Volume 1 The Journey Through Time Chapter 332 What should I do if I lose time?

Li Meng has a lot of other questions in his mind, for example, Li Meng has never entered the replication world through this meteorite channel, and he has been teleported to the past before, what if entering the replication world through the meteorite channel and directly teleporting to the past by himself is not the same world at all?

Li Meng returned to Haidu again in the confusion, three days have passed, the speed of time passage in the two worlds must be different, half a day has passed in the copy world, and in the real world it is three days, the approximate proportion is like this, and the time spent in the meteorite passage is zero, this should be true, according to this assumption, it is possible that he was in a coma in the meteorite passage for hundreds of years last time, that is to say, Li Meng returned to reality after hundreds of years of coma in the meteorite passage and did not spend a second。

I can't understand whether I will become an immortal person? The corners of Li Meng's mouth couldn't help but crack to the length of more than the golden section line.

"What are you laughing at? I had an affair with that Minister Li Qingchun?"

"Absolutely not, I haven't seen her at all this time, how can I have anything to do with her? ”

Recently, Yu Yan's courses seem to be less tight, and she can't be idle when she has more time, do you want her to take a few more courses?

"Wife, I remember the last time I met the dean of the School of Business Administration of Haidu University, I want you to take an MBA major, why don't you try it? I heard that many successful people want to get that diploma. ”

"I'm sick with a diploma from a medical student, right? I don't have a proper job! I might as well go to Dalu Province to see a few patients at that time, I have already bought more than 3,000 books on medicine, two photocopiers, next time you want to take them, I will build a library, all of them use practical courses, send them as soon as possible. ”

"No problem, I must send it over early, I have to rest for two days just when I come back, it's good over there, I can't show my edge, the situation is very delicate, wait, the gun shoots the first bird, don't be impatient." ”

His wife's idea is very constructive, and Li Meng has also sent a lot of books before, mainly in mechanical and chemical fields, mostly related to the military, and building a huge library will definitely play an extraordinary role.

This matter is trivial, but Yu Yan's trip to Dalu Province needs to be discussed, and his son needs his mother, so Yu Yan should go less.

Li Meng put all the things he collected in the copy world on the third floor of the warehouse, what are these things? Messy clothes, rancid food, rotten green plants, everything, Li Meng collected it too urgently, the time passed there too fast, and it was all packed up, which scared that Heeller a lot.

Li Meng tidied up for three days before he was a little eyebrows, this Hele and Wei Ya don't know how many people have been harmed by black eating black, you really have to be careful next time you go there, these two people are perverts.

"Boss, there is a little problem with Anjia Bank, do you have time?"

Hu Yang, the director of the finance department, called Li Meng, fortunately it was through, what Hu Yang said seemed to be very serious, it was not a small problem, and it needed to be dealt with by Boss Li himself.

Li Meng only learned the details when he got there.

"Boss, Anjia Bank has exploded, there are too many things that have happened in the past few days, first of all, an executive of the bank jumped off the building, this person is a young middle-level of Anjia Bank, and he is very promising to become the top of the bank, but this person suffers from mental depression and has been under a lot of pressure recently, which is nothing, but his family revealed to the media that the executives of Anjia Bank forced this Mr. Wang Lei to make false accounts, and now the outside world reacts very badly, many people think that the biggest person responsible for Wang Lei's death is those executives of Anjia Bank, and the executives forced Wang Lei to violate professional ethics to do bad things and make false accounts。 ”

Li Meng quickly knew the details of the matter, but this incident should not cause a great repercussions, it is nothing more than to appease compensation and eliminate the impact; of course, as an Anjia Bank, it cannot compensate Wang Lei's family so directly, and will compensate Wang Lei's family in other ways, such as high funeral expenses, condolence money, and trying to improve various welfare benefits.

Director Hu Yang seemed to find this matter very tricky, and continued: "The problem is that this Wang Lei left an account sheet, which is now known to the media, and the account sheet shows that the bad debt rate of Anjia Bank is as high as 2 percent, not 0.78 percent as shown in Anjia Bank's financial statements. ”

What is the concept of two percent? Li Meng's mind was a little confused, and Li Meng only knew after Hu Yang's detailed explanation.

The total assets of Anjia Bank are 6 trillion yuan, and 2 percent of the bad debts are 120 billion yuan, a very small percentage but a large base, so the bad debt funds are as high as 120 billion yuan, and it will be difficult to collect these 120 billion yuan, and even if the normal bad debts are deducted, 6 or 70 billion yuan is abnormal.

If those loan customers take advantage of the weak period of Anjia Bank to deliberately default, and the depositors panic and cause a run, the Anjia Bank will be in a situation of no disaster.

Li Meng has been in the industry for so long, how could he not know what this means?

"Director Hu, what are the executives of Anjia Bank going to do?"

