The living room with a 6.7-meter ceiling and a 7.2-meter studio is very spacious.

The west and north directions have a 270-degree open view.

Sitting in the living room, you can overlook Danan Mountain and Qianhai Free Trade Zone, and the location can be called the leader of Pengcheng.

Sofa set in the living room from Italian fashion brand B&B.

Chen Dongcheng bought several villas before, and the furniture used was B&B, trendy and avant-garde, with beautiful lines.

The sofa is made in one piece and will not be deformed for ten years.

As for the price, owners who can afford Hanjing Nine Banyan Terrace villas basically don't care about the price of B&B.

Chen Dongcheng introduced to Song Meng while walking, especially the Kauri shell shirt table in the restaurant, which is one of the biggest highlights of the villa.

The so-called kauri is the oldest tree in the world that was formed during the Ice Age 50,000 years ago.

Submerged and sunk beneath the mire, it has undergone vicissitudes of life, turning from amber to golden pink.

It is then combined with acrylic and polished to maximize the preservation and display of its texture and golden luster.

It leaves it with a delicate, hard texture and a high degree of elasticity.

Of course, the price of this table is certainly not cheap, a full 600,000 yuan.

"This table costs 600,000 ???"

Song Meng pointed to the dining table and opened her mouth wide.

"Is it expensive?"

Chen Dongcheng smiled and nodded: "It's okay, I'll show you a good thing." ”

Song Meng was pulled by Chen Dongcheng to the second floor, where there was an L-shaped swimming pool with a dark green table next to it.

It looks like a perfect replica of a seabed on Earth, where wood forms a geological profile of the ocean.

Layers of glass make up the shallow blue sea and the mysterious, reverie-inducing abyss.

Song Meng knew at a glance that it was not cheap, and said tentatively: "This table is very expensive?"

"It's a little bit more expensive than the kauri just now. ”

Song Meng will not believe Chen Dongcheng's words if they match the punctuation: "How much is a little bit?"

"It's called the Abyss Table, it's a very interesting design, 700,000 tables, I like it. ”

The design of this table is inspired by the idea that "when you stare into the abyss, the abyss stares at you." ”

Song Meng was completely speechless, how could his own family be such a loser.

A table that can't see any use is worth 700,000!

Chen Dongcheng touched the table, as a creative replica of the earth's seabed, it took more than two months to make it alone.

There is a saying that it is difficult to buy a favorite.

As long as you like it, how much money is secondary.

After turning around, Song Meng liked it very much, and it could be seen that the design of the villa was funded by a famous artist.

"How much does this villa cost?"

Song Meng already had a vague answer in her heart, but she was still a little uncertain.

"150 million, the decoration is carried out by the world's top designers, plus this villa is the end, the area is almost as big as the other two townhouses combined. ”

Generally speaking, end villas are more expensive.

Both the lighting and the area are better than other villas.

If you don't have a bad money, you can definitely choose the end.

Chen Dongcheng handed the real estate certificate to Song Meng and motioned for her to open it and take a look.

"Why do you write my name on the title deed?"

Song Meng glanced at it and was a little puzzled.

Chen Dongcheng said with a smile: "I bought a set for Yan Ting, naturally I can't miss you, the price is about the same in general, and the area is also very close." ”

"So, you're trying to strike a balance?"

Song Meng said angrily: "When you first saw Sister Yan Ting, I knew that you must have bad intentions. ”

Chen Dongcheng made a gesture to grab the real estate certificate: "Then don't forget it, I'll go back and change it." ”

"No, I don't. ”

Song Meng put it into his bag as if it were a treasure, and said proudly on his face: "This gentleman, please go out first, this is my home." ”

"Huh, huh?"

Chen Dongcheng thought that it would not be too late to teach her a lesson, so he took Song Meng to the master bedroom suite on the fourth floor of the villa first.

The suite is 7.2 meters wide, with a light strip installed under the TV cabinet and bed, which looks like it is floating above the light.

The whole bedroom will have a stylish futuristic feel at night.

"This cloakroom is super beautiful!"

Song Meng stared at the cloakroom without blinking, obviously amazed by the extravagant cloakroom.

Chen Dongcheng glanced at the cloakroom and said casually: "That's porro, known as the king of quality in the cloakroom world." ”

Seeing the cloakroom of this master bedroom, Song Meng suddenly felt that the house on the west bank of the mangrove tree was very low.

Song Meng was in a daze in the cloakroom, and suddenly noticed Chen Dongcheng's movements, and slapped Chen Dongcheng's salty pig hand: "What are you doing?"

"Dry. ”

......

Not to mention, the classic floating bed with glass feet from LAGO is quite special.

I won't describe how special it is, but it's clear when I buy it.

Song Meng also has a tight schedule, going to work during the day and going to class at night or on weekends.

But in almost a year, Song Meng has become accustomed to this kind of day.

