Han Enxi entered the house, looked left and right, raised his eyebrows and smiled: "Mr. Chen's girlfriend should have some obsessive-compulsive disorder, even the cups on the coffee table must be symmetrical." ”

"There are some, Miss Han, what you said just now is really false?"

Chen Dongcheng is concerned about the loan mentioned by Han Eun-hee, and it is a loan of no less than one billion US dollars.

To tell the truth, Chen Dongcheng is really short of money now.

Don't look at Mr. Chen's scenery, he has the momentum to develop Cao Cao Group into a top company in China.

But the foundation is weak, the stall is wide, and the funds of Shenhao Games alone are a bit unable to keep up.

Only a few years ago did the final payment owed to SOHO Group be settled, and Century Building completely belonged to Chen Dongcheng.

In addition, he bought planes and yachts before, invested 1.6 billion yuan to build 4 production bases for Baicaowei, and ate the equity held by the shareholders of Qingju Technology.

That all means that a lot of money is flowing out.

Recently, Cao Cao paid to sponsor the Spring Festival Gala, and one billion must be prepared first.

The 1.3 billion yuan for the acquisition of Baolong Building must also be paid to the British consortium in a lump sum.

To beat another competitor, Chen Dongcheng relied on fast remittance.

Like many foreign investors who acquire domestic office buildings, they are playing short-term investment and quick return on investment.

Chen Dongcheng, who offers the same price and pays faster, is naturally more competitive.

Steps: 11.18 million

Property: 89.78 million

Experience Points: 129.13/100 billion

Loans: 42.8/5 billion

The 5 billion yuan that was borrowed from the Universe Bank before has now been almost spent.

The number of steps in the game is only enough to maintain the operation of the company under its name, walking on thin ice.

Its business lines are generally in the stage of burning money.

It's really hard to find a way to make money.

The only source of funds is Tottenham's settlement every season, which can quench Chen Dongcheng's thirst to a large extent.

Han Eun-hee was half-lying on the sofa with a big grin, and found that Chen Dongcheng was looking at him, and deliberately licked his lips.

This girl has a really big heart, and she doesn't know how dangerous it is to come to a strange man's house and do this kind of seductive action.

Chen Dongcheng didn't see it, and continued to ask: "Give me a happy word, is the loan real?"

"What kind of attitude, I said that if there is a way, then there must be, first bring me a bottle of water to drink. ”

Han Eunxi glared at Chen Dongcheng unhappily, sat up straight on the sofa, and stilted her Erlang legs.

Chen Dongcheng frowned and walked to the refrigerator, took a bottle of mineral water and threw it to her: "Hurry up and drink it, and answer the question after drinking." ”

"Knock, knock. ”

Han Eunxi drank in small sips, raised his white swan neck, and exuded great charm in his every move.

To say that in this kind of scenario, if Chen Dongcheng has no other thoughts, it must be nonsense.

Lonely men and widows are in the same room, how can there be no ambiguity.

However, thinking about Han Eun-hee's family background, Chen Dongcheng still firmly controls his birds.

What kind of girl can touch, what kind of chop Dior, you can't provoke.

Han Eun-hee undoubtedly belongs to the latter kind of woman, who seems to be beautiful and has hidden murderous intentions.

Han Eun-hee's eyes were vaguely disappointed, and he was playing with the bottle in his hand.

If Chen Dongcheng did something to her just now, she only had to shout, and the bodyguards waiting outside would definitely teach him how to be a man immediately.

"My second uncle has business cooperation with many foreign banks, and it is not a problem to help you contact the loan.

Generally, Internet companies like yours seek bank loans overseas, adding about 100 basis points to the Libor rate. ”

Typically, one basis point is equivalent to 0.01%, and 100 basis points is 1%.

The Libor rate refers to the London Interbank Offered Rate, which is one such measure.

Many banks at home and abroad use this interest rate as a benchmark for loans, mortgages, debt issuance, etc.

Large groups such as Ahri, Tengxun, and Baidu will choose to seek bank loans overseas.

On the basis of the LIBOR rate, different basis points are added to attract foreign banks to subscribe for loans.

For banks, these large domestic groups are guaranteed to be profitable.

Even if the basis points are a little lower, only 90, they are willing to accept it.

If it's a start-up, you don't even have a chance to meet them.

As a simpler example, the average interest rate is 1.726% for the latest one-year USD Libor.

If Ahri is willing to pay 95 basis points, the interest rate after the spread is 2.676%, which is much lower than the 4.75% lending rate (3-5 year term) of ICBC in China.

For a large group like Ahri, the amount of money sought to borrow is not small, usually starting at $2 billion.

A 2% reduction in interest rate per year would save $40 million.

The more you borrow, the more you save.

But this involves a core problem, different companies, borrowing costs are different.

For example, Tengxun may be able to make a $2 billion loan with just 90 basis points of the Libor rate.

If Chen Dongcheng wants to borrow 2 billion US dollars, even if he adds 280 basis points, no bank will be interested.

Investing in unlisted companies is too risky, unless Chen Dongcheng's company is a well-deserved hegemon in a field, or even in a monopoly position.

Such a company will be of great interest to these overseas banks.

Chen Dongcheng understands this, so he is very suspicious of Han Eunxi.

He didn't question Han Eun-hee's second uncle's ability, but he was very suspicious that Han Eun-hee shouted a billion dollars of water.

Han Eun-hee also told the truth under Chen Dongcheng's gaze.

"$1 billion is certainly not realistic, and your company is not up to the mark.

The only domestic companies that can interest overseas banks are BAT, and at most Didi and JD.com are added. ”

Chen Dongcheng nodded, walked to the door, opened the door, and made a gesture of please.

"What are you doing?" Han Eun-hee was a little stunned.