Naturally, they have raised nearly 300 billion additional cash and are ready to deal with the run frenzy. ”

Hu Yang even used the word "frenzy", although Dream Capital is the largest shareholder of Anjia Bank, but Dream Capital is not responsible for specific operations, only responsible for monitoring and supervision, and now the bad news of Anjia Bank has not been completely leaked out, but the stock price has fallen slightly, and now the quotation is 16 yuan 6 cents, down 3%.

Once all the outside know the news that Anjia Bank has made false accounts, then it is still necessary?

"Director Hu, inform the companies to release the shares of Anjia Bank, and the shares held by the head office will not move for the time being, so that the companies can prepare enough cash to deal with this crisis, don't put our money in a bank, they can transfer it away if they want to, and the money of our head office will only be left there with 30 billion. ”

"Understand, boss, but if this continues, it will cause Anjia Bank to collapse faster, we are the largest shareholder, and we have the most losses. ”

"We're not afraid, it's just a market value of 70 billion, and all the thunder that should be blown out should be blown out, whoever should bear what responsibility should stand up and make them responsible, go quickly, let the securities department and the human resources department act together, who is in charge of the business of Anjia Bank now? Let him get out, no, find at least two scapegoats, let them resign, and resign. ”

The boss is going to do things at a pace, and once Dream Capital does this, it will undoubtedly make Anjia Bank fall faster.

The stock price of Anjia Bank fell on the limit price on the same day, fourteen yuan five, the abnormality of Anjia Bank immediately aroused the alarm of the market, and the media immediately knew the inside story of Anjia Bank, the bad debt rate is so high, can this bank survive?

After receiving the news, several supervisory units immediately entered Anjia Bank to investigate, and it was a big deal, not only that someone should be responsible, but it was difficult to say whether Anjia Bank could be saved.

Bad debt data fraud?

As the largest shareholder, Dream Capital immediately attracted the attention of the outside world, and Mai Degui, as the director of the securities department, felt a lot of pressure, although the senior executives stationed in Anjia Bank were jointly sent by several departments, but the securities department was the first person responsible, followed by the finance department and the human resources department.

The door of Anjia Bank has been crowded with old men and old ladies who have withdrawn cash, young people have already transferred their money through one-click transfer, and some even get cash through inter-bank ATMs, and they need to worry about those fixed deposits, various transfer certificates of deposit, etc., which are not due.

The explosion of Anjia Bank has made the public distrust other banks, will other banks have similar problems?

Dream Capital has rejected more than a dozen waves of media reporters' interview requests, and the outside world has speculated that this time it was pitted, and the headquarters still holds 21% of the shares after the reduction of the branches of Dream Capital, and basically did not run, although the branches got the news early, the funds have been transferred away as much as possible, and the shares have been sold, but the head office is still inside.

After the accident of Anjia Bank, the black history of power transactions and non-standard operations that had occurred before was also picked up.

"This is the evil result of the blind expansion of Dream Capital!"

The article analyzed the history of Dream Capital, and pointed out that Dream Capital should not invest in Anjia Bank, first of all, Dream Capital is not familiar with the bank's practical operation, although it did not participate in the operation, but Dream Capital did not exercise its duty of supervision and control, and seriously interfered with the operational efficiency of Anjia Bank; The living environment such as online loans has become worse, and the inability to recover is also the reason for the sudden increase in the bad debt rate, as well as the responsibilities and efficiency of senior executives, redundancy and other problems have a lot to do with Dream Capital.

After reading these articles splashing dirty water, Boss Li thinks that he should not carry this pot and must be severely refuted! Naturally, Li Meng does not need to take action in person to do this kind of thing, and besides, he can't write anything at this level, so naturally there are a large number of pens and sailors to help him do this kind of thing.

But what next?

In order to cope with the run frenzy, in addition to raising cash from various sources and recovering loans in advance, Anjia Bank also applied to the higher authorities for special funds and reduced the reserve ratio, which is the proportion of funds set aside by the regulatory authorities in order to avoid risks and respond to accidents.

But the stock market didn't buy it, and the expected plunge finally appeared, and the stock of Anjia Bank fell to nine yuan two for several days, which was lower than the original minimum purchase price of Dream Capital.

As the largest shareholder, Dream Capital's shares in Anjia Bank have fallen to a market value of 40 billion, and the early profits have not only spit out but also suffered a big loss.

But Boss Li has no intention of making a move, Dream Capital still has 30 billion deposits in Anjia Bank, and the sum of the two is nearly 100 billion funds, if Anjia Bank falls, the biggest victim is undoubtedly Dream Capital, Dream Capital is not only a shareholder of Anjia Bank but also the largest customer of Anjia Bank.

After a few days of running and appeasement, the total assets of Anjia Bank shrank to 3 trillion yuan, and the market value was only less than 200 billion yuan, and the risk is still very high, and there may be a more serious situation at any time.