In the past two days, Chen Dongcheng has been picked up and dropped off every day, and anyone can see the sour smell of love on Song Meng's body.

At the beginning, there were many elites in the same class as her, and a few of them still had some thoughts about her.

In the workplace, it is really rare to see a beauty of Song Meng's level.

Every day, there are people who ask for warmth, it is not good to refuse, and it is very annoying not to refuse.

As Chen Dongcheng picked up and dropped off for several days, Song Meng found that the disturbing flies around him had finally disappeared.

Every day after class, the Bentley Mulsanne parked at the door was telling the self-proclaimed elites that Song Meng was not something they could tease with.

can be admitted to Peking University Guanghua MBA, whether it is through the relationship or outstanding ability.

At least the IQ will not be too lacking.

This kind of demonstration could not be more obvious, and they naturally understand the meaning behind it.

......

Tianxia Golden Bull Square.

Microweight Bank Headquarters.

Cao Tong convened a board meeting, and all directors participated.

Chen Dongcheng happened to be fine, so he didn't send an agent to come forward.

"Thank you to all the directors for taking time out of their busy schedules to participate on the Board.

Let me say one thing, as the business of our micro bank is developing faster and faster, our capital is starting to run low.

Therefore, I hope to be able to conduct a round of private placement financing, and I hope to get the approval of the directors. ”

Chen Dongcheng sat in his position and quietly observed the faces of several other directors.

Lin Jinghua, who represented Tengxun, had a very calm face.

For Tengxun, Micro Heavy Bank will definitely not let go.

If it weren't for the domestic policy, a single shareholder should not exceed 30% of the shares, how could there be a few other opportunities to share the shares.

Lin Li, who had a lot to do with Kang'an, seemed a little hesitant and asked, "Cao Xing, how much do you plan to raise this time for private placement financing?"

"Initially, we plan to raise $400 million to $500 million, which Gu Dong and I mean. ”

Cao Tong said and looked at Gu Min, who nodded in agreement.

As the boss of Kang'an's department in Weizhong Bank, he has some disagreements with Cao Tong, which is inevitable.

One mountain does not tolerate two tigers, and Cao Tong is not used to seeing the Kang'an system monopolizing power.

For the sake of his right to speak, it is inevitable that he will have a dispute with Gu Min.

Relying on Chen Dongcheng's previous ideas, Cao Tong gradually established his authority within the Weizhong Bank.

In any case, behind Cao Tong is Chen Dongcheng, a major shareholder with the same equity ratio as Tengxun.

"$400 million-$500 million?"

Lin Li frowned and asked, "Could this be too much?"

"Lin Dong, it's not much at all, you should know how difficult it was before us.

In the early days of the company, we suffered heavy losses.

The cost of personnel expenses and the project cannot be capped for a long time.

These losses need to be compensated for by our financing. ”

Lin Li nodded: "I know all this, and I have also looked at your accounts, but these losses are 500 million." ”

Zhu Baohua and Lin Li of Baiye Yuan both hold 20% of the shares.

If it were to be financed according to the micro bank, he and Lin Li could only accept the dilution of the shares.

This is something that neither he nor Linley wants to see.

Cao Tong was not in a hurry at all, and said with a smile: "Lin Dong, Zhu Dong, you two may have ignored a problem.

Take our most mature fist product, "Micro Loan", as an example.

The main sources of our lending funds are interbank lending and interbank cooperative lending.

The cost of funds in the former is more expensive than deposits, while in the latter the cooperative banks enjoy most of the benefits.

In addition, the balance of provisions at the beginning of the business is large, so it is difficult for us to talk about earnings. ”

Zhu Baohua and Lin Li glanced at each other, they both knew that cooperating with other banks to lend and collect interest was Cao Tong's famous work.

Tengxun does not look at the process, only the result.

Cao Tong's proposal not only allowed the micro-heavy bank to break through the suppression of traditional banks, but also explored the possibility of making profits.

This is very important for Tengxun.

Cao continued, "In addition, the provision coverage ratio of our microcredit project is as high as 2,000%.

This is due to both prudent risk control and the requirement that the loan-to-loan ratio should not be less than 2.5%.

These are the reasons why we have to raise funds externally and increase our capital. ”

Zhu Baohua and Lin Li frowned even deeper.

Every word Cao Tong said was not adulterated at all.

As a shareholder, everyone hopes that the development of micro heavy banks will get better and better.

After all, it means a bigger return on their investment.

Lin Jinghua coughed lightly and asked, "Cao Xing, this round of financing, you say the number, we will fully support it and keep our shares unchanged." ”

Cao Tong smiled calmly: "I discussed this round of financing with Gu Dong.

It is more appropriate to set the valuation at $5 billion, and intend to raise $400 million to $500 million externally.

