Chapter 721: There seems to be hope
Go belly up?
Everyone was stunned.
Immediately pulled down their faces.
Very displeased.
Originally, in Huaxia, there was no such thing as bankruptcy.
However, now that China is in line with the world and draws on the advanced experience of the world, it has naturally introduced bankruptcy measures.
Like many wealthy people in the West, there are also times when their business fails, and they file for bankruptcy. Many rich people have gone bankrupt several times.
Filing for bankruptcy is not a write-off of the debts owed, but a temporary resignation. Bankrupt people can only maintain the minimum living expenses, such as taking public transportation, not even taking a taxi, let alone driving themselves.
For bankrupt people, in addition to a person's minimum consumption, the excess of their income will be used to pay off their debts.
For example, if Chen Dali goes bankrupt and goes to find a job serving tea and pouring water, with a monthly income of 3,000 yuan, then the court will judge according to the local price, and only need 1,500 yuan for Chen Dali to survive. The extra 1,500 yuan will be used to pay off the debt.
It's just that if you really want to repay the debt like this, the money Chen Dali owes will be repaid from the Chen Sheng and Wu Guang uprisings to the Taiping Heavenly Kingdom uprising, and it will not be repaid.
"Yes, you want me back, I don't have any money!" Chen Dali spread his hands, shrugged his shoulders and said, "I give you everything, and I still owe seven billion, how can I pay it back? My villa, house, and car, you can all take it to pay off the debt." But you can't kill me, can you?
If I want to live, I have to file for bankruptcy. Maybe I'll find a job at my friend's place with a monthly income of 10,000, and I'll spend 1,000 a month and give you 9,000?"
Still 9000 per month?
It's only 108,000 a year!
It has only been 1.08 million in ten years!
It took 10.8 million to repay in 100 years!
108 million in a thousand years!
If 100 million is 100 million in 1,000 years, 7 billion will be about 70,000 years.
The ancestors of Homo sapiens 70,000 years ago were still in Africa!
Everyone's faces darkened, and they all said in their hearts, what are you kidding, we are not Da Luo Jinxian, when you have enough money, the earth has wandered to Proxima Centauri for tens of thousands of years.
"Mr. Chen, why are you kidding!" Sima Changfeng pointed out the problem, "If you want to repay the money like that, you will not be able to repay the arrears from now until the end of the world!"
Chen Dali rolled his eyes and said, "What can I do then? I intend to pay back, but I really don't have any money." No matter how good you are, you won't be able to squeeze oil out of the stones, will you?"
Tang Wanjun glanced at Chen Dali deeply, she was clear-minded, and saw that Chen Dali seemed to have other intentions, so she immediately said to Chen Dali: "Mr. Chen, you are also a generation of heroes, why are you so embarrassed? You are insolvent now, and we must recover the arrears, if you have any proposals, just say it."
Everyone negotiates and negotiates, and they can always reach a common intention. It's embarrassing for us to be like this!"
Chen Dali smiled: "It's still Miss Tang who is reasonable, as Miss Tang said, you want money, not me starving! I have the heart to pay back, you have to give me a chance to pay back, right?"
Sima Changfeng asked, "What kind of opportunity do you want to repay the money?"
Chen Dali said: "I hope I mortgage your things, such as real estate, cinemas, and stocks, and you don't take them back for the time being." ”
Sima Changfeng said: "And then?"
Chen Dali said: "Then I will use these things to make money, and after making money, I will return it to you." Actually, I did this before, but it's a pity that I met Professor Yang, and I don't know where to find out my secret, and made such a big news. ”
Sima Changfeng sneered: "You are really calculating, threatening us with bankruptcy, and want everything to return to the way it was? Okay, even if everything is restored to the way it was, what can you do? How much money are you going to pay back?"
"A billion a year!" Chen Dali said with a serious face, "It only takes seven years for me to pay off the insolvent part, and after seven years, if you think you don't trust me Chen Dali, you can take back my assets at any time." ”
Everyone was shocked.
A billion a year.
What a big deal!
"Can you make a billion a year?" Sima Changfeng questioned.
"I'll do my best to make it, I just need you to make it easy for me. Chen Dali said, "And the money in the first half of this year, 500 million, I can pay you back directly now!"
"Where did you get the money?" Sima Changfeng said, "We have checked your accounts, and your accounts have more than one million, and you can't even pay next month's salary." ”
"The money I lent him!" Yu Daqian finally spoke up at this time, "I can also make a guarantee for Mr. Chen Dali! Mr. Chen Dali is my best friend! I, Yu Daqian, am willing to vouch for it! If you give Chen Dali a chance, you may still get the money, but if you don't give him this opportunity, he will not be able to repay the seven billion yuan in his next life!"
"Mr. Yu Daqian?"
"Entertainment tycoon Yu Daqian?"
"Yu Daqian of the domestic violence He Xiangu?!"
"Yu Daqian seems to be quite rich!"
Everyone's eyes fell on Daqian. Yu Daqian is not a nobody, especially recently, Yu Daqian has swiped the screen again because of the scandal of domestic violence He Baijie, which is notorious.
So everyone recognized Yu Daqian.
Sima Changfeng thought about it, and after weighing the pros and cons in his heart, he immediately said: "Since Mr. Yu Daqian has vouched for you, and I don't want four billion to become a bad debt, then I decided to give you this opportunity." We, Huaxia Industrial and Commercial Bank, will not force you for the time being, but if your annual repayment amount is not satisfactory to us, we can recover everything at any time. ”
Tang Wanjun also said: "Instead of fighting chickens and eggs, it is better to give you a chance, Mr. Yu Daqian is strong, and your Chen Dali ability is also good, I can be trusted." ”
Zhang Youlin hesitated for a moment and said, "Since Huaxia Industrial and Commercial Bank and the Southeast Asian consortium have agreed to your proposal, we in Ant Financial have to agree to your proposal." ”
"That's all there is to it. ”
"After all, people have a good attitude and don't want to be a laid-back. ”
"If someone really files for bankruptcy, we will lose even more!"
Most of the other small creditors also agreed to Chen's proposal.
"Thank you for your understanding, people, there are times when we encounter difficulties! I, Chen Dali, were able to start from scratch to this point today, and today with the help of noble people, the starting point is higher, can't I still make a comeback?" Chen Dali calculated the psychology of creditors and finally breathed a sigh of relief after successfully achieving a relatively favorable situation for himself.
"My father is a man who keeps his promises, and we will not be old men. ”
Chen Youfang was originally in a gloomy mood, but after seeing his father's operation, he reluctantly strengthened the danger, and also recovered some of his spirits.
The most fearful thing is that people can't see hope, and once they can see hope, it seems that there is nothing to be afraid of.