"You drank the water, and you rested for a while.

Please Miss Han go back to your own house first, I have a meeting tomorrow. ”

Chen Dongcheng's tone was a little disdainful: "If you can't do it, don't open such a big Haikou, are you ashamed?"

"You're embarrassed to call me?!"

Han Enxi said angrily: "If I don't say that I can lend you $1 billion, can you let me in?"

"Uh...... No. ”

Chen Dongcheng thought about it and replied honestly.

No way, Mr. Chen is so realistic.

If you're useless, pretend to be a big lady with me.

Han Enxi laughed angrily: "Although I can't help you get $1 billion in financing, $300 million is still no problem, do you want it?"

Chen Dongcheng thought about it, closed the door, went to the refrigerator to take out the fruit, washed it and handed it to Han Enxi: "Try the newly bought fruit." ”

The corners of Han Enxi's mouth twitched, looking at the apple that had wilted, and said angrily: "Thank you Mr. Chen for your kindness, this apple is still left to your old man to eat by himself." ”

"I heard that JD.com recently wanted to wade into the overseas syndicated loan market, but it only applied for a $500 million loan.

Do you have a way to help me get a $300 million loan?"

Although Chen Dongcheng's attitude was better, he still did not hide his suspicions in his tone.

Han Eun-hee knows that the first time they cooperate, it is inevitable that they will not trust each other, and their mentality is not bad.

"You don't have to worry about this, you just need to make statistics on the financing, valuation, and cash situation of the companies under the name of Cao Cao Group.

I will ask my second uncle to send your company's information to an interested bank and take the lead in arranging a loan for you. ”

"That's fine, but what do you want?"

Of course, Chen Dongcheng would not think that Han Eunxi simply wanted to help him, his charm was not to that extent.

Han Eun-hee smiled, like a little fox.

"What I want is simple, I want to invest in a company under your name. ”

"Tell me about it, and if I think it's appropriate, I'll let you invest. ”

Han Eun-hee's eyes lit up: "I want to invest in Douyin." ”

Chen Dongcheng shook his head: "No, Douyin will not be split, and will always become a wholly-owned subsidiary under the name of Cao Cao Holdings." ”

Han Enxi's voice changed: "Then I want to invest in Pinduoduo." ”

Chen Dongcheng still shook his head: "No, the valuation is too low now, it's boring." ”

Han Enxi suddenly became angry: "This one doesn't work, that one doesn't work, so which one can I invest in?"

"Why don't I sell you a portion of the shares of the company after the merger of Keep and Super Orangutan to you?"

Chen Dongcheng said with a kind face: "Look at the Internet fitness track, as soon as Keep and Super Orangutan merge, they will be eaten both offline and online."

The prospects for the future are very large and worth investing in. ”

Han Enxi looked at Chen Dongcheng and sneered: "Mr. Chen is really a good plan, what, you want me to take over?"

"I just mentioned it casually, otherwise, Cao Cao's takeaway will count as your share?"

Han Eun-hee's heart moved, and he immediately shook his head.

"The takeaway pattern is not clear, and the money burning war is not over.

I can invest up to $30 million, which is too small and too risky. ”

Chen Dongcheng was impressed by this girl, and it was not easy to comment so sharply.

Han Enxi thought for a while, gritted his teeth and said, "I'll mention a company in the end, if you refuse again, the two of us won't be finished." ”

"You say. ”

Chen Dongcheng knew that it was not appropriate to tease this girl again, otherwise it would be easy to provoke the other party.

"Then I'm going to invest in Little Blue Book. ”

Han Eun-hee has obviously done his homework, and he has a clear understanding of the companies under Chen Dongcheng's name.

Chen Dongcheng thought for a while and nodded: "I'm fine, Xiaolanshu, I'll notify Zeng Yiming to contact you." ”

Looking at domestic Internet companies, there are few that are not short of money, and Xiaolanshu is naturally no exception.

Even Ahri and Tengxun are constantly borrowing money to invest, anyway, the cost of borrowing money abroad is low.

As long as the investment project is promising, the cost of borrowing is trivial.

Han Enxi smiled with satisfaction, got up and said, "It's about the same, then I won't disturb Mr. Chen, you will rest."

When I go back, I will contact my second uncle and handle the loan for Mr. Chen as soon as possible. ”

"Okay, Miss Han, go slowly. ”

Chen Dongcheng sent it to the door, waited for Han Eun-hee to enter the elevator, and closed the door.

No matter what Han Eun-hee comes from, as long as he asks for it, it will be easy to do.

If you can use financing as a condition to get through Han Eun-hee's relationship, it will definitely be worth it.

When Han Eun-hee got home, she couldn't wait to call her second uncle.

On the other end of the phone was a middle-aged man with a calm voice: "Girl, what's the matter?"

"Hehe, I want to ask my second uncle to do me a favor......"

Han Eun-hee finished speaking, waiting for the reply from the other side.

Han Zejun thought that this girl finally knew how to restrain her temper, and said with a smile: "I have also heard of the Chen Dongcheng you said."

He has a good time with the children in the magic capital, such a person is worth making friends, and it is easy not to have conflicts.

I'll try my best to help him arrange it, and make sure he gets you this way.

In addition, if you invest in his company, it can be regarded as a kind of friendship.

What you need to do is to maintain this friendship and become your network. ”

Han Enxi nodded obediently, how could he look like a little witch, which made Han Zejun end his tirade.

However, Han Zejun was able to agree, and Han Enxi was relieved, at least he was not embarrassed in front of Chen Dongcheng.

If Han Zejun didn't agree, Han Enxi estimated that he would be eager to move out overnight, so as not to be ridiculed by Chen Dongcheng when he got it.

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