Among them, Tema Creek and Warburg Pincus are more interested in us, and we can formally negotiate after waiting for the regulatory authorities' review. ”

Chen Dongcheng spoke for the first time: "With all due respect, it is difficult for foreign PEs like Tema Creek and Warburg Pincus to pass the supervision, and we need to be prepared for the other hand." ”

Everyone's eyes suddenly looked over, and there was inquiry, curiosity, and fear in their eyes.

Seeing that Chen Dongcheng is so young, he can be on an equal footing with them.

The most important thing is that they don't know how much wealth Chen Dongcheng has.

It seems that everything behind Chen Dongcheng is a mystery.

It was as if the information they could find was carefully compiled and presented to them.

"In addition, I hope to keep the equity ratio unchanged like Tengxun in this round. ”

After Chen Dongcheng finished speaking, the atmosphere in the conference room suddenly changed.

Everyone's thoughts were different, and Gu Min's face was a little ugly.

He is not a fool, Chen Dongcheng is obviously a little estranged from their Kang'an family, and he is closer to Cao Tong.

Lin Li and Zhu Baohua, as bigwigs who have been famous in the business world for many years, are very dissatisfied with this young man.

After working with them all their lives, it's better to be generous with a young man?

Cao Tong breathed a sigh of relief, as long as he hugged Chen Dongcheng's thigh, whether it was Kang'an or Tengxun, he would give Chen Dongcheng face.

After all, Chen Dongcheng's shareholding ratio is no less than that of Tengxun.

Although Chen Dongcheng is not interested in the internal struggle for power and profit in the micro heavy bank, it does not mean that they can fool him together.

This is also the reason why Chen Dongcheng supported Cao Tong.

He needs to have a pair of eyes inside the Microweight Bank and not be blinded by the other team.

"Since Chen Dong and Lin Dong are willing to continue to follow up, then I will formally apply to the regulatory authorities.

We issued an additional 1.2 billion shares in this round, and we hope that everything will go well. ”

Cao Tong made the final decision, and everyone had no objections.

Lin Li and Zhu Baohua were unhappy, and they couldn't come up with the money and didn't have a move.

As for the regulatory authorities, it is not surprising that they rejected the application of Micro Heavy Bank.

Since then, several RMB PEs have begun to contact micro banks.

Cao Tong understood the above meaning very well and gave up the plan to introduce foreign PE.

The planned financing of $500 million at the beginning naturally came to naught.

The result of the discussion is that the fixed increase financing is 1.2 billion, and the valuation after investment is 32 billion.

Among them, Chen Dongcheng and Tengxun have injected 365 million yuan to maintain their 30% shares.

Lin Li and Zhu Baohua chose to accept dilution and introduce several external RMB PEs.

At the end of this round of financing, Weizhong Bank officially announced the news.

The smoothness of financing is really shocking to the people who eat melons.

Many netizens are always paying attention to the latest developments of Micro Heavy Bank.

Many of them have applied for micro loans, and they still have some expectations for the amount of micro loans.

A few are happy and a few are worried, Chen Dongcheng is naturally satisfied with the soaring valuation of micro banks.

The valuation of micro heavy banks has increased more than tenfold compared with when it was launched.

One year, ten times the return.

Chen Dongcheng is well aware of the prospects of the micro bank, and naturally will not be short-sighted and stingy with the investment of funds.

At this time, it is more important than anything else to keep your shares.

In Cao Tong's office, President Cao Daxing, who is well-known in the outside world, is pouring tea for Chen Dongcheng with a courteous face.

"Chairman Chen, your follow-up this round is too crucial, otherwise Lao Cao's life will be uncomfortable. ”

Chen Dongcheng smiled: "Who doesn't know Cao Xing's ability now, relying on the trick of cooperating with other city commercial banks, you are taking Kang'an by surprise." ”

"Where, just a little bit to make them increase their memory, my old Cao is not a soft persimmon. ”

Cao Tong waved his hand modestly, but his face was still a little proud.

"But you can't be careless, find the right opportunity to kick out a few high-ranking officials in the Kang'an department. ”

Chen Dongcheng took a sip of tea and asked, "You should have friends who are suitable for micro heavy banking, right?"

"There must be, and now that the development of the micro heavy bank is so good, many of my friends are a little excited.

Although the system is good, there are many concerns, and it is not as comfortable as us to make money. ”

Cao Tong is obviously not a vegetarian either, and he prepared a list of candidates early.

"Well, after a while, the new shareholders will stabilize, and you will find a reason to get rid of the two Kang'an people. ”

Chen Dongcheng said lightly.

Cao Tong comprehended, and there was a cruel smile on his face: "Don't worry, I promise to choose a reason that makes Gu Min speechless." ”

Mixed up in the system, playing with these are good hands.

Cao Tong had collected some evidence before, but he was reluctant to use it.

Before being powerless and powerless, what is the use of being in a state of being elevated, even if it is exposed?

But now it's different, with excellent performance and the support of Chen Dongcheng as a shareholder.

Cao Tong really wanted to try the quality of the Kang'an system.

vertex