use some dark lines to check the background of this person, but remembering the consul's stern precepts and warnings just now, her body couldn't help shaking, and she immediately dispelled the idea that had just arisen......

..................

After more than ten hours of tossing, Yang Zhu finally arrived in New York;

As soon as he got off the plane, he followed Lin Tu into the car that picked him up;

"Yo, Uncle Lin, you're a busy man who came to pick me up, my little nephew is a little scared!"

"Could it be that there is some pit in front of me waiting for me to jump?"

As soon as he entered the car door, Yang Zhu saw Lin Xiong in the passenger seat, although he was soft and uncomfortable to death, he still couldn't help but scare in a weird way.

Lin Xiong was a little embarrassed, knowing that this kid was still angry about selling him to the above for a long time, but after all, he had been in the mall for decades, and he said a few good words and a few nice words, and then the atmosphere was rounded up.

Yang Zhu really didn't have the energy to continue with him now, so he had to lean back on his seat and pretend to sleep;

Hate in my heart, this old fox clearly saw that I was in a very poor state after a long-distance flight, so he put on a low posture and came to pick me up in person.

However, interpersonal communication still needs to be a little bit of size, since people have a posture of apology, even if you are not in a good state now, you can't say a few words to others, but as long as you open your mouth, after getting off the bus, this matter can only turn the page.

In a daze, Yang Zhu felt that the car slowed down, and there were countless horns in his ears, and he opened his eyes slightly, only to find that the car was blocked by countless torrents on the main roads in the city.

Lin Tu saw Yang Zhu open his eyes, and explained helplessly: "There are more cars than people here in New York, and there are at least six or seven traffic jams a day on the main road during peak hours. ”

Yang Zhu nodded, looked at the countless manic drivers honking their horns outside the window, and some people smashed the steering wheel directly in the car;

I felt a little more regained my strength, and I felt that it was boring to sit in the car for an hour or two, so I asked:

"What's the sign you're talking about on the phone?"

Hearing Yang Zhu mention this topic, Lin Tu suddenly came to his senses:

"Yang Dada, we have bought a lot of information materials during this time, and we have found many signs that the crisis is about to break out;"

"First of all, the guarantee fee for banks' CDSs (credit default swaps) has been raised to 3.5% from 2.5% in May last year, which means that the leverage ratio has been reduced from 40 times to less than 30 times, which is equivalent to telling us directly that banks' confidence in these CDSs has dropped significantly;"

"Secondly, we purchased and investigated 100 CDO packages with a credit rating of 3A real estate mortgage bonds, and found that nearly 78% of the more than 103,000 personal debts associated with these 100 3A loan bonds were 3B junk debt assets, and less than 700 actually reached 3A rating."

"It's the same as all the mortgage bonds on the market that are rated triple-A, but in fact they are all bubbles, and they are all stinking kinds;"

"According to our assessment, after a maximum of 3-5 repayment cycles, these are called 3A, but in fact, there will be a large area of bad debts in 3B-rated debt assets;"

"In the end, we found that the mortgage bonds from 13 states had a double mortgage rate of 23.7%, which means that 23.7% of people mortgaged a property to at least 3-5 banks at the same time, so as to achieve a temporary balance of funds;"

"Isn't this the same as those young people in our country who repay their cards with cards?

"Therefore, we all have a few times in total, and we feel that the thunderstorm will not exceed 3 months at most, so we will start shorting and buying a large number of CDS while those big bookmakers have not moved, otherwise, if the leverage is lowered again, our losses will be great. ”

Yang Zhu knew what they thought, and this time he mobilized a large amount of money to short the United States, which was mainly divided into two parts;

The first part is to short the stock market, that is, to "lend" the shares of certain companies in their own budgets to brokerages in advance, and the target is naturally those "subprime mortgage companies" that have been set a long time ago;

For example, after paying a certain fee, Yang Zhu and his team "loaned" 10 million shares of a subprime mortgage company to a brokerage firm for a three-month lease term, and then sold them in the stock market; at the current market price of $40 per share, it was converted into $400 million;

Then three months later, the stock fell to $10 per share because of the crisis, and at that time, Yang Zhu and they only needed to spend another $100 million to buy 1,000 shares in the stock market, and then return them to the brokerage, without counting the handling fee, and make a net profit of $300 million in the middle;

This is the "shorting" in the stock market.

Of course, if you're unlucky and the stock rises to $60 after three months, then you have to spend $600 million to buy 10 million shares from the stock market and return them to those brokers, losing $200 million in the middle.

The second part is to buy CDS to short, which is also the bulk of the funds used in Yang Zhu's plan;

This part is a little more complicated, because CDS is essentially an insurance, so the leverage of the payout is very important.

If you find a good target, according to the original 2.5% amount of the guarantee fee to bet with the bank, spend 250 million yuan to buy insurance for 10 billion bonds, once these bonds have problems, the borrower can not repay the loan, the formation of bad debts, then you signed a CDS agreement with the bank needs to pay you 10 billion US dollars, even if 25% of the bonds do not have bad debts, throw away the cost, you can also earn more than 7 billion US dollars;

Therefore, when they knew that the guarantee fee of those banks' CDS had risen to 3.5%, they were so anxious;

You know, at present, the guarantee fee of CDS is not fixed, it rises to 3.5% today, and it can rise to 35% tomorrow.

But on the other hand, most of the banks that are willing to sign a CDS VAM agreement with you are small private banks, and the devil knows how much money they can actually pay out at that time;

There are guys with mosquito bellies but toad mouths everywhere in the world, if there is not so much money to pay at all, it will be fun, and once they enter the stage of asset liquidation after bankruptcy, it is extremely unfavorable for Yang Zhu and them, they dare not spend a year or two waiting for you to liquidate the assets before paying.

Therefore, the choice of VAM banks is the most important thing, and the risk is far greater than that of the stock market.

..................

As soon as Lin Tu finished speaking, Lin Xiong handed over a thick pile of information: "This is the information collected in the past few months, you can take a look first." ”

Yang Zhu laboriously took the material, which was estimated to be five kilograms, put it on his lap, and then opened the file bag and looked at it carefully.

Regarding the information on the traceability of real estate mortgage bonds that Lin Tu just said, Yang Zhu turned it over slightly, this thing is currently known, and he cares about something else.

After more than an hour, Yang Zhu finally read the information roughly, pinched his eyebrows and thought about it;

"All of your information about the CDO was bought from those small private banks?" Yang Zhu asked.

Lin Tu nodded:

"It's hard to get inside information about the banking giants, and we're afraid of getting caught up;"

"In addition, although these small private banks are logically on the outside line of CDS/CDO, they are also closer to the market than those banking giants and investment banks, so their information is more valuable to us. ”

Yang Zhu nodded, indeed, for them now, the closer the information is obtained to the front line of the market, the better.

But......

Yang Zhu asked, "Do you have any internal information about Fannie Mae and Freddie Mac, especially their bankable assessments?"

Lin Tu shook his head: "We didn't get it, first, we were afraid of revealing our feet,"

"Second...... We don't think it's necessary, and according to the information gathered so far, the crisis will definitely break out in three or five months, and it doesn't matter whether there is information about these two institutions or not. ”

Yang Zhu snorted coldly twice: "I see that you are floating, and I don't know how you will die when the time comes!"

When the Lin father and son heard this, they glanced at each other,

Lin Xiong asked in a deep voice, "Virtuous nephew, is there anything wrong?"

Yang Zhu smiled lazily:

"I have always said that in securities and financial markets, people's confidence is more important than real money;"

"Judging from the data, the large-scale loan expectation must be the last three to five months;"

"But...... Is it true that a simple large-scale loan overdue will immediately trigger a financial crisis?"

"Humph......"

"Do you really think that the U.S. imperialists are really completely free market in all fields under the banner of [boiling] and "nourishing oil" all day long!?"

Lin Xiong was taken aback: "You mean ......?"

Yang Zhu nodded: "That's right, since it's a short buy, we have to take into account Fannie Mae, Freddie Mac, and the buffer time of Wall Street investment banks' spontaneous covering!"

After finishing speaking, Yang Zhu touched his chin:

"The crew of "The Second Depression" is almost finished,"

"It seems that this film is really likely to be a prophetic movie!"

A seeping smile appeared at the corner of his mouth:

"During this time, Lin Tu was my driver first, and I was going to do a field survey, and the data of those small banks, to put it bluntly, was at least half mixed with water, and I estimated that the actual situation was much worse than the data they gave!"

"Of course, if you enter early, you will lose a lot, but if you enter late, I am afraid that you will not even be able to drink the soup!"

"Also, our fuel plan can almost be screened and targeted,"

"This fire, if you don't burn this dilapidated place half-cooked, I'm sorry for the more than ten hours I've been tossing!"

The Lin father and son looked at Yang Zhu's distorted expressions and looked at each other,

And what uneyed American provoked him?

Otherwise, how could this black-bellied man who must be revenge hate the US imperialist so much????

Set a small goal first, such as remembering in 1 second: book guest residence